Home Capital Funding Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Home Capital Funding Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Capital Funding Inc 3131 Camino Del Rio North Suite 310 San Diego, CA 92108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,208 |
| Total Mortgage Loan Application Amount | $2,357,813,000 |
| Average Mortgage Loan Application Amount | $209,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $119,333 |
| Highest Applicant Income | $2,570,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Home Capital Funding Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Capital Funding Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Home Capital Funding Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Capital Funding Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Capital Funding Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Capital Funding Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 3,346 | $ 961,854,000 | $ 287,000 | $ 121,000 |
| Riverside County California | 895 | $ 221,993,000 | $ 248,000 | $ 119,000 |
| Los Angeles County California | 747 | $ 223,195,000 | $ 298,000 | $ 125,000 |
| Maricopa County Arizona | 486 | $ 93,018,000 | $ 191,000 | $ 104,000 |
| Orange County California | 396 | $ 138,991,000 | $ 350,000 | $ 155,000 |
| San Bernardino County California | 264 | $ 59,689,000 | $ 226,000 | $ 104,000 |
| Clark County Nevada | 256 | $ 52,432,000 | $ 204,000 | $ 107,000 |
| Imperial County California | 240 | $ 40,040,000 | $ 166,000 | $ 89,000 |
| Shasta County California | 164 | $ 30,865,000 | $ 188,000 | $ 79,000 |
| Bernalillo County New Mexico | 124 | $ 15,273,000 | $ 123,000 | $ 71,000 |
| Sacramento County California | 115 | $ 27,359,000 | $ 237,000 | $ 122,000 |
| Pierce County Washington | 115 | $ 18,792,000 | $ 163,000 | $ 84,000 |
| King County Washington | 102 | $ 22,966,000 | $ 225,000 | $ 153,000 |
| Fresno County California | 100 | $ 19,513,000 | $ 195,000 | $ 79,000 |
| Contra Costa County California | 88 | $ 29,863,000 | $ 339,000 | $ 169,000 |
| Alameda County California | 85 | $ 29,129,000 | $ 342,000 | $ 129,000 |
| San Joaquin County California | 75 | $ 19,560,000 | $ 260,000 | $ 140,000 |
| Washoe County Nevada | 69 | $ 12,604,000 | $ 182,000 | $ 86,000 |
| Santa Clara County California | 55 | $ 21,210,000 | $ 385,000 | $ 137,000 |
| Stanislaus County California | 55 | $ 12,477,000 | $ 226,000 | $ 123,000 |
| Ventura County California | 47 | $ 16,272,000 | $ 346,000 | $ 123,000 |
| Kern County California | 46 | $ 9,449,000 | $ 205,000 | $ 114,000 |
| Snohomish County Washington | 40 | $ 6,307,000 | $ 157,000 | $ 104,000 |
| Jackson County Missouri | 35 | $ 2,267,000 | $ 64,000 | $ 497,000 |
| Solano County California | 31 | $ 10,371,000 | $ 334,000 | $ 115,000 |
| Broward County Florida | 29 | $ 4,254,000 | $ 146,000 | $ 88,000 |
| Clark County Washington | 29 | $ 5,579,000 | $ 192,000 | $ 129,000 |
| Multnomah County Oregon | 28 | $ 4,312,000 | $ 154,000 | $ 82,000 |
| Clackamas County Oregon | 25 | $ 4,070,000 | $ 162,000 | $ 100,000 |
| Orange County Florida | 24 | $ 5,560,000 | $ 231,000 | $ 119,000 |
| Pima County Arizona | 23 | $ 2,988,000 | $ 129,000 | $ 79,000 |
| Pinal County Arizona | 23 | $ 6,849,000 | $ 297,000 | $ 154,000 |
| Miami-Dade County Florida | 23 | $ 5,422,000 | $ 235,000 | $ 94,000 |
| Merced County California | 22 | $ 4,811,000 | $ 218,000 | $ 99,000 |
| Hillsborough County Florida | 22 | $ 4,356,000 | $ 198,000 | $ 87,000 |
| Jackson County Oregon | 22 | $ 3,765,000 | $ 171,000 | $ 86,000 |
| Thurston County Washington | 21 | $ 2,762,000 | $ 131,000 | $ 85,000 |
