Home Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Home Federal Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Federal Bank 500 12Th Ave S, Po Box 190 Nampa, ID 83651 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,544 |
| Total Mortgage Loan Application Amount | $226,934,000 |
| Average Mortgage Loan Application Amount | $116,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $55,333 |
| Highest Applicant Income | $415,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Home Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Home Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Federal Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Canyon County Idaho | 593 | $ 79,401,000 | $ 133,000 | $ 58,000 |
| Ada County Idaho | 514 | $ 83,331,000 | $ 162,000 | $ 74,000 |
| Elmore County Idaho | 108 | $ 13,269,000 | $ 122,000 | $ 61,000 |
| Gem County Idaho | 64 | $ 6,593,000 | $ 103,000 | $ 50,000 |
| Owyhee County Idaho | 22 | $ 2,790,000 | $ 126,000 | $ 56,000 |
| Boise County Idaho | 20 | $ 3,295,000 | $ 164,000 | $ 73,000 |
| Maricopa County Arizona | 16 | $ 3,242,000 | $ 202,000 | $ 0 |
| Payette County Idaho | 14 | $ 2,173,000 | $ 155,000 | $ 50,000 |
| Valley County Idaho | 13 | $ 2,514,000 | $ 193,000 | $ 140,000 |
| Salt Lake County Utah | 11 | $ 1,653,000 | $ 150,000 | $ 0 |
| Multnomah County Oregon | 10 | $ 2,007,000 | $ 200,000 | $ 0 |
| Los Angeles County California | 6 | $ 2,237,000 | $ 372,000 | $ 0 |
| Twin Falls County Idaho | 6 | $ 656,000 | $ 109,000 | $ 60,000 |
| Washington County Oregon | 6 | $ 1,431,000 | $ 238,000 | $ 0 |
| Whitman County Washington | 5 | $ 874,000 | $ 174,000 | $ 0 |
| Kings County California | 4 | $ 516,000 | $ 129,000 | $ 0 |
| Ramsey County Minnesota | 4 | $ 727,000 | $ 181,000 | $ 0 |
| Tarrant County Texas | 4 | $ 354,000 | $ 88,000 | $ 0 |
| Gooding County Idaho | 3 | $ 438,000 | $ 146,000 | $ 105,000 |
| Kootenai County Idaho | 3 | $ 374,000 | $ 124,000 | $ 0 |
| Deschutes County Oregon | 3 | $ 421,000 | $ 140,000 | $ 0 |
| Lane County Oregon | 3 | $ 570,000 | $ 190,000 | $ 23,000 |
| Dallas County Texas | 3 | $ 506,000 | $ 168,000 | $ 0 |
| Cowlitz County Washington | 3 | $ 396,000 | $ 132,000 | $ 0 |
| King County Washington | 3 | $ 884,000 | $ 294,000 | $ 0 |
| Pinal County Arizona | 2 | $ 444,000 | $ 222,000 | $ 0 |
| Siskiyou County California | 2 | $ 279,000 | $ 139,000 | $ 0 |
| Adams County Colorado | 2 | $ 363,000 | $ 181,000 | $ 0 |
| Denver County Colorado | 2 | $ 319,000 | $ 159,000 | $ 0 |
| Bannock County Idaho | 2 | $ 244,000 | $ 122,000 | $ 55,000 |
| Bear Lake County Idaho | 2 | $ 52,000 | $ 26,000 | $ 81,000 |
| Franklin County Idaho | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Idaho County Idaho | 2 | $ 222,000 | $ 111,000 | $ 73,000 |
| Jefferson County Idaho | 2 | $ 165,000 | $ 82,000 | $ 40,000 |
| Hennepin County Minnesota | 2 | $ 435,000 | $ 217,000 | $ 0 |
| Jackson County Missouri | 2 | $ 128,000 | $ 64,000 | $ 0 |
| St. Louis City County Missouri | 2 | $ 489,000 | $ 244,000 | $ 0 |
| Gallatin County Montana | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 415,000 | $ 207,000 | $ 0 |
| Jackson County Oregon | 2 | $ 227,000 | $ 113,000 | $ 0 |
| Malheur County Oregon | 2 | $ 120,000 | $ 60,000 | $ 71,000 |
| Bexar County Texas | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Collin County Texas | 2 | $ 687,000 | $ 343,000 | $ 0 |
| Harris County Texas | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Iron County Utah | 2 | $ 224,000 | $ 112,000 | $ 0 |
| Summit County Utah | 2 | $ 1,063,000 | $ 531,000 | $ 0 |
| Utah County Utah | 2 | $ 321,000 | $ 160,000 | $ 0 |
| Clark County Washington | 2 | $ 366,000 | $ 183,000 | $ 0 |
| Snohomish County Washington | 2 | $ 359,000 | $ 179,000 | $ 0 |
| Spokane County Washington | 2 | $ 189,000 | $ 94,000 | $ 0 |
| Coconino County Arizona | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Mohave County Arizona | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Pima County Arizona | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Fresno County California | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Orange County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Placer County California | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Riverside County California | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Sacramento County California | 1 | $ 256,000 | $ 256,000 | $ 0 |
| San Bernardino County California | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Tulare County California | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Fremont County Colorado | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Larimer County Colorado | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Weld County Colorado | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Adams County Idaho | 1 | $ 141,000 | $ 141,000 | $ 44,000 |
