Homeowners Financial Group Usa, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Homeowners Financial Group Usa, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homeowners Financial Group Usa, Llc 16427 N. Scottsdale Road, Suite 145 Scottsdale, AZ 85264 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 7,465 |
| Total Mortgage Loan Application Amount | $1,887,042,000 |
| Average Mortgage Loan Application Amount | $255,000 |
| Highest Mortgage Loan Application Amount | $2,195,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $6,826,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Homeowners Financial Group Usa, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homeowners Financial Group Usa, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Homeowners Financial Group Usa, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homeowners Financial Group Usa, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Homeowners Financial Group Usa, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homeowners Financial Group Usa, Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 3,881 | $ 988,197,000 | $ 254,000 | $ 105,000 |
| Yavapai County Arizona | 333 | $ 72,379,000 | $ 217,000 | $ 89,000 |
| Pinal County Arizona | 263 | $ 51,141,000 | $ 194,000 | $ 76,000 |
| Orange County California | 215 | $ 106,626,000 | $ 495,000 | $ 171,000 |
| Hillsborough County Florida | 176 | $ 33,487,000 | $ 190,000 | $ 70,000 |
| Dane County Wisconsin | 165 | $ 40,315,000 | $ 244,000 | $ 97,000 |
| Los Angeles County California | 143 | $ 86,030,000 | $ 601,000 | $ 202,000 |
| Hennepin County Minnesota | 138 | $ 25,480,000 | $ 184,000 | $ 85,000 |
| Otero County New Mexico | 126 | $ 19,118,000 | $ 151,000 | $ 70,000 |
| Miami-Dade County Florida | 91 | $ 24,997,000 | $ 274,000 | $ 112,000 |
| Orange County Florida | 91 | $ 21,322,000 | $ 234,000 | $ 104,000 |
| Pima County Arizona | 76 | $ 13,235,000 | $ 174,000 | $ 79,000 |
| Washoe County Nevada | 68 | $ 16,447,000 | $ 241,000 | $ 110,000 |
| Dona Ana County New Mexico | 68 | $ 9,108,000 | $ 133,000 | $ 59,000 |
| Ventura County California | 61 | $ 27,537,000 | $ 451,000 | $ 179,000 |
| Santa Fe County New Mexico | 59 | $ 21,590,000 | $ 365,000 | $ 148,000 |
| Riverside County California | 55 | $ 17,595,000 | $ 319,000 | $ 120,000 |
| Washington County Oregon | 55 | $ 15,866,000 | $ 288,000 | $ 93,000 |
| San Bernardino County California | 54 | $ 11,159,000 | $ 206,000 | $ 72,000 |
| Pasco County Florida | 54 | $ 10,223,000 | $ 189,000 | $ 70,000 |
| Bernalillo County New Mexico | 45 | $ 7,985,000 | $ 177,000 | $ 114,000 |
| Whiteside County Illinois | 39 | $ 4,206,000 | $ 107,000 | $ 49,000 |
| Anoka County Minnesota | 39 | $ 7,333,000 | $ 188,000 | $ 63,000 |
| Coconino County Arizona | 38 | $ 10,788,000 | $ 283,000 | $ 124,000 |
| Carver County Minnesota | 38 | $ 8,527,000 | $ 224,000 | $ 89,000 |
| Lyon County Minnesota | 38 | $ 4,352,000 | $ 114,000 | $ 53,000 |
| Pinellas County Florida | 36 | $ 7,093,000 | $ 197,000 | $ 80,000 |
| Sacramento County California | 34 | $ 9,289,000 | $ 273,000 | $ 82,000 |
| Seminole County Florida | 34 | $ 7,723,000 | $ 227,000 | $ 92,000 |
| Multnomah County Oregon | 34 | $ 9,007,000 | $ 264,000 | $ 92,000 |
