Hfc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Hfc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hfc 140 Industrial Drive Elmhurst, IL 60126 |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 600,485 |
| Total Mortgage Loan Application Amount | $73,008,986,000 |
| Average Mortgage Loan Application Amount | $90,064 |
| Highest Mortgage Loan Application Amount | $2,260,000 |
| Average Applicant Income | $34,903 |
| Highest Applicant Income | $9,780,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Hfc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hfc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Hfc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hfc serves its applicants.
Each category highlights the total number of mortgage applications processed by Hfc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hfc's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 19,683 | $ 3,914,560,000 | $ 198,000 | $ 75,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 15,351 | $ 2,472,464,000 | $ 161,000 | $ 68,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 13,677 | $ 1,600,339,000 | $ 117,000 | $ 57,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 12,159 | $ 1,673,604,000 | $ 137,000 | $ 64,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 11,860 | $ 1,343,486,000 | $ 113,000 | $ 56,000 |
| PHILADELPHIA, PA | 10,985 | $ 1,346,329,000 | $ 122,000 | $ 64,000 |
| BALTIMORE-TOWSON, MD | 8,759 | $ 1,151,482,000 | $ 131,000 | $ 63,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 8,696 | $ 1,517,581,000 | $ 174,000 | $ 80,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 8,355 | $ 881,001,000 | $ 105,000 | $ 50,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8,064 | $ 910,619,000 | $ 112,000 | $ 51,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 8,011 | $ 924,238,000 | $ 115,000 | $ 51,000 |
| DENVER-AURORA, CO | 6,785 | $ 979,655,000 | $ 144,000 | $ 63,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 6,768 | $ 643,096,000 | $ 95,000 | $ 52,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 6,664 | $ 1,579,220,000 | $ 236,000 | $ 76,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 6,499 | $ 879,732,000 | $ 135,000 | $ 63,000 |
| PITTSBURGH, PA | 6,360 | $ 615,974,000 | $ 96,000 | $ 47,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 6,279 | $ 792,581,000 | $ 126,000 | $ 65,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6,204 | $ 970,075,000 | $ 156,000 | $ 69,000 |
| ST. LOUIS, MO-IL | 6,059 | $ 632,673,000 | $ 104,000 | $ 54,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 5,803 | $ 402,626,000 | $ 69,000 | $ 57,000 |
| KANSAS CITY, MO-KS | 5,800 | $ 606,204,000 | $ 104,000 | $ 51,000 |
| ORLANDO, FL | 5,280 | $ 591,965,000 | $ 112,000 | $ 57,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 5,159 | $ 689,218,000 | $ 133,000 | $ 60,000 |
| RICHMOND, VA | 4,916 | $ 562,112,000 | $ 114,000 | $ 49,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 4,914 | $ 838,695,000 | $ 170,000 | $ 68,000 |
| NASSAU-SUFFOLK, NY | 4,834 | $ 858,147,000 | $ 177,000 | $ 77,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 4,738 | $ 663,306,000 | $ 139,000 | $ 59,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 4,614 | $ 1,083,266,000 | $ 234,000 | $ 85,000 |
| LAS VEGAS-PARADISE, NV | 4,427 | $ 574,640,000 | $ 129,000 | $ 60,000 |
| INDIANAPOLIS, IN | 4,256 | $ 403,143,000 | $ 94,000 | $ 52,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 4,227 | $ 1,044,384,000 | $ 247,000 | $ 84,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4,210 | $ 660,710,000 | $ 156,000 | $ 60,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 4,196 | $ 416,910,000 | $ 99,000 | $ 53,000 |
