Homebanc, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Homebanc, N.A. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homebanc, N.A. 3704 W. Lake Mary Blvd Lake Mary, FL 32746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 489 |
| Total Mortgage Loan Application Amount | $358,666,000 |
| Average Mortgage Loan Application Amount | $706,000 |
| Highest Mortgage Loan Application Amount | $5,400,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Homebanc, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homebanc, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Homebanc, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homebanc, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Homebanc, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homebanc, N.A.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 40 | $ 26,591,000 | $ 664,000 | $ 0 |
| Los Angeles County California | 27 | $ 20,385,000 | $ 755,000 | $ 0 |
| Hillsborough County Florida | 27 | $ 7,866,000 | $ 291,000 | $ 0 |
| Santa Clara County California | 21 | $ 17,074,000 | $ 813,000 | $ 0 |
| San Diego County California | 14 | $ 9,048,000 | $ 646,000 | $ 0 |
| San Mateo County California | 12 | $ 9,497,000 | $ 791,000 | $ 0 |
| Orange County California | 11 | $ 8,242,000 | $ 749,000 | $ 0 |
| San Francisco County California | 11 | $ 9,927,000 | $ 902,000 | $ 0 |
| Harris County Texas | 10 | $ 7,049,000 | $ 704,000 | $ 0 |
| Travis County Texas | 10 | $ 8,592,000 | $ 859,000 | $ 0 |
| Alameda County California | 9 | $ 6,570,000 | $ 730,000 | $ 0 |
| Contra Costa County California | 8 | $ 5,700,000 | $ 712,000 | $ 0 |
| Pinellas County Florida | 8 | $ 3,476,000 | $ 434,000 | $ 0 |
| Cook County Illinois | 7 | $ 4,236,000 | $ 605,000 | $ 0 |
| Middlesex County Massachusetts | 7 | $ 5,236,000 | $ 748,000 | $ 0 |
| Dallas County Texas | 7 | $ 5,679,000 | $ 811,000 | $ 0 |
| Fairfax County Virginia | 7 | $ 6,136,000 | $ 876,000 | $ 0 |
| Fulton County Georgia | 6 | $ 7,909,000 | $ 1,318,000 | $ 0 |
| Marin County California | 5 | $ 3,243,000 | $ 648,000 | $ 0 |
| Broward County Florida | 5 | $ 3,827,000 | $ 765,000 | $ 0 |
| Montgomery County Maryland | 5 | $ 5,240,000 | $ 1,048,000 | $ 0 |
| Franklin County Ohio | 5 | $ 5,269,000 | $ 1,053,000 | $ 0 |
| Alexandria County Virginia | 5 | $ 4,033,000 | $ 806,000 | $ 0 |
| Denver County Colorado | 4 | $ 3,388,000 | $ 847,000 | $ 0 |
| Miami-Dade County Florida | 4 | $ 2,916,000 | $ 729,000 | $ 0 |
| Palm Beach County Florida | 4 | $ 2,751,000 | $ 687,000 | $ 0 |
| Cobb County Georgia | 4 | $ 2,089,000 | $ 522,000 | $ 0 |
| Anne Arundel County Maryland | 4 | $ 2,438,000 | $ 609,000 | $ 0 |
| Oakland County Michigan | 4 | $ 5,877,000 | $ 1,469,000 | $ 0 |
| Bexar County Texas | 4 | $ 2,180,000 | $ 545,000 | $ 0 |
| Fort Bend County Texas | 4 | $ 2,010,000 | $ 502,000 | $ 0 |
| Maricopa County Arizona | 3 | $ 1,562,000 | $ 520,000 | $ 0 |
| Placer County California | 3 | $ 1,665,000 | $ 555,000 | $ 0 |
| Riverside County California | 3 | $ 2,012,000 | $ 670,000 | $ 0 |
| Sacramento County California | 3 | $ 1,871,000 | $ 623,000 | $ 0 |
| Solano County California | 3 | $ 1,743,000 | $ 581,000 | $ 0 |
| Sonoma County California | 3 | $ 2,291,000 | $ 763,000 | $ 0 |
| Ventura County California | 3 | $ 1,855,000 | $ 618,000 | $ 0 |
| Forsyth County Georgia | 3 | $ 1,872,000 | $ 624,000 | $ 0 |
| Lake County Illinois | 3 | $ 1,377,000 | $ 459,000 | $ 0 |
| Ramsey County Minnesota | 3 | $ 1,777,000 | $ 592,000 | $ 0 |
| Hillsborough County New Hampshire | 3 | $ 1,320,000 | $ 440,000 | $ 0 |
| Nassau County New York | 3 | $ 2,167,000 | $ 722,000 | $ 0 |
| Suffolk County New York | 3 | $ 1,982,000 | $ 660,000 | $ 0 |
| Cuyahoga County Ohio | 3 | $ 3,010,000 | $ 1,003,000 | $ 0 |
| Arlington County Virginia | 3 | $ 2,207,000 | $ 735,000 | $ 0 |
| Virginia Beach County Virginia | 3 | $ 1,983,000 | $ 661,000 | $ 0 |
| Pima County Arizona | 2 | $ 939,000 | $ 469,000 | $ 0 |
| El Dorado County California | 2 | $ 1,335,000 | $ 667,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 1,304,000 | $ 652,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 1,238,000 | $ 619,000 | $ 0 |
