Ocmbc, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Ocmbc, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ocmbc, Inc. 19000 Macarthur Blvd, Suite 200 Glendale, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,929 |
| Total Mortgage Loan Application Amount | $567,578,000 |
| Average Mortgage Loan Application Amount | $289,666 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $4,276,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Ocmbc, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ocmbc, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Ocmbc, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ocmbc, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ocmbc, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ocmbc, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 393 | $ 158,494,000 | $ 403,000 | $ 117,000 |
| Cook County Illinois | 187 | $ 34,074,000 | $ 182,000 | $ 63,000 |
| Riverside County California | 157 | $ 47,592,000 | $ 303,000 | $ 105,000 |
| San Bernardino County California | 122 | $ 32,055,000 | $ 262,000 | $ 74,000 |
| Orange County California | 98 | $ 45,521,000 | $ 464,000 | $ 151,000 |
| Clark County Nevada | 78 | $ 18,342,000 | $ 235,000 | $ 108,000 |
| San Diego County California | 54 | $ 22,193,000 | $ 410,000 | $ 179,000 |
| Will County Illinois | 26 | $ 5,605,000 | $ 215,000 | $ 89,000 |
| Harris County Texas | 24 | $ 6,195,000 | $ 258,000 | $ 113,000 |
| Salt Lake County Utah | 21 | $ 4,603,000 | $ 219,000 | $ 50,000 |
| Lake County Indiana | 19 | $ 2,848,000 | $ 149,000 | $ 51,000 |
| Broward County Florida | 18 | $ 4,355,000 | $ 241,000 | $ 104,000 |
| Palm Beach County Florida | 18 | $ 3,991,000 | $ 221,000 | $ 61,000 |
| Orange County Florida | 17 | $ 2,679,000 | $ 157,000 | $ 44,000 |
| Lake County Illinois | 17 | $ 2,972,000 | $ 174,000 | $ 76,000 |
| Baltimore County Maryland | 17 | $ 5,135,000 | $ 302,000 | $ 92,000 |
| Prince George's County Maryland | 17 | $ 4,702,000 | $ 276,000 | $ 91,000 |
| Ventura County California | 13 | $ 5,094,000 | $ 391,000 | $ 109,000 |
| Lee County Florida | 13 | $ 2,414,000 | $ 185,000 | $ 60,000 |
| DeKalb County Georgia | 13 | $ 1,674,000 | $ 128,000 | $ 51,000 |
| Jefferson County Kentucky | 13 | $ 2,200,000 | $ 169,000 | $ 67,000 |
| Contra Costa County California | 12 | $ 4,719,000 | $ 393,000 | $ 149,000 |
| Fulton County Georgia | 11 | $ 4,275,000 | $ 388,000 | $ 161,000 |
| Macomb County Michigan | 11 | $ 2,638,000 | $ 239,000 | $ 75,000 |
| San Joaquin County California | 10 | $ 3,475,000 | $ 347,000 | $ 146,000 |
| Gwinnett County Georgia | 10 | $ 1,618,000 | $ 161,000 | $ 39,000 |
| Kern County California | 9 | $ 1,825,000 | $ 202,000 | $ 60,000 |
| Merced County California | 9 | $ 1,610,000 | $ 178,000 | $ 45,000 |
| Stanislaus County California | 9 | $ 2,425,000 | $ 269,000 | $ 288,000 |
| Collier County Florida | 9 | $ 2,168,000 | $ 240,000 | $ 52,000 |
| Cobb County Georgia | 9 | $ 1,930,000 | $ 214,000 | $ 65,000 |
| DuPage County Illinois | 9 | $ 1,628,000 | $ 180,000 | $ 57,000 |
| Kalamazoo County Michigan | 9 | $ 1,242,000 | $ 138,000 | $ 68,000 |
| Alameda County California | 8 | $ 3,226,000 | $ 403,000 | $ 73,000 |
| Monterey County California | 8 | $ 2,227,000 | $ 278,000 | $ 109,000 |
