Hiway Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Hiway Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hiway Credit Union 111 Empire Drive Saint Paul, MN 55103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,950 |
| Total Mortgage Loan Application Amount | $269,570,000 |
| Average Mortgage Loan Application Amount | $162,833 |
| Highest Mortgage Loan Application Amount | $6,835,000 |
| Average Applicant Income | $105,833 |
| Highest Applicant Income | $2,172,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Hiway Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hiway Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Hiway Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hiway Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Hiway Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hiway Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ramsey County Minnesota | 438 | $ 50,280,000 | $ 114,000 | $ 76,000 |
| Hennepin County Minnesota | 327 | $ 44,615,000 | $ 136,000 | $ 112,000 |
| Washington County Minnesota | 215 | $ 28,455,000 | $ 132,000 | $ 107,000 |
| Dakota County Minnesota | 166 | $ 23,420,000 | $ 141,000 | $ 107,000 |
| Anoka County Minnesota | 132 | $ 17,080,000 | $ 129,000 | $ 112,000 |
| Wright County Minnesota | 43 | $ 5,355,000 | $ 124,000 | $ 112,000 |
| Scott County Minnesota | 39 | $ 5,555,000 | $ 142,000 | $ 116,000 |
| Chisago County Minnesota | 32 | $ 4,470,000 | $ 139,000 | $ 87,000 |
| Carver County Minnesota | 21 | $ 2,995,000 | $ 142,000 | $ 130,000 |
| St. Louis County Minnesota | 19 | $ 2,725,000 | $ 143,000 | $ 110,000 |
| St. Croix County Wisconsin | 19 | $ 2,495,000 | $ 131,000 | $ 111,000 |
| Sherburne County Minnesota | 16 | $ 1,210,000 | $ 75,000 | $ 95,000 |
| Isanti County Minnesota | 14 | $ 1,810,000 | $ 129,000 | $ 95,000 |
| Kandiyohi County Minnesota | 13 | $ 1,285,000 | $ 98,000 | $ 87,000 |
| Stearns County Minnesota | 13 | $ 1,185,000 | $ 91,000 | $ 92,000 |
| Blue Earth County Minnesota | 11 | $ 925,000 | $ 84,000 | $ 85,000 |
| Olmsted County Minnesota | 11 | $ 1,155,000 | $ 105,000 | $ 106,000 |
| Becker County Minnesota | 10 | $ 1,170,000 | $ 117,000 | $ 103,000 |
| Rice County Minnesota | 9 | $ 1,145,000 | $ 127,000 | $ 98,000 |
| Beltrami County Minnesota | 8 | $ 700,000 | $ 87,000 | $ 111,000 |
| Carlton County Minnesota | 8 | $ 1,100,000 | $ 137,000 | $ 111,000 |
| Crow Wing County Minnesota | 7 | $ 1,035,000 | $ 147,000 | $ 95,000 |
| Le Sueur County Minnesota | 7 | $ 1,015,000 | $ 145,000 | $ 140,000 |
| Maricopa County Arizona | 6 | $ 780,000 | $ 130,000 | $ 112,000 |
| Aitkin County Minnesota | 6 | $ 550,000 | $ 91,000 | $ 124,000 |
| Douglas County Minnesota | 6 | $ 970,000 | $ 161,000 | $ 105,000 |
| Otter Tail County Minnesota | 6 | $ 1,060,000 | $ 176,000 | $ 166,000 |
| Goodhue County Minnesota | 5 | $ 535,000 | $ 107,000 | $ 101,000 |
| Hubbard County Minnesota | 5 | $ 735,000 | $ 147,000 | $ 88,000 |
| Itasca County Minnesota | 5 | $ 7,415,000 | $ 1,483,000 | $ 158,000 |
| Pine County Minnesota | 5 | $ 815,000 | $ 163,000 | $ 92,000 |
| Pierce County Wisconsin | 5 | $ 625,000 | $ 125,000 | $ 79,000 |
| Washburn County Wisconsin | 5 | $ 1,315,000 | $ 263,000 | $ 371,000 |
| Cass County Minnesota | 4 | $ 340,000 | $ 85,000 | $ 195,000 |
| Clay County Minnesota | 4 | $ 300,000 | $ 75,000 | $ 74,000 |
| Kanabec County Minnesota | 4 | $ 320,000 | $ 80,000 | $ 93,000 |
| Meeker County Minnesota | 4 | $ 470,000 | $ 117,000 | $ 88,000 |
| Mille Lacs County Minnesota | 4 | $ 320,000 | $ 80,000 | $ 91,000 |
| Bayfield County Wisconsin | 4 | $ 170,000 | $ 42,000 | $ 85,000 |
| Polk County Wisconsin | 4 | $ 410,000 | $ 102,000 | $ 110,000 |
| Pima County Arizona | 3 | $ 265,000 | $ 88,000 | $ 75,000 |
| Cook County Minnesota | 3 | $ 355,000 | $ 118,000 | $ 74,000 |
| Cottonwood County Minnesota | 3 | $ 295,000 | $ 98,000 | $ 83,000 |
| Faribault County Minnesota | 3 | $ 345,000 | $ 115,000 | $ 95,000 |
| Fillmore County Minnesota | 3 | $ 305,000 | $ 101,000 | $ 92,000 |
| Jackson County Minnesota | 3 | $ 125,000 | $ 41,000 | $ 89,000 |
| Nicollet County Minnesota | 3 | $ 255,000 | $ 85,000 | $ 77,000 |