| Alachua County Florida | 2 | $ 4,505,000 | $ 2,252,000 | $ 0 |
| Collier County Florida | 2 | $ 1,139,000 | $ 569,000 | $ 0 |
| Orange County Florida | 2 | $ 3,104,000 | $ 1,552,000 | $ 0 |
| Sarasota County Florida | 2 | $ 1,462,000 | $ 731,000 | $ 0 |
| Seminole County Florida | 2 | $ 842,000 | $ 421,000 | $ 0 |
| DeKalb County Georgia | 2 | $ 1,285,000 | $ 642,000 | $ 0 |
| Howard County Maryland | 2 | $ 1,335,000 | $ 667,000 | $ 0 |
| Washtenaw County Michigan | 2 | $ 3,950,000 | $ 1,975,000 | $ 0 |
| Wayne County Michigan | 2 | $ 1,465,000 | $ 732,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 1,137,000 | $ 568,000 | $ 0 |
| Washington County Minnesota | 2 | $ 1,530,000 | $ 765,000 | $ 0 |
| Hudson County New Jersey | 2 | $ 1,643,000 | $ 821,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 1,376,000 | $ 688,000 | $ 0 |
| Lane County Oregon | 2 | $ 1,143,000 | $ 571,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 1,152,000 | $ 576,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 1,086,000 | $ 543,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 1,386,000 | $ 693,000 | $ 0 |
| Collin County Texas | 2 | $ 956,000 | $ 478,000 | $ 0 |
| Denton County Texas | 2 | $ 1,032,000 | $ 516,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 1,820,000 | $ 910,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 1,323,000 | $ 661,000 | $ 0 |
| Island County Washington | 2 | $ 935,000 | $ 467,000 | $ 0 |
| Kitsap County Washington | 2 | $ 970,000 | $ 485,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Coconino County Arizona | 1 | $ 683,000 | $ 683,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Washington County Arkansas | 1 | $ 507,000 | $ 507,000 | $ 0 |
| San Bernardino County California | 1 | $ 915,000 | $ 915,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 759,000 | $ 759,000 | $ 0 |
| Santa Barbara County California | 1 | $ 999,000 | $ 999,000 | $ 0 |
| Santa Cruz County California | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Yolo County California | 1 | $ 598,000 | $ 598,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 1,409,000 | $ 1,409,000 | $ 0 |
| Boulder County Colorado | 1 | $ 709,000 | $ 709,000 | $ 0 |
| Douglas County Colorado | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Elbert County Colorado | 1 | $ 699,000 | $ 699,000 | $ 0 |
| La Plata County Colorado | 1 | $ 874,000 | $ 874,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 490,000 | $ 490,000 | $ 0 |
| New Castle County Delaware | 1 | $ 607,000 | $ 607,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Charlotte County Florida | 1 | $ 3,500,000 | $ 3,500,000 | $ 0 |
| Escambia County Florida | 1 | $ 1,080,000 | $ 1,080,000 | $ 0 |
| Marion County Florida | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Volusia County Florida | 1 | $ 2,150,000 | $ 2,150,000 | $ 0 |
| Walton County Florida | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 607,000 | $ 607,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Ada County Idaho | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Canyon County Idaho | 1 | $ 452,000 | $ 452,000 | $ 0 |
| DuPage County Illinois | 1 | $ 889,000 | $ 889,000 | $ 0 |
| Boone County Indiana | 1 | $ 577,000 | $ 577,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 678,000 | $ 678,000 | $ 0 |
| Frederick County Maryland | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 689,000 | $ 689,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 507,000 | $ 507,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 1,186,000 | $ 1,186,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 5,400,000 | $ 5,400,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 2,600,000 | $ 2,600,000 | $ 0 |
| Carver County Minnesota | 1 | $ 494,000 | $ 494,000 | $ 0 |
| Scott County Minnesota | 1 | $ 974,000 | $ 974,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 899,000 | $ 899,000 | $ 0 |
| Missoula County Montana | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 640,000 | $ 640,000 | $ 0 |
