Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Home Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Home Federal Savings Bank 1016 Civic Center Dr Nw Rochester, MN 55901 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 1,639 |
Total Mortgage Loan Application Amount | $344,635,000 |
Average Mortgage Loan Application Amount | $155,600 |
Highest Mortgage Loan Application Amount | $3,005,000 |
Average Applicant Income | $110,400 |
Highest Applicant Income | $1,886,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Olmsted County Minnesota | 521 | $ 135,855,000 | $ 260,000 | $ 142,000 |
Freeborn County Minnesota | 183 | $ 21,765,000 | $ 118,000 | $ 75,000 |
Mower County Minnesota | 150 | $ 19,370,000 | $ 129,000 | $ 86,000 |
Fillmore County Minnesota | 113 | $ 17,055,000 | $ 150,000 | $ 74,000 |
Dodge County Minnesota | 89 | $ 19,055,000 | $ 214,000 | $ 108,000 |
Winona County Minnesota | 81 | $ 13,045,000 | $ 161,000 | $ 85,000 |
Houston County Minnesota | 50 | $ 10,380,000 | $ 207,000 | $ 101,000 |
Marshall County Iowa | 32 | $ 3,190,000 | $ 99,000 | $ 74,000 |
Hennepin County Minnesota | 32 | $ 9,620,000 | $ 300,000 | $ 103,000 |
Wabasha County Minnesota | 31 | $ 4,745,000 | $ 153,000 | $ 103,000 |
Goodhue County Minnesota | 29 | $ 4,545,000 | $ 156,000 | $ 84,000 |
Dakota County Minnesota | 26 | $ 6,470,000 | $ 248,000 | $ 248,000 |
Blue Earth County Minnesota | 20 | $ 2,170,000 | $ 108,000 | $ 67,000 |
Waukesha County Wisconsin | 19 | $ 7,115,000 | $ 374,000 | $ 238,000 |
Ramsey County Minnesota | 18 | $ 8,170,000 | $ 453,000 | $ 157,000 |
Steele County Minnesota | 17 | $ 2,535,000 | $ 149,000 | $ 94,000 |
La Crosse County Wisconsin | 17 | $ 3,165,000 | $ 186,000 | $ 76,000 |
Watonwan County Minnesota | 13 | $ 1,325,000 | $ 101,000 | $ 60,000 |
Faribault County Minnesota | 11 | $ 955,000 | $ 86,000 | $ 78,000 |
Nicollet County Minnesota | 10 | $ 1,040,000 | $ 104,000 | $ 64,000 |
Tama County Iowa | 8 | $ 1,390,000 | $ 173,000 | $ 68,000 |
Washington County Minnesota | 8 | $ 2,540,000 | $ 317,000 | $ 134,000 |
Cass County Minnesota | 6 | $ 1,540,000 | $ 256,000 | $ 229,000 |
Scott County Minnesota | 6 | $ 1,390,000 | $ 231,000 | $ 119,000 |
Milwaukee County Wisconsin | 6 | $ 690,000 | $ 115,000 | $ 84,000 |
Washington County Wisconsin | 6 | $ 1,850,000 | $ 308,000 | $ 103,000 |
Lee County Florida | 5 | $ 1,605,000 | $ 321,000 | $ 711,000 |
Winneshiek County Iowa | 5 | $ 755,000 | $ 151,000 | $ 131,000 |
Anoka County Minnesota | 5 | $ 1,305,000 | $ 261,000 | $ 203,000 |
Carver County Minnesota | 5 | $ 1,445,000 | $ 289,000 | $ 138,000 |
Buffalo County Wisconsin | 5 | $ 705,000 | $ 141,000 | $ 50,000 |
Eau Claire County Wisconsin | 5 | $ 1,845,000 | $ 369,000 | $ 268,000 |
Sawyer County Wisconsin | 4 | $ 900,000 | $ 225,000 | $ 169,000 |
Aitkin County Minnesota | 3 | $ 925,000 | $ 308,000 | $ 150,000 |
Brown County Minnesota | 3 | $ 165,000 | $ 55,000 | $ 48,000 |
Crow Wing County Minnesota | 3 | $ 2,235,000 | $ 745,000 | $ 544,000 |
Le Sueur County Minnesota | 3 | $ 1,095,000 | $ 365,000 | $ 127,000 |
Rice County Minnesota | 3 | $ 995,000 | $ 331,000 | $ 214,000 |
Waseca County Minnesota | 3 | $ 505,000 | $ 168,000 | $ 96,000 |
Wright County Minnesota | 3 | $ 1,045,000 | $ 348,000 | $ 99,000 |
Maricopa County Arizona | 2 | $ 690,000 | $ 345,000 | $ 95,000 |
Pima County Arizona | 2 | $ 790,000 | $ 395,000 | $ 325,000 |
Monroe County Indiana | 2 | $ 990,000 | $ 495,000 | $ 240,000 |
Allamakee County Iowa | 2 | $ 790,000 | $ 395,000 | $ 149,000 |
Cerro Gordo County Iowa | 2 | $ 210,000 | $ 105,000 | $ 48,000 |
Mitchell County Iowa | 2 | $ 320,000 | $ 160,000 | $ 73,000 |
Polk County Iowa | 2 | $ 400,000 | $ 200,000 | $ 66,000 |
Winnebago County Iowa | 2 | $ 220,000 | $ 110,000 | $ 76,000 |
Benton County Minnesota | 2 | $ 1,680,000 | $ 840,000 | $ 0 |
Cottonwood County Minnesota | 2 | $ 160,000 | $ 80,000 | $ 59,000 |
Lyon County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 44,000 |
Martin County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
Minnehaha County South Dakota | 2 | $ 4,080,000 | $ 2,040,000 | $ 300,000 |
Burnett County Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 183,000 |
Kenosha County Wisconsin | 2 | $ 740,000 | $ 370,000 | $ 79,000 |
Pierce County Wisconsin | 2 | $ 620,000 | $ 310,000 | $ 90,000 |
Trempealeau County Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 125,000 |
Washburn County Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 213,000 |
Pinal County Arizona | 1 | $ 365,000 | $ 365,000 | $ 103,000 |
San Luis Obispo County California | 1 | $ 325,000 | $ 325,000 | $ 189,000 |
Levy County Florida | 1 | $ 155,000 | $ 155,000 | $ 138,000 |
Orange County Florida | 1 | $ 295,000 | $ 295,000 | $ 216,000 |
Bibb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 219,000 |
Lake County Illinois | 1 | $ 335,000 | $ 335,000 | $ 201,000 |
St. Joseph County Indiana | 1 | $ 285,000 | $ 285,000 | $ 661,000 |
Dallas County Iowa | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
Hamilton County Iowa | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
Muscatine County Iowa | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
