Homeowners Financial Group, LLC Mortgage Lending & HMDA Data, 2015

In 2015, Homeowners Financial Group, LLC of Scottsdale, AZ reported 6,068 mortgage applications totaling $1.5 billion, up 60% from 2014. The average application was for $243,121, and applicants reported an average income of $100,875. 75% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (4,098), Prescott, AZ (331) and Tampa-St. Petersburg-Clearwater, FL (188) (applications in parentheses).

Mortgage Company & Address Homeowners Financial Group, LLC
16427 N. Scottsdale Road, Suite 145
Scottsdale, AZ 85251
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 6,068
Total Mortgage Loan Application Amount $1,475,262,000
Average Mortgage Loan Application Amount $243,121
Highest Mortgage Loan Application Amount $2,214,000
Average Applicant Income $100,875
Highest Applicant Income $4,487,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeowners Financial Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homeowners Financial Group, LLC by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 3,865 $ 934,530,000 $ 241,793 $ 101,000
Yavapai, Arizona 331 $ 69,859,000 $ 211,054 $ 85,000
Pinal, Arizona 233 $ 41,906,000 $ 179,854 $ 76,000
Los Angeles, California 169 $ 86,852,000 $ 513,917 $ 186,000
Hillsborough, Florida 119 $ 23,702,000 $ 199,176 $ 87,000
Riverside, California 81 $ 22,212,000 $ 274,222 $ 95,000
Dane, Wisconsin 80 $ 20,228,000 $ 252,850 $ 110,000
Pima, Arizona 72 $ 14,566,000 $ 202,305 $ 95,000
Ventura, California 64 $ 28,805,000 $ 450,078 $ 163,000
Sacramento, California 56 $ 13,995,000 $ 249,910 $ 76,000
Orange, Florida 53 $ 9,979,000 $ 188,283 $ 80,000
Hennepin, Minnesota 47 $ 10,084,000 $ 214,553 $ 93,000
Whiteside, Illinois 41 $ 4,071,000 $ 99,292 $ 51,000
Pasco, Florida 38 $ 7,317,000 $ 192,552 $ 71,000
Lyon, Minnesota 36 $ 4,882,000 $ 135,611 $ 68,000
Bernalillo, New Mexico 36 $ 6,996,000 $ 194,333 $ 94,000
San Bernardino, California 31 $ 8,217,000 $ 265,064 $ 133,000
Coconino, Arizona 30 $ 8,692,000 $ 289,733 $ 175,000
San Diego, California 29 $ 13,086,000 $ 451,241 $ 165,000
Pinellas, Florida 27 $ 4,987,000 $ 184,703 $ 65,000
Santa Fe, New Mexico 27 $ 8,812,000 $ 326,370 $ 120,000
Anoka, Minnesota 23 $ 3,680,000 $ 160,000 $ 77,000
Gila, Arizona 21 $ 4,193,000 $ 199,666 $ 84,000
Washington, Oregon 21 $ 5,224,000 $ 248,761 $ 89,000
Orange, California 20 $ 8,758,000 $ 437,900 $ 143,000
Carver, Minnesota 19 $ 3,490,000 $ 183,684 $ 95,000
Multnomah, Oregon 17 $ 4,089,000 $ 240,529 $ 74,000
Lake, Florida 16 $ 2,629,000 $ 164,312 $ 70,000
Clinton, Iowa 16 $ 2,121,000 $ 132,562 $ 53,000
Seminole, Florida 15 $ 2,812,000 $ 187,466 $ 147,000
Lee, Illinois 14 $ 1,454,000 $ 103,857 $ 37,000
Cass, North Dakota 14 $ 3,973,000 $ 283,785 $ 108,000
Navajo, Arizona 13 $ 2,036,000 $ 156,615 $ 148,000
Clackamas, Oregon 12 $ 2,961,000 $ 246,750 $ 109,000
Juneau, Wisconsin 12 $ 1,366,000 $ 113,833 $ 56,000
Placer, California 11 $ 3,594,000 $ 326,727 $ 111,000
Polk, Florida 10 $ 1,662,000 $ 166,200 $ 346,000
Sauk, Wisconsin 10 $ 1,562,000 $ 156,200 $ 61,000
Stanislaus, California 9 $ 1,827,000 $ 203,000 $ 69,000