| Brevard County Florida | 20 | $ 3,181,000 | $ 159,000 | $ 141,000 |
| Honolulu County Hawaii | 20 | $ 5,705,000 | $ 285,000 | $ 105,000 |
| Kings County California | 19 | $ 3,475,000 | $ 182,000 | $ 95,000 |
| Monterey County California | 19 | $ 5,644,000 | $ 297,000 | $ 110,000 |
| San Luis Obispo County California | 19 | $ 5,629,000 | $ 296,000 | $ 124,000 |
| Palm Beach County Florida | 19 | $ 5,494,000 | $ 289,000 | $ 100,000 |
| Kauai County Hawaii | 19 | $ 7,928,000 | $ 417,000 | $ 84,000 |
| Yuma County Arizona | 18 | $ 2,606,000 | $ 144,000 | $ 88,000 |
| Placer County California | 17 | $ 4,775,000 | $ 280,000 | $ 247,000 |
| Tulare County California | 17 | $ 2,614,000 | $ 153,000 | $ 80,000 |
| Mohave County Arizona | 16 | $ 3,372,000 | $ 210,000 | $ 41,000 |
| Sonoma County California | 16 | $ 4,607,000 | $ 287,000 | $ 165,000 |
| Denver County Colorado | 16 | $ 1,593,000 | $ 99,000 | $ 77,000 |
| Washington County Oregon | 16 | $ 2,106,000 | $ 131,000 | $ 91,000 |
| San Mateo County California | 15 | $ 6,221,000 | $ 414,000 | $ 259,000 |
| Sandoval County New Mexico | 15 | $ 1,618,000 | $ 107,000 | $ 56,000 |
| Salt Lake County Utah | 15 | $ 2,428,000 | $ 161,000 | $ 96,000 |
| Butte County California | 14 | $ 3,221,000 | $ 230,000 | $ 189,000 |
| San Francisco County California | 14 | $ 6,281,000 | $ 448,000 | $ 188,000 |
| Santa Barbara County California | 14 | $ 5,914,000 | $ 422,000 | $ 217,000 |
| Lee County Florida | 14 | $ 2,511,000 | $ 179,000 | $ 87,000 |
| Pinellas County Florida | 14 | $ 2,526,000 | $ 180,000 | $ 109,000 |
| Santa Cruz County California | 13 | $ 4,928,000 | $ 379,000 | $ 184,000 |
| Arapahoe County Colorado | 13 | $ 2,820,000 | $ 216,000 | $ 140,000 |
| Duval County Florida | 13 | $ 1,267,000 | $ 97,000 | $ 42,000 |
| Napa County California | 12 | $ 5,044,000 | $ 420,000 | $ 141,000 |
| Tehama County California | 12 | $ 2,422,000 | $ 201,000 | $ 16,000 |
| Adams County Colorado | 12 | $ 1,282,000 | $ 106,000 | $ 69,000 |
| Kitsap County Washington | 12 | $ 1,644,000 | $ 137,000 | $ 170,000 |
| Spokane County Washington | 12 | $ 1,893,000 | $ 157,000 | $ 112,000 |
| Madera County California | 11 | $ 1,935,000 | $ 175,000 | $ 90,000 |
| El Paso County Colorado | 11 | $ 1,372,000 | $ 124,000 | $ 46,000 |
| St. Lucie County Florida | 11 | $ 1,971,000 | $ 179,000 | $ 104,000 |
| Hawaii County Hawaii | 11 | $ 3,252,000 | $ 295,000 | $ 91,000 |
| Santa Fe County New Mexico | 11 | $ 1,490,000 | $ 135,000 | $ 142,000 |
| Volusia County Florida | 10 | $ 1,533,000 | $ 153,000 | $ 49,000 |
| Dona Ana County New Mexico | 10 | $ 702,000 | $ 70,000 | $ 56,000 |
| Valencia County New Mexico | 10 | $ 1,019,000 | $ 101,000 | $ 86,000 |
| Humboldt County California | 9 | $ 1,891,000 | $ 210,000 | $ 31,000 |
| Mason County Washington | 9 | $ 1,028,000 | $ 114,000 | $ 108,000 |
| El Dorado County California | 8 | $ 3,985,000 | $ 498,000 | $ 162,000 |
| Collier County Florida | 8 | $ 1,847,000 | $ 230,000 | $ 190,000 |
| St. Johns County Florida | 8 | $ 2,024,000 | $ 253,000 | $ 201,000 |
| Maui County Hawaii | 8 | $ 5,089,000 | $ 636,000 | $ 143,000 |
| Deschutes County Oregon | 8 | $ 1,331,000 | $ 166,000 | $ 80,000 |
| Marin County California | 7 | $ 3,797,000 | $ 542,000 | $ 256,000 |
| Yuba County California | 7 | $ 1,300,000 | $ 185,000 | $ 198,000 |
| Manatee County Florida | 7 | $ 1,494,000 | $ 213,000 | $ 103,000 |
| Polk County Florida | 7 | $ 1,153,000 | $ 164,000 | $ 60,000 |
| Seminole County Florida | 7 | $ 1,470,000 | $ 210,000 | $ 90,000 |
| Carson City County Nevada | 7 | $ 883,000 | $ 126,000 | $ 70,000 |
