Hms Capital, Inc.
Mortgage Loan Application
Totals and Details
for 2004

Mortgage Company & Address Hms Capital, Inc.
P.O. Box 2070
Agoura Hills, CA 91376
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,339
Total Mortgage Loan Application Amount $1,664,225,000
Average Mortgage Loan Application Amount $236,127
Highest Mortgage Loan Application Amount $1,050,000
Average Applicant Income $103,425
Highest Applicant Income $1,510,000
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Mortgage Loan Application Detail Totals for Hms Capital, Inc. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,330 $1,660,893,000 $262,000 $1,050,000 $103,000 $1,510,000
Home Purchase 9 $3,332,000 $370,000 $900,000 $160,000 $463,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 5,744 $1,537,020,000 $267,000 $1,050,000 $104,000 $1,510,000
Not applicable 335 $71,932,000 $214,000 $650,000 $105,000 $758,000
White 257 $54,651,000 $212,000 $444,000 $104,000 $480,000
Black or African American 3 $622,000 $207,000 $270,000 $75,000 $128,000
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,339 $1,664,225,000 $262,000 $1,050,000 $104,000 $1,510,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,029 $1,308,070,000 $260,000 $990,000 $102,000 $1,510,000
Application Withdrawn By Applicant 649 $193,620,000 $298,000 $1,050,000 $96,000 $859,000
Application Approved But Not Accepted 297 $75,071,000 $252,000 $896,000 $133,000 $1,178,000
Application Denied By Financial Institution 265 $64,175,000 $242,000 $742,000 $106,000 $850,000
File Closed For Incompleteness 98 $23,168,000 $236,000 $650,000 $91,000 $323,000
Loan Purchased By The Institution 1 $121,000 $121,000 $121,000 $96,000 $96,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
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