Hms Capital, Inc.
Mortgage Loan Application
Totals and Details
for 2007

Mortgage Company & Address Hms Capital, Inc.
P.O. Box 2070
Agoura Hills, CA 91376
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,757
Total Mortgage Loan Application Amount $829,970,000
Average Mortgage Loan Application Amount $321,465
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $98,837
Highest Applicant Income $1,325,000
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Mortgage Loan Application Detail Totals for Hms Capital, Inc. in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,752 $828,121,000 $300,000 $1,500,000 $94,000 $1,325,000
Home Purchase 5 $1,849,000 $369,000 $485,000 $227,000 $354,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 2,514 $757,502,000 $301,000 $1,500,000 $93,000 $1,325,000
White 190 $57,417,000 $302,000 $1,400,000 $105,000 $1,102,000
Hispanic 25 $6,778,000 $271,000 $510,000 $77,000 $336,000
Black or African American 14 $4,143,000 $295,000 $552,000 $86,000 $187,000
Asian 9 $2,233,000 $248,000 $417,000 $94,000 $184,000
Native Hawaiin or Other Pacific Islander 3 $1,067,000 $355,000 $417,000 $82,000 $130,000
American Indian or Alaskan Native 2 $830,000 $415,000 $505,000 $115,000 $149,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,757 $829,970,000 $301,000 $1,500,000 $94,000 $1,325,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,277 $684,976,000 $300,000 $1,500,000 $94,000 $1,325,000
Application Denied By Financial Institution 215 $64,184,000 $298,000 $760,000 $90,000 $384,000
Application Withdrawn By Applicant 172 $55,156,000 $320,000 $1,150,000 $95,000 $572,000
File Closed For Incompleteness 79 $21,092,000 $266,000 $685,000 $104,000 $720,000
Application Approved But Not Accepted 14 $4,562,000 $325,000 $536,000 $86,000 $180,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
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