Heritagebank Of The South
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Heritagebank Of The South.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Heritagebank Of The South 3333 Peachtree Rd Ne Suite M-10 Atlanta, GA 30326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,550 |
| Total Mortgage Loan Application Amount | $499,379,000 |
| Average Mortgage Loan Application Amount | $141,333 |
| Highest Mortgage Loan Application Amount | $3,380,000 |
| Average Applicant Income | $97,333 |
| Highest Applicant Income | $8,426,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 290 | $ 86,515,000 | $ 298,000 | $ 143,000 |
| DeKalb County Georgia | 231 | $ 64,648,000 | $ 279,000 | $ 131,000 |
| Dougherty County Georgia | 178 | $ 25,091,000 | $ 140,000 | $ 86,000 |
| Bulloch County Georgia | 168 | $ 22,442,000 | $ 133,000 | $ 105,000 |
| Henry County Georgia | 144 | $ 22,386,000 | $ 155,000 | $ 66,000 |
| Cobb County Georgia | 138 | $ 33,683,000 | $ 244,000 | $ 121,000 |
| Lee County Georgia | 97 | $ 14,143,000 | $ 145,000 | $ 79,000 |
| Bibb County Georgia | 94 | $ 18,570,000 | $ 197,000 | $ 78,000 |
| Gwinnett County Georgia | 91 | $ 16,165,000 | $ 177,000 | $ 109,000 |
| Effingham County Georgia | 86 | $ 7,829,000 | $ 91,000 | $ 69,000 |
| Marion County Florida | 79 | $ 12,146,000 | $ 153,000 | $ 87,000 |
| Lowndes County Georgia | 69 | $ 15,693,000 | $ 227,000 | $ 162,000 |
| Jefferson County Alabama | 67 | $ 17,248,000 | $ 257,000 | $ 116,000 |
| Forsyth County Georgia | 53 | $ 12,781,000 | $ 241,000 | $ 120,000 |
| Hall County Georgia | 48 | $ 9,503,000 | $ 197,000 | $ 105,000 |
| Cherokee County Georgia | 44 | $ 9,241,000 | $ 210,000 | $ 106,000 |
| Monroe County Georgia | 43 | $ 8,505,000 | $ 197,000 | $ 98,000 |
| Tattnall County Georgia | 33 | $ 2,484,000 | $ 75,000 | $ 74,000 |
| Troup County Georgia | 33 | $ 4,512,000 | $ 136,000 | $ 62,000 |
| Jeff Davis County Georgia | 25 | $ 2,340,000 | $ 93,000 | $ 85,000 |
| Shelby County Alabama | 24 | $ 5,978,000 | $ 249,000 | $ 131,000 |
| Muscogee County Georgia | 21 | $ 3,033,000 | $ 144,000 | $ 69,000 |
| Chatham County Georgia | 20 | $ 3,306,000 | $ 165,000 | $ 129,000 |
| Lee County Alabama | 19 | $ 3,383,000 | $ 178,000 | $ 668,000 |
| Jones County Georgia | 16 | $ 1,948,000 | $ 121,000 | $ 55,000 |
| Worth County Georgia | 16 | $ 1,342,000 | $ 83,000 | $ 55,000 |
| Appling County Georgia | 15 | $ 712,000 | $ 47,000 | $ 84,000 |
| Chambers County Alabama | 13 | $ 898,000 | $ 69,000 | $ 52,000 |
| Fayette County Georgia | 13 | $ 2,959,000 | $ 227,000 | $ 68,000 |
| Paulding County Georgia | 13 | $ 1,483,000 | $ 114,000 | $ 46,000 |
| Toombs County Georgia | 13 | $ 1,436,000 | $ 110,000 | $ 57,000 |
| Clayton County Georgia | 11 | $ 975,000 | $ 88,000 | $ 39,000 |
| Citrus County Florida | 10 | $ 1,593,000 | $ 159,000 | $ 102,000 |
| Coweta County Georgia | 10 | $ 1,775,000 | $ 177,000 | $ 115,000 |
| Harris County Georgia | 9 | $ 1,595,000 | $ 177,000 | $ 67,000 |
| Colquitt County Georgia | 8 | $ 710,000 | $ 88,000 | $ 73,000 |
| Douglas County Georgia | 8 | $ 747,000 | $ 93,000 | $ 43,000 |
| Houston County Georgia | 8 | $ 2,036,000 | $ 254,000 | $ 133,000 |
| Terrell County Georgia | 8 | $ 1,626,000 | $ 203,000 | $ 40,000 |
| Walton County Georgia | 8 | $ 2,418,000 | $ 302,000 | $ 131,000 |
| Russell County Alabama | 7 | $ 992,000 | $ 141,000 | $ 58,000 |
| Sumter County Florida | 7 | $ 1,435,000 | $ 205,000 | $ 158,000 |