| COLUMBUS, OH | 4,120 | $ 422,780,000 | $ 102,000 | $ 55,000 |
| JACKSONVILLE, FL | 3,864 | $ 368,789,000 | $ 95,000 | $ 53,000 |
| CAMDEN, NJ | 3,859 | $ 436,630,000 | $ 113,000 | $ 64,000 |
| TACOMA, WA | 3,825 | $ 486,901,000 | $ 127,000 | $ 61,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 3,809 | $ 401,624,000 | $ 105,000 | $ 54,000 |
| EDISON, NJ | 3,805 | $ 625,498,000 | $ 164,000 | $ 78,000 |
| DALLAS-PLANO-IRVING, TX | 3,693 | $ 271,915,000 | $ 73,000 | $ 66,000 |
| BIRMINGHAM-HOOVER, AL | 3,685 | $ 303,968,000 | $ 82,000 | $ 47,000 |
| ROCHESTER, NY | 3,631 | $ 295,322,000 | $ 81,000 | $ 55,000 |
| BOSTON-QUINCY, MA | 3,551 | $ 689,899,000 | $ 194,000 | $ 76,000 |
| BUFFALO-NIAGARA FALLS, NY | 3,187 | $ 240,523,000 | $ 75,000 | $ 48,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3,141 | $ 390,683,000 | $ 124,000 | $ 60,000 |
| MEMPHIS, TN-MS-AR | 3,131 | $ 293,211,000 | $ 93,000 | $ 53,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 3,126 | $ 340,700,000 | $ 108,000 | $ 62,000 |
| BAKERSFIELD, CA | 3,038 | $ 327,211,000 | $ 107,000 | $ 59,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3,010 | $ 352,511,000 | $ 117,000 | $ 55,000 |
| DAYTON, OH | 2,927 | $ 262,045,000 | $ 89,000 | $ 49,000 |
| NEWARK-UNION, NJ-PA | 2,850 | $ 434,278,000 | $ 152,000 | $ 74,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 2,746 | $ 355,000,000 | $ 129,000 | $ 57,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2,679 | $ 258,324,000 | $ 96,000 | $ 59,000 |
| FRESNO, CA | 2,667 | $ 340,338,000 | $ 127,000 | $ 61,000 |
| OKLAHOMA CITY, OK | 2,486 | $ 202,124,000 | $ 81,000 | $ 49,000 |
| FLINT, MI | 2,467 | $ 230,649,000 | $ 93,000 | $ 52,000 |
| SALT LAKE CITY, UT | 2,440 | $ 279,550,000 | $ 114,000 | $ 47,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2,414 | $ 253,214,000 | $ 104,000 | $ 47,000 |
| TOLEDO, OH | 2,414 | $ 232,564,000 | $ 96,000 | $ 48,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2,410 | $ 355,535,000 | $ 147,000 | $ 54,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 2,405 | $ 230,607,000 | $ 95,000 | $ 50,000 |
| SYRACUSE, NY | 2,339 | $ 182,964,000 | $ 78,000 | $ 47,000 |
| COLUMBIA, SC | 2,307 | $ 207,030,000 | $ 89,000 | $ 50,000 |
| TUCSON, AZ | 2,298 | $ 239,058,000 | $ 104,000 | $ 49,000 |
| SCRANTON--WILKES-BARRE, PA | 2,292 | $ 213,484,000 | $ 93,000 | $ 47,000 |
| GRAND RAPIDS-WYOMING, MI | 2,261 | $ 238,482,000 | $ 105,000 | $ 46,000 |
| WILMINGTON, DE-MD-NJ | 2,260 | $ 285,404,000 | $ 126,000 | $ 60,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2,144 | $ 247,208,000 | $ 115,000 | $ 56,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 2,143 | $ 426,313,000 | $ 198,000 | $ 67,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2,062 | $ 295,288,000 | $ 143,000 | $ 73,000 |
| LOUISVILLE, KY-IN | 2,061 | $ 199,616,000 | $ 96,000 | $ 47,000 |
| AKRON, OH | 2,025 | $ 216,714,000 | $ 107,000 | $ 54,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,998 | $ 417,060,000 | $ 208,000 | $ 72,000 |
| GREENSBORO-HIGH POINT, NC | 1,996 | $ 216,053,000 | $ 108,000 | $ 54,000 |
| NEW HAVEN-MILFORD, CT | 1,880 | $ 231,833,000 | $ 123,000 | $ 62,000 |
| RALEIGH-CARY, NC | 1,880 | $ 211,022,000 | $ 112,000 | $ 57,000 |
| ALBUQUERQUE, NM | 1,876 | $ 191,085,000 | $ 101,000 | $ 46,000 |
| SAN ANTONIO, TX | 1,865 | $ 115,152,000 | $ 61,000 | $ 50,000 |
| HUNTSVILLE, AL | 1,860 | $ 169,101,000 | $ 90,000 | $ 53,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1,856 | $ 207,689,000 | $ 111,000 | $ 51,000 |
| STOCKTON, CA | 1,849 | $ 330,295,000 | $ 178,000 | $ 72,000 |
| KALAMAZOO-PORTAGE, MI | 1,724 | $ 179,071,000 | $ 103,000 | $ 51,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1,720 | $ 391,499,000 | $ 227,000 | $ 77,000 |