Story County Iowa | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
Carlton County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
Chippewa County Minnesota | 1 | $ 615,000 | $ 615,000 | $ 0 |
Chisago County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
Douglas County Minnesota | 1 | $ 1,115,000 | $ 1,115,000 | $ 368,000 |
Mille Lacs County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 383,000 |
Pine County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
Roseau County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 240,000 |
Sherburne County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
St. Louis County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 153,000 |
Stearns County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
Todd County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 116,000 |
St. Charles County Missouri | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
St. Louis City County Missouri | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
Strafford County New Hampshire | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
Wake County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 387,000 |
Cass County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
Lawrence County South Dakota | 1 | $ 545,000 | $ 545,000 | $ 358,000 |
Williamson County Texas | 1 | $ 475,000 | $ 475,000 | $ 0 |
Adams County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
Bayfield County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
Dodge County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 135,000 |
Douglas County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
Forest County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
Jefferson County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 143,000 |
Monroe County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
Oneida County Wisconsin | 1 | $ 545,000 | $ 545,000 | $ 1,504,000 |
Ozaukee County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 8,000 |
Polk County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 173,000 |
Price County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
Sheboygan County Wisconsin | 1 | $ 495,000 | $ 495,000 | $ 188,000 |
St. Croix County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 248,000 |
Vernon County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 128,000 |
Vilas County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
Walworth County Wisconsin | 1 | $ 2,345,000 | $ 2,345,000 | $ 0 |
Winnebago County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 301,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 714 | $176,510,000 | $247,000 | $2,505,000 | $119,000 | $1,886,000 |
Refinancing | 446 | $88,350,000 | $198,000 | $1,055,000 | $122,000 | $840,000 |
Cash-out Refinancing | 366 | $73,840,000 | $201,000 | $3,005,000 | $116,000 | $1,504,000 |
Home Improvement | 84 | $3,200,000 | $38,000 | $105,000 | $77,000 | $246,000 |
Other Purpose | 29 | $2,735,000 | $94,000 | $1,005,000 | $118,000 | $636,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,383 | $276,435,000 | $199,000 | $1,705,000 | $117,000 | $1,886,000 |
Not Provided | 104 | $26,560,000 | $255,000 | $1,205,000 | $135,000 | $836,000 |
Hispanic | 46 | $6,740,000 | $146,000 | $545,000 | $94,000 | $1,504,000 |
Not applicable | 39 | $21,055,000 | $539,000 | $3,005,000 | $0 | $0 |
Black or African American | 32 | $5,150,000 | $160,000 | $375,000 | $74,000 | $298,000 |
Asian | 25 | $6,745,000 | $269,000 | $1,265,000 | $125,000 | $470,000 |
American Indian or Alaskan Native | 10 | $1,950,000 | $195,000 | $465,000 | $69,000 | $152,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,527 | $325,155,000 | $212,000 | $3,005,000 | $121,000 | $1,886,000 |
FHA-insured (Federal Housing Administration) | 89 | $15,035,000 | $168,000 | $375,000 | $55,000 | $108,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,245,000 | $149,000 | $215,000 | $54,000 | $89,000 |
VA-guaranteed (Veterans Administration) | 8 | $2,200,000 | $275,000 | $465,000 | $89,000 | $191,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,270 | $269,280,000 | $212,000 | $3,005,000 | $118,000 | $1,886,000 |
Application Withdrawn By Applicant | 219 | $47,555,000 | $217,000 | $1,705,000 | $135,000 | $1,479,000 |
Application Denied By Financial Institution | 139 | $23,515,000 | $169,000 | $975,000 | $79,000 | $840,000 |
Application Approved But Not Accepted | 11 | $4,285,000 | $389,000 | $2,345,000 | $103,000 | $237,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 1,500 | $321,120,000 | $214,000 | $3,005,000 | $120,000 | $1,886,000 |
Credit Application Incomplete | 50 | $8,960,000 | $179,000 | $365,000 | $96,000 | $840,000 |
Debt-To-Income Ratio | 31 | $5,955,000 | $192,000 | $505,000 | $52,000 | $134,000 |
Credit History | 30 | $2,990,000 | $99,000 | $265,000 | $62,000 | $154,000 |
Collateral | 23 | $4,975,000 | $216,000 | $975,000 | $109,000 | $527,000 |
Unverifiable Information | 3 | $425,000 | $141,000 | $175,000 | $51,000 | $54,000 |
Other | 2 | $210,000 | $105,000 | $205,000 | $74,000 | $102,000 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.