| Sacramento County California | 8 | $ 2,152,000 | $ 269,000 | $ 78,000 |
| Santa Clara County California | 8 | $ 3,262,000 | $ 407,000 | $ 94,000 |
| Solano County California | 8 | $ 1,875,000 | $ 234,000 | $ 88,000 |
| Hillsborough County Florida | 8 | $ 2,441,000 | $ 305,000 | $ 126,000 |
| East Baton Rouge County Louisiana | 8 | $ 1,349,000 | $ 168,000 | $ 60,000 |
| Oakland County Michigan | 8 | $ 2,430,000 | $ 303,000 | $ 119,000 |
| Fort Bend County Texas | 8 | $ 2,863,000 | $ 357,000 | $ 436,000 |
| Placer County California | 7 | $ 6,564,000 | $ 937,000 | $ 1,091,000 |
| St. Lucie County Florida | 7 | $ 948,000 | $ 135,000 | $ 63,000 |
| Maricopa County Arizona | 6 | $ 2,173,000 | $ 362,000 | $ 118,000 |
| San Francisco County California | 6 | $ 4,924,000 | $ 820,000 | $ 245,000 |
| Brevard County Florida | 6 | $ 785,000 | $ 130,000 | $ 45,000 |
| Duval County Florida | 6 | $ 1,366,000 | $ 227,000 | $ 57,000 |
| Osceola County Florida | 6 | $ 777,000 | $ 129,000 | $ 148,000 |
| Paulding County Georgia | 6 | $ 912,000 | $ 152,000 | $ 44,000 |
| Jefferson County Louisiana | 6 | $ 1,633,000 | $ 272,000 | $ 220,000 |
| Baltimore City County Maryland | 6 | $ 1,078,000 | $ 179,000 | $ 59,000 |
| Kent County Michigan | 6 | $ 1,235,000 | $ 205,000 | $ 84,000 |
| Hennepin County Minnesota | 6 | $ 951,000 | $ 158,000 | $ 64,000 |
| Tarrant County Texas | 6 | $ 1,649,000 | $ 274,000 | $ 109,000 |
| Sonoma County California | 5 | $ 1,907,000 | $ 381,000 | $ 108,000 |
| Bay County Florida | 5 | $ 1,070,000 | $ 214,000 | $ 94,000 |
| Bartow County Georgia | 5 | $ 870,000 | $ 174,000 | $ 71,000 |
| Kane County Illinois | 5 | $ 1,207,000 | $ 241,000 | $ 107,000 |
| Anne Arundel County Maryland | 5 | $ 1,162,000 | $ 232,000 | $ 82,000 |
| Dallas County Texas | 5 | $ 823,000 | $ 164,000 | $ 55,000 |
| San Mateo County California | 4 | $ 1,820,000 | $ 455,000 | $ 122,000 |
| Douglas County Colorado | 4 | $ 3,952,000 | $ 988,000 | $ 560,000 |
| Polk County Florida | 4 | $ 657,000 | $ 164,000 | $ 43,000 |
| Volusia County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 54,000 |
| Clayton County Georgia | 4 | $ 378,000 | $ 94,000 | $ 48,000 |
| Richmond County Georgia | 4 | $ 416,000 | $ 104,000 | $ 32,000 |
| Newton County Indiana | 4 | $ 448,000 | $ 112,000 | $ 42,000 |
| Porter County Indiana | 4 | $ 873,000 | $ 218,000 | $ 64,000 |
| St. Tammany County Louisiana | 4 | $ 1,228,000 | $ 307,000 | $ 152,000 |
| Van Buren County Michigan | 4 | $ 462,000 | $ 115,000 | $ 42,000 |
| Denton County Texas | 4 | $ 1,068,000 | $ 267,000 | $ 99,000 |
| King County Washington | 4 | $ 4,447,000 | $ 1,111,000 | $ 418,000 |
| Snohomish County Washington | 4 | $ 1,344,000 | $ 336,000 | $ 248,000 |
| Fresno County California | 3 | $ 660,000 | $ 220,000 | $ 68,000 |
| Marin County California | 3 | $ 1,177,000 | $ 392,000 | $ 136,000 |
| El Paso County Colorado | 3 | $ 577,000 | $ 192,000 | $ 41,000 |
| Pasco County Florida | 3 | $ 824,000 | $ 274,000 | $ 93,000 |
| Douglas County Georgia | 3 | $ 467,000 | $ 155,000 | $ 45,000 |
| Henry County Georgia | 3 | $ 370,000 | $ 123,000 | $ 53,000 |
| Newton County Georgia | 3 | $ 514,000 | $ 171,000 | $ 42,000 |
| LaPorte County Indiana | 3 | $ 400,000 | $ 133,000 | $ 52,000 |
| Marion County Indiana | 3 | $ 500,000 | $ 166,000 | $ 68,000 |
