Home Federal Bank
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Home Federal Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Home Federal Bank
P.O. Box 5000
Sioux Falls, SD 57117
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  
Total Number of Mortgage Applications 1,927
Total Mortgage Loan Application Amount $249,125,000
Average Mortgage Loan Application Amount $110,333
Highest Mortgage Loan Application Amount $2,617,000
Average Applicant Income $70,000
Highest Applicant Income $1,000,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Home Federal Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Minnehaha County South Dakota 710 $ 93,586,000 $ 131,000 $ 72,000
Lincoln County South Dakota 255 $ 39,910,000 $ 156,000 $ 92,000
Brown County South Dakota 141 $ 13,948,000 $ 98,000 $ 61,000
Codington County South Dakota 114 $ 12,795,000 $ 112,000 $ 67,000
Hughes County South Dakota 111 $ 16,917,000 $ 152,000 $ 79,000
Yankton County South Dakota 92 $ 12,722,000 $ 138,000 $ 68,000
Davison County South Dakota 91 $ 10,761,000 $ 118,000 $ 69,000
Brookings County South Dakota 66 $ 8,979,000 $ 136,000 $ 69,000
Moody County South Dakota 32 $ 3,174,000 $ 99,000 $ 50,000
Turner County South Dakota 26 $ 2,302,000 $ 88,000 $ 57,000
Hamlin County South Dakota 23 $ 2,234,000 $ 97,000 $ 57,000
Hutchinson County South Dakota 23 $ 1,535,000 $ 66,000 $ 50,000
Stanley County South Dakota 23 $ 3,370,000 $ 146,000 $ 67,000
Hanson County South Dakota 20 $ 2,025,000 $ 101,000 $ 59,000
Lyon County Minnesota 13 $ 1,765,000 $ 135,000 $ 75,000
Edmunds County South Dakota 13 $ 1,000,000 $ 76,000 $ 46,000
Lake County South Dakota 13 $ 1,389,000 $ 106,000 $ 61,000
Bon Homme County South Dakota 11 $ 1,099,000 $ 99,000 $ 55,000
McCook County South Dakota 10 $ 1,571,000 $ 157,000 $ 59,000
Pennington County South Dakota 10 $ 940,000 $ 94,000 $ 57,000
Union County South Dakota 8 $ 1,017,000 $ 127,000 $ 72,000
Charles Mix County South Dakota 7 $ 610,000 $ 87,000 $ 172,000
Lawrence County South Dakota 7 $ 1,065,000 $ 152,000 $ 140,000
Beadle County South Dakota 6 $ 761,000 $ 126,000 $ 155,000
Meade County South Dakota 6 $ 438,000 $ 73,000 $ 39,000
Aurora County South Dakota 5 $ 519,000 $ 103,000 $ 46,000
Clay County South Dakota 5 $ 642,000 $ 128,000 $ 75,000
Spink County South Dakota 5 $ 529,000 $ 105,000 $ 80,000
Day County South Dakota 4 $ 706,000 $ 176,000 $ 257,000
Douglas County South Dakota 4 $ 249,000 $ 62,000 $ 77,000
Sanborn County South Dakota 4 $ 269,000 $ 67,000 $ 45,000
Tripp County South Dakota 4 $ 222,000 $ 55,000 $ 28,000
Dickinson County Iowa 3 $ 742,000 $ 247,000 $ 218,000
Lincoln County Minnesota 3 $ 367,000 $ 122,000 $ 94,000
Brule County South Dakota 3 $ 250,000 $ 83,000 $ 21,000
Deuel County South Dakota 3 $ 291,000 $ 97,000 $ 43,000
Hand County South Dakota 3 $ 332,000 $ 110,000 $ 63,000
Kingsbury County South Dakota 3 $ 431,000 $ 143,000 $ 111,000
Lyon County Iowa 2 $ 167,000 $ 83,000 $ 27,000
Becker County Minnesota 2 $ 283,000 $ 141,000 $ 69,000
Hennepin County Minnesota 2 $ 826,000 $ 413,000 $ 455,000
Rock County Minnesota 2 $ 206,000 $ 103,000 $ 78,000
Burt County Nebraska 2 $ 261,000 $ 130,000 $ 43,000
Madison County Nebraska 2 $ 295,000 $ 147,000 $ 57,000
Custer County South Dakota 2 $ 246,000 $ 123,000 $ 62,000
Hyde County South Dakota 2 $ 142,000 $ 71,000 $ 29,000
Jerauld County South Dakota 2 $ 220,000 $ 110,000 $ 42,000
Marshall County South Dakota 2 $ 197,000 $ 98,000 $ 103,000
Miner County South Dakota 2 $ 105,000 $ 52,000 $ 216,000
Walworth County South Dakota 2 $ 179,000 $ 89,000 $ 34,000
