Homebound Mortgage
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Vermont.
The mortgage statistics and data below are specific to mortgage loan applications for Homebound Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Homebound Mortgage
150 Water Tower Cir
Colchester, VT 05446
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 2,244
Total Mortgage Loan Application Amount $432,954,000
Average Mortgage Loan Application Amount $169,615
Highest Mortgage Loan Application Amount $2,720,000
Average Applicant Income $79,076
Highest Applicant Income $1,594,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Homebound Mortgage by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BURLINGTON-SOUTH BURLINGTON, VT 102 $ 16,758,000 $ 164,000 $ 67,000
BOSTON-QUINCY, MA 58 $ 13,376,000 $ 230,000 $ 98,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 56 $ 14,788,000 $ 264,000 $ 92,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 46 $ 8,095,000 $ 175,000 $ 94,000
CHICAGO-NAPERVILLE-JOLIET, IL 42 $ 9,233,000 $ 219,000 $ 99,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 42 $ 11,419,000 $ 271,000 $ 75,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 39 $ 7,601,000 $ 194,000 $ 85,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 33 $ 10,577,000 $ 320,000 $ 87,000
BALTIMORE-TOWSON, MD 30 $ 6,151,000 $ 205,000 $ 90,000
ESSEX COUNTY, MA 29 $ 7,700,000 $ 265,000 $ 110,000
NEW YORK-WAYNE-WHITE PLAINS, NY-NJ 28 $ 10,173,000 $ 363,000 $ 108,000
PHOENIX-MESA-SCOTTSDALE, AZ 28 $ 4,561,000 $ 162,000 $ 78,000
MANCHESTER-NASHUA, NH 27 $ 4,842,000 $ 179,000 $ 72,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 26 $ 4,738,000 $ 182,000 $ 70,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 25 $ 4,380,000 $ 175,000 $ 74,000
WORCESTER, MA 25 $ 5,412,000 $ 216,000 $ 91,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 24 $ 6,037,000 $ 251,000 $ 137,000
SEATTLE-BELLEVUE-EVERETT, WA 24 $ 6,155,000 $ 256,000 $ 74,000
WARREN-FARMINGTON HILLS-TROY, MI 23 $ 4,321,000 $ 187,000 $ 82,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 21 $ 4,021,000 $ 191,000 $ 112,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 20 $ 5,035,000 $ 251,000 $ 81,000
SPRINGFIELD, MA 19 $ 3,506,000 $ 184,000 $ 79,000
NASSAU-SUFFOLK, NY 18 $ 7,567,000 $ 420,000 $ 145,000
BRIDGEPORT-STAMFORD-NORWALK, CT 17 $ 4,145,000 $ 243,000 $ 109,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 16 $ 2,617,000 $ 163,000 $ 67,000
NEW HAVEN-MILFORD, CT 16 $ 2,708,000 $ 169,000 $ 74,000
RALEIGH-CARY, NC 16 $ 2,563,000 $ 160,000 $ 82,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 16 $ 3,363,000 $ 210,000 $ 74,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 16 $ 3,918,000 $ 244,000 $ 61,000
ALBUQUERQUE, NM 15 $ 2,014,000 $ 134,000 $ 54,000
DALLAS-PLANO-IRVING, TX 15 $ 2,761,000 $ 184,000 $ 79,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 15 $ 3,261,000 $ 217,000 $ 81,000
SANTA ANA-ANAHEIM-IRVINE, CA 14 $ 6,377,000 $ 455,000 $ 305,000
