Heritage Bank National Association
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Heritage Bank National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Heritage Bank National Association 100 South Street W Spicer, MN 56288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2013 2012 |
| Total Number of Mortgage Applications | 1,537 |
| Total Mortgage Loan Application Amount | $314,015,000 |
| Average Mortgage Loan Application Amount | $167,600 |
| Highest Mortgage Loan Application Amount | $2,435,000 |
| Average Applicant Income | $109,600 |
| Highest Applicant Income | $4,016,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kandiyohi County Minnesota | 463 | $ 99,005,000 | $ 213,000 | $ 107,000 |
| Woodbury County Iowa | 181 | $ 29,485,000 | $ 162,000 | $ 77,000 |
| Minnehaha County South Dakota | 87 | $ 17,415,000 | $ 200,000 | $ 87,000 |
| Hennepin County Minnesota | 76 | $ 20,200,000 | $ 265,000 | $ 137,000 |
| Stearns County Minnesota | 58 | $ 10,720,000 | $ 184,000 | $ 85,000 |
| Plymouth County Iowa | 40 | $ 6,410,000 | $ 160,000 | $ 80,000 |
| Lincoln County South Dakota | 39 | $ 8,565,000 | $ 219,000 | $ 108,000 |
| Chippewa County Minnesota | 38 | $ 6,450,000 | $ 169,000 | $ 102,000 |
| Buena Vista County Iowa | 27 | $ 3,625,000 | $ 134,000 | $ 81,000 |
| Wright County Minnesota | 21 | $ 4,445,000 | $ 211,000 | $ 99,000 |
| Swift County Minnesota | 20 | $ 2,710,000 | $ 135,000 | $ 81,000 |
| Union County South Dakota | 20 | $ 3,990,000 | $ 199,000 | $ 113,000 |
| Scott County Minnesota | 18 | $ 4,340,000 | $ 241,000 | $ 101,000 |
| Anoka County Minnesota | 16 | $ 3,030,000 | $ 189,000 | $ 90,000 |
| Renville County Minnesota | 15 | $ 2,505,000 | $ 167,000 | $ 96,000 |
| Dakota County Minnesota | 14 | $ 2,890,000 | $ 206,000 | $ 110,000 |
| Ramsey County Minnesota | 14 | $ 2,440,000 | $ 174,000 | $ 87,000 |
| Cherokee County Iowa | 13 | $ 825,000 | $ 63,000 | $ 56,000 |
| Todd County Minnesota | 13 | $ 1,455,000 | $ 111,000 | $ 58,000 |
| Douglas County Minnesota | 11 | $ 2,505,000 | $ 227,000 | $ 108,000 |
| Mille Lacs County Minnesota | 11 | $ 1,365,000 | $ 124,000 | $ 46,000 |
| Pope County Minnesota | 11 | $ 3,285,000 | $ 298,000 | $ 92,000 |
| Meeker County Minnesota | 10 | $ 2,600,000 | $ 260,000 | $ 120,000 |
| Sherburne County Minnesota | 8 | $ 2,140,000 | $ 267,000 | $ 166,000 |
| Washington County Minnesota | 8 | $ 1,450,000 | $ 181,000 | $ 76,000 |
| Lac qui Parle County Minnesota | 7 | $ 2,105,000 | $ 300,000 | $ 126,000 |
| Lyon County Minnesota | 7 | $ 1,005,000 | $ 143,000 | $ 80,000 |
| Maricopa County Arizona | 6 | $ 1,790,000 | $ 298,000 | $ 122,000 |
| Ida County Iowa | 6 | $ 1,240,000 | $ 206,000 | $ 98,000 |
| Carver County Minnesota | 6 | $ 2,330,000 | $ 388,000 | $ 171,000 |
| Cass County Minnesota | 6 | $ 1,130,000 | $ 188,000 | $ 145,000 |
| Crow Wing County Minnesota | 6 | $ 1,220,000 | $ 203,000 | $ 261,000 |
| Dakota County Nebraska | 6 | $ 1,230,000 | $ 205,000 | $ 56,000 |
| O'Brien County Iowa | 5 | $ 745,000 | $ 149,000 | $ 82,000 |
| Benton County Minnesota | 5 | $ 1,005,000 | $ 201,000 | $ 92,000 |
| Big Stone County Minnesota | 5 | $ 465,000 | $ 93,000 | $ 47,000 |
| Clay County Minnesota | 5 | $ 765,000 | $ 153,000 | $ 88,000 |
| Nicollet County Minnesota | 5 | $ 585,000 | $ 117,000 | $ 91,000 |
| Rock County Minnesota | 5 | $ 815,000 | $ 163,000 | $ 244,000 |
| Grant County South Dakota | 5 | $ 695,000 | $ 139,000 | $ 71,000 |
| Harris County Texas | 5 | $ 3,035,000 | $ 607,000 | $ 194,000 |
| Sac County Iowa | 4 | $ 540,000 | $ 135,000 | $ 56,000 |