| FORT WORTH-ARLINGTON, TX | 1,713 | $ 124,515,000 | $ 72,000 | $ 56,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,703 | $ 449,363,000 | $ 263,000 | $ 92,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1,620 | $ 167,633,000 | $ 103,000 | $ 52,000 |
| TULSA, OK | 1,595 | $ 133,348,000 | $ 83,000 | $ 44,000 |
| HARRISBURG-CARLISLE, PA | 1,590 | $ 159,473,000 | $ 100,000 | $ 47,000 |
| AUSTIN-ROUND ROCK, TX | 1,583 | $ 127,923,000 | $ 80,000 | $ 58,000 |
| GARY, IN | 1,542 | $ 126,773,000 | $ 82,000 | $ 46,000 |
| KNOXVILLE, TN | 1,528 | $ 152,001,000 | $ 99,000 | $ 46,000 |
| GREENVILLE, SC | 1,493 | $ 132,130,000 | $ 88,000 | $ 47,000 |
| WORCESTER, MA | 1,490 | $ 231,940,000 | $ 155,000 | $ 58,000 |
| LAKELAND, FL | 1,489 | $ 130,094,000 | $ 87,000 | $ 48,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1,442 | $ 138,449,000 | $ 96,000 | $ 48,000 |
| LANCASTER, PA | 1,440 | $ 160,593,000 | $ 111,000 | $ 49,000 |
| VISALIA-PORTERVILLE, CA | 1,413 | $ 159,991,000 | $ 113,000 | $ 52,000 |
| SPRINGFIELD, MA | 1,408 | $ 156,368,000 | $ 111,000 | $ 52,000 |
| ESSEX COUNTY, MA | 1,400 | $ 259,506,000 | $ 185,000 | $ 73,000 |
| VALLEJO-FAIRFIELD, CA | 1,377 | $ 289,591,000 | $ 210,000 | $ 77,000 |
| SARASOTA-BRADENTON-VENICE, FL | 1,375 | $ 169,203,000 | $ 123,000 | $ 55,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1,328 | $ 353,594,000 | $ 266,000 | $ 92,000 |
| YORK-HANOVER, PA | 1,320 | $ 139,251,000 | $ 105,000 | $ 55,000 |
| UTICA-ROME, NY | 1,264 | $ 89,567,000 | $ 70,000 | $ 46,000 |
| MODESTO, CA | 1,245 | $ 173,743,000 | $ 139,000 | $ 68,000 |
| DURHAM, NC | 1,214 | $ 136,117,000 | $ 112,000 | $ 56,000 |
| COLORADO SPRINGS, CO | 1,194 | $ 140,009,000 | $ 117,000 | $ 54,000 |
| MANCHESTER-NASHUA, NH | 1,187 | $ 183,408,000 | $ 154,000 | $ 64,000 |
| LANSING-EAST LANSING, MI | 1,173 | $ 125,125,000 | $ 106,000 | $ 51,000 |
| CHATTANOOGA, TN-GA | 1,172 | $ 112,469,000 | $ 95,000 | $ 47,000 |
| CAPE CORAL-FORT MYERS, FL | 1,148 | $ 127,017,000 | $ 110,000 | $ 56,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1,140 | $ 93,570,000 | $ 82,000 | $ 44,000 |
| BOISE CITY-NAMPA, ID | 1,138 | $ 108,459,000 | $ 95,000 | $ 55,000 |
| CANTON-MASSILLON, OH | 1,138 | $ 107,580,000 | $ 94,000 | $ 43,000 |
| RENO-SPARKS, NV | 1,138 | $ 161,542,000 | $ 141,000 | $ 61,000 |
| BATON ROUGE, LA | 1,119 | $ 99,830,000 | $ 89,000 | $ 46,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,106 | $ 170,909,000 | $ 154,000 | $ 68,000 |
| READING, PA | 1,064 | $ 107,964,000 | $ 101,000 | $ 51,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1,056 | $ 158,265,000 | $ 149,000 | $ 56,000 |
| SALEM, OR | 1,049 | $ 127,000,000 | $ 121,000 | $ 51,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,028 | $ 145,116,000 | $ 141,000 | $ 74,000 |
| MOBILE, AL | 1,026 | $ 79,688,000 | $ 77,000 | $ 44,000 |
| BREMERTON-SILVERDALE, WA | 1,007 | $ 126,529,000 | $ 125,000 | $ 61,000 |
| WINSTON-SALEM, NC | 992 | $ 95,213,000 | $ 95,000 | $ 47,000 |
| MONTGOMERY, AL | 965 | $ 69,607,000 | $ 72,000 | $ 46,000 |
| ROANOKE, VA | 952 | $ 101,736,000 | $ 106,000 | $ 45,000 |
| OGDEN-CLEARFIELD, UT | 946 | $ 99,022,000 | $ 104,000 | $ 52,000 |
| ATLANTIC CITY, NJ | 936 | $ 103,791,000 | $ 110,000 | $ 58,000 |
| SPRINGFIELD, MO | 915 | $ 82,674,000 | $ 90,000 | $ 43,000 |
| TOPEKA, KS | 909 | $ 78,283,000 | $ 86,000 | $ 46,000 |
| PEORIA, IL | 908 | $ 79,641,000 | $ 87,000 | $ 45,000 |
| BATTLE CREEK, MI | 891 | $ 79,267,000 | $ 88,000 | $ 48,000 |
| MERCED, CA | 887 | $ 132,215,000 | $ 149,000 | $ 59,000 |
| JACKSON, MI | 881 | $ 85,253,000 | $ 96,000 | $ 48,000 |
| DES MOINES, IA | 870 | $ 76,490,000 | $ 87,000 | $ 50,000 |