| Polk County Minnesota | 3 | $ 425,000 | $ 141,000 | $ 133,000 |
| Pope County Minnesota | 3 | $ 205,000 | $ 68,000 | $ 49,000 |
| Waseca County Minnesota | 3 | $ 255,000 | $ 85,000 | $ 88,000 |
| Walworth County Wisconsin | 3 | $ 155,000 | $ 51,000 | $ 71,000 |
| Gilpin County Colorado | 2 | $ 210,000 | $ 105,000 | $ 164,000 |
| Wyandotte County Kansas | 2 | $ 40,000 | $ 20,000 | $ 41,000 |
| Clearwater County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 143,000 |
| Dodge County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 142,000 |
| Lincoln County Minnesota | 2 | $ 70,000 | $ 35,000 | $ 58,000 |
| Mower County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 52,000 |
| Murray County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 100,000 |
| Nobles County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 78,000 |
| Red Lake County Minnesota | 2 | $ 110,000 | $ 55,000 | $ 64,000 |
| Wadena County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Christian County Missouri | 2 | $ 160,000 | $ 80,000 | $ 66,000 |
| Sussex County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 110,000 |
| Dodge County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 97,000 |
| Dunn County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
| Outagamie County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 61,000 |
| Yavapai County Arizona | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Douglas County Colorado | 1 | $ 65,000 | $ 65,000 | $ 149,000 |
| Mesa County Colorado | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Weld County Colorado | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Charlotte County Florida | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| Lee County Florida | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Leon County Florida | 1 | $ 235,000 | $ 235,000 | $ 157,000 |
| Orange County Florida | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Pinellas County Florida | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| Coweta County Georgia | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Ada County Idaho | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Fremont County Idaho | 1 | $ 225,000 | $ 225,000 | $ 172,000 |
| Kane County Illinois | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Kendall County Illinois | 1 | $ 35,000 | $ 35,000 | $ 185,000 |
| Johnson County Indiana | 1 | $ 35,000 | $ 35,000 | $ 168,000 |
| Cedar County Iowa | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Clinton County Iowa | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Mahaska County Iowa | 1 | $ 35,000 | $ 35,000 | $ 151,000 |
| Washington County Iowa | 1 | $ 75,000 | $ 75,000 | $ 156,000 |
| Gogebic County Michigan | 1 | $ 135,000 | $ 135,000 | $ 176,000 |
| Iron County Michigan | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Benton County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Houston County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Lake County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Lyon County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Marshall County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| McLeod County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Morrison County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Pennington County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 116,000 |
| Redwood County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Roseau County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Sibley County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 126,000 |
| Steele County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Stevens County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Wabasha County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Winona County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Rankin County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Clay County Missouri | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Stone County Missouri | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Silver Bow County Montana | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Douglas County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Cass County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Grand Forks County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Ottawa County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Allegheny County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 203,000 |
