Heritage Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Montana.
The mortgage statistics and data below are specific to mortgage loan applications for Heritage Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Heritage Bank 120 1St Avenue North Great Falls, MT 59401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,589 |
| Total Mortgage Loan Application Amount | $214,230,000 |
| Average Mortgage Loan Application Amount | $106,333 |
| Highest Mortgage Loan Application Amount | $985,000 |
| Average Applicant Income | $80,666 |
| Highest Applicant Income | $4,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cascade County Montana | 591 | $ 68,288,000 | $ 115,000 | $ 79,000 |
| Yellowstone County Montana | 256 | $ 35,132,000 | $ 137,000 | $ 74,000 |
| Ravalli County Montana | 139 | $ 21,421,000 | $ 154,000 | $ 78,000 |
| Hill County Montana | 98 | $ 8,648,000 | $ 88,000 | $ 54,000 |
| Lincoln County Montana | 94 | $ 12,194,000 | $ 129,000 | $ 68,000 |
| Gallatin County Montana | 80 | $ 20,542,000 | $ 256,000 | $ 119,000 |
| Missoula County Montana | 76 | $ 11,562,000 | $ 152,000 | $ 89,000 |
| Flathead County Montana | 48 | $ 9,274,000 | $ 193,000 | $ 109,000 |
| Blaine County Montana | 30 | $ 2,254,000 | $ 75,000 | $ 57,000 |
| Toole County Montana | 16 | $ 1,003,000 | $ 62,000 | $ 80,000 |
| Chouteau County Montana | 14 | $ 1,003,000 | $ 71,000 | $ 43,000 |
| Lewis and Clark County Montana | 13 | $ 2,245,000 | $ 172,000 | $ 98,000 |
| Dawson County Montana | 12 | $ 1,034,000 | $ 86,000 | $ 79,000 |
| Lake County Montana | 9 | $ 2,254,000 | $ 250,000 | $ 593,000 |
| Broadwater County Montana | 8 | $ 1,326,000 | $ 165,000 | $ 74,000 |
| Rosebud County Montana | 8 | $ 917,000 | $ 114,000 | $ 50,000 |
| Sanders County Montana | 7 | $ 2,072,000 | $ 296,000 | $ 137,000 |
| Teton County Montana | 7 | $ 535,000 | $ 76,000 | $ 33,000 |
| Musselshell County Montana | 6 | $ 1,081,000 | $ 180,000 | $ 49,000 |
| Pondera County Montana | 6 | $ 612,000 | $ 102,000 | $ 60,000 |
| Stillwater County Montana | 5 | $ 459,000 | $ 91,000 | $ 74,000 |
| Glacier County Montana | 4 | $ 516,000 | $ 129,000 | $ 54,000 |
| Liberty County Montana | 4 | $ 375,000 | $ 93,000 | $ 91,000 |
| Meagher County Montana | 4 | $ 554,000 | $ 138,000 | $ 77,000 |
| Maricopa County Arizona | 3 | $ 1,043,000 | $ 347,000 | $ 253,000 |
| Carbon County Montana | 3 | $ 420,000 | $ 140,000 | $ 96,000 |
| Whatcom County Washington | 3 | $ 517,000 | $ 172,000 | $ 99,000 |
| Carver County Minnesota | 2 | $ 221,000 | $ 110,000 | $ 77,000 |
| Fallon County Montana | 2 | $ 175,000 | $ 87,000 | $ 57,000 |
| Golden Valley County Montana | 2 | $ 115,000 | $ 57,000 | $ 67,000 |
| Jefferson County Montana | 2 | $ 260,000 | $ 130,000 | $ 88,000 |
| Judith Basin County Montana | 2 | $ 221,000 | $ 110,000 | $ 52,000 |
| Mineral County Montana | 2 | $ 128,000 | $ 64,000 | $ 45,000 |
| Park County Montana | 2 | $ 131,000 | $ 65,000 | $ 63,000 |
| Silver Bow County Montana | 2 | $ 179,000 | $ 89,000 | $ 73,000 |
| Clark County Nevada | 2 | $ 456,000 | $ 228,000 | $ 252,000 |
| Williams County North Dakota | 2 | $ 62,000 | $ 31,000 | $ 45,000 |
| Multnomah County Oregon | 2 | $ 163,000 | $ 81,000 | $ 72,000 |
| King County Washington | 2 | $ 1,855,000 | $ 927,000 | $ 225,000 |
| Pima County Arizona | 1 | $ 174,000 | $ 174,000 | $ 590,000 |
| Johnson County Indiana | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Wright County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 76,000 |
| Beaverhead County Montana | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Big Horn County Montana | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Granite County Montana | 1 | $ 141,000 | $ 141,000 | $ 24,000 |
