Home State Bank, National Association
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Home State Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Home State Bank, National Association 40 Grant Street Crystal Lake, IL 60014 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,961 |
| Total Mortgage Loan Application Amount | $495,395,000 |
| Average Mortgage Loan Application Amount | $237,800 |
| Highest Mortgage Loan Application Amount | $1,265,000 |
| Average Applicant Income | $150,000 |
| Highest Applicant Income | $2,750,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 582 | $ 172,770,000 | $ 296,000 | $ 156,000 |
| McHenry County Illinois | 534 | $ 102,830,000 | $ 192,000 | $ 120,000 |
| Lake County Illinois | 165 | $ 45,585,000 | $ 276,000 | $ 164,000 |
| DuPage County Illinois | 96 | $ 27,800,000 | $ 289,000 | $ 136,000 |
| Racine County Wisconsin | 96 | $ 20,340,000 | $ 211,000 | $ 101,000 |
| Kane County Illinois | 73 | $ 16,215,000 | $ 222,000 | $ 115,000 |
| Will County Illinois | 71 | $ 17,455,000 | $ 245,000 | $ 142,000 |
| Palm Beach County Florida | 38 | $ 10,590,000 | $ 278,000 | $ 162,000 |
| Walworth County Wisconsin | 32 | $ 7,080,000 | $ 221,000 | $ 105,000 |
| Milwaukee County Wisconsin | 21 | $ 3,805,000 | $ 181,000 | $ 131,000 |
| Kenosha County Wisconsin | 20 | $ 5,410,000 | $ 270,000 | $ 115,000 |
| Lake County Indiana | 15 | $ 4,725,000 | $ 315,000 | $ 124,000 |
| Waukesha County Wisconsin | 14 | $ 3,970,000 | $ 283,000 | $ 147,000 |
| Winnebago County Illinois | 12 | $ 1,540,000 | $ 128,000 | $ 61,000 |
| Broward County Florida | 8 | $ 3,150,000 | $ 393,000 | $ 165,000 |
| Boone County Illinois | 8 | $ 890,000 | $ 111,000 | $ 84,000 |
| Hennepin County Minnesota | 8 | $ 2,990,000 | $ 373,000 | $ 172,000 |
| DeKalb County Illinois | 6 | $ 1,300,000 | $ 216,000 | $ 97,000 |
| Kendall County Illinois | 6 | $ 1,090,000 | $ 181,000 | $ 87,000 |
| Grundy County Illinois | 5 | $ 325,000 | $ 65,000 | $ 48,000 |
| Oakland County Michigan | 5 | $ 1,885,000 | $ 377,000 | $ 155,000 |
| Maricopa County Arizona | 4 | $ 1,150,000 | $ 287,000 | $ 144,000 |
| Dane County Wisconsin | 4 | $ 900,000 | $ 225,000 | $ 78,000 |
| Porter County Indiana | 3 | $ 795,000 | $ 265,000 | $ 85,000 |
| Johnson County Kansas | 3 | $ 1,275,000 | $ 425,000 | $ 135,000 |
| Berrien County Michigan | 3 | $ 1,105,000 | $ 368,000 | $ 353,000 |
| Benton County Arkansas | 2 | $ 930,000 | $ 465,000 | $ 255,000 |
| Los Angeles County California | 2 | $ 1,170,000 | $ 585,000 | $ 191,000 |
| Sacramento County California | 2 | $ 700,000 | $ 350,000 | $ 157,000 |
| San Bernardino County California | 2 | $ 940,000 | $ 470,000 | $ 429,000 |
| Lee County Florida | 2 | $ 390,000 | $ 195,000 | $ 89,000 |
| Manatee County Florida | 2 | $ 340,000 | $ 170,000 | $ 87,000 |
| Sumter County Florida | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| Fulton County Georgia | 2 | $ 700,000 | $ 350,000 | $ 207,000 |
| Kankakee County Illinois | 2 | $ 270,000 | $ 135,000 | $ 40,000 |
| Ogle County Illinois | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| LaPorte County Indiana | 2 | $ 310,000 | $ 155,000 | $ 91,000 |
| Montgomery County Maryland | 2 | $ 750,000 | $ 375,000 | $ 222,000 |
| Clark County Nevada | 2 | $ 920,000 | $ 460,000 | $ 221,000 |
| Morris County New Jersey | 2 | $ 850,000 | $ 425,000 | $ 173,000 |
| York County South Carolina | 2 | $ 1,030,000 | $ 515,000 | $ 249,000 |
| Fentress County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 87,000 |
| Fairfax County Virginia | 2 | $ 510,000 | $ 255,000 | $ 148,000 |
| Thurston County Washington | 2 | $ 570,000 | $ 285,000 | $ 102,000 |
| Rock County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 93,000 |
| Washington County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 105,000 |
| Winnebago County Wisconsin | 2 | $ 450,000 | $ 225,000 | $ 184,000 |
| Wood County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Jefferson County Alabama | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Tallapoosa County Alabama | 1 | $ 515,000 | $ 515,000 | $ 427,000 |
| Pinal County Arizona | 1 | $ 325,000 | $ 325,000 | $ 151,000 |
| Yavapai County Arizona | 1 | $ 405,000 | $ 405,000 | $ 116,000 |