OKLAHOMA CITY, OK 13 $ 1,492,000 $ 114,000 $ 84,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 13 $ 4,217,000 $ 324,000 $ 120,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 13 $ 2,280,000 $ 175,000 $ 82,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 13 $ 2,806,000 $ 215,000 $ 113,000
BIRMINGHAM-HOOVER, AL 12 $ 2,620,000 $ 218,000 $ 97,000
DENVER-AURORA, CO 12 $ 2,471,000 $ 205,000 $ 72,000
KANSAS CITY, MO-KS 12 $ 1,698,000 $ 141,000 $ 52,000
ORLANDO, FL 12 $ 1,775,000 $ 147,000 $ 100,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 12 $ 1,765,000 $ 147,000 $ 55,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 11 $ 1,677,000 $ 152,000 $ 88,000
OAKLAND-FREMONT-HAYWARD, CA 11 $ 3,024,000 $ 274,000 $ 86,000
BARNSTABLE TOWN, MA 10 $ 2,002,000 $ 200,000 $ 57,000
BOISE CITY-NAMPA, ID 10 $ 1,446,000 $ 144,000 $ 59,000
INDIANAPOLIS, IN 10 $ 1,657,000 $ 165,000 $ 88,000
JACKSONVILLE, FL 10 $ 1,988,000 $ 198,000 $ 94,000
MEMPHIS, TN-MS-AR 10 $ 978,000 $ 97,000 $ 73,000
OXNARD-THOUSAND OAKS-VENTURA, CA 10 $ 2,866,000 $ 286,000 $ 124,000
ST. LOUIS, MO-IL 10 $ 2,626,000 $ 262,000 $ 121,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 9 $ 1,322,000 $ 146,000 $ 90,000
TUCSON, AZ 9 $ 1,388,000 $ 154,000 $ 55,000
WILMINGTON, NC 9 $ 1,049,000 $ 116,000 $ 61,000
ANCHORAGE, AK 8 $ 1,858,000 $ 232,000 $ 104,000
RICHMOND, VA 8 $ 1,356,000 $ 169,000 $ 86,000
TULSA, OK 8 $ 878,000 $ 109,000 $ 40,000
LOUISVILLE, KY-IN 7 $ 1,237,000 $ 176,000 $ 61,000
MOBILE, AL 7 $ 700,000 $ 100,000 $ 48,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 7 $ 1,090,000 $ 155,000 $ 60,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 7 $ 2,139,000 $ 305,000 $ 116,000
SALT LAKE CITY, UT 7 $ 1,079,000 $ 154,000 $ 95,000
SAN ANTONIO, TX 7 $ 794,000 $ 113,000 $ 46,000
TACOMA, WA 7 $ 1,645,000 $ 235,000 $ 146,000
DOVER, DE 6 $ 1,119,000 $ 186,000 $ 94,000
GRAND RAPIDS-WYOMING, MI 6 $ 1,057,000 $ 176,000 $ 64,000
GREENVILLE, SC 6 $ 1,055,000 $ 175,000 $ 69,000
HUNTSVILLE, AL 6 $ 967,000 $ 161,000 $ 87,000
JACKSON, MS 6 $ 638,000 $ 106,000 $ 63,000
KALAMAZOO-PORTAGE, MI 6 $ 807,000 $ 134,000 $ 62,000
LANSING-EAST LANSING, MI 6 $ 781,000 $ 130,000 $ 88,000
MIAMI-MIAMI BEACH-KENDALL, FL 6 $ 914,000 $ 152,000 $ 65,000
PORT ST. LUCIE-FORT PIERCE, FL 6 $ 855,000 $ 142,000 $ 96,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 6 $ 1,408,000 $ 234,000 $ 70,000
WILMINGTON, DE-MD-NJ 6 $ 838,000 $ 139,000 $ 54,000
ANN ARBOR, MI 5 $ 1,080,000 $ 216,000 $ 87,000
BOULDER, CO 5 $ 1,202,000 $ 240,000 $ 91,000
BUFFALO-NIAGARA FALLS, NY 5 $ 216,000 $ 43,000 $ 94,000
FAYETTEVILLE, NC 5 $ 337,000 $ 67,000 $ 65,000
FORT WORTH-ARLINGTON, TX 5 $ 612,000 $ 122,000 $ 64,000
GARY, IN 5 $ 907,000 $ 181,000 $ 80,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 5 $ 595,000 $ 119,000 $ 61,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 5 $ 1,566,000 $ 313,000 $ 169,000
OMAHA-COUNCIL BLUFFS, NE-IA 5 $ 795,000 $ 159,000 $ 52,000
SAVANNAH, GA 5 $ 784,000 $ 156,000 $ 69,000
VALLEJO-FAIRFIELD, CA 5 $ 1,246,000 $ 249,000 $ 113,000
APPLETON, WI 4 $ 400,000 $ 100,000 $ 47,000
BAKERSFIELD, CA 4 $ 508,000 $ 127,000 $ 87,000