| Goodhue County Minnesota | 4 | $ 720,000 | $ 180,000 | $ 108,000 |
| Itasca County Minnesota | 4 | $ 440,000 | $ 110,000 | $ 118,000 |
| Otter Tail County Minnesota | 4 | $ 560,000 | $ 140,000 | $ 53,000 |
| Pine County Minnesota | 4 | $ 620,000 | $ 155,000 | $ 53,000 |
| Redwood County Minnesota | 4 | $ 620,000 | $ 155,000 | $ 60,000 |
| Rice County Minnesota | 4 | $ 530,000 | $ 132,000 | $ 73,000 |
| Brookings County South Dakota | 4 | $ 540,000 | $ 135,000 | $ 57,000 |
| Spink County South Dakota | 4 | $ 220,000 | $ 55,000 | $ 67,000 |
| Bremer County Iowa | 3 | $ 415,000 | $ 138,000 | $ 68,000 |
| Dickinson County Iowa | 3 | $ 1,755,000 | $ 585,000 | $ 756,000 |
| Monona County Iowa | 3 | $ 365,000 | $ 121,000 | $ 80,000 |
| Becker County Minnesota | 3 | $ 1,785,000 | $ 595,000 | $ 332,000 |
| Blue Earth County Minnesota | 3 | $ 295,000 | $ 98,000 | $ 52,000 |
| Brown County Minnesota | 3 | $ 255,000 | $ 85,000 | $ 36,000 |
| Cook County Minnesota | 3 | $ 535,000 | $ 178,000 | $ 71,000 |
| Hubbard County Minnesota | 3 | $ 545,000 | $ 181,000 | $ 105,000 |
| Isanti County Minnesota | 3 | $ 765,000 | $ 255,000 | $ 80,000 |
| Marshall County Minnesota | 3 | $ 245,000 | $ 81,000 | $ 40,000 |
| McLeod County Minnesota | 3 | $ 495,000 | $ 165,000 | $ 57,000 |
| Mower County Minnesota | 3 | $ 805,000 | $ 268,000 | $ 218,000 |
| Olmsted County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 78,000 |
| Polk County Minnesota | 3 | $ 215,000 | $ 71,000 | $ 50,000 |
| St. Louis County Minnesota | 3 | $ 245,000 | $ 81,000 | $ 63,000 |
| Traverse County Minnesota | 3 | $ 645,000 | $ 215,000 | $ 140,000 |
| Watonwan County Minnesota | 3 | $ 95,000 | $ 31,000 | $ 16,000 |
| Sarpy County Nebraska | 3 | $ 615,000 | $ 205,000 | $ 73,000 |
| Cass County North Dakota | 3 | $ 1,135,000 | $ 378,000 | $ 107,000 |
| Brown County South Dakota | 3 | $ 255,000 | $ 85,000 | $ 46,000 |
| Clay County South Dakota | 3 | $ 315,000 | $ 105,000 | $ 57,000 |
| Lawrence County South Dakota | 3 | $ 855,000 | $ 285,000 | $ 88,000 |
| Tarrant County Texas | 3 | $ 2,515,000 | $ 838,000 | $ 356,000 |
| Utah County Utah | 3 | $ 1,035,000 | $ 345,000 | $ 143,000 |
| Natrona County Wyoming | 3 | $ 945,000 | $ 315,000 | $ 148,000 |
| Jefferson County Colorado | 2 | $ 790,000 | $ 395,000 | $ 118,000 |
| Polk County Iowa | 2 | $ 450,000 | $ 225,000 | $ 78,000 |
| Story County Iowa | 2 | $ 460,000 | $ 230,000 | $ 121,000 |
| Boone County Kentucky | 2 | $ 440,000 | $ 220,000 | $ 123,000 |
| Aitkin County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 68,000 |
| Beltrami County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 76,000 |
| Chisago County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 50,000 |
| Grant County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 34,000 |
| Lake County Minnesota | 2 | $ 540,000 | $ 270,000 | $ 171,000 |
| Winona County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 38,000 |
| Yellow Medicine County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 48,000 |
| Ward County North Dakota | 2 | $ 1,030,000 | $ 515,000 | $ 2,320,000 |
| Hamilton County Ohio | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
| Providence County Rhode Island | 2 | $ 450,000 | $ 225,000 | $ 140,000 |
| Custer County South Dakota | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| Hamlin County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 35,000 |
| Hughes County South Dakota | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| Miner County South Dakota | 2 | $ 100,000 | $ 50,000 | $ 60,000 |
| Pennington County South Dakota | 2 | $ 470,000 | $ 235,000 | $ 74,000 |