| Ascension County Louisiana | 3 | $ 620,000 | $ 206,000 | $ 72,000 |
| Caddo County Louisiana | 3 | $ 507,000 | $ 169,000 | $ 58,000 |
| Terrebonne County Louisiana | 3 | $ 456,000 | $ 152,000 | $ 40,000 |
| Harford County Maryland | 3 | $ 510,000 | $ 170,000 | $ 53,000 |
| Wayne County Michigan | 3 | $ 466,000 | $ 155,000 | $ 99,000 |
| Washoe County Nevada | 3 | $ 1,973,000 | $ 657,000 | $ 376,000 |
| Pierce County Washington | 3 | $ 1,535,000 | $ 511,000 | $ 624,000 |
| El Dorado County California | 2 | $ 1,147,000 | $ 573,000 | $ 175,000 |
| Yolo County California | 2 | $ 404,000 | $ 202,000 | $ 35,000 |
| Adams County Colorado | 2 | $ 622,000 | $ 311,000 | $ 100,000 |
| Arapahoe County Colorado | 2 | $ 804,000 | $ 402,000 | $ 155,000 |
| Boulder County Colorado | 2 | $ 669,000 | $ 334,000 | $ 440,000 |
| Denver County Colorado | 2 | $ 1,060,000 | $ 530,000 | $ 490,000 |
| Elbert County Colorado | 2 | $ 358,000 | $ 179,000 | $ 29,000 |
| Hernando County Florida | 2 | $ 260,000 | $ 130,000 | $ 56,000 |
| Pinellas County Florida | 2 | $ 531,000 | $ 265,000 | $ 317,000 |
| St. Johns County Florida | 2 | $ 396,000 | $ 198,000 | $ 74,000 |
| Cherokee County Georgia | 2 | $ 361,000 | $ 180,000 | $ 110,000 |
| Floyd County Georgia | 2 | $ 220,000 | $ 110,000 | $ 39,000 |
| Jackson County Georgia | 2 | $ 436,000 | $ 218,000 | $ 59,000 |
| DeKalb County Illinois | 2 | $ 300,000 | $ 150,000 | $ 45,000 |
| Kendall County Illinois | 2 | $ 489,000 | $ 244,000 | $ 89,000 |
| Madison County Illinois | 2 | $ 162,000 | $ 81,000 | $ 46,000 |
| McHenry County Illinois | 2 | $ 345,000 | $ 172,000 | $ 66,000 |
| Monroe County Illinois | 2 | $ 310,000 | $ 155,000 | $ 24,000 |
| St. Clair County Illinois | 2 | $ 240,000 | $ 120,000 | $ 36,000 |
| Winnebago County Illinois | 2 | $ 388,000 | $ 194,000 | $ 65,000 |
| Hamilton County Indiana | 2 | $ 599,000 | $ 299,000 | $ 94,000 |
| Monroe County Indiana | 2 | $ 213,000 | $ 106,000 | $ 38,000 |
| Bossier County Louisiana | 2 | $ 328,000 | $ 164,000 | $ 56,000 |
| Lafayette County Louisiana | 2 | $ 372,000 | $ 186,000 | $ 76,000 |
| Livingston County Louisiana | 2 | $ 355,000 | $ 177,000 | $ 69,000 |
| Orleans County Louisiana | 2 | $ 294,000 | $ 147,000 | $ 47,000 |
| West Baton Rouge County Louisiana | 2 | $ 352,000 | $ 176,000 | $ 56,000 |
| Middlesex County Massachusetts | 2 | $ 686,000 | $ 343,000 | $ 86,000 |
| Plymouth County Massachusetts | 2 | $ 765,000 | $ 382,000 | $ 72,000 |
| Anoka County Minnesota | 2 | $ 571,000 | $ 285,000 | $ 76,000 |
| Olmsted County Minnesota | 2 | $ 375,000 | $ 187,000 | $ 52,000 |
| Ramsey County Minnesota | 2 | $ 306,000 | $ 153,000 | $ 107,000 |
| Wright County Minnesota | 2 | $ 443,000 | $ 221,000 | $ 75,000 |
| Mercer County New Jersey | 2 | $ 278,000 | $ 139,000 | $ 29,000 |
| Middlesex County New Jersey | 2 | $ 514,000 | $ 257,000 | $ 83,000 |
| Union County New Jersey | 2 | $ 392,000 | $ 196,000 | $ 104,000 |
| Union County Ohio | 2 | $ 194,000 | $ 97,000 | $ 24,000 |
| Noble County Oklahoma | 2 | $ 520,000 | $ 260,000 | $ 129,000 |
| Lane County Oregon | 2 | $ 650,000 | $ 325,000 | $ 121,000 |
| Rains County Texas | 2 | $ 216,000 | $ 108,000 | $ 55,000 |
| Travis County Texas | 2 | $ 340,000 | $ 170,000 | $ 210,000 |
| Mohave County Arizona | 1 | $ 156,000 | $ 156,000 | $ 105,000 |