DURHAM, NC 4 $ 609,000 $ 152,000 $ 64,000
KENNEWICK-RICHLAND-PASCO, WA 4 $ 524,000 $ 131,000 $ 64,000
MONTGOMERY, AL 4 $ 314,000 $ 78,000 $ 47,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 4 $ 539,000 $ 134,000 $ 86,000
NORWICH-NEW LONDON, CT 4 $ 808,000 $ 202,000 $ 87,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 4 $ 1,123,000 $ 280,000 $ 76,000
SARASOTA-BRADENTON-VENICE, FL 4 $ 603,000 $ 150,000 $ 51,000
SPOKANE, WA 4 $ 1,333,000 $ 333,000 $ 132,000
AUBURN-OPELIKA, AL 3 $ 433,000 $ 144,000 $ 57,000
BELLINGHAM, WA 3 $ 669,000 $ 223,000 $ 61,000
CAPE CORAL-FORT MYERS, FL 3 $ 608,000 $ 202,000 $ 94,000
CEDAR RAPIDS, IA 3 $ 282,000 $ 94,000 $ 50,000
CHEYENNE, WY 3 $ 451,000 $ 150,000 $ 106,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 3 $ 219,000 $ 73,000 $ 34,000
DES MOINES, IA 3 $ 446,000 $ 148,000 $ 109,000
DETROIT-LIVONIA-DEARBORN, MI 3 $ 798,000 $ 266,000 $ 110,000
FLINT, MI 3 $ 383,000 $ 127,000 $ 74,000
FRESNO, CA 3 $ 523,000 $ 174,000 $ 94,000
GREENSBORO-HIGH POINT, NC 3 $ 637,000 $ 212,000 $ 79,000
HAGERSTOWN-MARTINSBURG, MD-WV 3 $ 839,000 $ 279,000 $ 96,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 3 $ 815,000 $ 271,000 $ 81,000
LEWISTON-AUBURN, ME 3 $ 351,000 $ 117,000 $ 108,000
OLYMPIA, WA 3 $ 460,000 $ 153,000 $ 65,000
PITTSFIELD, MA 3 $ 671,000 $ 223,000 $ 155,000
ROCHESTER, NY 3 $ 336,000 $ 112,000 $ 77,000
SANTA ROSA-PETALUMA, CA 3 $ 1,119,000 $ 373,000 $ 87,000
SIOUX FALLS, SD 3 $ 160,000 $ 53,000 $ 62,000
SPARTANBURG, SC 3 $ 597,000 $ 199,000 $ 88,000
VISALIA-PORTERVILLE, CA 3 $ 411,000 $ 137,000 $ 74,000
WICHITA, KS 3 $ 525,000 $ 175,000 $ 78,000
ALBANY-SCHENECTADY-TROY, NY 2 $ 482,000 $ 241,000 $ 54,000
ANDERSON, SC 2 $ 900,000 $ 450,000 $ 270,000
ASHEVILLE, NC 2 $ 182,000 $ 91,000 $ 10,000
AUSTIN-ROUND ROCK, TX 2 $ 366,000 $ 183,000 $ 73,000
BANGOR, ME 2 $ 187,000 $ 93,000 $ 60,000
BATTLE CREEK, MI 2 $ 262,000 $ 131,000 $ 54,000
BLOOMINGTON, IN 2 $ 481,000 $ 240,000 $ 104,000
BREMERTON-SILVERDALE, WA 2 $ 234,000 $ 117,000 $ 50,000
CHARLESTON, WV 2 $ 315,000 $ 157,000 $ 78,000
CHARLESTON-NORTH CHARLESTON, SC 2 $ 311,000 $ 155,000 $ 50,000
CHARLOTTESVILLE, VA 2 $ 394,000 $ 197,000 $ 154,000
COLORADO SPRINGS, CO 2 $ 666,000 $ 333,000 $ 144,000
COLUMBIA, MO 2 $ 224,000 $ 112,000 $ 32,000
CORPUS CHRISTI, TX 2 $ 237,000 $ 118,000 $ 64,000
DECATUR, AL 2 $ 170,000 $ 85,000 $ 53,000
DOTHAN, AL 2 $ 350,000 $ 175,000 $ 79,000
ELIZABETHTOWN, KY 2 $ 417,000 $ 208,000 $ 92,000
FLAGSTAFF, AZ 2 $ 316,000 $ 158,000 $ 64,000
FLORENCE, SC 2 $ 268,000 $ 134,000 $ 61,000
HOLLAND-GRAND HAVEN, MI 2 $ 523,000 $ 261,000 $ 136,000
IOWA CITY, IA 2 $ 253,000 $ 126,000 $ 89,000
KNOXVILLE, TN 2 $ 178,000 $ 89,000 $ 58,000
KOKOMO, IN 2 $ 257,000 $ 128,000 $ 62,000
LEXINGTON-FAYETTE, KY 2 $ 450,000 $ 225,000 $ 69,000
LONGVIEW, WA 2 $ 263,000 $ 131,000 $ 67,000
LYNCHBURG, VA 2 $ 307,000 $ 153,000 $ 77,000
MEDFORD, OR 2 $ 347,000 $ 173,000 $ 55,000
MERCED, CA 2 $ 318,000 $ 159,000 $ 40,000
MORRISTOWN, TN 2 $ 350,000 $ 175,000 $ 107,000
NAPA, CA 2 $ 281,000 $ 140,000 $ 211,000
