Homeowners Financial Group Usa, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Homeowners Financial Group Usa, Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homeowners Financial Group Usa, Llc 16427 N. Scottsdale Road, Suite 145 Scottsdale, AZ 85264 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 8,032 |
| Total Mortgage Loan Application Amount | $2,053,810,000 |
| Average Mortgage Loan Application Amount | $285,166 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $115,166 |
| Highest Applicant Income | $3,427,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Homeowners Financial Group Usa, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homeowners Financial Group Usa, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Homeowners Financial Group Usa, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homeowners Financial Group Usa, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Homeowners Financial Group Usa, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homeowners Financial Group Usa, Llc's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 3,398 | $ 992,170,000 | $ 291,000 | $ 116,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 926 | $ 189,300,000 | $ 204,000 | $ 74,000 |
| NA (OUTSIDE OF MSA/MD) | 680 | $ 99,020,000 | $ 229,500 | $ 136,928 |
| JACKSONVILLE, FL | 402 | $ 56,770,000 | $ 141,000 | $ 56,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 291 | $ 72,955,000 | $ 250,000 | $ 96,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 243 | $ 55,315,000 | $ 227,000 | $ 88,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 224 | $ 44,150,000 | $ 183,500 | $ 71,500 |
| ST. CLOUD, MN | 206 | $ 29,410,000 | $ 142,000 | $ 69,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 195 | $ 53,885,000 | $ 276,000 | $ 111,000 |
| BAKERSFIELD, CA | 182 | $ 26,950,000 | $ 148,000 | $ 68,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 129 | $ 50,025,000 | $ 387,000 | $ 190,000 |
| SANTA MARIA-SANTA BARBARA, CA | 110 | $ 63,770,000 | $ 579,000 | $ 177,000 |
| SANTA FE, NM | 101 | $ 36,425,000 | $ 360,000 | $ 133,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 90 | $ 20,580,000 | $ 228,000 | $ 92,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 87 | $ 44,315,000 | $ 509,000 | $ 207,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 81 | $ 26,525,000 | $ 327,000 | $ 144,000 |
| SAN DIEGO-CARLSBAD, CA | 75 | $ 29,275,000 | $ 390,000 | $ 151,000 |
| RENO, NV | 70 | $ 20,430,000 | $ 291,000 | $ 88,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 49 | $ 9,515,000 | $ 194,000 | $ 81,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 39 | $ 19,985,000 | $ 512,000 | $ 234,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 38 | $ 11,840,000 | $ 311,000 | $ 75,000 |
| FAYETTEVILLE, NC | 35 | $ 5,805,000 | $ 165,000 | $ 71,000 |
| LAKELAND-WINTER HAVEN, FL | 35 | $ 5,645,000 | $ 161,000 | $ 55,000 |
| TUCSON, AZ | 31 | $ 7,355,000 | $ 237,000 | $ 111,000 |
| REDDING, CA | 24 | $ 4,760,000 | $ 198,000 | $ 73,000 |
| DENVER-AURORA-LAKEWOOD, CO | 23 | $ 7,355,000 | $ 319,000 | $ 127,000 |
| FLAGSTAFF, AZ | 20 | $ 5,600,000 | $ 280,000 | $ 148,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 18 | $ 3,510,000 | $ 195,000 | $ 75,000 |
| LAS CRUCES, NM | 17 | $ 2,495,000 | $ 146,000 | $ 95,000 |
| VALLEJO-FAIRFIELD, CA | 15 | $ 5,505,000 | $ 367,000 | $ 116,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 12 | $ 1,940,000 | $ 161,000 | $ 76,000 |
| CHICO, CA | 11 | $ 3,305,000 | $ 300,000 | $ 98,000 |
| SIOUX FALLS, SD | 11 | $ 2,785,000 | $ 253,000 | $ 55,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 9 | $ 2,495,000 | $ 277,000 | $ 103,000 |
| AUSTIN-ROUND ROCK, TX | 8 | $ 4,160,000 | $ 520,000 | $ 283,000 |