| Juneau County Wisconsin | 33 | $ 3,875,000 | $ 117,000 | $ 52,000 |
| San Diego County California | 32 | $ 13,783,000 | $ 430,000 | $ 141,000 |
| Sauk County Wisconsin | 25 | $ 3,475,000 | $ 139,000 | $ 59,000 |
| St. Johns County Florida | 22 | $ 6,741,000 | $ 306,000 | $ 155,000 |
| Chaves County New Mexico | 22 | $ 3,958,000 | $ 179,000 | $ 84,000 |
| Dakota County Minnesota | 21 | $ 4,095,000 | $ 195,000 | $ 88,000 |
| El Dorado County California | 20 | $ 7,782,000 | $ 389,000 | $ 127,000 |
| Duval County Florida | 18 | $ 3,289,000 | $ 182,000 | $ 71,000 |
| Scott County Minnesota | 18 | $ 3,168,000 | $ 176,000 | $ 65,000 |
| Navajo County Arizona | 17 | $ 3,034,000 | $ 178,000 | $ 147,000 |
| Lake County Florida | 17 | $ 3,877,000 | $ 228,000 | $ 66,000 |
| Ramsey County Minnesota | 17 | $ 2,802,000 | $ 164,000 | $ 59,000 |
| Clackamas County Oregon | 17 | $ 4,423,000 | $ 260,000 | $ 85,000 |
| Volusia County Florida | 16 | $ 2,654,000 | $ 165,000 | $ 104,000 |
| Sandoval County New Mexico | 16 | $ 2,873,000 | $ 179,000 | $ 84,000 |
| Columbia County Wisconsin | 16 | $ 1,850,000 | $ 115,000 | $ 54,000 |
| Waukesha County Wisconsin | 16 | $ 5,063,000 | $ 316,000 | $ 167,000 |
| Cook County Illinois | 15 | $ 5,105,000 | $ 340,000 | $ 190,000 |
| Milwaukee County Wisconsin | 15 | $ 3,427,000 | $ 228,000 | $ 93,000 |
| Mohave County Arizona | 14 | $ 2,564,000 | $ 183,000 | $ 57,000 |
| Polk County Florida | 14 | $ 2,217,000 | $ 158,000 | $ 65,000 |
| Polk County Iowa | 14 | $ 2,447,000 | $ 174,000 | $ 130,000 |
| Apache County Arizona | 13 | $ 2,482,000 | $ 190,000 | $ 616,000 |
| Broward County Florida | 13 | $ 3,713,000 | $ 285,000 | $ 127,000 |
| Rock County Wisconsin | 13 | $ 1,826,000 | $ 140,000 | $ 67,000 |
| San Joaquin County California | 12 | $ 2,771,000 | $ 230,000 | $ 78,000 |
| Osceola County Florida | 12 | $ 2,192,000 | $ 182,000 | $ 65,000 |
| Monroe County Wisconsin | 12 | $ 1,468,000 | $ 122,000 | $ 61,000 |
| Gila County Arizona | 11 | $ 1,934,000 | $ 175,000 | $ 157,000 |
| Lake County Illinois | 11 | $ 4,144,000 | $ 376,000 | $ 249,000 |
| Palm Beach County Florida | 10 | $ 2,151,000 | $ 215,000 | $ 157,000 |
| Placer County California | 9 | $ 3,409,000 | $ 378,000 | $ 102,000 |
| Manatee County Florida | 9 | $ 1,590,000 | $ 176,000 | $ 67,000 |
| Marion County Florida | 9 | $ 1,817,000 | $ 201,000 | $ 174,000 |
| Clinton County Iowa | 9 | $ 1,010,000 | $ 112,000 | $ 47,000 |
| Lea County New Mexico | 9 | $ 1,812,000 | $ 201,000 | $ 74,000 |
| Pennington County Minnesota | 8 | $ 822,000 | $ 102,000 | $ 39,000 |
| Marion County Oregon | 8 | $ 1,648,000 | $ 206,000 | $ 61,000 |
| Clark County Washington | 8 | $ 2,420,000 | $ 302,000 | $ 160,000 |
| King County Washington | 8 | $ 3,638,000 | $ 454,000 | $ 161,000 |
| Hernando County Florida | 7 | $ 1,391,000 | $ 198,000 | $ 51,000 |
| Lee County Illinois | 7 | $ 799,000 | $ 114,000 | $ 69,000 |
| Washington County Minnesota | 7 | $ 1,034,000 | $ 147,000 | $ 71,000 |
| Yellow Medicine County Minnesota | 7 | $ 623,000 | $ 89,000 | $ 43,000 |
| Yuma County Arizona | 6 | $ 823,000 | $ 137,000 | $ 226,000 |
| Otter Tail County Minnesota | 6 | $ 1,233,000 | $ 205,000 | $ 100,000 |
| Sherburne County Minnesota | 6 | $ 1,241,000 | $ 206,000 | $ 79,000 |