| Yolo County California | 6 | $ 2,210,000 | $ 368,000 | $ 146,000 |
| Douglas County Colorado | 6 | $ 1,988,000 | $ 331,000 | $ 180,000 |
| Larimer County Colorado | 6 | $ 1,605,000 | $ 267,000 | $ 59,000 |
| Montezuma County Colorado | 6 | $ 1,190,000 | $ 198,000 | $ 52,000 |
| Osceola County Florida | 6 | $ 1,103,000 | $ 183,000 | $ 61,000 |
| Sarasota County Florida | 6 | $ 809,000 | $ 134,000 | $ 80,000 |
| Marion County Oregon | 6 | $ 689,000 | $ 114,000 | $ 65,000 |
| Yavapai County Arizona | 5 | $ 1,069,000 | $ 213,000 | $ 102,000 |
| San Benito County California | 5 | $ 2,351,000 | $ 470,000 | $ 46,000 |
| Garfield County Colorado | 5 | $ 669,000 | $ 133,000 | $ 5,000 |
| Hernando County Florida | 5 | $ 829,000 | $ 165,000 | $ 118,000 |
| Martin County Florida | 5 | $ 659,000 | $ 131,000 | $ 93,000 |
| Columbia County Oregon | 5 | $ 707,000 | $ 141,000 | $ 106,000 |
| Lewis County Washington | 5 | $ 733,000 | $ 146,000 | $ 36,000 |
| Mendocino County California | 4 | $ 1,687,000 | $ 421,000 | $ 171,000 |
| Sutter County California | 4 | $ 541,000 | $ 135,000 | $ 437,000 |
| Clay County Florida | 4 | $ 451,000 | $ 112,000 | $ 79,000 |
| Escambia County Florida | 4 | $ 516,000 | $ 129,000 | $ 80,000 |
| Flagler County Florida | 4 | $ 641,000 | $ 160,000 | $ 20,000 |
| Pasco County Florida | 4 | $ 368,000 | $ 92,000 | $ 36,000 |
| Ada County Idaho | 4 | $ 403,000 | $ 100,000 | $ 86,000 |
| Platte County Missouri | 4 | $ 402,000 | $ 100,000 | $ 587,000 |
| Lyon County Nevada | 4 | $ 548,000 | $ 137,000 | $ 14,000 |
| Nye County Nevada | 4 | $ 827,000 | $ 206,000 | $ 20,000 |
| Coos County Oregon | 4 | $ 309,000 | $ 77,000 | $ 0 |
| Lane County Oregon | 4 | $ 794,000 | $ 198,000 | $ 109,000 |
| Yamhill County Oregon | 4 | $ 740,000 | $ 185,000 | $ 24,000 |
| Davis County Utah | 4 | $ 677,000 | $ 169,000 | $ 35,000 |
| Navajo County Arizona | 3 | $ 409,000 | $ 136,000 | $ 326,000 |
| Tuolumne County California | 3 | $ 514,000 | $ 171,000 | $ 25,000 |
| Eagle County Colorado | 3 | $ 397,000 | $ 132,000 | $ 23,000 |
| Mesa County Colorado | 3 | $ 308,000 | $ 102,000 | $ 67,000 |
| Pueblo County Colorado | 3 | $ 264,000 | $ 88,000 | $ 70,000 |
| Bay County Florida | 3 | $ 732,000 | $ 244,000 | $ 104,000 |
| Highlands County Florida | 3 | $ 524,000 | $ 174,000 | $ 65,000 |
| Indian River County Florida | 3 | $ 552,000 | $ 184,000 | $ 14,000 |
| Okaloosa County Florida | 3 | $ 802,000 | $ 267,000 | $ 47,000 |
| St. Louis County Missouri | 3 | $ 436,000 | $ 145,000 | $ 99,000 |
| Otero County New Mexico | 3 | $ 216,000 | $ 72,000 | $ 11,000 |
| Washington County Utah | 3 | $ 280,000 | $ 93,000 | $ 133,000 |
| Benton County Washington | 3 | $ 504,000 | $ 168,000 | $ 83,000 |
| Skagit County Washington | 3 | $ 609,000 | $ 203,000 | $ 87,000 |
| Laramie County Wyoming | 3 | $ 347,000 | $ 115,000 | $ 99,000 |
| Cochise County Arizona | 2 | $ 235,000 | $ 117,000 | $ 14,000 |
| Coconino County Arizona | 2 | $ 508,000 | $ 254,000 | $ 75,000 |
| La Paz County Arizona | 2 | $ 202,000 | $ 101,000 | $ 10,000 |
| Calaveras County California | 2 | $ 574,000 | $ 287,000 | $ 23,000 |
| Colusa County California | 2 | $ 250,000 | $ 125,000 | $ 32,000 |
| Glenn County California | 2 | $ 192,000 | $ 96,000 | $ 0 |
| Mono County California | 2 | $ 996,000 | $ 498,000 | $ 221,000 |
| Citrus County Florida | 2 | $ 460,000 | $ 230,000 | $ 2,000 |
| Gadsden County Florida | 2 | $ 142,000 | $ 71,000 | $ 39,000 |
| Leon County Florida | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Marion County Florida | 2 | $ 366,000 | $ 183,000 | $ 86,000 |