| PROVO-OREM, UT | 860 | $ 101,064,000 | $ 117,000 | $ 49,000 |
| LEXINGTON-FAYETTE, KY | 855 | $ 81,372,000 | $ 95,000 | $ 43,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 830 | $ 99,150,000 | $ 119,000 | $ 52,000 |
| SPOKANE, WA | 791 | $ 66,353,000 | $ 83,000 | $ 45,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 780 | $ 62,549,000 | $ 80,000 | $ 48,000 |
| ANDERSON, SC | 776 | $ 70,413,000 | $ 90,000 | $ 46,000 |
| TRENTON-EWING, NJ | 771 | $ 93,293,000 | $ 121,000 | $ 64,000 |
| NORWICH-NEW LONDON, CT | 767 | $ 97,275,000 | $ 126,000 | $ 58,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 753 | $ 74,220,000 | $ 98,000 | $ 54,000 |
| SHREVEPORT-BOSSIER CITY, LA | 731 | $ 61,573,000 | $ 84,000 | $ 46,000 |
| TALLAHASSEE, FL | 730 | $ 65,863,000 | $ 90,000 | $ 47,000 |
| GREELEY, CO | 723 | $ 99,471,000 | $ 137,000 | $ 53,000 |
| MADISON, WI | 713 | $ 91,083,000 | $ 127,000 | $ 52,000 |
| DOVER, DE | 709 | $ 84,067,000 | $ 118,000 | $ 64,000 |
| DECATUR, AL | 705 | $ 57,783,000 | $ 81,000 | $ 48,000 |
| YAKIMA, WA | 679 | $ 68,422,000 | $ 100,000 | $ 44,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 671 | $ 51,963,000 | $ 77,000 | $ 46,000 |
| SPARTANBURG, SC | 667 | $ 54,137,000 | $ 81,000 | $ 43,000 |
| LINCOLN, NE | 666 | $ 66,022,000 | $ 99,000 | $ 51,000 |
| WICHITA, KS | 666 | $ 54,082,000 | $ 81,000 | $ 46,000 |
| OLYMPIA, WA | 661 | $ 77,550,000 | $ 117,000 | $ 64,000 |
| NILES-BENTON HARBOR, MI | 618 | $ 57,814,000 | $ 93,000 | $ 45,000 |
| ALTOONA, PA | 612 | $ 49,441,000 | $ 80,000 | $ 35,000 |
| DOTHAN, AL | 608 | $ 39,509,000 | $ 64,000 | $ 42,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 603 | $ 86,269,000 | $ 143,000 | $ 51,000 |
| GAINESVILLE, FL | 598 | $ 52,576,000 | $ 87,000 | $ 48,000 |
| GLENS FALLS, NY | 586 | $ 45,500,000 | $ 77,000 | $ 44,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 582 | $ 46,771,000 | $ 80,000 | $ 45,000 |
| EUGENE-SPRINGFIELD, OR | 580 | $ 67,387,000 | $ 116,000 | $ 54,000 |
| FORT COLLINS-LOVELAND, CO | 579 | $ 82,186,000 | $ 141,000 | $ 52,000 |
| MACON, GA | 575 | $ 51,597,000 | $ 89,000 | $ 48,000 |
| BARNSTABLE TOWN, MA | 567 | $ 99,402,000 | $ 175,000 | $ 77,000 |
| SANTA ROSA-PETALUMA, CA | 563 | $ 121,225,000 | $ 215,000 | $ 82,000 |
| HOLLAND-GRAND HAVEN, MI | 547 | $ 64,821,000 | $ 118,000 | $ 53,000 |
| KINGSTON, NY | 543 | $ 67,158,000 | $ 123,000 | $ 57,000 |
| FORT WAYNE, IN | 521 | $ 40,980,000 | $ 78,000 | $ 37,000 |
| HANFORD-CORCORAN, CA | 507 | $ 59,127,000 | $ 116,000 | $ 63,000 |
| OCALA, FL | 501 | $ 38,919,000 | $ 77,000 | $ 44,000 |
| CEDAR RAPIDS, IA | 489 | $ 40,225,000 | $ 82,000 | $ 47,000 |
| SPRINGFIELD, OH | 487 | $ 41,151,000 | $ 84,000 | $ 44,000 |
| TUSCALOOSA, AL | 486 | $ 46,680,000 | $ 96,000 | $ 49,000 |
| MEDFORD, OR | 475 | $ 56,184,000 | $ 118,000 | $ 56,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 467 | $ 39,222,000 | $ 83,000 | $ 63,000 |
| ANN ARBOR, MI | 459 | $ 60,035,000 | $ 130,000 | $ 62,000 |
| JOHNSON CITY, TN | 446 | $ 37,713,000 | $ 84,000 | $ 41,000 |
| NAPLES-MARCO ISLAND, FL | 445 | $ 62,077,000 | $ 139,000 | $ 54,000 |
| MUSKEGON-NORTON SHORES, MI | 430 | $ 37,411,000 | $ 87,000 | $ 44,000 |
| EVANSVILLE, IN-KY | 429 | $ 34,306,000 | $ 79,000 | $ 38,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 419 | $ 33,456,000 | $ 79,000 | $ 40,000 |
| POCATELLO, ID | 416 | $ 38,996,000 | $ 93,000 | $ 39,000 |
| MADERA, CA | 409 | $ 55,815,000 | $ 136,000 | $ 52,000 |
| IDAHO FALLS, ID | 407 | $ 38,951,000 | $ 95,000 | $ 49,000 |
| RACINE, WI | 396 | $ 43,973,000 | $ 111,000 | $ 51,000 |
| SPRINGFIELD, IL | 396 | $ 32,023,000 | $ 80,000 | $ 50,000 |
| SALINAS, CA | 393 | $ 77,917,000 | $ 198,000 | $ 73,000 |