| OCALA, FL | 8 | $ 780,000 | $ 97,000 | $ 44,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 7 | $ 3,075,000 | $ 439,000 | $ 120,000 |
| GAINESVILLE, FL | 7 | $ 605,000 | $ 86,000 | $ 119,000 |
| STOCKTON-LODI, CA | 6 | $ 1,170,000 | $ 195,000 | $ 54,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 5 | $ 2,065,000 | $ 413,000 | $ 147,000 |
| FARGO, ND-MN | 4 | $ 940,000 | $ 211,500 | $ 71,500 |
| FORT WORTH-ARLINGTON, TX | 4 | $ 890,000 | $ 222,000 | $ 80,000 |
| ROCHESTER, MN | 4 | $ 620,000 | $ 155,000 | $ 63,000 |
| SALINAS, CA | 4 | $ 2,160,000 | $ 540,000 | $ 144,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 4 | $ 1,110,000 | $ 277,000 | $ 71,000 |
| BOULDER, CO | 3 | $ 965,000 | $ 321,000 | $ 101,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 815,000 | $ 271,000 | $ 100,000 |
| DALLAS-PLANO-IRVING, TX | 3 | $ 1,075,000 | $ 358,000 | $ 171,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 295,000 | $ 98,000 | $ 40,000 |
| MERCED, CA | 3 | $ 295,000 | $ 98,000 | $ 62,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 775,000 | $ 258,000 | $ 119,000 |
| MIDLAND, TX | 3 | $ 965,000 | $ 321,000 | $ 144,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3 | $ 835,000 | $ 278,000 | $ 106,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 1,055,000 | $ 351,000 | $ 80,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 805,000 | $ 268,000 | $ 76,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3 | $ 875,000 | $ 291,000 | $ 222,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 3 | $ 1,505,000 | $ 501,000 | $ 233,000 |
| SIOUX CITY, IA-NE-SD | 3 | $ 655,000 | $ 218,333 | $ 120,333 |
| YUBA CITY, CA | 3 | $ 785,000 | $ 261,000 | $ 110,000 |
| ALBUQUERQUE, NM | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| CARSON CITY, NV | 2 | $ 670,000 | $ 335,000 | $ 75,000 |
| CHICAGO-NAPERVILLE, IL | 2 | $ 260,000 | $ 130,000 | $ 39,000 |
| DULUTH, MN-WI | 2 | $ 310,000 | $ 155,000 | $ 108,500 |
| FRESNO, CA | 2 | $ 480,000 | $ 240,000 | $ 63,000 |
| GRAND FORKS, ND-MN | 2 | $ 450,000 | $ 225,000 | $ 144,000 |
| GREELEY, CO | 2 | $ 610,000 | $ 305,000 | $ 124,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 250,000 | $ 125,000 | $ 35,000 |
| NAPA, CA | 2 | $ 710,000 | $ 355,000 | $ 94,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 390,000 | $ 195,000 | $ 52,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2 | $ 930,000 | $ 465,000 | $ 102,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| BEND-REDMOND, OR | 1 | $ 475,000 | $ 475,000 | $ 212,000 |
| BOISE CITY, ID | 1 | $ 215,000 | $ 215,000 | $ 163,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 485,000 | $ 485,000 | $ 0 |
| CANTON-MASSILLON, OH | 1 | $ 75,000 | $ 75,000 | $ 164,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 195,000 | $ 195,000 | $ 239,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| EL CENTRO, CA | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| EL PASO, TX | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| EUGENE, OR | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| EVANSVILLE, IN-KY | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| HANFORD-CORCORAN, CA | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| KNOXVILLE, TN | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 375,000 | $ 375,000 | $ 195,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1 | $ 455,000 | $ 455,000 | $ 85,000 |
| PUEBLO, CO | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| PUNTA GORDA, FL | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| SALT LAKE CITY, UT | 1 | $ 245,000 | $ 245,000 | $ 270,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 785,000 | $ 785,000 | $ 504,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 535,000 | $ 535,000 | $ 19,000 |