| Lyon County Nevada | 6 | $ 1,245,000 | $ 207,000 | $ 79,000 |
| Washington County Wisconsin | 6 | $ 1,392,000 | $ 232,000 | $ 154,000 |
| Sarasota County Florida | 5 | $ 617,000 | $ 123,000 | $ 38,000 |
| Cochise County Arizona | 4 | $ 704,000 | $ 176,000 | $ 81,000 |
| Arapahoe County Colorado | 4 | $ 1,353,000 | $ 338,000 | $ 228,000 |
| Lee County Florida | 4 | $ 471,000 | $ 117,000 | $ 38,000 |
| DuPage County Illinois | 4 | $ 1,569,000 | $ 392,000 | $ 331,000 |
| Chisago County Minnesota | 4 | $ 1,238,000 | $ 309,000 | $ 95,000 |
| Isanti County Minnesota | 4 | $ 684,000 | $ 171,000 | $ 56,000 |
| Pine County Minnesota | 4 | $ 754,000 | $ 188,000 | $ 55,000 |
| Stearns County Minnesota | 4 | $ 837,000 | $ 209,000 | $ 89,000 |
| Churchill County Nevada | 4 | $ 733,000 | $ 183,000 | $ 50,000 |
| Clark County Nevada | 4 | $ 983,000 | $ 245,000 | $ 83,000 |
| Cass County North Dakota | 4 | $ 739,000 | $ 184,000 | $ 53,000 |
| Yamhill County Oregon | 4 | $ 1,022,000 | $ 255,000 | $ 63,000 |
| Adams County Wisconsin | 4 | $ 315,000 | $ 78,000 | $ 48,000 |
| Dodge County Wisconsin | 4 | $ 612,000 | $ 153,000 | $ 73,000 |
| Alameda County California | 3 | $ 1,438,000 | $ 479,000 | $ 177,000 |
| Fresno County California | 3 | $ 858,000 | $ 286,000 | $ 119,000 |
| Stanislaus County California | 3 | $ 808,000 | $ 269,000 | $ 67,000 |
| Sumter County Florida | 3 | $ 749,000 | $ 249,000 | $ 127,000 |
| Walton County Florida | 3 | $ 824,000 | $ 274,000 | $ 126,000 |
| Scott County Iowa | 3 | $ 660,000 | $ 220,000 | $ 73,000 |
| Blue Earth County Minnesota | 3 | $ 691,000 | $ 230,000 | $ 59,000 |
| Lincoln County Minnesota | 3 | $ 351,000 | $ 117,000 | $ 43,000 |
| Redwood County Minnesota | 3 | $ 202,000 | $ 67,000 | $ 57,000 |
| Rice County Minnesota | 3 | $ 504,000 | $ 168,000 | $ 71,000 |
| Sibley County Minnesota | 3 | $ 443,000 | $ 147,000 | $ 61,000 |
| Wright County Minnesota | 3 | $ 641,000 | $ 213,000 | $ 63,000 |
| Grant County New Mexico | 3 | $ 330,000 | $ 110,000 | $ 107,000 |
| McKenzie County North Dakota | 3 | $ 555,000 | $ 185,000 | $ 60,000 |
| Columbia County Oregon | 3 | $ 472,000 | $ 157,000 | $ 38,000 |
| Pierce County Washington | 3 | $ 1,079,000 | $ 359,000 | $ 77,000 |
| Snohomish County Washington | 3 | $ 832,000 | $ 277,000 | $ 60,000 |
| Thurston County Washington | 3 | $ 1,139,000 | $ 379,000 | $ 114,000 |
| Eau Claire County Wisconsin | 3 | $ 418,000 | $ 139,000 | $ 44,000 |
| Green County Wisconsin | 3 | $ 647,000 | $ 215,000 | $ 101,000 |
| Iron County Wisconsin | 3 | $ 607,000 | $ 202,000 | $ 75,000 |
| Marathon County Wisconsin | 3 | $ 402,000 | $ 134,000 | $ 42,000 |
| Outagamie County Wisconsin | 3 | $ 608,000 | $ 202,000 | $ 106,000 |
| Ozaukee County Wisconsin | 3 | $ 1,257,000 | $ 419,000 | $ 320,000 |
| Santa Cruz County Arizona | 2 | $ 246,000 | $ 123,000 | $ 28,000 |
| San Mateo County California | 2 | $ 518,000 | $ 259,000 | $ 206,000 |
| Santa Barbara County California | 2 | $ 1,118,000 | $ 559,000 | $ 195,000 |
| Santa Clara County California | 2 | $ 1,098,000 | $ 549,000 | $ 171,000 |
| Brevard County Florida | 2 | $ 389,000 | $ 194,000 | $ 75,000 |
| Charlotte County Florida | 2 | $ 294,000 | $ 147,000 | $ 79,000 |
| Citrus County Florida | 2 | $ 392,000 | $ 196,000 | $ 97,000 |