| GREENVILLE, NC | 380 | $ 29,381,000 | $ 77,000 | $ 47,000 |
| CHARLOTTESVILLE, VA | 373 | $ 43,876,000 | $ 117,000 | $ 43,000 |
| HICKORY-LENOIR-MORGANTON, NC | 373 | $ 32,579,000 | $ 87,000 | $ 36,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 370 | $ 28,093,000 | $ 75,000 | $ 47,000 |
| JOHNSTOWN, PA | 364 | $ 25,437,000 | $ 69,000 | $ 45,000 |
| YUBA CITY, CA | 356 | $ 43,730,000 | $ 122,000 | $ 49,000 |
| ELKHART-GOSHEN, IN | 353 | $ 31,115,000 | $ 88,000 | $ 49,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 352 | $ 48,161,000 | $ 136,000 | $ 54,000 |
| REDDING, CA | 347 | $ 43,046,000 | $ 124,000 | $ 48,000 |
| SIOUX CITY, IA-NE-SD | 347 | $ 23,566,000 | $ 67,000 | $ 46,000 |
| ASHEVILLE, NC | 345 | $ 35,895,000 | $ 104,000 | $ 46,000 |
| MONROE, MI | 340 | $ 42,636,000 | $ 125,000 | $ 68,000 |
| EL PASO, TX | 333 | $ 17,640,000 | $ 52,000 | $ 59,000 |
| BOULDER, CO | 331 | $ 53,924,000 | $ 162,000 | $ 63,000 |
| FLORENCE-MUSCLE SHOALS, AL | 330 | $ 24,947,000 | $ 75,000 | $ 44,000 |
| ANDERSON, IN | 329 | $ 22,976,000 | $ 69,000 | $ 44,000 |
| GOLDSBORO, NC | 329 | $ 23,350,000 | $ 70,000 | $ 46,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 329 | $ 31,170,000 | $ 94,000 | $ 63,000 |
| CLEVELAND, TN | 326 | $ 31,370,000 | $ 96,000 | $ 49,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 326 | $ 28,403,000 | $ 87,000 | $ 54,000 |
| CLARKSVILLE, TN-KY | 316 | $ 27,614,000 | $ 87,000 | $ 42,000 |
| LEBANON, PA | 316 | $ 33,119,000 | $ 104,000 | $ 44,000 |
| LYNCHBURG, VA | 310 | $ 30,460,000 | $ 98,000 | $ 43,000 |
| ROCKFORD, IL | 308 | $ 25,922,000 | $ 84,000 | $ 51,000 |
| BURLINGTON, NC | 305 | $ 31,813,000 | $ 104,000 | $ 52,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 297 | $ 32,426,000 | $ 109,000 | $ 7,000 |
| FAYETTEVILLE, NC | 290 | $ 21,274,000 | $ 73,000 | $ 58,000 |
| VERO BEACH, FL | 288 | $ 28,819,000 | $ 100,000 | $ 39,000 |
| CORPUS CHRISTI, TX | 284 | $ 14,028,000 | $ 49,000 | $ 49,000 |
| WARNER ROBINS, GA | 277 | $ 21,866,000 | $ 78,000 | $ 49,000 |
| BEAUMONT-PORT ARTHUR, TX | 276 | $ 14,498,000 | $ 52,000 | $ 46,000 |
| GAINESVILLE, GA | 276 | $ 28,251,000 | $ 102,000 | $ 45,000 |
| SAVANNAH, GA | 273 | $ 22,992,000 | $ 84,000 | $ 45,000 |
| MCALLEN-EDINBURG-PHARR, TX | 268 | $ 17,313,000 | $ 64,000 | $ 47,000 |
| ROCKY MOUNT, NC | 268 | $ 20,517,000 | $ 76,000 | $ 46,000 |
| BAY CITY, MI | 266 | $ 23,986,000 | $ 90,000 | $ 42,000 |
| BELLINGHAM, WA | 261 | $ 25,216,000 | $ 96,000 | $ 48,000 |
| PUNTA GORDA, FL | 256 | $ 28,458,000 | $ 111,000 | $ 49,000 |
| TERRE HAUTE, IN | 250 | $ 17,836,000 | $ 71,000 | $ 36,000 |
| LONGVIEW, WA | 245 | $ 26,370,000 | $ 107,000 | $ 51,000 |
| WILMINGTON, NC | 245 | $ 23,800,000 | $ 97,000 | $ 50,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 241 | $ 37,937,000 | $ 157,000 | $ 82,000 |
| COLUMBUS, GA-AL | 238 | $ 20,740,000 | $ 87,000 | $ 46,000 |
| JANESVILLE, WI | 238 | $ 22,990,000 | $ 96,000 | $ 49,000 |
| OCEAN CITY, NJ | 237 | $ 25,443,000 | $ 107,000 | $ 52,000 |
| PRESCOTT, AZ | 234 | $ 22,535,000 | $ 96,000 | $ 48,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 233 | $ 20,965,000 | $ 89,000 | $ 45,000 |
| LAWRENCE, KS | 230 | $ 28,920,000 | $ 125,000 | $ 62,000 |
| DUBUQUE, IA | 222 | $ 17,184,000 | $ 77,000 | $ 42,000 |
| WATERLOO-CEDAR FALLS, IA | 222 | $ 14,969,000 | $ 67,000 | $ 37,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 221 | $ 19,470,000 | $ 88,000 | $ 50,000 |
| BLOOMINGTON, IN | 210 | $ 17,496,000 | $ 83,000 | $ 37,000 |
| ELIZABETHTOWN, KY | 208 | $ 18,661,000 | $ 89,000 | $ 41,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 202 | $ 11,161,000 | $ 55,000 | $ 49,000 |
| BINGHAMTON, NY | 200 | $ 13,653,000 | $ 68,000 | $ 46,000 |