| Minnehaha County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Pennington County South Dakota | 1 | $ 375,000 | $ 375,000 | $ 126,000 |
| Overton County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Thurston County Washington | 1 | $ 485,000 | $ 485,000 | $ 161,000 |
| Whatcom County Washington | 1 | $ 365,000 | $ 365,000 | $ 165,000 |
| Eau Claire County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Fond du Lac County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Marathon County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Milwaukee County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Racine County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Rock County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Rusk County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 213,000 |
| Waukesha County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 213,000 |
| Winnebago County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
Mortgage Loan Application Detail Totals for Hiway Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 565 | $124,235,000 | $219,000 | $6,835,000 | $95,000 | $2,172,000 |
| Other Purpose | 532 | $47,210,000 | $88,000 | $485,000 | $103,000 | $540,000 |
| Home Improvement | 485 | $29,955,000 | $61,000 | $445,000 | $105,000 | $593,000 |
| Cash-out Refinancing | 226 | $43,950,000 | $194,000 | $815,000 | $96,000 | $270,000 |
| Refinancing | 141 | $23,975,000 | $170,000 | $405,000 | $86,000 | $295,000 |
| Not Applicable | 1 | $245,000 | $245,000 | $245,000 | $150,000 | $150,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,121 | $146,085,000 | $130,000 | $815,000 | $108,000 | $593,000 |
| Asian | 428 | $66,410,000 | $155,000 | $465,000 | $69,000 | $274,000 |
| Not Provided | 286 | $42,740,000 | $149,000 | $6,835,000 | $113,000 | $2,172,000 |
| Black or African American | 61 | $7,475,000 | $122,000 | $425,000 | $85,000 | $254,000 |
| Hispanic | 41 | $4,595,000 | $112,000 | $285,000 | $90,000 | $502,000 |
| American Indian or Alaskan Native | 8 | $1,240,000 | $155,000 | $355,000 | $128,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,910 | $260,350,000 | $136,000 | $6,835,000 | $99,000 | $2,172,000 |
| FHA-insured (Federal Housing Administration) | 22 | $5,000,000 | $227,000 | $355,000 | $73,000 | $213,000 |
| VA-guaranteed (Veterans Administration) | 18 | $4,220,000 | $234,000 | $405,000 | $91,000 | $248,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,290 | $164,150,000 | $127,000 | $6,835,000 | $102,000 | $540,000 |
| File Closed For Incompleteness | 193 | $25,045,000 | $129,000 | $485,000 | $94,000 | $373,000 |
| Application Withdrawn By Applicant | 153 | $24,365,000 | $159,000 | $485,000 | $96,000 | $541,000 |
| Preapproval Approved but not Accepted | 129 | $30,315,000 | $235,000 | $525,000 | $95,000 | $2,172,000 |
| Application Denied By Financial Institution | 100 | $12,250,000 | $122,000 | $815,000 | $99,000 | $593,000 |
| Application Approved But Not Accepted | 63 | $9,075,000 | $144,000 | $565,000 | $97,000 | $275,000 |
| Preapproval Denied by Financial Institution | 22 | $4,370,000 | $198,000 | $375,000 | $58,000 | $222,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,828 | $252,950,000 | $138,000 | $6,835,000 | $100,000 | $2,172,000 |
| Credit History | 50 | $6,710,000 | $134,000 | $455,000 | $89,000 | $495,000 |
| Debt-To-Income Ratio | 48 | $6,050,000 | $126,000 | $485,000 | $62,000 | $287,000 |
| Other | 12 | $1,680,000 | $140,000 | $625,000 | $183,000 | $593,000 |
| Collateral | 9 | $1,675,000 | $186,000 | $815,000 | $160,000 | $502,000 |
| Employment History | 3 | $505,000 | $168,000 | $215,000 | $47,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hiway Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hiway Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.