Hms Capital, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Hms Capital, Inc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hms Capital, Inc. P.O. Box 2070 Agoura Hills, CA 91376 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,339 |
| Total Mortgage Loan Application Amount | $1,664,225,000 |
| Average Mortgage Loan Application Amount | $316,000 |
| Highest Mortgage Loan Application Amount | $1,050,000 |
| Average Applicant Income | $131,500 |
| Highest Applicant Income | $1,510,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Hms Capital, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hms Capital, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Hms Capital, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hms Capital, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Hms Capital, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hms Capital, Inc.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,039 | $ 540,527,000 | $ 265,000 | $ 96,000 |
| Orange County California | 922 | $ 269,588,000 | $ 292,000 | $ 116,000 |
| Riverside County California | 783 | $ 195,856,000 | $ 250,000 | $ 98,000 |
| San Bernardino County California | 757 | $ 172,969,000 | $ 228,000 | $ 85,000 |
| San Diego County California | 465 | $ 133,196,000 | $ 286,000 | $ 109,000 |
| Ventura County California | 341 | $ 98,006,000 | $ 287,000 | $ 134,000 |
| Sacramento County California | 172 | $ 38,276,000 | $ 222,000 | $ 90,000 |
| Contra Costa County California | 118 | $ 29,205,000 | $ 247,000 | $ 105,000 |
| Santa Clara County California | 89 | $ 25,420,000 | $ 285,000 | $ 105,000 |
| Alameda County California | 77 | $ 20,176,000 | $ 262,000 | $ 117,000 |
| Placer County California | 68 | $ 19,107,000 | $ 280,000 | $ 132,000 |
| Solano County California | 54 | $ 13,806,000 | $ 255,000 | $ 97,000 |
| San Mateo County California | 47 | $ 12,203,000 | $ 259,000 | $ 107,000 |
| Sonoma County California | 46 | $ 11,268,000 | $ 244,000 | $ 92,000 |
| San Joaquin County California | 39 | $ 9,014,000 | $ 231,000 | $ 168,000 |
| Kern County California | 35 | $ 6,409,000 | $ 183,000 | $ 101,000 |
| Stanislaus County California | 28 | $ 5,788,000 | $ 206,000 | $ 88,000 |
| Santa Barbara County California | 25 | $ 7,658,000 | $ 306,000 | $ 134,000 |
| Yolo County California | 25 | $ 5,415,000 | $ 216,000 | $ 81,000 |
| Santa Cruz County California | 24 | $ 6,040,000 | $ 251,000 | $ 146,000 |
| El Dorado County California | 20 | $ 4,624,000 | $ 231,000 | $ 112,000 |
| Monterey County California | 18 | $ 5,306,000 | $ 294,000 | $ 104,000 |
| Butte County California | 16 | $ 2,825,000 | $ 176,000 | $ 84,000 |
| San Francisco County California | 16 | $ 3,938,000 | $ 246,000 | $ 82,000 |
| San Luis Obispo County California | 15 | $ 4,180,000 | $ 278,000 | $ 90,000 |
| Marin County California | 14 | $ 3,609,000 | $ 257,000 | $ 87,000 |
| Nevada County California | 11 | $ 2,342,000 | $ 212,000 | $ 94,000 |
| San Benito County California | 11 | $ 3,679,000 | $ 334,000 | $ 113,000 |
| Calaveras County California | 9 | $ 1,817,000 | $ 201,000 | $ 87,000 |
| Napa County California | 8 | $ 1,650,000 | $ 206,000 | $ 81,000 |
| Sutter County California | 7 | $ 1,506,000 | $ 215,000 | $ 82,000 |
| Mono County California | 6 | $ 1,416,000 | $ 236,000 | $ 153,000 |
| Merced County California | 5 | $ 1,380,000 | $ 276,000 | $ 78,000 |
| Lake County California | 4 | $ 783,000 | $ 195,000 | $ 61,000 |
| Amador County California | 3 | $ 548,000 | $ 182,000 | $ 69,000 |
| Fresno County California | 3 | $ 693,000 | $ 231,000 | $ 102,000 |
| Madera County California | 3 | $ 646,000 | $ 215,000 | $ 69,000 |
| Tulare County California | 3 | $ 586,000 | $ 195,000 | $ 86,000 |
| Colusa County California | 2 | $ 394,000 | $ 197,000 | $ 92,000 |
| Humboldt County California | 2 | $ 443,000 | $ 221,000 | $ 70,000 |
| Imperial County California | 2 | $ 349,000 | $ 174,000 | $ 111,000 |
| Mendocino County California | 2 | $ 626,000 | $ 313,000 | $ 106,000 |
| Glenn County California | 1 | $ 182,000 | $ 182,000 | $ 83,000 |
| Shasta County California | 1 | $ 201,000 | $ 201,000 | $ 243,000 |
| Tehama County California | 1 | $ 121,000 | $ 121,000 | $ 96,000 |
| Tuolumne County California | 1 | $ 226,000 | $ 226,000 | $ 72,000 |
| Yuba County California | 1 | $ 228,000 | $ 228,000 | $ 153,000 |
Mortgage Loan Application Detail Totals for Hms Capital, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,330 | $1,660,893,000 | $262,000 | $1,050,000 | $103,000 | $1,510,000 |
| Home Purchase | 9 | $3,332,000 | $370,000 | $900,000 | $160,000 | $463,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 5,744 | $1,537,020,000 | $267,000 | $1,050,000 | $104,000 | $1,510,000 |
| Not applicable | 335 | $71,932,000 | $214,000 | $650,000 | $105,000 | $758,000 |
| White | 257 | $54,651,000 | $212,000 | $444,000 | $104,000 | $480,000 |
| Black or African American | 3 | $622,000 | $207,000 | $270,000 | $75,000 | $128,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,339 | $1,664,225,000 | $262,000 | $1,050,000 | $104,000 | $1,510,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,029 | $1,308,070,000 | $260,000 | $990,000 | $102,000 | $1,510,000 |
| Application Withdrawn By Applicant | 649 | $193,620,000 | $298,000 | $1,050,000 | $96,000 | $859,000 |
| Application Approved But Not Accepted | 297 | $75,071,000 | $252,000 | $896,000 | $133,000 | $1,178,000 |
| Application Denied By Financial Institution | 265 | $64,175,000 | $242,000 | $742,000 | $106,000 | $850,000 |
| File Closed For Incompleteness | 98 | $23,168,000 | $236,000 | $650,000 | $91,000 | $323,000 |
| Loan Purchased By The Institution | 1 | $121,000 | $121,000 | $121,000 | $96,000 | $96,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hms Capital, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hms Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.