| Morris County New Jersey | 1 | $ 876,000 | $ 876,000 | $ 0 |
| Union County New Jersey | 1 | $ 819,000 | $ 819,000 | $ 0 |
| Columbia County New York | 1 | $ 634,000 | $ 634,000 | $ 0 |
| Kings County New York | 1 | $ 694,000 | $ 694,000 | $ 0 |
| Monroe County New York | 1 | $ 688,000 | $ 688,000 | $ 0 |
| Avery County North Carolina | 1 | $ 748,000 | $ 748,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 964,000 | $ 964,000 | $ 0 |
| Dare County North Carolina | 1 | $ 562,000 | $ 562,000 | $ 0 |
| Durham County North Carolina | 1 | $ 467,000 | $ 467,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 453,000 | $ 453,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Union County North Carolina | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
| Garfield County Oklahoma | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 870,000 | $ 870,000 | $ 0 |
| Washington County Oregon | 1 | $ 838,000 | $ 838,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 663,000 | $ 663,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 537,000 | $ 537,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 552,000 | $ 552,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 1,156,000 | $ 1,156,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 754,000 | $ 754,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 573,000 | $ 573,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 499,000 | $ 499,000 | $ 0 |
| York County South Carolina | 1 | $ 632,000 | $ 632,000 | $ 0 |
| Comal County Texas | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Grayson County Texas | 1 | $ 641,000 | $ 641,000 | $ 0 |
| Hays County Texas | 1 | $ 620,000 | $ 620,000 | $ 0 |
| Rockwall County Texas | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Williamson County Texas | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Washington County Utah | 1 | $ 639,000 | $ 639,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Franklin County Virginia | 1 | $ 679,000 | $ 679,000 | $ 0 |
| Henrico County Virginia | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Clark County Washington | 1 | $ 763,000 | $ 763,000 | $ 0 |
| Pierce County Washington | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Snohomish County Washington | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Spokane County Washington | 1 | $ 727,000 | $ 727,000 | $ 0 |
| Whatcom County Washington | 1 | $ 1,011,000 | $ 1,011,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Teton County Wyoming | 1 | $ 1,039,000 | $ 1,039,000 | $ 0 |
Mortgage Loan Application Detail Totals for Homebanc, N.A. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 251 | $190,325,000 | $758,000 | $5,400,000 | $0 | $0 |
| Refinancing | 229 | $162,478,000 | $709,000 | $3,550,000 | $0 | $0 |
| Home Improvement | 9 | $5,863,000 | $651,000 | $1,233,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 483 | $354,776,000 | $734,000 | $5,400,000 | $0 | $0 |
| Hispanic | 4 | $1,450,000 | $362,000 | $363,000 | $0 | $0 |
| Not Provided | 2 | $2,440,000 | $1,220,000 | $1,725,000 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 489 | $358,666,000 | $733,000 | $5,400,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 432 | $301,429,000 | $697,000 | $1,577,000 | $0 | $0 |
| Loan Originated | 46 | $40,457,000 | $879,000 | $4,696,000 | $0 | $0 |
| Application Approved But Not Accepted | 4 | $1,450,000 | $362,000 | $363,000 | $0 | $0 |
| Application Withdrawn By Applicant | 4 | $6,390,000 | $1,597,000 | $2,550,000 | $0 | $0 |
| Application Denied By Financial Institution | 3 | $8,940,000 | $2,980,000 | $5,400,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $5,400,000 | $5,400,000 | $5,400,000 | $0 | $0 |
| Collateral | 1 | $2,520,000 | $2,520,000 | $2,520,000 | $0 | $0 |
| Other | 1 | $1,020,000 | $1,020,000 | $1,020,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homebanc, N.A.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homebanc, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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