| Clay County Florida | 2 | $ 323,000 | $ 161,000 | $ 56,000 |
| Kane County Illinois | 2 | $ 512,000 | $ 256,000 | $ 103,000 |
| McLean County Illinois | 2 | $ 420,000 | $ 210,000 | $ 78,000 |
| Benton County Minnesota | 2 | $ 296,000 | $ 148,000 | $ 183,000 |
| Cass County Minnesota | 2 | $ 357,000 | $ 178,000 | $ 89,000 |
| Dodge County Minnesota | 2 | $ 238,000 | $ 119,000 | $ 41,000 |
| McLeod County Minnesota | 2 | $ 315,000 | $ 157,000 | $ 53,000 |
| Douglas County Nevada | 2 | $ 498,000 | $ 249,000 | $ 132,000 |
| Storey County Nevada | 2 | $ 363,000 | $ 181,000 | $ 32,000 |
| Eddy County New Mexico | 2 | $ 117,000 | $ 58,000 | $ 49,000 |
| Lincoln County New Mexico | 2 | $ 175,000 | $ 87,000 | $ 61,000 |
| Sierra County New Mexico | 2 | $ 237,000 | $ 118,000 | $ 45,000 |
| Lincoln County North Carolina | 2 | $ 741,000 | $ 370,000 | $ 145,000 |
| Tillamook County Oregon | 2 | $ 354,000 | $ 177,000 | $ 112,000 |
| Jefferson County Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 125,000 |
| Marquette County Wisconsin | 2 | $ 226,000 | $ 113,000 | $ 50,000 |
| Racine County Wisconsin | 2 | $ 353,000 | $ 176,000 | $ 20,000 |
| Amador County California | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| Butte County California | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Calaveras County California | 1 | $ 314,000 | $ 314,000 | $ 130,000 |
| Marin County California | 1 | $ 360,000 | $ 360,000 | $ 125,000 |
| Merced County California | 1 | $ 157,000 | $ 157,000 | $ 36,000 |
| San Luis Obispo County California | 1 | $ 452,000 | $ 452,000 | $ 116,000 |
| Shasta County California | 1 | $ 130,000 | $ 130,000 | $ 25,000 |
| Solano County California | 1 | $ 417,000 | $ 417,000 | $ 133,000 |
| Sonoma County California | 1 | $ 525,000 | $ 525,000 | $ 485,000 |
| Tulare County California | 1 | $ 191,000 | $ 191,000 | $ 57,000 |
| Yolo County California | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Archuleta County Colorado | 1 | $ 220,000 | $ 220,000 | $ 92,000 |
| Boulder County Colorado | 1 | $ 395,000 | $ 395,000 | $ 88,000 |
| Broomfield County Colorado | 1 | $ 451,000 | $ 451,000 | $ 135,000 |
| Denver County Colorado | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Douglas County Colorado | 1 | $ 121,000 | $ 121,000 | $ 191,000 |
| El Paso County Colorado | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Garfield County Colorado | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| Jefferson County Colorado | 1 | $ 334,000 | $ 334,000 | $ 150,000 |
| Larimer County Colorado | 1 | $ 170,000 | $ 170,000 | $ 164,000 |
| Mesa County Colorado | 1 | $ 244,000 | $ 244,000 | $ 127,000 |
| Routt County Colorado | 1 | $ 151,000 | $ 151,000 | $ 259,000 |
| Collier County Florida | 1 | $ 444,000 | $ 444,000 | $ 108,000 |
| Columbia County Florida | 1 | $ 102,000 | $ 102,000 | $ 75,000 |
| Highlands County Florida | 1 | $ 133,000 | $ 133,000 | $ 48,000 |
| Putnam County Florida | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| Santa Rosa County Florida | 1 | $ 153,000 | $ 153,000 | $ 85,000 |
| Adams County Idaho | 1 | $ 252,000 | $ 252,000 | $ 239,000 |
| Bureau County Illinois | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| Carroll County Illinois | 1 | $ 82,000 | $ 82,000 | $ 55,000 |