Osceola, Florida 9 $ 1,841,000 $ 204,555 $ 70,000
Williams, North Dakota 9 $ 3,123,000 $ 347,000 $ 240,000
King, Washington 9 $ 2,950,000 $ 327,777 $ 144,000
Adams, Wisconsin 9 $ 850,000 $ 94,444 $ 57,000
Columbia, Wisconsin 9 $ 1,131,000 $ 125,666 $ 60,000
Contra Costa, California 8 $ 4,570,000 $ 571,250 $ 129,000
San Joaquin, California 7 $ 1,795,000 $ 256,428 $ 105,000
Volusia, Florida 7 $ 1,055,000 $ 150,714 $ 72,000
Scott, Minnesota 7 $ 1,923,000 $ 274,714 $ 92,000
Pierce, Washington 7 $ 1,878,000 $ 268,285 $ 73,000
Apache, Arizona 6 $ 1,364,000 $ 227,333 $ 88,000
Mohave, Arizona 6 $ 966,000 $ 161,000 $ 151,000
Solano, California 6 $ 1,598,000 $ 266,333 $ 84,000
Dakota, Minnesota 6 $ 1,105,000 $ 184,166 $ 72,000
Monroe, Wisconsin 6 $ 660,000 $ 110,000 $ 40,000
Chisago, Minnesota 5 $ 384,000 $ 76,800 $ 41,000
Clay, Minnesota 5 $ 880,000 $ 176,000 $ 61,000
Sandoval, New Mexico 5 $ 1,113,000 $ 222,600 $ 94,000
El Dorado, California 4 $ 1,716,000 $ 429,000 $ 98,000
Hernando, Florida 4 $ 780,000 $ 195,000 $ 108,000
Sarasota, Florida 4 $ 725,000 $ 181,250 $ 50,000
Washington, Minnesota 4 $ 804,000 $ 201,000 $ 93,000
Hood River, Oregon 4 $ 886,000 $ 221,500 $ 83,000
Clark, Washington 4 $ 925,000 $ 231,250 $ 79,000
Iowa, Wisconsin 4 $ 424,000 $ 106,000 $ 53,000
Cochise, Arizona 3 $ 732,000 $ 244,000 $ 76,000
Manatee, Florida 3 $ 696,000 $ 232,000 $ 62,000
St. Johns, Florida 3 $ 592,000 $ 197,333 $ 117,000
Jackson, Iowa 3 $ 233,000 $ 77,666 $ 39,000
Becker, Minnesota 3 $ 1,221,000 $ 407,000 $ 271,000
Lincoln, Minnesota 3 $ 328,000 $ 109,333 $ 47,000
Sherburne, Minnesota 3 $ 440,000 $ 146,666 $ 40,000
Stearns, Minnesota 3 $ 330,000 $ 110,000 $ 42,000
Torrance, New Mexico 3 $ 433,000 $ 144,333 $ 20,000
McKenzie, North Dakota 3 $ 714,000 $ 238,000 $ 90,000
Stark, North Dakota 3 $ 856,000 $ 285,333 $ 122,000
Pacific, Washington 3 $ 491,000 $ 163,666 $ 59,000
Grant, Wisconsin 3 $ 228,000 $ 76,000 $ 38,000
Marathon, Wisconsin 3 $ 555,000 $ 185,000 $ 62,000
Richland, Wisconsin 3 $ 487,000 $ 162,333 $ 70,000
Waukesha, Wisconsin 3 $ 878,000 $ 292,666 $ 114,000
Graham, Arizona 2 $ 298,000 $ 149,000 $ 42,000
Alameda, California 2 $ 750,000 $ 375,000 $ 194,000
Fresno, California 2 $ 695,000 $ 347,500 $ 151,000
San Luis Obispo, California 2 $ 1,375,000 $ 687,500 $ 228,000
San Mateo, California 2 $ 866,000 $ 433,000 $ 182,000
Santa Barbara, California 2 $ 1,822,000 $ 911,000 $ 250,000
Sonoma, California 2 $ 1,260,000 $ 630,000 $ 243,000
Tulare, California 2 $ 364,000 $ 182,000 $ 56,000
Yolo, California 2 $ 911,000 $ 455,500 $ 133,000
El Paso, Colorado 2 $ 461,000 $ 230,500 $ 175,000
Broward, Florida 2 $ 332,000 $ 166,000 $ 55,000
Palm Beach, Florida 2 $ 383,000 $ 191,500 $ 331,000
St. Lucie, Florida 2 $ 295,000 $ 147,500 $ 79,000
Carroll, Illinois 2 $ 148,000 $ 74,000 $ 56,000
Ogle, Illinois 2 $ 248,000 $ 124,000 $ 42,000
Cass, Minnesota 2 $ 726,000 $ 363,000 $ 454,000
Crow Wing, Minnesota 2 $ 649,000 $ 324,500 $ 225,000
McLeod, Minnesota 2 $ 405,000 $ 202,500 $ 77,000
Mille Lacs, Minnesota 2 $ 153,000 $ 76,500 $ 30,000
Pennington, Minnesota 2 $ 348,000 $ 174,000 $ 52,000