| Navajo County Arizona | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
| Butte County California | 1 | $ 117,000 | $ 117,000 | $ 61,000 |
| Lake County California | 1 | $ 272,000 | $ 272,000 | $ 87,000 |
| Mariposa County California | 1 | $ 192,000 | $ 192,000 | $ 409,000 |
| Mono County California | 1 | $ 147,000 | $ 147,000 | $ 44,000 |
| Gunnison County Colorado | 1 | $ 203,000 | $ 203,000 | $ 163,000 |
| Jefferson County Colorado | 1 | $ 218,000 | $ 218,000 | $ 39,000 |
| Teller County Colorado | 1 | $ 163,000 | $ 163,000 | $ 64,000 |
| Charlotte County Florida | 1 | $ 164,000 | $ 164,000 | $ 30,000 |
| Clay County Florida | 1 | $ 150,000 | $ 150,000 | $ 124,000 |
| Columbia County Florida | 1 | $ 106,000 | $ 106,000 | $ 24,000 |
| Lake County Florida | 1 | $ 192,000 | $ 192,000 | $ 53,000 |
| Marion County Florida | 1 | $ 113,000 | $ 113,000 | $ 27,000 |
| Miami-Dade County Florida | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Okaloosa County Florida | 1 | $ 309,000 | $ 309,000 | $ 67,000 |
| Seminole County Florida | 1 | $ 163,000 | $ 163,000 | $ 61,000 |
| Sumter County Florida | 1 | $ 166,000 | $ 166,000 | $ 60,000 |
| Walton County Florida | 1 | $ 1,680,000 | $ 1,680,000 | $ 1,063,000 |
| Baldwin County Georgia | 1 | $ 82,000 | $ 82,000 | $ 49,000 |
| Bibb County Georgia | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Chatham County Georgia | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| Coffee County Georgia | 1 | $ 79,000 | $ 79,000 | $ 17,000 |
| Coweta County Georgia | 1 | $ 206,000 | $ 206,000 | $ 96,000 |
| Effingham County Georgia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Fayette County Georgia | 1 | $ 500,000 | $ 500,000 | $ 659,000 |
| Forsyth County Georgia | 1 | $ 301,000 | $ 301,000 | $ 103,000 |
| Houston County Georgia | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Morgan County Georgia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Oconee County Georgia | 1 | $ 308,000 | $ 308,000 | $ 145,000 |
| Polk County Georgia | 1 | $ 188,000 | $ 188,000 | $ 57,000 |
| Rockdale County Georgia | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Thomas County Georgia | 1 | $ 173,000 | $ 173,000 | $ 93,000 |
| Walker County Georgia | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Boone County Illinois | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Kankakee County Illinois | 1 | $ 146,000 | $ 146,000 | $ 85,000 |
| Perry County Illinois | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Allen County Indiana | 1 | $ 127,000 | $ 127,000 | $ 85,000 |
| Blackford County Indiana | 1 | $ 157,000 | $ 157,000 | $ 110,000 |
| Clark County Indiana | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Floyd County Indiana | 1 | $ 151,000 | $ 151,000 | $ 73,000 |
| Gibson County Indiana | 1 | $ 157,000 | $ 157,000 | $ 115,000 |
| Hancock County Indiana | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Scott County Indiana | 1 | $ 119,000 | $ 119,000 | $ 52,000 |
| Vigo County Indiana | 1 | $ 133,000 | $ 133,000 | $ 47,000 |
| Wabash County Indiana | 1 | $ 148,000 | $ 148,000 | $ 97,000 |
| Clark County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Acadia County Louisiana | 1 | $ 123,000 | $ 123,000 | $ 32,000 |
| Lafourche County Louisiana | 1 | $ 226,000 | $ 226,000 | $ 58,000 |