| FLORENCE, SC | 200 | $ 16,745,000 | $ 83,000 | $ 52,000 |
| SANDUSKY, OH | 200 | $ 20,019,000 | $ 100,000 | $ 73,000 |
| PUEBLO, CO | 196 | $ 18,312,000 | $ 93,000 | $ 59,000 |
| ERIE, PA | 192 | $ 14,016,000 | $ 73,000 | $ 41,000 |
| GREEN BAY, WI | 187 | $ 17,334,000 | $ 92,000 | $ 44,000 |
| EL CENTRO, CA | 184 | $ 21,565,000 | $ 117,000 | $ 52,000 |
| JOPLIN, MO | 184 | $ 13,681,000 | $ 74,000 | $ 45,000 |
| MORRISTOWN, TN | 181 | $ 15,386,000 | $ 85,000 | $ 34,000 |
| LAFAYETTE, LA | 180 | $ 14,552,000 | $ 80,000 | $ 37,000 |
| YUMA, AZ | 179 | $ 16,982,000 | $ 94,000 | $ 46,000 |
| KANKAKEE-BRADLEY, IL | 177 | $ 15,924,000 | $ 89,000 | $ 48,000 |
| KOKOMO, IN | 177 | $ 15,427,000 | $ 87,000 | $ 41,000 |
| ST. JOSEPH, MO-KS | 174 | $ 13,735,000 | $ 78,000 | $ 43,000 |
| ANNISTON-OXFORD, AL | 173 | $ 11,523,000 | $ 66,000 | $ 45,000 |
| ATHENS-CLARKE COUNTY, GA | 170 | $ 17,170,000 | $ 101,000 | $ 50,000 |
| BROWNSVILLE-HARLINGEN, TX | 170 | $ 11,024,000 | $ 64,000 | $ 48,000 |
| APPLETON, WI | 169 | $ 16,433,000 | $ 97,000 | $ 42,000 |
| GADSDEN, AL | 167 | $ 11,522,000 | $ 68,000 | $ 40,000 |
| HONOLULU, HI | 165 | $ 25,227,000 | $ 152,000 | $ 36,000 |
| MUNCIE, IN | 165 | $ 11,835,000 | $ 71,000 | $ 45,000 |
| COLUMBUS, IN | 163 | $ 14,000,000 | $ 85,000 | $ 39,000 |
| MOUNT VERNON-ANACORTES, WA | 163 | $ 16,895,000 | $ 103,000 | $ 45,000 |
| MICHIGAN CITY-LA PORTE, IN | 161 | $ 12,143,000 | $ 75,000 | $ 42,000 |
| BILLINGS, MT | 158 | $ 14,794,000 | $ 93,000 | $ 52,000 |
| LAFAYETTE, IN | 158 | $ 13,866,000 | $ 87,000 | $ 34,000 |
| PANAMA CITY-LYNN HAVEN, FL | 156 | $ 14,130,000 | $ 90,000 | $ 38,000 |
| NAPA, CA | 154 | $ 30,542,000 | $ 198,000 | $ 65,000 |
| LIMA, OH | 153 | $ 12,403,000 | $ 81,000 | $ 42,000 |
| SUMTER, SC | 153 | $ 10,875,000 | $ 71,000 | $ 44,000 |
| SALISBURY, MD | 152 | $ 15,053,000 | $ 99,000 | $ 43,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 147 | $ 13,385,000 | $ 91,000 | $ 37,000 |
| JACKSON, MS | 147 | $ 13,352,000 | $ 90,000 | $ 8,000 |
| STATE COLLEGE, PA | 146 | $ 14,788,000 | $ 101,000 | $ 39,000 |
| WINCHESTER, VA-WV | 146 | $ 15,758,000 | $ 107,000 | $ 38,000 |
| CHICO, CA | 144 | $ 16,500,000 | $ 114,000 | $ 44,000 |
| DECATUR, IL | 144 | $ 10,234,000 | $ 71,000 | $ 65,000 |
| JEFFERSON CITY, MO | 143 | $ 11,415,000 | $ 79,000 | $ 42,000 |
| SHEBOYGAN, WI | 142 | $ 13,576,000 | $ 95,000 | $ 36,000 |
| DULUTH, MN-WI | 137 | $ 11,044,000 | $ 80,000 | $ 51,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 136 | $ 16,398,000 | $ 120,000 | $ 17,000 |
| MANSFIELD, OH | 136 | $ 11,287,000 | $ 82,000 | $ 35,000 |
| SANTA CRUZ-WATSONVILLE, CA | 136 | $ 30,994,000 | $ 227,000 | $ 84,000 |
| BLOOMINGTON-NORMAL, IL | 132 | $ 12,715,000 | $ 96,000 | $ 63,000 |
| ST. GEORGE, UT | 132 | $ 11,963,000 | $ 90,000 | $ 40,000 |
| IOWA CITY, IA | 131 | $ 12,415,000 | $ 94,000 | $ 41,000 |
| LAKE CHARLES, LA | 131 | $ 8,931,000 | $ 68,000 | $ 38,000 |
| WACO, TX | 131 | $ 6,994,000 | $ 53,000 | $ 45,000 |
| AMARILLO, TX | 130 | $ 8,053,000 | $ 61,000 | $ 50,000 |
| AUBURN-OPELIKA, AL | 130 | $ 12,110,000 | $ 93,000 | $ 45,000 |
| JACKSON, TN | 130 | $ 9,652,000 | $ 74,000 | $ 33,000 |
| DALTON, GA | 128 | $ 11,708,000 | $ 91,000 | $ 40,000 |
| WILLIAMSPORT, PA | 127 | $ 10,897,000 | $ 85,000 | $ 43,000 |
| BEND, OR | 126 | $ 11,889,000 | $ 94,000 | $ 43,000 |
| GRAND JUNCTION, CO | 126 | $ 11,456,000 | $ 90,000 | $ 41,000 |
| COEUR D'ALENE, ID | 124 | $ 9,429,000 | $ 76,000 | $ 51,000 |
| CHAMPAIGN-URBANA, IL | 123 | $ 9,361,000 | $ 76,000 | $ 54,000 |
| ALBANY, GA | 122 | $ 10,641,000 | $ 87,000 | $ 39,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 122 | $ 19,601,000 | $ 160,000 | $ 70,000 |
| LAWTON, OK | 118 | $ 6,840,000 | $ 57,000 | $ 67,000 |