Ramsey, Minnesota 2 $ 329,000 $ 164,500 $ 91,000
Yellow Medicine, Minnesota 2 $ 293,000 $ 146,500 $ 64,000
Chaves, New Mexico 2 $ 79,000 $ 39,500 $ 42,000
San Miguel, New Mexico 2 $ 350,000 $ 175,000 $ 140,000
Dunn, North Dakota 2 $ 228,000 $ 114,000 $ 141,000
Yamhill, Oregon 2 $ 627,000 $ 313,500 $ 54,000
Island, Washington 2 $ 536,000 $ 268,000 $ 134,000
Kitsap, Washington 2 $ 545,000 $ 272,500 $ 103,000
Klickitat, Washington 2 $ 549,000 $ 274,500 $ 62,000
Snohomish, Washington 2 $ 811,000 $ 405,500 $ 0
Thurston, Washington 2 $ 367,000 $ 183,500 $ 72,000
Green, Wisconsin 2 $ 332,000 $ 166,000 $ 82,000
Marquette, Wisconsin 2 $ 244,000 $ 122,000 $ 59,000
Milwaukee, Wisconsin 2 $ 460,000 $ 230,000 $ 141,000
Rock, Wisconsin 2 $ 345,000 $ 172,500 $ 99,000
Sheboygan, Wisconsin 2 $ 269,000 $ 134,500 $ 52,000
Vernon, Wisconsin 2 $ 92,000 $ 46,000 $ 45,000
Yuma, Arizona 1 $ 195,000 $ 195,000 $ 110,000
Calaveras, California 1 $ 145,000 $ 145,000 $ 91,000
Lake, California 1 $ 198,000 $ 198,000 $ 65,000
Lassen, California 1 $ 151,000 $ 151,000 $ 38,000
Monterey, California 1 $ 236,000 $ 236,000 $ 123,000
Santa Clara, California 1 $ 571,000 $ 571,000 $ 195,000
Santa Cruz, California 1 $ 589,000 $ 589,000 $ 172,000
Yuba, California 1 $ 194,000 $ 194,000 $ 57,000
La Plata, Colorado 1 $ 200,000 $ 200,000 $ 196,000
Larimer, Colorado 1 $ 258,000 $ 258,000 $ 85,000
Morgan, Colorado 1 $ 145,000 $ 145,000 $ 84,000
Brevard, Florida 1 $ 245,000 $ 245,000 $ 71,000
Flagler, Florida 1 $ 300,000 $ 300,000 $ 60,000
Hardee, Florida 1 $ 53,000 $ 53,000 $ 53,000
Lee, Florida 1 $ 280,000 $ 280,000 $ 157,000
Marion, Florida 1 $ 281,000 $ 281,000 $ 84,000
Martin, Florida 1 $ 198,000 $ 198,000 $ 171,000
Miami-Dade, Florida 1 $ 246,000 $ 246,000 $ 145,000
Canyon, Idaho 1 $ 136,000 $ 136,000 $ 27,000
Bureau, Illinois 1 $ 95,000 $ 95,000 $ 20,000
Henry, Illinois 1 $ 172,000 $ 172,000 $ 94,000
Lake, Illinois 1 $ 274,000 $ 274,000 $ 403,000
Lyon, Iowa 1 $ 219,000 $ 219,000 $ 98,000
Scott, Iowa 1 $ 178,000 $ 178,000 $ 63,000
Benton, Minnesota 1 $ 143,000 $ 143,000 $ 55,000
Isanti, Minnesota 1 $ 179,000 $ 179,000 $ 33,000
Kandiyohi, Minnesota 1 $ 74,000 $ 74,000 $ 23,000
Morrison, Minnesota 1 $ 216,000 $ 216,000 $ 190,000
Otter Tail, Minnesota 1 $ 495,000 $ 495,000 $ 227,000
Redwood, Minnesota 1 $ 61,000 $ 61,000 $ 30,000
Wright, Minnesota 1 $ 174,000 $ 174,000 $ 84,000
Burt, Nebraska 1 $ 182,000 $ 182,000 $ 125,000
Dona Ana, New Mexico 1 $ 76,000 $ 76,000 $ 36,000
Grant, New Mexico 1 $ 264,000 $ 264,000 $ 227,000
Guadalupe, New Mexico 1 $ 104,000 $ 104,000 $ 34,000
Rio Arriba, New Mexico 1 $ 328,000 $ 328,000 $ 188,000
Sierra, New Mexico 1 $ 116,000 $ 116,000 $ 65,000
Valencia, New Mexico 1 $ 135,000 $ 135,000 $ 91,000
Barnes, North Dakota 1 $ 135,000 $ 135,000 $ 72,000
Burleigh, North Dakota 1 $ 84,000 $ 84,000 $ 67,000
Eddy, North Dakota 1 $ 55,000 $ 55,000 $ 67,000
Clatsop, Oregon 1 $ 241,000 $ 241,000 $ 166,000
Jackson, Oregon 1 $ 268,000 $ 268,000 $ 104,000
Marion, Oregon 1 $ 174,000 $ 174,000 $ 111,000
Minnehaha, South Dakota 1 $ 163,000 $ 163,000 $ 60,000
Jefferson, Washington 1 $ 243,000 $ 243,000 $ 106,000