| Riverside County California | 1 | $ 485,000 | $ 485,000 | $ 112,000 |
| Santa Barbara County California | 1 | $ 495,000 | $ 495,000 | $ 787,000 |
| District of Columbia County District Of Columbia | 1 | $ 385,000 | $ 385,000 | $ 66,000 |
| Citrus County Florida | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Collier County Florida | 1 | $ 515,000 | $ 515,000 | $ 347,000 |
| Hillsborough County Florida | 1 | $ 515,000 | $ 515,000 | $ 261,000 |
| Marion County Florida | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Miami-Dade County Florida | 1 | $ 505,000 | $ 505,000 | $ 240,000 |
| Monroe County Florida | 1 | $ 345,000 | $ 345,000 | $ 59,000 |
| Okeechobee County Florida | 1 | $ 345,000 | $ 345,000 | $ 131,000 |
| Orange County Florida | 1 | $ 175,000 | $ 175,000 | $ 214,000 |
| Osceola County Florida | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Pasco County Florida | 1 | $ 295,000 | $ 295,000 | $ 76,000 |
| Pinellas County Florida | 1 | $ 345,000 | $ 345,000 | $ 182,000 |
| Santa Rosa County Florida | 1 | $ 435,000 | $ 435,000 | $ 70,000 |
| Sarasota County Florida | 1 | $ 155,000 | $ 155,000 | $ 286,000 |
| St. Lucie County Florida | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| DeKalb County Georgia | 1 | $ 475,000 | $ 475,000 | $ 203,000 |
| Newton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Maui County Hawaii | 1 | $ 565,000 | $ 565,000 | $ 105,000 |
| Henry County Illinois | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Jo Daviess County Illinois | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Peoria County Illinois | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Allen County Indiana | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Marshall County Indiana | 1 | $ 515,000 | $ 515,000 | $ 551,000 |
| Hardin County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Anne Arundel County Maryland | 1 | $ 515,000 | $ 515,000 | $ 261,000 |
| Prince George's County Maryland | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Cass County Michigan | 1 | $ 425,000 | $ 425,000 | $ 430,000 |
| Kalamazoo County Michigan | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| St. Joseph County Michigan | 1 | $ 205,000 | $ 205,000 | $ 147,000 |
| Van Buren County Michigan | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Chisago County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Sherburne County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| Wright County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 134,000 |
| Greene County Missouri | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Essex County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 250,000 |
| Union County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 113,000 |
| Westchester County New York | 1 | $ 395,000 | $ 395,000 | $ 135,000 |
| Buncombe County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Cabarrus County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 340,000 |
| Cuyahoga County Ohio | 1 | $ 335,000 | $ 335,000 | $ 257,000 |
| Delaware County Ohio | 1 | $ 405,000 | $ 405,000 | $ 99,000 |
| Franklin County Ohio | 1 | $ 455,000 | $ 455,000 | $ 145,000 |
| Mercer County Ohio | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Preble County Ohio | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Warren County Ohio | 1 | $ 185,000 | $ 185,000 | $ 211,000 |
| Deschutes County Oregon | 1 | $ 375,000 | $ 375,000 | $ 101,000 |
| Jackson County Oregon | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Multnomah County Oregon | 1 | $ 505,000 | $ 505,000 | $ 121,000 |
| Philadelphia County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 164,000 |
| Greenville County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 189,000 |
| Horry County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Lancaster County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Spartanburg County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 198,000 |
| Lincoln County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 314,000 |
| Pennington County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 134,000 |