| Butts County Georgia | 7 | $ 1,420,000 | $ 202,000 | $ 50,000 |
| Coffee County Georgia | 7 | $ 662,000 | $ 94,000 | $ 43,000 |
| Cook County Georgia | 7 | $ 455,000 | $ 65,000 | $ 56,000 |
| Mitchell County Georgia | 7 | $ 467,000 | $ 66,000 | $ 126,000 |
| Newton County Georgia | 7 | $ 595,000 | $ 85,000 | $ 45,000 |
| Talladega County Alabama | 6 | $ 267,000 | $ 44,000 | $ 105,000 |
| Jackson County Georgia | 6 | $ 1,012,000 | $ 168,000 | $ 57,000 |
| Screven County Georgia | 6 | $ 717,000 | $ 119,000 | $ 55,000 |
| Davidson County Tennessee | 6 | $ 2,029,000 | $ 338,000 | $ 111,000 |
| Williamson County Tennessee | 6 | $ 3,875,000 | $ 645,000 | $ 347,000 |
| Columbia County Florida | 5 | $ 670,000 | $ 134,000 | $ 39,000 |
| Bartow County Georgia | 5 | $ 748,000 | $ 149,000 | $ 63,000 |
| Crawford County Georgia | 5 | $ 683,000 | $ 136,000 | $ 69,000 |
| Crisp County Georgia | 5 | $ 996,000 | $ 199,000 | $ 101,000 |
| Dawson County Georgia | 5 | $ 1,132,000 | $ 226,000 | $ 189,000 |
| Rockdale County Georgia | 5 | $ 637,000 | $ 127,000 | $ 65,000 |
| Spalding County Georgia | 5 | $ 658,000 | $ 131,000 | $ 78,000 |
| Bay County Florida | 4 | $ 539,000 | $ 134,000 | $ 68,000 |
| Charlotte County Florida | 4 | $ 624,000 | $ 156,000 | $ 55,000 |
| Calhoun County Georgia | 4 | $ 131,000 | $ 32,000 | $ 44,000 |
| Carroll County Georgia | 4 | $ 580,000 | $ 145,000 | $ 156,000 |
| Clarke County Georgia | 4 | $ 462,000 | $ 115,000 | $ 248,000 |
| Emanuel County Georgia | 4 | $ 389,000 | $ 97,000 | $ 147,000 |
| Evans County Georgia | 4 | $ 444,000 | $ 111,000 | $ 108,000 |
| Glynn County Georgia | 4 | $ 908,000 | $ 227,000 | $ 377,000 |
| Sumter County Georgia | 4 | $ 249,000 | $ 62,000 | $ 138,000 |
| Tift County Georgia | 4 | $ 5,487,000 | $ 1,371,000 | $ 47,000 |
| Tallapoosa County Alabama | 3 | $ 439,000 | $ 146,000 | $ 234,000 |
| Walton County Florida | 3 | $ 1,233,000 | $ 411,000 | $ 249,000 |
| Brooks County Georgia | 3 | $ 1,562,000 | $ 520,000 | $ 87,000 |
| Fannin County Georgia | 3 | $ 914,000 | $ 304,000 | $ 298,000 |
| Liberty County Georgia | 3 | $ 381,000 | $ 127,000 | $ 89,000 |
| Lumpkin County Georgia | 3 | $ 487,000 | $ 162,000 | $ 74,000 |
| Pickens County Georgia | 3 | $ 561,000 | $ 187,000 | $ 91,000 |
| Rabun County Georgia | 3 | $ 1,040,000 | $ 346,000 | $ 1,027,000 |
| Telfair County Georgia | 3 | $ 307,000 | $ 102,000 | $ 43,000 |
| Coosa County Alabama | 2 | $ 91,000 | $ 45,000 | $ 81,000 |
| Pike County Alabama | 2 | $ 472,000 | $ 236,000 | $ 98,000 |
| Gulf County Florida | 2 | $ 807,000 | $ 403,000 | $ 276,000 |
| Lake County Florida | 2 | $ 164,000 | $ 82,000 | $ 54,000 |
| Levy County Florida | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Sarasota County Florida | 2 | $ 162,000 | $ 81,000 | $ 99,000 |
| Suwannee County Florida | 2 | $ 103,000 | $ 51,000 | $ 21,000 |
| Baker County Georgia | 2 | $ 155,000 | $ 77,000 | $ 50,000 |
| Barrow County Georgia | 2 | $ 248,000 | $ 124,000 | $ 43,000 |
| Berrien County Georgia | 2 | $ 357,000 | $ 178,000 | $ 130,000 |
| Candler County Georgia | 2 | $ 65,000 | $ 32,000 | $ 53,000 |
| Gilmer County Georgia | 2 | $ 347,000 | $ 173,000 | $ 210,000 |
| Greene County Georgia | 2 | $ 712,000 | $ 356,000 | $ 311,000 |
| Irwin County Georgia | 2 | $ 225,000 | $ 112,000 | $ 46,000 |
| Jenkins County Georgia | 2 | $ 93,000 | $ 46,000 | $ 83,000 |
| McIntosh County Georgia | 2 | $ 104,000 | $ 52,000 | $ 74,000 |
| Richmond County Georgia | 2 | $ 206,000 | $ 103,000 | $ 151,000 |