| Bingham County Idaho | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Blaine County Idaho | 1 | $ 365,000 | $ 365,000 | $ 128,000 |
| Bonneville County Idaho | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Boundary County Idaho | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Custer County Idaho | 1 | $ 72,000 | $ 72,000 | $ 29,000 |
| Fremont County Idaho | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Jerome County Idaho | 1 | $ 99,000 | $ 99,000 | $ 35,000 |
| Lemhi County Idaho | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Lincoln County Idaho | 1 | $ 133,000 | $ 133,000 | $ 46,000 |
| Madison County Idaho | 1 | $ 74,000 | $ 74,000 | $ 43,000 |
| Geary County Kansas | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 243,000 | $ 243,000 | $ 0 |
| McLeod County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Clay County Missouri | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Missoula County Montana | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Clark County Nevada | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Columbia County Oregon | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Douglas County Oregon | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Jefferson County Oregon | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Josephine County Oregon | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Klamath County Oregon | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Marion County Oregon | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Wasco County Oregon | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Brazoria County Texas | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Grand County Utah | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Chelan County Washington | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Franklin County Washington | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Kitsap County Washington | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Pierce County Washington | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Whatcom County Washington | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Yakima County Washington | 1 | $ 328,000 | $ 328,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for Home Federal Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 938 | $147,480,000 | $157,000 | $1,100,000 | $59,000 | $415,000 |
| Refinancing | 486 | $74,614,000 | $153,000 | $2,000,000 | $57,000 | $331,000 |
| Home Improvement | 120 | $4,840,000 | $40,000 | $437,000 | $50,000 | $246,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,048 | $148,445,000 | $141,000 | $2,000,000 | $66,000 | $414,000 |
| Not Provided | 190 | $28,900,000 | $152,000 | $847,000 | $64,000 | $415,000 |
| Not applicable | 166 | $29,767,000 | $179,000 | $751,000 | $0 | $0 |
| Hispanic | 98 | $12,957,000 | $132,000 | $480,000 | $54,000 | $300,000 |
| Asian | 25 | $4,661,000 | $186,000 | $750,000 | $80,000 | $247,000 |
| American Indian or Alaskan Native | 7 | $471,000 | $67,000 | $153,000 | $46,000 | $83,000 |
| Black or African American | 6 | $983,000 | $163,000 | $262,000 | $83,000 | $106,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $750,000 | $187,000 | $360,000 | $57,000 | $77,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,421 | $209,629,000 | $147,000 | $2,000,000 | $59,000 | $415,000 |
| FHA-insured (Federal Housing Administration) | 72 | $9,401,000 | $130,000 | $221,000 | $42,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 51 | $7,904,000 | $154,000 | $311,000 | $55,000 | $113,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,002 | $138,349,000 | $138,000 | $2,000,000 | $66,000 | $415,000 |
| Application Approved But Not Accepted | 177 | $30,800,000 | $174,000 | $1,100,000 | $69,000 | $354,000 |
| Loan Purchased By The Institution | 170 | $30,392,000 | $178,000 | $751,000 | $0 | $0 |
| Application Denied By Financial Institution | 141 | $19,682,000 | $139,000 | $600,000 | $53,000 | $240,000 |
| Application Withdrawn By Applicant | 53 | $7,583,000 | $143,000 | $475,000 | $61,000 | $300,000 |
| File Closed For Incompleteness | 1 | $128,000 | $128,000 | $128,000 | $51,000 | $51,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 59 | $7,205,000 | $122,000 | $480,000 | $54,000 | $156,000 |
| Debt-To-Income Ratio | 52 | $7,285,000 | $140,000 | $600,000 | $44,000 | $192,000 |
| Other | 15 | $2,434,000 | $162,000 | $328,000 | $55,000 | $117,000 |
| Employment History | 8 | $1,497,000 | $187,000 | $487,000 | $83,000 | $240,000 |
| Collateral | 5 | $604,000 | $120,000 | $272,000 | $57,000 | $96,000 |
| Unverifiable Information | 1 | $450,000 | $450,000 | $450,000 | $120,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $207,000 | $207,000 | $207,000 | $71,000 | $71,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Federal Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Idaho, download the full spreadsheet
with aggregated HMDA statistics today.