NAPLES-MARCO ISLAND, FL 2 $ 460,000 $ 230,000 $ 119,000
NILES-BENTON HARBOR, MI 2 $ 290,000 $ 145,000 $ 17,000
OGDEN-CLEARFIELD, UT 2 $ 252,000 $ 126,000 $ 55,000
PANAMA CITY-LYNN HAVEN, FL 2 $ 383,000 $ 191,000 $ 86,000
PASCAGOULA, MS 2 $ 189,000 $ 94,000 $ 54,000
RACINE, WI 2 $ 194,000 $ 97,000 $ 100,000
ST. CLOUD, MN 2 $ 412,000 $ 206,000 $ 57,000
STOCKTON, CA 2 $ 471,000 $ 235,000 $ 56,000
WINSTON-SALEM, NC 2 $ 363,000 $ 181,000 $ 130,000
YUBA CITY, CA 2 $ 247,000 $ 123,000 $ 44,000
BILLINGS, MT 1 $ 112,000 $ 112,000 $ 60,000
BLOOMINGTON-NORMAL, IL 1 $ 173,000 $ 173,000 $ 116,000
BOWLING GREEN, KY 1 $ 220,000 $ 220,000 $ 90,000
CHAMPAIGN-URBANA, IL 1 $ 95,000 $ 95,000 $ 40,000
CHATTANOOGA, TN-GA 1 $ 171,000 $ 171,000 $ 70,000
CLARKSVILLE, TN-KY 1 $ 114,000 $ 114,000 $ 40,000
COEUR D'ALENE, ID 1 $ 175,000 $ 175,000 $ 134,000
CORVALLIS, OR 1 $ 263,000 $ 263,000 $ 113,000
EAU CLAIRE, WI 1 $ 62,000 $ 62,000 $ 30,000
EL PASO, TX 1 $ 57,000 $ 57,000 $ 32,000
FAIRBANKS, AK 1 $ 340,000 $ 340,000 $ 156,000
FARMINGTON, NM 1 $ 190,000 $ 190,000 $ 111,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 92,000 $ 92,000 $ 0
FORT COLLINS-LOVELAND, CO 1 $ 150,000 $ 150,000 $ 45,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 1 $ 43,000 $ 43,000 $ 16,000
FORT WAYNE, IN 1 $ 119,000 $ 119,000 $ 48,000
GADSDEN, AL 1 $ 124,000 $ 124,000 $ 49,000
GAINESVILLE, FL 1 $ 138,000 $ 138,000 $ 91,000
GRAND JUNCTION, CO 1 $ 96,000 $ 96,000 $ 60,000
GREAT FALLS, MT 1 $ 49,000 $ 49,000 $ 54,000
HATTIESBURG, MS 1 $ 108,000 $ 108,000 $ 35,000
HICKORY-LENOIR-MORGANTON, NC 1 $ 55,000 $ 55,000 $ 28,000
HINESVILLE-FORT STEWART, GA 1 $ 47,000 $ 47,000 $ 91,000
JACKSON, MI 1 $ 60,000 $ 60,000 $ 39,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 66,000 $ 66,000 $ 19,000
LAFAYETTE, IN 1 $ 77,000 $ 77,000 $ 235,000
LAS CRUCES, NM 1 $ 130,000 $ 130,000 $ 145,000
LOGAN, UT-ID 1 $ 182,000 $ 182,000 $ 61,000
MACON, GA 1 $ 150,000 $ 150,000 $ 127,000
MODESTO, CA 1 $ 105,000 $ 105,000 $ 108,000
MORGANTOWN, WV 1 $ 125,000 $ 125,000 $ 80,000
MOUNT VERNON-ANACORTES, WA 1 $ 190,000 $ 190,000 $ 30,000
OCALA, FL 1 $ 134,000 $ 134,000 $ 81,000
PEORIA, IL 1 $ 60,000 $ 60,000 $ 40,000
PRESCOTT, AZ 1 $ 130,000 $ 130,000 $ 72,000
RAPID CITY, SD 1 $ 243,000 $ 243,000 $ 203,000
ROANOKE, VA 1 $ 180,000 $ 180,000 $ 82,000
ROME, GA 1 $ 112,000 $ 112,000 $ 65,000
SALEM, OR 1 $ 127,000 $ 127,000 $ 56,000
SALINAS, CA 1 $ 275,000 $ 275,000 $ 121,000
SAN ANGELO, TX 1 $ 42,000 $ 42,000 $ 56,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 252,000 $ 252,000 $ 45,000
SANTA FE, NM 1 $ 239,000 $ 239,000 $ 41,000
SHEBOYGAN, WI 1 $ 200,000 $ 200,000 $ 40,000
SIOUX CITY, IA-NE-SD 1 $ 102,000 $ 102,000 $ 80,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 131,000 $ 131,000 $ 70,000
SPRINGFIELD, MO 1 $ 150,000 $ 150,000 $ 90,000
SUMTER, SC 1 $ 116,000 $ 116,000 $ 60,000
SYRACUSE, NY 1 $ 56,000 $ 56,000 $ 75,000
TALLAHASSEE, FL 1 $ 192,000 $ 192,000 $ 40,000
TERRE HAUTE, IN 1 $ 440,000 $ 440,000 $ 192,000
TOPEKA, KS 1 $ 441,000 $ 441,000 $ 140,000
TUSCALOOSA, AL 1 $ 110,000 $ 110,000 $ 60,000