| Rock Island County Illinois | 1 | $ 284,000 | $ 284,000 | $ 170,000 |
| Black Hawk County Iowa | 1 | $ 119,000 | $ 119,000 | $ 201,000 |
| Boone County Iowa | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Cedar County Iowa | 1 | $ 203,000 | $ 203,000 | $ 200,000 |
| Jackson County Iowa | 1 | $ 92,000 | $ 92,000 | $ 25,000 |
| Johnson County Iowa | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Lyon County Iowa | 1 | $ 162,000 | $ 162,000 | $ 47,000 |
| Sioux County Iowa | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Story County Iowa | 1 | $ 126,000 | $ 126,000 | $ 99,000 |
| Warren County Iowa | 1 | $ 94,000 | $ 94,000 | $ 124,000 |
| Becker County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Clay County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 83,000 |
| Cottonwood County Minnesota | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| Crow Wing County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Douglas County Minnesota | 1 | $ 236,000 | $ 236,000 | $ 140,000 |
| Freeborn County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Kanabec County Minnesota | 1 | $ 290,000 | $ 290,000 | $ 140,000 |
| Rock County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 59,000 |
| Roseau County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 21,000 |
| St. Louis County Minnesota | 1 | $ 258,000 | $ 258,000 | $ 82,000 |
| Douglas County Nebraska | 1 | $ 180,000 | $ 180,000 | $ 49,000 |
| Carson City County Nevada | 1 | $ 243,000 | $ 243,000 | $ 69,000 |
| Curry County New Mexico | 1 | $ 296,000 | $ 296,000 | $ 100,000 |
| Los Alamos County New Mexico | 1 | $ 586,000 | $ 586,000 | $ 215,000 |
| Luna County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| McKinley County New Mexico | 1 | $ 81,000 | $ 81,000 | $ 65,000 |
| Rio Arriba County New Mexico | 1 | $ 161,000 | $ 161,000 | $ 68,000 |
| San Juan County New Mexico | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
| Valencia County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 17,000 |
| Watauga County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 328,000 |
| Grand Forks County North Dakota | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| Stark County North Dakota | 1 | $ 299,000 | $ 299,000 | $ 138,000 |
| Cuyahoga County Ohio | 1 | $ 170,000 | $ 170,000 | $ 37,000 |
| Franklin County Ohio | 1 | $ 359,000 | $ 359,000 | $ 116,000 |
| Deschutes County Oregon | 1 | $ 130,000 | $ 130,000 | $ 102,000 |
| Lincoln County Oregon | 1 | $ 172,000 | $ 172,000 | $ 136,000 |
| Butte County South Dakota | 1 | $ 124,000 | $ 124,000 | $ 61,000 |
| Minnehaha County South Dakota | 1 | $ 176,000 | $ 176,000 | $ 111,000 |
| Cowlitz County Washington | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Island County Washington | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Kitsap County Washington | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| Kittitas County Washington | 1 | $ 184,000 | $ 184,000 | $ 109,000 |
| Lewis County Washington | 1 | $ 192,000 | $ 192,000 | $ 50,000 |
| Pacific County Washington | 1 | $ 206,000 | $ 206,000 | $ 104,000 |
| Chippewa County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 64,000 |
| Grant County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Oconto County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 71,000 |