| Rapides County Louisiana | 1 | $ 92,000 | $ 92,000 | $ 23,000 |
| Tangipahoa County Louisiana | 1 | $ 192,000 | $ 192,000 | $ 107,000 |
| Frederick County Maryland | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Howard County Maryland | 1 | $ 526,000 | $ 526,000 | $ 240,000 |
| Montgomery County Maryland | 1 | $ 263,000 | $ 263,000 | $ 79,000 |
| Queen Anne's County Maryland | 1 | $ 310,000 | $ 310,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 328,000 | $ 328,000 | $ 74,000 |
| Talbot County Maryland | 1 | $ 220,000 | $ 220,000 | $ 77,000 |
| Washington County Maryland | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Hampden County Massachusetts | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 471,000 | $ 471,000 | $ 106,000 |
| Allegan County Michigan | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
| Barry County Michigan | 1 | $ 158,000 | $ 158,000 | $ 49,000 |
| Bay County Michigan | 1 | $ 161,000 | $ 161,000 | $ 52,000 |
| Calhoun County Michigan | 1 | $ 197,000 | $ 197,000 | $ 42,000 |
| Ionia County Michigan | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Jackson County Michigan | 1 | $ 242,000 | $ 242,000 | $ 95,000 |
| Monroe County Michigan | 1 | $ 106,000 | $ 106,000 | $ 64,000 |
| Montcalm County Michigan | 1 | $ 250,000 | $ 250,000 | $ 106,000 |
| Muskegon County Michigan | 1 | $ 178,000 | $ 178,000 | $ 52,000 |
| Ottawa County Michigan | 1 | $ 162,000 | $ 162,000 | $ 58,000 |
| Washtenaw County Michigan | 1 | $ 146,000 | $ 146,000 | $ 143,000 |
| Sherburne County Minnesota | 1 | $ 221,000 | $ 221,000 | $ 54,000 |
| Lyon County Nevada | 1 | $ 338,000 | $ 338,000 | $ 110,000 |
| Essex County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Passaic County New Jersey | 1 | $ 543,000 | $ 543,000 | $ 145,000 |
| Warren County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 148,000 |
| Dona Ana County New Mexico | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Butler County Ohio | 1 | $ 300,000 | $ 300,000 | $ 171,000 |
| Clermont County Ohio | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Franklin County Ohio | 1 | $ 183,000 | $ 183,000 | $ 54,000 |
| Highland County Ohio | 1 | $ 178,000 | $ 178,000 | $ 104,000 |
| Muskingum County Ohio | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Warren County Ohio | 1 | $ 250,000 | $ 250,000 | $ 56,000 |
| Beckham County Oklahoma | 1 | $ 129,000 | $ 129,000 | $ 56,000 |
| Logan County Oklahoma | 1 | $ 276,000 | $ 276,000 | $ 79,000 |
| Oklahoma County Oklahoma | 1 | $ 400,000 | $ 400,000 | $ 136,000 |
| Clackamas County Oregon | 1 | $ 404,000 | $ 404,000 | $ 152,000 |
| Josephine County Oregon | 1 | $ 212,000 | $ 212,000 | $ 57,000 |
| Multnomah County Oregon | 1 | $ 190,000 | $ 190,000 | $ 151,000 |
| Polk County Oregon | 1 | $ 196,000 | $ 196,000 | $ 38,000 |
| Andrews County Texas | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Bell County Texas | 1 | $ 139,000 | $ 139,000 | $ 102,000 |
| Bexar County Texas | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Calhoun County Texas | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Collin County Texas | 1 | $ 224,000 | $ 224,000 | $ 381,000 |
| Medina County Texas | 1 | $ 103,000 | $ 103,000 | $ 33,000 |