| Okeechobee County Florida | 2 | $ 299,000 | $ 149,000 | $ 31,000 |
| Sumter County Florida | 2 | $ 216,000 | $ 108,000 | $ 68,000 |
| DeKalb County Georgia | 2 | $ 200,000 | $ 100,000 | $ 113,000 |
| Montgomery County Maryland | 2 | $ 215,000 | $ 107,000 | $ 75,000 |
| Middlesex County Massachusetts | 2 | $ 423,000 | $ 211,000 | $ 111,000 |
| Worcester County Massachusetts | 2 | $ 468,000 | $ 234,000 | $ 92,000 |
| Crawford County Missouri | 2 | $ 116,000 | $ 58,000 | $ 40,000 |
| Douglas County Nevada | 2 | $ 347,000 | $ 173,000 | $ 29,000 |
| Torrance County New Mexico | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Payne County Oklahoma | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Benton County Oregon | 2 | $ 302,000 | $ 151,000 | $ 61,000 |
| Klamath County Oregon | 2 | $ 275,000 | $ 137,000 | $ 2,000 |
| Polk County Oregon | 2 | $ 288,000 | $ 144,000 | $ 53,000 |
| Abbeville County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 101,000 |
| Tooele County Utah | 2 | $ 233,000 | $ 116,000 | $ 82,000 |
| Utah County Utah | 2 | $ 126,000 | $ 63,000 | $ 30,000 |
| Weber County Utah | 2 | $ 417,000 | $ 208,000 | $ 146,000 |
| Clallam County Washington | 2 | $ 622,000 | $ 311,000 | $ 69,000 |
| Grant County Washington | 2 | $ 366,000 | $ 183,000 | $ 17,000 |
| Grays Harbor County Washington | 2 | $ 114,000 | $ 57,000 | $ 19,000 |
| Goshen County Wyoming | 2 | $ 217,000 | $ 108,000 | $ 0 |
| Teton County Wyoming | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 197,000 | $ 197,000 | $ 49,000 |
| Apache County Arizona | 1 | $ 156,000 | $ 156,000 | $ 96,000 |
| Lake County California | 1 | $ 308,000 | $ 308,000 | $ 124,000 |
| Lassen County California | 1 | $ 288,000 | $ 288,000 | $ 120,000 |
| Mariposa County California | 1 | $ 383,000 | $ 383,000 | $ 11,000 |
| Nevada County California | 1 | $ 254,000 | $ 254,000 | $ 67,000 |
| Plumas County California | 1 | $ 592,000 | $ 592,000 | $ 0 |
| Boulder County Colorado | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Jefferson County Colorado | 1 | $ 208,000 | $ 208,000 | $ 115,000 |
| Montrose County Colorado | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Ouray County Colorado | 1 | $ 140,000 | $ 140,000 | $ 85,000 |
| Park County Colorado | 1 | $ 469,000 | $ 469,000 | $ 240,000 |
| Summit County Colorado | 1 | $ 116,000 | $ 116,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 140,000 | $ 140,000 | $ 91,000 |
| Charlotte County Florida | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Jackson County Florida | 1 | $ 152,000 | $ 152,000 | $ 69,000 |
| Lake County Florida | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Monroe County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Putnam County Florida | 1 | $ 500,000 | $ 500,000 | $ 161,000 |
| Santa Rosa County Florida | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Gem County Idaho | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Kootenai County Idaho | 1 | $ 636,000 | $ 636,000 | $ 216,000 |
| Cecil County Maryland | 1 | $ 328,000 | $ 328,000 | $ 154,000 |
| Howard County Maryland | 1 | $ 393,000 | $ 393,000 | $ 132,000 |
| Prince George's County Maryland | 1 | $ 356,000 | $ 356,000 | $ 120,000 |
| Livingston County Michigan | 1 | $ 45,000 | $ 45,000 | $ 118,000 |
| Clay County Missouri | 1 | $ 53,000 | $ 53,000 | $ 587,000 |
| Jefferson County Missouri | 1 | $ 41,000 | $ 41,000 | $ 91,000 |
| St. Charles County Missouri | 1 | $ 213,000 | $ 213,000 | $ 61,000 |
| Lake County Montana | 1 | $ 135,000 | $ 135,000 | $ 149,000 |
| Yellowstone County Montana | 1 | $ 498,000 | $ 498,000 | $ 144,000 |
