Homeservices Lending LLC Mortgage Lending & HMDA Data, 2017

In 2017, Homeservices Lending LLC of Urbandale, IA reported 14,216 mortgage applications totaling $3.3 billion. The average application was for $232,612, and applicants reported an average income of $100,396. 78% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (2,586), Atlanta-Sandy Springs-Roswell, GA (1,374) and Des Moines-West Des Moines, IA (1,249) (applications in parentheses).

Mortgage Company & Address Homeservices Lending LLC
2900 100th Street Suite 109
Urbandale, IA 50322
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 14,216
Total Mortgage Loan Application Amount $3,306,825,000
Average Mortgage Loan Application Amount $232,612
Highest Mortgage Loan Application Amount $6,507,000
Average Applicant Income $100,396
Highest Applicant Income $4,380,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeservices Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homeservices Lending LLC by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Minneapolis-St. Paul-Bloomington, MN-WI 2,586 $ 572,390,000 $ 221,341 $ 96,049
Atlanta-Sandy Springs-Roswell, GA 1,374 $ 353,978,000 $ 257,625 $ 115,000
Des Moines-West Des Moines, IA 1,249 $ 252,125,000 $ 201,861 $ 91,000
Kansas City, MO-KS 1,135 $ 213,492,000 $ 188,098 $ 86,158
Tucson, AZ 846 $ 161,443,000 $ 190,830 $ 88,000
Louisville/Jefferson County, KY-IN 588 $ 94,973,000 $ 161,518 $ 80,000
Hartford-West Hartford-East Hartford, CT 542 $ 102,528,000 $ 189,166 $ 94,000
Chicago-Naperville-Arlington Heights, IL 451 $ 139,670,000 $ 309,689 $ 135,000
San Diego-Carlsbad, CA 360 $ 172,253,000 $ 478,480 $ 150,000
Birmingham-Hoover, AL 358 $ 63,890,000 $ 178,463 $ 73,000
Cincinnati, OH-KY-IN 302 $ 44,638,000 $ 147,807 $ 85,973
Lincoln, NE 228 $ 35,145,000 $ 154,144 $ 69,000
San Jose-Sunnyvale-Santa Clara, CA 226 $ 133,615,000 $ 591,216 $ 175,000
Charlotte-Concord-Gastonia, NC-SC 196 $ 42,925,000 $ 219,005 $ 105,647
Greensboro-High Point, NC 177 $ 26,546,000 $ 149,977 $ 83,000
Omaha-Council Bluffs, NE-IA 159 $ 27,118,000 $ 170,553 $ 75,603
Bridgeport-Stamford-Norwalk, CT 154 $ 50,356,000 $ 326,987 $ 141,000
Raleigh, NC 142 $ 34,621,000 $ 243,809 $ 110,000
Seattle-Bellevue-Everett, WA 130 $ 45,331,000 $ 348,700 $ 112,000
Baltimore-Columbia-Towson, MD 129 $ 38,590,000 $ 299,147 $ 103,000
Rochester, MN 128 $ 23,268,000 $ 181,781 $ 83,000
Fresno, CA 120 $ 28,711,000 $ 239,258 $ 104,000
Madison, WI 113 $ 24,943,000 $ 220,734 $ 86,000
Lexington-Fayette, KY 104 $ 16,221,000 $ 155,971 $ 71,000
New Haven-Milford, CT 103 $ 20,784,000 $ 201,786 $ 116,000
Portland-Vancouver-Hillsboro, OR-WA 94 $ 28,767,000 $ 306,031 $ 102,085
Norwich-New London, CT 93 $ 21,057,000 $ 226,419 $ 102,000
Winston-Salem, NC 93 $ 19,923,000 $ 214,225 $ 108,000
Anaheim-Santa Ana-Irvine, CA 81 $ 46,577,000 $ 575,024 $ 191,000
Elizabethtown-Fort Knox, KY 81 $ 10,293,000 $ 127,074 $ 59,000
Durham-Chapel Hill, NC 74 $ 16,861,000 $ 227,851 $ 100,000
Lake County-Kenosha County, IL-WI 74 $ 24,435,000 $ 330,202 $ 156,243
Oxnard-Thousand Oaks-Ventura, CA 72 $ 29,266,000 $ 406,472 $ 137,000
Sierra Vista-Douglas, AZ 69 $ 12,338,000 $ 178,811 $ 91,000
Milwaukee-Waukesha-West Allis, WI 68 $ 14,835,000 $ 218,161 $ 103,000
Miami-Miami Beach-Kendall, FL 66 $ 21,275,000 $ 322,348 $ 144,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 61 $ 15,059,000 $ 246,868 $ 128,000
Gainesville, GA 55 $ 10,461,000 $ 190,200 $ 69,000