Skamania, Washington 1 $ 240,000 $ 240,000 $ 40,000
Ashland, Wisconsin 1 $ 131,000 $ 131,000 $ 94,000
Brown, Wisconsin 1 $ 42,000 $ 42,000 $ 47,000
Florence, Wisconsin 1 $ 96,000 $ 96,000 $ 69,000
Jackson, Wisconsin 1 $ 191,000 $ 191,000 $ 49,000
La Crosse, Wisconsin 1 $ 75,000 $ 75,000 $ 31,000
Vilas, Wisconsin 1 $ 148,000 $ 148,000 $ 52,000

Mortgage Loan Application Detail Totals for Homeowners Financial Group, LLC in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,352 $1,023,799,000 $235,000 $2,214,000 $100,000 $3,060,000
Refinancing 1,063 $299,844,000 $282,000 $2,000,000 $105,000 $4,487,000
Home Improvement 653 $151,619,000 $232,000 $1,800,000 $100,000 $3,060,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,301 $1,071,477,000 $249,000 $2,214,000 $106,000 $4,487,000
Hispanic 826 $163,740,000 $198,000 $1,800,000 $75,000 $3,060,000
Not Provided 569 $146,989,000 $258,000 $1,032,000 $102,000 $888,000
Asian 190 $49,953,000 $262,000 $1,280,000 $114,000 $2,589,000
Black or African American 142 $32,481,000 $228,000 $960,000 $80,000 $413,000
American Indian or Alaskan Native 20 $5,068,000 $253,000 $629,000 $126,000 $768,000
Native Hawaiian or Other Pacific Islander 17 $4,133,000 $243,000 $463,000 $93,000 $279,000
Not applicable 3 $1,421,000 $473,000 $589,000 $121,000 $172,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,601 $961,246,000 $266,000 $2,214,000 $127,000 $4,487,000
FHA-insured (Federal Housing Administration) 1,834 $361,391,000 $197,000 $697,000 $59,000 $913,000
VA-guaranteed (Veterans Administration) 529 $139,496,000 $263,000 $920,000 $79,000 $555,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 104 $13,129,000 $126,000 $349,000 $47,000 $116,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,580 $1,088,429,000 $237,000 $2,214,000 $100,000 $4,487,000
Application Withdrawn By Applicant 720 $184,032,000 $255,000 $2,000,000 $103,000 $3,000,000
Application Denied By Financial Institution 611 $159,599,000 $261,000 $2,000,000 $105,000 $3,060,000
Application Approved But Not Accepted 127 $36,818,000 $289,000 $1,560,000 $124,000 $1,010,000
File Closed For Incompleteness 30 $6,384,000 $212,000 $840,000 $75,000 $220,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 252 $71,356,000 $283,000 $1,334,000 $119,000 $3,060,000
Credit History 96 $23,741,000 $247,000 $1,100,000 $94,000 $781,000
Debt-To-Income Ratio 94 $23,658,000 $251,000 $1,203,000 $74,000 $349,000
Collateral 91 $19,374,000 $212,000 $596,000 $95,000 $768,000
Other 24 $7,453,000 $310,000 $2,000,000 $179,000 $1,153,000
Employment History 19 $4,355,000 $229,000 $820,000 $92,000 $800,000
Insufficient Cash (Downpayment, Closing Cost) 19 $5,692,000 $299,000 $1,590,000 $82,000 $300,000
Unverifiable Information 15 $3,842,000 $256,000 $870,000 $133,000 $412,000
Mortgage Insurance Denied 1 $128,000 $128,000 $128,000 $62,000 $62,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeowners Financial Group, LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homeowners Financial Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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