| FLAGSTAFF, AZ | 116 | $ 13,288,000 | $ 114,000 | $ 43,000 |
| EAU CLAIRE, WI | 113 | $ 9,773,000 | $ 86,000 | $ 58,000 |
| ROCHESTER, MN | 111 | $ 10,519,000 | $ 94,000 | $ 30,000 |
| BANGOR, ME | 107 | $ 9,595,000 | $ 89,000 | $ 34,000 |
| ALEXANDRIA, LA | 105 | $ 8,686,000 | $ 82,000 | $ 36,000 |
| JACKSONVILLE, NC | 104 | $ 6,954,000 | $ 66,000 | $ 52,000 |
| OSHKOSH-NEENAH, WI | 104 | $ 9,291,000 | $ 89,000 | $ 39,000 |
| TYLER, TX | 103 | $ 7,188,000 | $ 69,000 | $ 39,000 |
| DANVILLE, VA | 102 | $ 9,457,000 | $ 92,000 | $ 41,000 |
| PITTSFIELD, MA | 102 | $ 11,336,000 | $ 111,000 | $ 38,000 |
| CARSON CITY, NV | 101 | $ 14,211,000 | $ 140,000 | $ 46,000 |
| HARRISONBURG, VA | 100 | $ 10,244,000 | $ 102,000 | $ 38,000 |
| CHEYENNE, WY | 99 | $ 9,680,000 | $ 97,000 | $ 36,000 |
| ELMIRA, NY | 98 | $ 6,792,000 | $ 69,000 | $ 49,000 |
| ST. CLOUD, MN | 98 | $ 9,477,000 | $ 96,000 | $ 40,000 |
| LOGAN, UT-ID | 97 | $ 9,426,000 | $ 97,000 | $ 44,000 |
| LONGVIEW, TX | 97 | $ 6,333,000 | $ 65,000 | $ 46,000 |
| WAUSAU, WI | 96 | $ 9,900,000 | $ 103,000 | $ 41,000 |
| OWENSBORO, KY | 95 | $ 7,192,000 | $ 75,000 | $ 29,000 |
| SANTA FE, NM | 95 | $ 10,979,000 | $ 115,000 | $ 52,000 |
| LAS CRUCES, NM | 92 | $ 7,731,000 | $ 84,000 | $ 39,000 |
| VALDOSTA, GA | 92 | $ 7,934,000 | $ 86,000 | $ 46,000 |
| WICHITA FALLS, TX | 92 | $ 4,346,000 | $ 47,000 | $ 35,000 |
| DANVILLE, IL | 91 | $ 6,015,000 | $ 66,000 | $ 34,000 |
| SHERMAN-DENISON, TX | 90 | $ 6,224,000 | $ 69,000 | $ 55,000 |
| LUBBOCK, TX | 87 | $ 3,702,000 | $ 42,000 | $ 41,000 |
| COLUMBIA, MO | 86 | $ 6,646,000 | $ 77,000 | $ 41,000 |
| FARMINGTON, NM | 86 | $ 9,429,000 | $ 109,000 | $ 45,000 |
| LAREDO, TX | 86 | $ 4,902,000 | $ 57,000 | $ 44,000 |
| LEWISTON-AUBURN, ME | 86 | $ 8,385,000 | $ 97,000 | $ 40,000 |
| ODESSA, TX | 86 | $ 3,294,000 | $ 38,000 | $ 69,000 |
| FOND DU LAC, WI | 85 | $ 7,685,000 | $ 90,000 | $ 44,000 |
| HINESVILLE-FORT STEWART, GA | 85 | $ 4,942,000 | $ 58,000 | $ 43,000 |
| ROME, GA | 83 | $ 6,898,000 | $ 83,000 | $ 48,000 |
| GULFPORT-BILOXI, MS | 82 | $ 8,305,000 | $ 101,000 | $ 6,000 |
| COLLEGE STATION-BRYAN, TX | 81 | $ 4,733,000 | $ 58,000 | $ 51,000 |
| BOWLING GREEN, KY | 77 | $ 5,842,000 | $ 75,000 | $ 37,000 |
| CUMBERLAND, MD-WV | 74 | $ 6,013,000 | $ 81,000 | $ 55,000 |
| ANCHORAGE, AK | 73 | $ 8,904,000 | $ 121,000 | $ 16,000 |
| VICTORIA, TX | 70 | $ 3,116,000 | $ 44,000 | $ 43,000 |
| MONROE, LA | 69 | $ 3,993,000 | $ 57,000 | $ 41,000 |
| CORVALLIS, OR | 67 | $ 8,054,000 | $ 120,000 | $ 59,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 65 | $ 7,348,000 | $ 113,000 | $ 44,000 |
| ABILENE, TX | 64 | $ 2,790,000 | $ 43,000 | $ 35,000 |
| MIDLAND, TX | 64 | $ 2,826,000 | $ 44,000 | $ 47,000 |
| SIOUX FALLS, SD | 64 | $ 3,905,000 | $ 61,000 | $ 9,000 |
| PASCAGOULA, MS | 63 | $ 5,981,000 | $ 94,000 | $ 0 |
| SAN ANGELO, TX | 62 | $ 3,411,000 | $ 55,000 | $ 40,000 |
| AMES, IA | 59 | $ 6,092,000 | $ 103,000 | $ 39,000 |
| CHARLESTON, WV | 59 | $ 4,695,000 | $ 79,000 | $ 7,000 |
| FORT SMITH, AR-OK | 58 | $ 5,051,000 | $ 87,000 | $ 0 |
| BRUNSWICK, GA | 57 | $ 6,270,000 | $ 110,000 | $ 44,000 |
| WENATCHEE, WA | 52 | $ 4,542,000 | $ 87,000 | $ 73,000 |
| LA CROSSE, WI-MN | 49 | $ 5,018,000 | $ 102,000 | $ 48,000 |
| RAPID CITY, SD | 41 | $ 3,084,000 | $ 75,000 | $ 11,000 |
| ITHACA, NY | 40 | $ 3,684,000 | $ 92,000 | $ 54,000 |
| TEXARKANA, TX-TEXARKANA, AR | 38 | $ 1,932,000 | $ 50,000 | $ 38,000 |
| CASPER, WY | 37 | $ 3,382,000 | $ 91,000 | $ 24,000 |
| JONESBORO, AR | 37 | $ 3,849,000 | $ 104,000 | $ 13,000 |
| FARGO, ND-MN | 35 | $ 3,116,000 | $ 89,000 | $ 0 |
| PARKERSBURG-MARIETTA, WV-OH | 35 | $ 2,873,000 | $ 82,000 | $ 3,000 |