| Pecos County Texas | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Tom Green County Texas | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Emery County Utah | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Summit County Utah | 1 | $ 122,000 | $ 122,000 | $ 19,000 |
| Utah County Utah | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Kitsap County Washington | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Kenosha County Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 0 |
Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,208 | $331,903,000 | $274,000 | $2,320,000 | $102,000 | $4,276,000 |
| Refinancing | 705 | $231,392,000 | $328,000 | $3,000,000 | $115,000 | $1,684,000 |
| Home Improvement | 16 | $4,283,000 | $267,000 | $448,000 | $80,000 | $125,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 713 | $193,523,000 | $271,000 | $1,800,000 | $78,000 | $1,194,000 |
| White | 577 | $188,504,000 | $326,000 | $2,320,000 | $144,000 | $4,276,000 |
| Black or African American | 329 | $72,400,000 | $220,000 | $1,180,000 | $82,000 | $1,557,000 |
| Not Provided | 195 | $70,924,000 | $363,000 | $3,000,000 | $131,000 | $1,115,000 |
| Asian | 96 | $36,658,000 | $381,000 | $1,267,000 | $138,000 | $660,000 |
| Native Hawaiin or Other Pacific Islander | 15 | $4,364,000 | $290,000 | $545,000 | $96,000 | $232,000 |
| Not applicable | 2 | $932,000 | $466,000 | $613,000 | $102,000 | $128,000 |
| American Indian or Alaskan Native | 2 | $273,000 | $136,000 | $170,000 | $36,000 | $53,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,038 | $239,999,000 | $231,000 | $636,000 | $63,000 | $240,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 820 | $307,826,000 | $375,000 | $3,000,000 | $165,000 | $4,276,000 |
| VA-guaranteed (Veterans Administration) | 71 | $19,753,000 | $278,000 | $735,000 | $78,000 | $213,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,028 | $293,008,000 | $285,000 | $1,980,000 | $101,000 | $4,276,000 |
| Application Denied By Financial Institution | 512 | $147,530,000 | $288,000 | $2,320,000 | $100,000 | $1,800,000 |
| Application Withdrawn By Applicant | 320 | $102,120,000 | $319,000 | $3,000,000 | $126,000 | $1,557,000 |
| Application Approved But Not Accepted | 44 | $13,904,000 | $316,000 | $1,180,000 | $133,000 | $577,000 |
| File Closed For Incompleteness | 25 | $11,016,000 | $440,000 | $1,800,000 | $189,000 | $1,193,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 119 | $36,565,000 | $307,000 | $1,300,000 | $73,000 | $264,000 |
| Other | 111 | $33,361,000 | $300,000 | $2,320,000 | $118,000 | $1,800,000 |
| Credit History | 82 | $20,322,000 | $247,000 | $614,000 | $80,000 | $331,000 |
| Credit Application Incomplete | 60 | $18,474,000 | $307,000 | $917,000 | $129,000 | $1,009,000 |
| Unverifiable Information | 49 | $16,488,000 | $336,000 | $1,318,000 | $146,000 | $853,000 |
| Collateral | 35 | $8,433,000 | $240,000 | $570,000 | $88,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $3,575,000 | $223,000 | $650,000 | $68,000 | $172,000 |
| Employment History | 15 | $3,853,000 | $256,000 | $850,000 | $109,000 | $587,000 |
| Mortgage Insurance Denied | 1 | $116,000 | $116,000 | $116,000 | $37,000 | $37,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocmbc, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.