Homebanc, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Homebanc, N.A. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homebanc, N.A. 3704 W. Lake Mary Blvd Lake Mary, FL 32746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,674 |
| Total Mortgage Loan Application Amount | $405,685,000 |
| Average Mortgage Loan Application Amount | $174,000 |
| Highest Mortgage Loan Application Amount | $1,155,000 |
| Average Applicant Income | $91,500 |
| Highest Applicant Income | $1,711,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Homebanc, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homebanc, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Homebanc, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homebanc, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Homebanc, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homebanc, N.A.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hillsborough County Florida | 766 | $ 118,368,000 | $ 154,000 | $ 74,000 |
| Polk County Florida | 348 | $ 41,206,000 | $ 118,000 | $ 61,000 |
| Pinellas County Florida | 325 | $ 62,795,000 | $ 193,000 | $ 120,000 |
| Orange County Florida | 215 | $ 28,228,000 | $ 131,000 | $ 58,000 |
| Alachua County Florida | 210 | $ 34,903,000 | $ 166,000 | $ 81,000 |
| Pasco County Florida | 196 | $ 29,608,000 | $ 151,000 | $ 66,000 |
| Lee County Florida | 103 | $ 12,505,000 | $ 121,000 | $ 92,000 |
| Seminole County Florida | 77 | $ 13,040,000 | $ 169,000 | $ 74,000 |
| Hernando County Florida | 69 | $ 7,083,000 | $ 102,000 | $ 47,000 |
| Osceola County Florida | 62 | $ 6,734,000 | $ 108,000 | $ 54,000 |
| Collier County Florida | 61 | $ 12,843,000 | $ 210,000 | $ 111,000 |
| Manatee County Florida | 34 | $ 5,841,000 | $ 171,000 | $ 122,000 |
| Volusia County Florida | 31 | $ 3,048,000 | $ 98,000 | $ 50,000 |
| Miami-Dade County Florida | 27 | $ 4,732,000 | $ 175,000 | $ 79,000 |
| Sarasota County Florida | 23 | $ 3,768,000 | $ 163,000 | $ 128,000 |
| Lake County Florida | 14 | $ 2,121,000 | $ 151,000 | $ 78,000 |
| Broward County Florida | 13 | $ 2,505,000 | $ 192,000 | $ 89,000 |
| Marion County Florida | 9 | $ 1,271,000 | $ 141,000 | $ 87,000 |
| Gilchrist County Florida | 8 | $ 1,152,000 | $ 144,000 | $ 62,000 |
| Brevard County Florida | 7 | $ 930,000 | $ 132,000 | $ 111,000 |
| Palm Beach County Florida | 7 | $ 1,906,000 | $ 272,000 | $ 215,000 |
| Sumter County Florida | 7 | $ 600,000 | $ 85,000 | $ 51,000 |
| Charlotte County Florida | 6 | $ 385,000 | $ 64,000 | $ 61,000 |
| Citrus County Florida | 4 | $ 460,000 | $ 115,000 | $ 50,000 |
| Duval County Florida | 4 | $ 629,000 | $ 157,000 | $ 74,000 |
| Levy County Florida | 4 | $ 405,000 | $ 101,000 | $ 53,000 |
| Hardee County Florida | 3 | $ 301,000 | $ 100,000 | $ 116,000 |
| Fulton County Georgia | 3 | $ 589,000 | $ 196,000 | $ 149,000 |
| Guilford County North Carolina | 3 | $ 556,000 | $ 185,000 | $ 96,000 |
| Columbia County Florida | 2 | $ 370,000 | $ 185,000 | $ 74,000 |
| Highlands County Florida | 2 | $ 214,000 | $ 107,000 | $ 93,000 |
| Forsyth County Georgia | 2 | $ 657,000 | $ 328,000 | $ 105,000 |
| Union County Georgia | 2 | $ 223,000 | $ 111,000 | $ 126,000 |
| Cabarrus County North Carolina | 2 | $ 393,000 | $ 196,000 | $ 104,000 |
| Jackson County North Carolina | 2 | $ 493,000 | $ 246,000 | $ 301,000 |
| Flagler County Florida | 1 | $ 300,000 | $ 300,000 | $ 307,000 |
| Leon County Florida | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| Monroe County Florida | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| Okaloosa County Florida | 1 | $ 331,000 | $ 331,000 | $ 133,000 |
| Putnam County Florida | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Santa Rosa County Florida | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| St. Lucie County Florida | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Suwannee County Florida | 1 | $ 136,000 | $ 136,000 | $ 113,000 |