| Turner County South Dakota | 2 | $ 210,000 | $ 105,000 | $ 69,000 |
| Yankton County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Denton County Texas | 2 | $ 1,610,000 | $ 805,000 | $ 298,000 |
| Iron County Utah | 2 | $ 890,000 | $ 445,000 | $ 96,000 |
| Franklin County Virginia | 2 | $ 700,000 | $ 350,000 | $ 282,000 |
| Milwaukee County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 200,000 |
| Pima County Arizona | 1 | $ 515,000 | $ 515,000 | $ 292,000 |
| Pinal County Arizona | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Hempstead County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Butte County California | 1 | $ 345,000 | $ 345,000 | $ 150,000 |
| Los Angeles County California | 1 | $ 505,000 | $ 505,000 | $ 97,000 |
| San Bernardino County California | 1 | $ 335,000 | $ 335,000 | $ 111,000 |
| Adams County Colorado | 1 | $ 395,000 | $ 395,000 | $ 128,000 |
| Denver County Colorado | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Douglas County Colorado | 1 | $ 335,000 | $ 335,000 | $ 127,000 |
| Larimer County Colorado | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Summit County Colorado | 1 | $ 485,000 | $ 485,000 | $ 269,000 |
| Broward County Florida | 1 | $ 335,000 | $ 335,000 | $ 333,000 |
| Lee County Florida | 1 | $ 515,000 | $ 515,000 | $ 170,000 |
| Sarasota County Florida | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Bannock County Idaho | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Kootenai County Idaho | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Cook County Illinois | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Clay County Iowa | 1 | $ 95,000 | $ 95,000 | $ 117,000 |
| Crawford County Iowa | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| Lyon County Iowa | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Pocahontas County Iowa | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Pottawattamie County Iowa | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Sioux County Iowa | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Frederick County Maryland | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Hampshire County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Carlton County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 450,000 |
| Clearwater County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Jackson County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Le Sueur County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 184,000 |
| Morrison County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 143,000 |
| Pennington County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Steele County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Camden County Missouri | 1 | $ 235,000 | $ 235,000 | $ 399,000 |
| Douglas County Nebraska | 1 | $ 485,000 | $ 485,000 | $ 399,000 |
| Lancaster County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Clark County Nevada | 1 | $ 285,000 | $ 285,000 | $ 160,000 |
| Mercer County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 200,000 |
| McKenzie County North Dakota | 1 | $ 325,000 | $ 325,000 | $ 246,000 |
| Walsh County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Williams County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Oklahoma County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Beadle County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Davison County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Day County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 43,000 |
