Hinsdale Bank & Trust Company Mortgage Lending & HMDA Data, 2004
In 2004, Hinsdale Bank & Trust Company of Hinsdale, IL reported 589 mortgage applications totaling $151.6 million, down 56% from 2003. The average application was for $257,307, and applicants reported an average income of $146,191. 86% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (530), Lake County-Kenosha County, IL-WI (15) and Kalamazoo-Portage, MI (2) (applications in parentheses).
| Mortgage Company & Address | Hinsdale Bank & Trust Company 25 E First Street Hinsdale, IL 60521 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 589 |
| Total Mortgage Loan Application Amount | $151,554,000 |
| Average Mortgage Loan Application Amount | $257,307 |
| Highest Mortgage Loan Application Amount | $1,066,000 |
| Average Applicant Income | $146,191 |
| Highest Applicant Income | $1,104,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hinsdale Bank & Trust Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 259 | $ 65,041,000 | $ 251,123 | $ 107,000 |
| DuPage, Illinois | 228 | $ 64,027,000 | $ 280,820 | $ 165,000 |
| Will, Illinois | 20 | $ 4,161,000 | $ 208,050 | $ 250,000 |
| Lake, Illinois | 15 | $ 3,221,000 | $ 214,733 | $ 149,000 |
| Kane, Illinois | 11 | $ 2,521,000 | $ 229,181 | $ 85,000 |
| McHenry, Illinois | 10 | $ 1,709,000 | $ 170,900 | $ 100,000 |
| Walworth, Wisconsin | 6 | $ 1,216,000 | $ 202,666 | $ 90,000 |
| Collier, Florida | 2 | $ 966,000 | $ 483,000 | $ 331,000 |
| Berrien, Michigan | 2 | $ 383,000 | $ 191,500 | $ 167,000 |
| Van Buren, Michigan | 2 | $ 579,000 | $ 289,500 | $ 274,000 |
| Kenosha, Wisconsin | 2 | $ 262,000 | $ 131,000 | $ 54,000 |
| Summit, Colorado | 1 | $ 260,000 | $ 260,000 | $ 191,000 |
| Middlesex, Connecticut | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| District of Columbia, District Of Columbia | 1 | $ 330,000 | $ 330,000 | $ 92,000 |
| Broward, Florida | 1 | $ 589,000 | $ 589,000 | $ 200,000 |
| Lee, Florida | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Sarasota, Florida | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Champaign, Illinois | 1 | $ 201,000 | $ 201,000 | $ 63,000 |
| DeKalb, Illinois | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Kendall, Illinois | 1 | $ 140,000 | $ 140,000 | $ 115,000 |
| LaSalle, Illinois | 1 | $ 170,000 | $ 170,000 | $ 328,000 |
| Lee, Illinois | 1 | $ 117,000 | $ 117,000 | $ 84,000 |
| Winnebago, Illinois | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| LaPorte, Indiana | 1 | $ 133,000 | $ 133,000 | $ 56,000 |
| Marion, Indiana | 1 | $ 206,000 | $ 206,000 | $ 276,000 |
| Johnson, Kansas | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Dukes, Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 95,000 |
| Plymouth, Massachusetts | 1 | $ 204,000 | $ 204,000 | $ 70,000 |
| Cass, Michigan | 1 | $ 650,000 | $ 650,000 | $ 1,104,000 |
| Clinton, Michigan | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Kent, Michigan | 1 | $ 563,000 | $ 563,000 | $ 0 |
| Mason, Michigan | 1 | $ 83,000 | $ 83,000 | $ 338,000 |
| St. Joseph, Michigan | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Ramsey, Minnesota | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
| Mecklenburg, North Carolina | 1 | $ 116,000 | $ 116,000 | $ 90,000 |
| Deschutes, Oregon | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
| Charleston, South Carolina | 1 | $ 715,000 | $ 715,000 | $ 900,000 |
| Summit, Utah | 1 | $ 296,000 | $ 296,000 | $ 515,000 |
| Marathon, Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 175,000 |
| Milwaukee, Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 200,000 |
| Racine, Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Sheboygan, Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 900,000 |
| Vilas, Wisconsin | 1 | $ 270,000 | $ 270,000 | $ 151,000 |
Mortgage Loan Application Detail Totals for Hinsdale Bank & Trust Company in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 370 | $95,823,000 | $222,444 | $1,066,000 | $177,444 | $1,104,000 |
| Home Purchase | 204 | $52,639,000 | $290,900 | $1,050,000 | $223,100 | $1,075,000 |
| Home Improvement | 15 | $3,092,000 | $206,000 | $403,000 | $109,000 | $245,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 429 | $106,349,000 | $257,153 | $1,050,000 | $176,153 | $900,000 |
| Not Provided | 126 | $35,043,000 | $318,428 | $900,000 | $475,857 | $1,104,000 |
| Hispanic | 13 | $3,247,000 | $249,000 | $475,000 | $205,000 | $562,000 |
| Not applicable | 11 | $4,288,000 | $467,500 | $1,066,000 | $0 | $0 |
| Asian | 5 | $1,663,000 | $332,000 | $863,000 | $89,000 | $174,000 |
| Black or African American | 5 | $964,000 | $192,000 | $448,000 | $75,000 | $128,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 589 | $151,554,000 | $259,333 | $1,066,000 | $209,733 | $1,104,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 505 | $129,703,000 | $273,416 | $1,066,000 | $200,166 | $1,104,000 |
| Application Withdrawn By Applicant | 38 | $9,624,000 | $182,333 | $1,050,000 | $223,333 | $900,000 |
| Application Approved But Not Accepted | 24 | $7,541,000 | $249,600 | $863,000 | $231,800 | $515,000 |
| Application Denied By Financial Institution | 17 | $3,575,000 | $263,250 | $589,000 | $113,000 | $562,000 |
| File Closed For Incompleteness | 5 | $1,111,000 | $222,000 | $500,000 | $137,000 | $230,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hinsdale Bank & Trust Company's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hinsdale Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About