| Cibola County New Mexico | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Lea County New Mexico | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 86,000 | $ 86,000 | $ 60,000 |
| San Miguel County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Socorro County New Mexico | 1 | $ 36,000 | $ 36,000 | $ 84,000 |
| Oklahoma County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| Tulsa County Oklahoma | 1 | $ 189,000 | $ 189,000 | $ 132,000 |
| Clatsop County Oregon | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Curry County Oregon | 1 | $ 290,000 | $ 290,000 | $ 95,000 |
| Wasatch County Utah | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Chelan County Washington | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Cowlitz County Washington | 1 | $ 201,000 | $ 201,000 | $ 71,000 |
| Island County Washington | 1 | $ 300,000 | $ 300,000 | $ 228,000 |
| Whatcom County Washington | 1 | $ 450,000 | $ 450,000 | $ 142,000 |
| Yakima County Washington | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Home Capital Funding Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,879 | $1,571,189,000 | $267,000 | $2,000,000 | $116,000 | $2,570,000 |
| Home Purchase | 3,326 | $786,246,000 | $236,000 | $1,500,000 | $121,000 | $1,680,000 |
| Home Improvement | 3 | $378,000 | $126,000 | $212,000 | $121,000 | $223,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,862 | $734,243,000 | $256,000 | $2,000,000 | $135,000 | $2,570,000 |
| Hispanic | 2,802 | $681,663,000 | $243,000 | $1,267,000 | $93,000 | $1,152,000 |
| Not Provided | 1,991 | $529,104,000 | $265,000 | $1,680,000 | $116,000 | $1,680,000 |
| Asian | 800 | $234,099,000 | $292,000 | $1,920,000 | $123,000 | $1,146,000 |
| Black or African American | 533 | $124,238,000 | $233,000 | $1,267,000 | $148,000 | $1,320,000 |
| Native Hawaiian or Other Pacific Islander | 176 | $45,375,000 | $257,000 | $900,000 | $126,000 | $702,000 |
| American Indian or Alaskan Native | 44 | $9,091,000 | $206,000 | $700,000 | $110,000 | $318,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,208 | $2,357,813,000 | $256,000 | $2,000,000 | $118,000 | $2,570,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,095 | $813,883,000 | $262,000 | $1,530,000 | $104,000 | $1,542,000 |
| Application Denied By Financial Institution | 2,733 | $670,648,000 | $245,000 | $1,920,000 | $133,000 | $1,680,000 |
| Application Approved But Not Accepted | 2,446 | $636,009,000 | $260,000 | $2,000,000 | $112,000 | $2,570,000 |
| File Closed For Incompleteness | 516 | $140,272,000 | $271,000 | $1,545,000 | $138,000 | $1,333,000 |
| Application Withdrawn By Applicant | 418 | $97,001,000 | $232,000 | $1,275,000 | $122,000 | $750,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 783 | $184,308,000 | $235,000 | $1,680,000 | $121,000 | $1,152,000 |
| Other | 629 | $161,652,000 | $256,000 | $1,275,000 | $146,000 | $1,680,000 |
| Debt-To-Income Ratio | 222 | $48,644,000 | $219,000 | $960,000 | $118,000 | $360,000 |
| Collateral | 218 | $52,818,000 | $242,000 | $888,000 | $143,000 | $648,000 |
| Employment History | 139 | $37,128,000 | $267,000 | $1,000,000 | $131,000 | $520,000 |
| Unverifiable Information | 19 | $4,207,000 | $221,000 | $648,000 | $114,000 | $525,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $990,000 | $330,000 | $650,000 | $156,000 | $252,000 |
| Mortgage Insurance Denied | 1 | $239,000 | $239,000 | $239,000 | $159,000 | $159,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Capital Funding Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Capital Funding Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.