| DeKalb County Georgia | 1 | $ 540,000 | $ 540,000 | $ 239,000 |
| Fannin County Georgia | 1 | $ 240,000 | $ 240,000 | $ 267,000 |
| Gwinnett County Georgia | 1 | $ 109,000 | $ 109,000 | $ 23,000 |
| Morgan County Georgia | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Oconee County Georgia | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Avery County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 181,000 |
| Graham County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 51,000 |
| Iredell County North Carolina | 1 | $ 496,000 | $ 496,000 | $ 170,000 |
| Macon County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 110,000 |
| Wake County North Carolina | 1 | $ 337,000 | $ 337,000 | $ 106,000 |
| Aiken County South Carolina | 1 | $ 333,000 | $ 333,000 | $ 183,000 |
| Charleston County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 39,000 |
| Fairfax County Virginia | 1 | $ 140,000 | $ 140,000 | $ 135,000 |
| James City County Virginia | 1 | $ 221,000 | $ 221,000 | $ 166,000 |
Mortgage Loan Application Detail Totals for Homebanc, N.A. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,336 | $336,433,000 | $144,000 | $1,155,000 | $75,000 | $1,711,000 |
| Refinancing | 338 | $69,252,000 | $204,000 | $1,099,000 | $108,000 | $706,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,708 | $278,449,000 | $163,000 | $1,155,000 | $88,000 | $1,483,000 |
| Hispanic | 513 | $61,108,000 | $119,000 | $540,000 | $51,000 | $463,000 |
| Black or African American | 201 | $26,582,000 | $132,000 | $373,000 | $49,000 | $341,000 |
| Not Provided | 151 | $25,233,000 | $167,000 | $850,000 | $115,000 | $1,711,000 |
| Asian | 87 | $12,739,000 | $146,000 | $385,000 | $82,000 | $391,000 |
| American Indian or Alaskan Native | 7 | $787,000 | $112,000 | $214,000 | $45,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $787,000 | $112,000 | $156,000 | $44,000 | $79,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,224 | $161,490,000 | $131,000 | $504,000 | $53,000 | $1,483,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,108 | $191,057,000 | $172,000 | $1,155,000 | $117,000 | $1,711,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 186 | $24,079,000 | $129,000 | $259,000 | $43,000 | $104,000 |
| VA-guaranteed (Veterans Administration) | 156 | $29,059,000 | $186,000 | $483,000 | $63,000 | $319,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,093 | $317,774,000 | $151,000 | $1,000,000 | $78,000 | $875,000 |
| Application Denied By Financial Institution | 546 | $83,004,000 | $152,000 | $1,155,000 | $85,000 | $1,711,000 |
| Application Approved But Not Accepted | 18 | $2,246,000 | $124,000 | $260,000 | $54,000 | $121,000 |
| Application Withdrawn By Applicant | 16 | $2,432,000 | $152,000 | $379,000 | $93,000 | $272,000 |
| File Closed For Incompleteness | 1 | $229,000 | $229,000 | $229,000 | $49,000 | $49,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 238 | $36,128,000 | $151,000 | $1,155,000 | $97,000 | $1,483,000 |
| Collateral | 80 | $15,715,000 | $196,000 | $1,099,000 | $117,000 | $1,711,000 |
| Debt-To-Income Ratio | 75 | $10,584,000 | $141,000 | $417,000 | $52,000 | $525,000 |
| Other | 68 | $10,481,000 | $154,000 | $417,000 | $84,000 | $621,000 |
| Credit History | 48 | $5,654,000 | $117,000 | $417,000 | $57,000 | $315,000 |
| Unverifiable Information | 15 | $1,986,000 | $132,000 | $296,000 | $54,000 | $198,000 |
| Employment History | 14 | $1,530,000 | $109,000 | $185,000 | $46,000 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $487,000 | $81,000 | $127,000 | $31,000 | $43,000 |
| Mortgage Insurance Denied | 2 | $439,000 | $219,000 | $337,000 | $120,000 | $135,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homebanc, N.A.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homebanc, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.