| Chatham County North Carolina | 2 | $ 716,000 | $ 358,000 | $ 87,000 |
| Chilton County Alabama | 1 | $ 417,000 | $ 417,000 | $ 324,000 |
| Elmore County Alabama | 1 | $ 315,000 | $ 315,000 | $ 227,000 |
| Jackson County Alabama | 1 | $ 176,000 | $ 176,000 | $ 78,000 |
| Lauderdale County Alabama | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Montgomery County Alabama | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| El Paso County Colorado | 1 | $ 176,000 | $ 176,000 | $ 47,000 |
| New Haven County Connecticut | 1 | $ 300,000 | $ 300,000 | $ 200,000 |
| Broward County Florida | 1 | $ 383,000 | $ 383,000 | $ 126,000 |
| Duval County Florida | 1 | $ 167,000 | $ 167,000 | $ 64,000 |
| Flagler County Florida | 1 | $ 557,000 | $ 557,000 | $ 489,000 |
| Franklin County Florida | 1 | $ 241,000 | $ 241,000 | $ 183,000 |
| Hamilton County Florida | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Hillsborough County Florida | 1 | $ 850,000 | $ 850,000 | $ 483,000 |
| Okaloosa County Florida | 1 | $ 222,000 | $ 222,000 | $ 63,000 |
| Orange County Florida | 1 | $ 314,000 | $ 314,000 | $ 135,000 |
| Pinellas County Florida | 1 | $ 314,000 | $ 314,000 | $ 154,000 |
| St. Johns County Florida | 1 | $ 100,000 | $ 100,000 | $ 156,000 |
| Baldwin County Georgia | 1 | $ 74,000 | $ 74,000 | $ 68,000 |
| Bryan County Georgia | 1 | $ 81,000 | $ 81,000 | $ 34,000 |
| Camden County Georgia | 1 | $ 249,000 | $ 249,000 | $ 88,000 |
| Decatur County Georgia | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Dodge County Georgia | 1 | $ 58,000 | $ 58,000 | $ 48,000 |
| Echols County Georgia | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Floyd County Georgia | 1 | $ 160,000 | $ 160,000 | $ 97,000 |
| Franklin County Georgia | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Habersham County Georgia | 1 | $ 147,000 | $ 147,000 | $ 54,000 |
| Hancock County Georgia | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| Haralson County Georgia | 1 | $ 129,000 | $ 129,000 | $ 35,000 |
| Jasper County Georgia | 1 | $ 299,000 | $ 299,000 | $ 78,000 |
| Lamar County Georgia | 1 | $ 81,000 | $ 81,000 | $ 67,000 |
| Lanier County Georgia | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Madison County Georgia | 1 | $ 121,000 | $ 121,000 | $ 30,000 |
| Meriwether County Georgia | 1 | $ 61,000 | $ 61,000 | $ 23,000 |
| Montgomery County Georgia | 1 | $ 103,000 | $ 103,000 | $ 47,000 |
| Morgan County Georgia | 1 | $ 212,000 | $ 212,000 | $ 94,000 |
| Murray County Georgia | 1 | $ 89,000 | $ 89,000 | $ 44,000 |
| Oconee County Georgia | 1 | $ 186,000 | $ 186,000 | $ 143,000 |
| Oglethorpe County Georgia | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Pike County Georgia | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Putnam County Georgia | 1 | $ 196,000 | $ 196,000 | $ 188,000 |
| Quitman County Georgia | 1 | $ 44,000 | $ 44,000 | $ 356,000 |
| Taylor County Georgia | 1 | $ 41,000 | $ 41,000 | $ 193,000 |
| Towns County Georgia | 1 | $ 140,000 | $ 140,000 | $ 148,000 |
| Upson County Georgia | 1 | $ 112,000 | $ 112,000 | $ 63,000 |
| Wayne County Georgia | 1 | $ 87,000 | $ 87,000 | $ 24,000 |
| Webster County Georgia | 1 | $ 36,000 | $ 36,000 | $ 83,000 |
| White County Georgia | 1 | $ 198,000 | $ 198,000 | $ 265,000 |
| Jefferson County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 85,000 |
| Craven County North Carolina | 1 | $ 413,000 | $ 413,000 | $ 147,000 |