| Portage County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 93,000 |
| Taylor County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Homeowners Financial Group Usa, Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,697 | $1,410,954,000 | $247,000 | $1,852,000 | $101,000 | $6,826,000 |
| Refinancing | 1,237 | $351,053,000 | $283,000 | $2,195,000 | $117,000 | $6,456,000 |
| Home Improvement | 531 | $125,035,000 | $235,000 | $1,300,000 | $103,000 | $993,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,921 | $1,250,767,000 | $254,000 | $2,195,000 | $110,000 | $6,826,000 |
| Hispanic | 1,166 | $239,942,000 | $205,000 | $1,106,000 | $73,000 | $1,332,000 |
| Not Provided | 710 | $198,303,000 | $279,000 | $1,453,000 | $110,000 | $1,010,000 |
| Asian | 351 | $125,584,000 | $357,000 | $1,725,000 | $138,000 | $1,731,000 |
| Black or African American | 243 | $53,810,000 | $221,000 | $718,000 | $73,000 | $558,000 |
| American Indian or Alaskan Native | 45 | $10,897,000 | $242,000 | $638,000 | $91,000 | $333,000 |
| Native Hawaiin or Other Pacific Islander | 28 | $7,555,000 | $269,000 | $716,000 | $153,000 | $1,859,000 |
| Not applicable | 1 | $184,000 | $184,000 | $184,000 | $40,000 | $40,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,741 | $1,307,405,000 | $275,000 | $2,195,000 | $126,000 | $6,826,000 |
| FHA-insured (Federal Housing Administration) | 1,899 | $376,003,000 | $198,000 | $741,000 | $63,000 | $582,000 |
| VA-guaranteed (Veterans Administration) | 725 | $188,557,000 | $260,000 | $1,011,000 | $74,000 | $398,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 100 | $15,077,000 | $150,000 | $389,000 | $51,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,472 | $1,348,808,000 | $246,000 | $2,195,000 | $102,000 | $6,826,000 |
| Application Withdrawn By Applicant | 1,064 | $289,229,000 | $271,000 | $1,905,000 | $111,000 | $1,332,000 |
| Application Denied By Financial Institution | 833 | $219,337,000 | $263,000 | $2,000,000 | $103,000 | $948,000 |
| Application Approved But Not Accepted | 84 | $26,019,000 | $309,000 | $1,725,000 | $130,000 | $1,731,000 |
| File Closed For Incompleteness | 11 | $3,436,000 | $312,000 | $1,188,000 | $131,000 | $275,000 |
| Loan Purchased By The Institution | 1 | $213,000 | $213,000 | $213,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 260 | $81,843,000 | $314,000 | $2,000,000 | $128,000 | $948,000 |
| Debt-To-Income Ratio | 161 | $39,805,000 | $247,000 | $1,493,000 | $75,000 | $514,000 |
| Credit History | 151 | $33,504,000 | $221,000 | $620,000 | $90,000 | $356,000 |
| Collateral | 140 | $28,140,000 | $201,000 | $1,120,000 | $91,000 | $606,000 |
| Employment History | 38 | $13,050,000 | $343,000 | $1,763,000 | $118,000 | $700,000 |
| Other | 30 | $7,384,000 | $246,000 | $780,000 | $86,000 | $350,000 |
| Unverifiable Information | 29 | $9,015,000 | $310,000 | $1,238,000 | $158,000 | $648,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $6,596,000 | $274,000 | $1,852,000 | $96,000 | $482,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeowners Financial Group Usa, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homeowners Financial Group Usa, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.