TYLER, TX 1 $ 74,000 $ 74,000 $ 89,000
VALDOSTA, GA 1 $ 135,000 $ 135,000 $ 45,000
VERO BEACH, FL 1 $ 92,000 $ 92,000 $ 9,000
WARNER ROBINS, GA 1 $ 138,000 $ 138,000 $ 62,000
WATERLOO-CEDAR FALLS, IA 1 $ 157,000 $ 157,000 $ 100,000
WEIRTON-STEUBENVILLE, WV-OH 1 $ 55,000 $ 55,000 $ 31,000
WENATCHEE, WA 1 $ 90,000 $ 90,000 $ 90,000
WHEELING, WV-OH 1 $ 72,000 $ 72,000 $ 63,000
WINCHESTER, VA-WV 1 $ 220,000 $ 220,000 $ 60,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Vermont, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Homebound Mortgage in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,478 $279,931,000 $168,465 $1,000,000 $78,511 $1,594,000
Home Purchase 761 $152,861,000 $183,545 $2,720,000 $79,590 $1,500,000
Home Improvement 5 $162,000 $28,750 $50,000 $79,500 $144,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 1,084 $212,839,000 $171,090 $1,072,000 $77,863 $1,328,000
White 960 $182,939,000 $172,977 $2,720,000 $78,113 $1,594,000
Asian 73 $17,013,000 $181,565 $1,173,000 $87,608 $606,000
Black or African American 57 $8,794,000 $150,947 $500,000 $63,473 $147,000
Hispanic 54 $9,370,000 $159,000 $500,000 $57,238 $202,000
American Indian or Alaskan Native 10 $1,125,000 $112,500 $214,000 $39,900 $76,000
Native Hawaiian or Other Pacific Islander 6 $874,000 $143,000 $200,000 $118,250 $260,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,206 $427,846,000 $172,909 $2,720,000 $78,909 $1,594,000
FHA-insured (Federal Housing Administration) 31 $4,247,000 $139,722 $240,000 $14,333 $89,000
VA-guaranteed (Veterans Administration) 7 $861,000 $133,800 $257,000 $19,000 $78,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,073 $193,821,000 $163,731 $560,000 $79,512 $1,328,000
Application Withdrawn By Applicant 678 $150,047,000 $185,068 $1,500,000 $79,500 $1,594,000
Application Approved But Not Accepted 266 $49,195,000 $172,878 $650,000 $76,829 $262,000
Application Denied By Financial Institution 194 $35,696,000 $164,837 $2,720,000 $65,135 $1,500,000
Preapproval Denied by Financial Institution 12 $1,401,000 $116,000 $180,000 $30,000 $57,000
Loan Purchased By The Institution 10 $1,184,000 $121,750 $209,000 $88,500 $239,000
File Closed For Incompleteness 8 $1,263,000 $154,857 $334,000 $87,714 $132,000
Preapproval Approved but not Accepted 3 $347,000 $115,000 $119,000 $42,000 $45,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 74 $12,746,000 $168,689 $2,720,000 $70,827 $1,500,000
Debt-To-Income Ratio 54 $10,361,000 $163,520 $592,000 $54,080 $180,000
Collateral 36 $6,101,000 $171,636 $376,000 $78,500 $261,000
Other 10 $2,256,000 $218,750 $486,000 $67,250 $180,000
Unverifiable Information 5 $1,356,000 $276,250 $584,000 $139,750 $300,000
Employment History 2 $360,000 $180,000 $300,000 $106,500 $185,000
Insufficient Cash (Downpayment, Closing Cost) 1 $155,000 $155,000 $155,000 $77,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VT, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Vermont, and search similar information at your convenience.

Download the Vermont Lender List