Pinal County Arizona 1 $ 78,000 $ 78,000 $ 0
Cherokee County Georgia 1 $ 80,000 $ 80,000 $ 33,000
Sioux County Iowa 1 $ 29,000 $ 29,000 $ 11,000
Cass County Minnesota 1 $ 417,000 $ 417,000 $ 169,000
Douglas County Minnesota 1 $ 143,000 $ 143,000 $ 141,000
Le Sueur County Minnesota 1 $ 10,000 $ 10,000 $ 110,000
Meeker County Minnesota 1 $ 384,000 $ 384,000 $ 207,000
Nicollet County Minnesota 1 $ 45,000 $ 45,000 $ 99,000
Pipestone County Minnesota 1 $ 275,000 $ 275,000 $ 126,000
Ramsey County Minnesota 1 $ 318,000 $ 318,000 $ 144,000
Traverse County Minnesota 1 $ 63,000 $ 63,000 $ 67,000
Yellow Medicine County Minnesota 1 $ 120,000 $ 120,000 $ 53,000
Burleigh County North Dakota 1 $ 109,000 $ 109,000 $ 105,000
Butte County South Dakota 1 $ 124,000 $ 124,000 $ 41,000
Fall River County South Dakota 1 $ 415,000 $ 415,000 $ 180,000
Faulk County South Dakota 1 $ 24,000 $ 24,000 $ 103,000
Grant County South Dakota 1 $ 150,000 $ 150,000 $ 164,000
Gregory County South Dakota 1 $ 57,000 $ 57,000 $ 50,000
McPherson County South Dakota 1 $ 930,000 $ 930,000 $ 435,000
Sully County South Dakota 1 $ 343,000 $ 343,000 $ 85,000
Dane County Wisconsin 1 $ 176,000 $ 176,000 $ 159,000
Johnson County Wyoming 1 $ 28,000 $ 28,000 $ 0
Sheridan County Wyoming 1 $ 218,000 $ 218,000 $ 62,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Home Federal Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,098 $146,364,000 $133,000 $930,000 $77,000 $1,000,000
Home Purchase 660 $93,123,000 $141,000 $537,000 $71,000 $1,000,000
Home Improvement 169 $9,638,000 $57,000 $2,617,000 $62,000 $368,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,838 $234,672,000 $127,000 $930,000 $75,000 $1,000,000
Not Provided 21 $2,323,000 $110,000 $195,000 $56,000 $105,000
Not applicable 17 $5,723,000 $336,000 $2,617,000 $0 $0
Asian 14 $1,810,000 $129,000 $250,000 $79,000 $460,000
Hispanic 14 $1,427,000 $101,000 $275,000 $42,000 $120,000
American Indian or Alaskan Native 11 $1,388,000 $126,000 $232,000 $56,000 $119,000
Black or African American 10 $1,442,000 $144,000 $318,000 $52,000 $144,000
Native Hawaiian or Other Pacific Islander 2 $340,000 $170,000 $180,000 $169,000 $218,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,482 $191,529,000 $129,000 $2,617,000 $81,000 $1,000,000
FHA-insured (Federal Housing Administration) 255 $33,505,000 $131,000 $268,000 $52,000 $248,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 108 $11,875,000 $109,000 $228,000 $40,000 $77,000
VA-guaranteed (Veterans Administration) 82 $12,216,000 $148,000 $332,000 $54,000 $169,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,314 $170,840,000 $130,000 $2,617,000 $75,000 $1,000,000
Application Denied By Financial Institution 322 $38,153,000 $118,000 $417,000 $65,000 $1,000,000
Application Withdrawn By Applicant 287 $39,670,000 $138,000 $417,000 $78,000 $1,000,000
Application Approved But Not Accepted 4 $462,000 $115,000 $131,000 $52,000 $77,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 94 $9,171,000 $97,000 $300,000 $53,000 $145,000
Debt-To-Income Ratio 81 $8,643,000 $106,000 $417,000 $52,000 $248,000
Credit Application Incomplete 64 $10,070,000 $157,000 $415,000 $80,000 $189,000
Collateral 60 $7,802,000 $130,000 $417,000 $76,000 $360,000
Employment History 10 $1,147,000 $114,000 $250,000 $54,000 $104,000
Other 8 $1,092,000 $136,000 $250,000 $168,000 $1,000,000
Insufficient Cash (Downpayment, Closing Cost) 4 $203,000 $50,000 $99,000 $31,000 $38,000
Unverifiable Information 1 $25,000 $25,000 $25,000 $35,000 $35,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.

Download the South Dakota Lender List