| Madison County Montana | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Phillips County Montana | 1 | $ 90,000 | $ 90,000 | $ 89,000 |
| Powell County Montana | 1 | $ 48,000 | $ 48,000 | $ 41,000 |
| Prairie County Montana | 1 | $ 14,000 | $ 14,000 | $ 17,000 |
| Richland County Montana | 1 | $ 119,000 | $ 119,000 | $ 65,000 |
| Valley County Montana | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Wibaux County Montana | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Sarpy County Nebraska | 1 | $ 162,000 | $ 162,000 | $ 64,000 |
| McLean County North Dakota | 1 | $ 66,000 | $ 66,000 | $ 61,000 |
| Bradford County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 104,000 |
| El Paso County Texas | 1 | $ 178,000 | $ 178,000 | $ 132,000 |
| San Juan County Washington | 1 | $ 613,000 | $ 613,000 | $ 410,000 |
| Natrona County Wyoming | 1 | $ 250,000 | $ 250,000 | $ 187,000 |
| Sheridan County Wyoming | 1 | $ 122,000 | $ 122,000 | $ 73,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Montana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Heritage Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 935 | $121,237,000 | $129,000 | $880,000 | $81,000 | $955,000 |
| Refinancing | 577 | $90,367,000 | $156,000 | $985,000 | $85,000 | $4,000,000 |
| Home Improvement | 77 | $2,626,000 | $34,000 | $225,000 | $76,000 | $693,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,497 | $202,970,000 | $135,000 | $985,000 | $78,000 | $4,000,000 |
| Not applicable | 27 | $2,209,000 | $81,000 | $250,000 | $352,000 | $466,000 |
| Not Provided | 24 | $3,975,000 | $165,000 | $605,000 | $74,000 | $384,000 |
| Hispanic | 19 | $2,070,000 | $108,000 | $292,000 | $52,000 | $139,000 |
| American Indian or Alaskan Native | 10 | $1,023,000 | $102,000 | $260,000 | $61,000 | $133,000 |
| Black or African American | 8 | $1,471,000 | $183,000 | $318,000 | $71,000 | $111,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $387,000 | $129,000 | $136,000 | $42,000 | $50,000 |
| Asian | 1 | $125,000 | $125,000 | $125,000 | $78,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,094 | $151,777,000 | $138,000 | $985,000 | $96,000 | $4,000,000 |
| FHA-insured (Federal Housing Administration) | 312 | $36,967,000 | $118,000 | $233,000 | $51,000 | $362,000 |
| VA-guaranteed (Veterans Administration) | 148 | $22,257,000 | $150,000 | $347,000 | $55,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $3,229,000 | $92,000 | $204,000 | $36,000 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,303 | $173,872,000 | $133,000 | $975,000 | $81,000 | $955,000 |
| Application Approved But Not Accepted | 109 | $15,590,000 | $143,000 | $560,000 | $77,000 | $646,000 |
| Application Withdrawn By Applicant | 101 | $14,911,000 | $147,000 | $850,000 | $127,000 | $4,000,000 |
| Application Denied By Financial Institution | 75 | $9,836,000 | $131,000 | $985,000 | $55,000 | $396,000 |
| Loan Purchased By The Institution | 1 | $21,000 | $21,000 | $21,000 | $48,000 | $48,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38 | $4,501,000 | $118,000 | $395,000 | $39,000 | $90,000 |
| Debt-To-Income Ratio | 13 | $1,185,000 | $91,000 | $233,000 | $38,000 | $110,000 |
| Collateral | 12 | $1,813,000 | $151,000 | $750,000 | $67,000 | $246,000 |
| Other | 5 | $1,518,000 | $303,000 | $985,000 | $133,000 | $396,000 |
| Credit Application Incomplete | 3 | $285,000 | $95,000 | $100,000 | $65,000 | $85,000 |
| Unverifiable Information | 2 | $350,000 | $175,000 | $303,000 | $57,000 | $79,000 |
| Employment History | 1 | $50,000 | $50,000 | $50,000 | $231,000 | $231,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $134,000 | $134,000 | $134,000 | $114,000 | $114,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Montana, and search similar information at your convenience.