| SANTA ROSA, CA | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 125,000 | $ 125,000 | $ 18,000 |
| SEBRING, FL | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| THE VILLAGES, FL | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 325,000 | $ 325,000 | $ 97,000 |
| WICHITA, KS | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| YUMA, AZ | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Homeowners Financial Group Usa, Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,949 | $1,439,165,000 | $241,000 | $2,535,000 | $98,000 | $1,921,000 |
| Refinancing | 1,240 | $382,900,000 | $308,000 | $2,505,000 | $116,000 | $1,459,000 |
| Home Improvement | 808 | $223,740,000 | $276,000 | $3,005,000 | $118,000 | $3,427,000 |
| Not Applicable | 29 | $6,515,000 | $224,000 | $465,000 | $90,000 | $178,000 |
| Cash-out Refinancing | 5 | $1,035,000 | $207,000 | $275,000 | $95,000 | $141,000 |
| Other Purpose | 1 | $455,000 | $455,000 | $455,000 | $174,000 | $174,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,811 | $1,326,025,000 | $275,000 | $3,005,000 | $116,000 | $3,427,000 |
| Hispanic | 1,886 | $370,590,000 | $196,000 | $1,245,000 | $69,000 | $723,000 |
| Not Provided | 581 | $175,635,000 | $302,000 | $1,705,000 | $119,000 | $953,000 |
| Asian | 389 | $102,985,000 | $264,000 | $1,385,000 | $99,000 | $749,000 |
| Black or African American | 319 | $67,205,000 | $210,000 | $655,000 | $80,000 | $424,000 |
| American Indian or Alaskan Native | 32 | $7,750,000 | $242,000 | $455,000 | $99,000 | $341,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,745,000 | $249,000 | $485,000 | $64,000 | $149,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,775 | $1,523,425,000 | $263,000 | $3,005,000 | $116,000 | $3,427,000 |
| FHA-insured (Federal Housing Administration) | 1,623 | $347,395,000 | $214,000 | $615,000 | $64,000 | $441,000 |
| VA-guaranteed (Veterans Administration) | 595 | $176,445,000 | $296,000 | $1,275,000 | $80,000 | $568,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $6,545,000 | $167,000 | $265,000 | $58,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,039 | $1,528,785,000 | $253,000 | $1,755,000 | $102,000 | $3,427,000 |
| Application Withdrawn By Applicant | 1,398 | $382,330,000 | $273,000 | $2,535,000 | $112,000 | $2,689,000 |
| Application Denied By Financial Institution | 459 | $103,215,000 | $224,000 | $3,005,000 | $86,000 | $1,459,000 |
| File Closed For Incompleteness | 83 | $24,665,000 | $297,000 | $1,055,000 | $127,000 | $1,440,000 |
| Application Approved But Not Accepted | 53 | $14,815,000 | $279,000 | $1,105,000 | $100,000 | $340,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,573 | $1,950,595,000 | $257,000 | $2,535,000 | $104,000 | $3,427,000 |
| Debt-To-Income Ratio | 159 | $32,775,000 | $206,000 | $1,225,000 | $60,000 | $364,000 |
| Other | 96 | $21,640,000 | $225,000 | $1,215,000 | $104,000 | $1,121,000 |
| Credit History | 69 | $14,115,000 | $204,000 | $625,000 | $77,000 | $380,000 |
| Collateral | 68 | $18,650,000 | $274,000 | $3,005,000 | $127,000 | $1,459,000 |
| Employment History | 23 | $4,645,000 | $201,000 | $475,000 | $68,000 | $294,000 |
| Credit Application Incomplete | 19 | $6,785,000 | $357,000 | $775,000 | $151,000 | $500,000 |
| Unverifiable Information | 17 | $3,015,000 | $177,000 | $285,000 | $52,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,590,000 | $198,000 | $485,000 | $71,000 | $108,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeowners Financial Group Usa, Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homeowners Financial Group Usa, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.