| GREAT FALLS, MT | 32 | $ 2,242,000 | $ 70,000 | $ 35,000 |
| HATTIESBURG, MS | 32 | $ 2,929,000 | $ 91,000 | $ 0 |
| PINE BLUFF, AR | 30 | $ 2,531,000 | $ 84,000 | $ 0 |
| HOT SPRINGS, AR | 28 | $ 2,629,000 | $ 93,000 | $ 16,000 |
| LEWISTON, ID-WA | 23 | $ 1,471,000 | $ 63,000 | $ 24,000 |
| MISSOULA, MT | 21 | $ 2,384,000 | $ 113,000 | $ 29,000 |
| BISMARCK, ND | 18 | $ 1,374,000 | $ 76,000 | $ 8,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 15 | $ 1,256,000 | $ 83,000 | $ 7,000 |
| MORGANTOWN, WV | 13 | $ 1,169,000 | $ 89,000 | $ 11,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 12 | $ 756,000 | $ 63,000 | $ 7,000 |
| WHEELING, WV-OH | 12 | $ 1,148,000 | $ 95,000 | $ 5,000 |
| GRAND FORKS, ND-MN | 10 | $ 831,000 | $ 83,000 | $ 13,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 9 | $ 1,106,000 | $ 122,000 | $ 36,000 |
| FAIRBANKS, AK | 8 | $ 729,000 | $ 91,000 | $ 0 |
Mortgage Loan Application Detail Totals for Hfc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 444,575 | $61,757,705,000 | $125,403 | $2,260,000 | $47,500 | $9,780,000 |
| Home Improvement | 109,054 | $6,834,975,000 | $51,254 | $1,000,000 | $49,588 | $1,899,000 |
| Home Purchase | 46,856 | $4,416,306,000 | $92,788 | $878,000 | $7,903 | $4,852,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 260,799 | $31,563,639,000 | $107,529 | $2,260,000 | $58,039 | $9,780,000 |
| Not applicable | 125,057 | $13,615,947,000 | $105,461 | $1,172,000 | $1,980 | $400,000 |
| Black or African American | 79,333 | $9,144,640,000 | $109,617 | $1,750,000 | $56,425 | $3,461,000 |
| Not Provided | 78,973 | $10,407,070,000 | $105,380 | $1,643,000 | $58,060 | $6,000,000 |
| Hispanic | 43,764 | $6,221,094,000 | $111,045 | $1,023,000 | $57,681 | $1,400,000 |
| Asian | 6,624 | $1,233,344,000 | $134,093 | $1,329,000 | $67,348 | $924,000 |
| American Indian or Alaskan Native | 3,254 | $294,988,000 | $80,043 | $760,000 | $54,760 | $1,670,000 |
| Native Hawaiian or Other Pacific Islander | 2,681 | $528,264,000 | $123,309 | $990,000 | $63,976 | $1,314,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 600,484 | $73,008,791,000 | $109,788 | $2,260,000 | $44,096 | $9,780,000 |
| VA-guaranteed (Veterans Administration) | 1 | $195,000 | $195,000 | $195,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 230,807 | $25,703,282,000 | $97,196 | $2,260,000 | $54,019 | $1,899,000 |
| Application Withdrawn By Applicant | 176,830 | $24,516,083,000 | $116,959 | $1,150,000 | $60,428 | $1,680,000 |
| Loan Purchased By The Institution | 124,687 | $13,580,405,000 | $105,557 | $1,172,000 | $0 | $0 |
| Loan Originated | 55,887 | $7,509,309,000 | $111,333 | $1,000,000 | $64,187 | $9,780,000 |
| Application Approved But Not Accepted | 10,875 | $1,508,130,000 | $114,145 | $789,000 | $62,645 | $6,000,000 |
| File Closed For Incompleteness | 1,399 | $191,777,000 | $124,651 | $760,000 | $69,162 | $647,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 72,993 | $7,131,423,000 | $88,208 | $980,000 | $51,666 | $1,883,000 |
| Other | 61,700 | $7,400,610,000 | $107,900 | $2,260,000 | $56,900 | $1,899,000 |
| Credit Application Incomplete | 43,451 | $5,328,025,000 | $101,934 | $1,750,000 | $61,108 | $1,812,000 |
| Debt-To-Income Ratio | 30,152 | $3,347,925,000 | $95,000 | $1,358,000 | $36,125 | $810,000 |
| Collateral | 15,547 | $1,772,044,000 | $112,444 | $980,000 | $64,066 | $1,272,000 |
| Employment History | 2,714 | $192,701,000 | $69,476 | $980,000 | $63,190 | $1,193,000 |
| Unverifiable Information | 1,393 | $268,918,000 | $168,243 | $878,000 | $66,567 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hfc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hfc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.