| Davidson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 163,000 |
| Hamilton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Knox County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Loudon County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 63,000 |
| Sevier County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 52,000 |
| Union County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Wilson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 256,000 |
| Dallas County Texas | 1 | $ 515,000 | $ 515,000 | $ 139,000 |
| Fort Bend County Texas | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Harris County Texas | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Loudoun County Virginia | 1 | $ 475,000 | $ 475,000 | $ 213,000 |
| King County Washington | 1 | $ 365,000 | $ 365,000 | $ 165,000 |
| Mason County Washington | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Adams County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Brown County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Burnett County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 183,000 |
| Calumet County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Columbia County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
| Fond du Lac County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Jefferson County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 263,000 |
| Lincoln County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Oneida County Wisconsin | 1 | $ 705,000 | $ 705,000 | $ 344,000 |
| Ozaukee County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Waupaca County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Home State Bank, National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,010 | $273,110,000 | $270,000 | $1,005,000 | $154,000 | $2,750,000 |
| Home Purchase | 687 | $162,425,000 | $236,000 | $1,265,000 | $120,000 | $1,235,000 |
| Cash-out Refinancing | 238 | $54,120,000 | $227,000 | $515,000 | $121,000 | $1,140,000 |
| Other Purpose | 16 | $3,140,000 | $196,000 | $505,000 | $144,000 | $331,000 |
| Home Improvement | 10 | $2,600,000 | $260,000 | $515,000 | $211,000 | $423,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,674 | $423,500,000 | $252,000 | $1,005,000 | $140,000 | $2,750,000 |
| Hispanic | 121 | $24,075,000 | $198,000 | $505,000 | $93,000 | $505,000 |
| Asian | 83 | $25,265,000 | $304,000 | $515,000 | $165,000 | $834,000 |
| Black or African American | 40 | $9,740,000 | $243,000 | $1,265,000 | $143,000 | $371,000 |
| Not applicable | 22 | $7,430,000 | $337,000 | $805,000 | $0 | $0 |
| Not Provided | 20 | $5,220,000 | $261,000 | $395,000 | $116,000 | $239,000 |
| American Indian or Alaskan Native | 1 | $165,000 | $165,000 | $165,000 | $49,000 | $49,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,836 | $469,450,000 | $255,000 | $1,265,000 | $142,000 | $2,750,000 |
| FHA-insured (Federal Housing Administration) | 125 | $25,945,000 | $207,000 | $475,000 | $74,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,722 | $435,330,000 | $252,000 | $1,265,000 | $137,000 | $2,750,000 |
| Application Withdrawn By Applicant | 86 | $22,330,000 | $259,000 | $815,000 | $150,000 | $834,000 |
| Application Denied By Financial Institution | 80 | $18,480,000 | $231,000 | $1,005,000 | $99,000 | $803,000 |
| Application Approved But Not Accepted | 73 | $19,255,000 | $263,000 | $615,000 | $185,000 | $1,200,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,881 | $476,915,000 | $253,000 | $1,265,000 | $140,000 | $2,750,000 |
| Debt-To-Income Ratio | 26 | $6,530,000 | $251,000 | $1,005,000 | $72,000 | $262,000 |
| Collateral | 21 | $4,355,000 | $207,000 | $515,000 | $99,000 | $318,000 |
| Credit History | 14 | $2,540,000 | $181,000 | $305,000 | $86,000 | $187,000 |
| Other | 11 | $2,945,000 | $267,000 | $475,000 | $119,000 | $190,000 |
| Unverifiable Information | 3 | $1,135,000 | $378,000 | $515,000 | $315,000 | $803,000 |
| Employment History | 3 | $715,000 | $238,000 | $445,000 | $132,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $61,000 | $61,000 |
| Credit Application Incomplete | 1 | $75,000 | $75,000 | $75,000 | $29,000 | $29,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.