| Iredell County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Jackson County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 116,000 |
| Orange County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 172,000 |
| Wake County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 35,000 |
| Jasper County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 9,000 |
| Knox County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 110,000 |
| Rutherford County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 73,000 |
| Collin County Texas | 1 | $ 417,000 | $ 417,000 | $ 257,000 |
| Fairfax County Virginia | 1 | $ 237,000 | $ 237,000 | $ 160,000 |
| Loudoun County Virginia | 1 | $ 414,000 | $ 414,000 | $ 327,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Heritagebank Of The South in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,521 | $302,132,000 | $198,000 | $1,176,000 | $99,000 | $1,944,000 |
| Refinancing | 942 | $195,513,000 | $207,000 | $3,380,000 | $133,000 | $8,426,000 |
| Home Improvement | 87 | $1,734,000 | $19,000 | $208,000 | $60,000 | $531,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,941 | $379,530,000 | $195,000 | $2,354,000 | $120,000 | $8,426,000 |
| Black or African American | 235 | $31,095,000 | $132,000 | $433,000 | $75,000 | $413,000 |
| Not Provided | 132 | $34,394,000 | $260,000 | $935,000 | $129,000 | $428,000 |
| Not applicable | 123 | $31,420,000 | $255,000 | $3,380,000 | $0 | $0 |
| Asian | 71 | $16,084,000 | $226,000 | $900,000 | $125,000 | $628,000 |
| Hispanic | 42 | $6,184,000 | $147,000 | $417,000 | $75,000 | $212,000 |
| American Indian or Alaskan Native | 5 | $596,000 | $119,000 | $168,000 | $112,000 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $76,000 | $76,000 | $76,000 | $241,000 | $241,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,008 | $420,238,000 | $209,000 | $3,380,000 | $124,000 | $8,426,000 |
| FHA-insured (Federal Housing Administration) | 348 | $47,385,000 | $136,000 | $350,000 | $55,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 103 | $12,934,000 | $125,000 | $235,000 | $48,000 | $152,000 |
| VA-guaranteed (Veterans Administration) | 91 | $18,822,000 | $206,000 | $622,000 | $78,000 | $206,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,199 | $435,309,000 | $197,000 | $3,380,000 | $113,000 | $8,426,000 |
| Application Denied By Financial Institution | 210 | $37,496,000 | $178,000 | $1,334,000 | $81,000 | $524,000 |
| Application Withdrawn By Applicant | 119 | $19,923,000 | $167,000 | $900,000 | $108,000 | $1,058,000 |
| Loan Purchased By The Institution | 11 | $4,913,000 | $446,000 | $996,000 | $224,000 | $726,000 |
| Application Approved But Not Accepted | 10 | $1,321,000 | $132,000 | $260,000 | $64,000 | $104,000 |
| File Closed For Incompleteness | 1 | $417,000 | $417,000 | $417,000 | $239,000 | $239,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 22 | $5,078,000 | $230,000 | $785,000 | $93,000 | $277,000 |
| Debt-To-Income Ratio | 12 | $2,265,000 | $188,000 | $700,000 | $55,000 | $251,000 |
| Credit History | 10 | $1,485,000 | $148,000 | $341,000 | $62,000 | $135,000 |
| Other | 6 | $1,646,000 | $274,000 | $417,000 | $148,000 | $274,000 |
| Unverifiable Information | 6 | $1,324,000 | $220,000 | $412,000 | $150,000 | $345,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $524,000 | $262,000 | $417,000 | $162,000 | $220,000 |
| Employment History | 1 | $245,000 | $245,000 | $245,000 | $73,000 | $73,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.