| Hutchinson County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Jerauld County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 136,000 |
| Meade County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 19,000 |
| Collin County Texas | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Montgomery County Texas | 1 | $ 2,435,000 | $ 2,435,000 | $ 229,000 |
| Pierce County Washington | 1 | $ 1,015,000 | $ 1,015,000 | $ 273,000 |
| Dane County Wisconsin | 1 | $ 915,000 | $ 915,000 | $ 242,000 |
| Eau Claire County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Richland County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Waukesha County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 238,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Heritage Bank National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 559 | $124,775,000 | $223,000 | $1,065,000 | $121,000 | $4,016,000 |
| Home Purchase | 551 | $105,025,000 | $190,000 | $2,435,000 | $88,000 | $754,000 |
| Cash-out Refinancing | 368 | $78,200,000 | $212,000 | $515,000 | $104,000 | $450,000 |
| Home Improvement | 33 | $2,065,000 | $62,000 | $155,000 | $101,000 | $290,000 |
| Other Purpose | 26 | $3,950,000 | $151,000 | $515,000 | $134,000 | $513,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,362 | $270,750,000 | $198,000 | $1,105,000 | $105,000 | $4,016,000 |
| Hispanic | 55 | $7,125,000 | $129,000 | $355,000 | $59,000 | $214,000 |
| Not Provided | 52 | $12,440,000 | $239,000 | $1,335,000 | $133,000 | $754,000 |
| Not applicable | 25 | $9,165,000 | $366,000 | $1,525,000 | $85,000 | $126,000 |
| Black or African American | 21 | $6,335,000 | $301,000 | $2,435,000 | $103,000 | $306,000 |
| Asian | 16 | $6,160,000 | $385,000 | $1,005,000 | $147,000 | $484,000 |
| American Indian or Alaskan Native | 4 | $650,000 | $162,000 | $325,000 | $76,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,389 | $291,045,000 | $209,000 | $2,435,000 | $110,000 | $4,016,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 74 | $9,810,000 | $132,000 | $295,000 | $49,000 | $94,000 |
| FHA-insured (Federal Housing Administration) | 70 | $11,890,000 | $169,000 | $315,000 | $60,000 | $146,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,270,000 | $317,000 | $455,000 | $121,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,251 | $258,635,000 | $206,000 | $1,525,000 | $108,000 | $4,016,000 |
| Application Withdrawn By Applicant | 154 | $31,020,000 | $201,000 | $925,000 | $108,000 | $1,833,000 |
| Application Denied By Financial Institution | 124 | $22,860,000 | $184,000 | $2,435,000 | $76,000 | $298,000 |
| Application Approved But Not Accepted | 6 | $1,080,000 | $180,000 | $365,000 | $93,000 | $188,000 |
| Loan Purchased By The Institution | 2 | $420,000 | $210,000 | $275,000 | $85,000 | $126,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,413 | $291,155,000 | $206,000 | $1,525,000 | $107,000 | $4,016,000 |
| Credit History | 57 | $8,515,000 | $149,000 | $335,000 | $79,000 | $276,000 |
| Debt-To-Income Ratio | 27 | $7,425,000 | $275,000 | $2,435,000 | $63,000 | $229,000 |
| Collateral | 16 | $2,510,000 | $156,000 | $365,000 | $76,000 | $298,000 |
| Other | 8 | $1,720,000 | $215,000 | $375,000 | $108,000 | $148,000 |
| Unverifiable Information | 5 | $795,000 | $159,000 | $325,000 | $90,000 | $138,000 |
| Employment History | 5 | $785,000 | $157,000 | $255,000 | $52,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $475,000 | $158,000 | $195,000 | $42,000 | $45,000 |
| Credit Application Incomplete | 3 | $635,000 | $211,000 | $265,000 | $64,000 | $110,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.