St. Cloud, MN 55 $ 8,021,000 $ 145,836 $ 60,000
Tacoma-Lakewood, WA 39 $ 11,198,000 $ 287,128 $ 100,000
Worcester, MA-CT 39 $ 5,603,000 $ 143,666 $ 65,000
Phoenix-Mesa-Scottsdale, AZ 35 $ 7,801,000 $ 222,885 $ 88,000
Los Angeles-Long Beach-Glendale, CA 31 $ 24,089,000 $ 777,064 $ 241,000
Oakland-Hayward-Berkeley, CA 30 $ 16,564,000 $ 552,133 $ 168,000
Eau Claire, WI 28 $ 3,594,000 $ 128,357 $ 60,000
Nashville-Davidson--Murfreesboro--Franklin, TN 22 $ 7,797,000 $ 354,409 $ 156,000
Riverside-San Bernardino-Ontario, CA 22 $ 6,484,000 $ 294,727 $ 109,000
Denver-Aurora-Lakewood, CO 19 $ 8,271,000 $ 435,315 $ 211,000
Elgin, IL 17 $ 3,266,000 $ 192,117 $ 96,000
Providence-Warwick, RI-MA 17 $ 4,079,000 $ 239,941 $ 95,000
Santa Maria-Santa Barbara, CA 17 $ 16,801,000 $ 988,294 $ 447,000
Merced, CA 14 $ 3,010,000 $ 215,000 $ 82,000
Santa Cruz-Watsonville, CA 13 $ 7,076,000 $ 544,307 $ 132,000
San Francisco-Redwood City-South San Francisco, CA 11 $ 6,998,000 $ 636,181 $ 207,000
Ames, IA 10 $ 1,701,000 $ 170,100 $ 78,000
Sacramento--Roseville--Arden-Arcade, CA 10 $ 2,962,000 $ 296,200 $ 142,000
Tuscaloosa, AL 10 $ 1,556,000 $ 155,600 $ 57,000
Bowling Green, KY 8 $ 1,931,000 $ 241,375 $ 110,000
Janesville-Beloit, WI 8 $ 1,537,000 $ 192,125 $ 91,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 8 $ 2,732,000 $ 341,500 $ 187,750
Columbus, OH 7 $ 1,978,000 $ 282,571 $ 154,000
Daphne-Fairhope-Foley, AL 7 $ 2,484,000 $ 354,857 $ 167,000
Longview, WA 7 $ 2,014,000 $ 287,714 $ 79,000
Athens-Clarke County, GA 6 $ 880,000 $ 146,666 $ 88,000
Bremerton-Silverdale, WA 6 $ 1,540,000 $ 256,666 $ 90,000
Burlington, NC 6 $ 1,129,000 $ 188,166 $ 63,000
Duluth, MN-WI 6 $ 898,000 $ 149,666 $ 71,000
Hickory-Lenoir-Morganton, NC 6 $ 908,000 $ 151,333 $ 100,000
Lawrence, KS 6 $ 1,260,000 $ 210,000 $ 68,000
Niles-Benton Harbor, MI 6 $ 1,882,000 $ 313,666 $ 208,000
Salinas, CA 6 $ 2,279,000 $ 379,833 $ 152,000
Asheville, NC 5 $ 1,167,000 $ 233,400 $ 163,000
Decatur, AL 5 $ 1,064,000 $ 212,800 $ 114,000
West Palm Beach-Boca Raton-Delray Beach, FL 5 $ 1,253,000 $ 250,600 $ 99,000
Bakersfield, CA 4 $ 881,000 $ 220,250 $ 89,000
Dallas-Plano-Irving, TX 4 $ 1,716,000 $ 429,000 $ 240,000
Houston-The Woodlands-Sugar Land, TX 4 $ 855,000 $ 213,750 $ 75,000
Jacksonville, FL 4 $ 849,000 $ 212,250 $ 83,000
Mankato-North Mankato, MN 4 $ 598,000 $ 149,500 $ 62,000
Montgomery County-Bucks County-Chester County, PA 4 $ 1,562,000 $ 390,500 $ 633,000
Rocky Mount, NC 4 $ 424,000 $ 106,000 $ 42,000
Springfield, MO 4 $ 458,000 $ 114,500 $ 46,000
Stockton-Lodi, CA 4 $ 1,479,000 $ 369,750 $ 93,000
Auburn-Opelika, AL 3 $ 384,000 $ 128,000 $ 63,000
Dothan, AL 3 $ 506,000 $ 168,666 $ 134,000
Eugene, OR 3 $ 816,000 $ 272,000 $ 62,000
Fort Worth-Arlington, TX 3 $ 808,000 $ 269,333 $ 149,000
Madera, CA 3 $ 757,000 $ 252,333 $ 117,000
Naples-Immokalee-Marco Island, FL 3 $ 750,000 $ 250,000 $ 140,000
Olympia-Tumwater, WA 3 $ 682,000 $ 227,333 $ 97,000
Savannah, GA 3 $ 743,000 $ 247,666 $ 169,000
St. Joseph, MO-KS 3 $ 256,000 $ 85,333 $ 80,000
St. Louis, MO-IL 3 $ 755,000 $ 251,666 $ 113,333
Topeka, KS 3 $ 596,000 $ 198,666 $ 69,000
Waterloo-Cedar Falls, IA 3 $ 549,000 $ 183,000 $ 81,000
Cleveland-Elyria, OH 2 $ 818,000 $ 409,000 $ 242,000
Davenport-Moline-Rock Island, IA-IL 2 $ 317,000 $ 158,500 $ 119,000
Dayton, OH 2 $ 307,000 $ 153,500 $ 74,000
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 447,000 $ 223,500 $ 127,000
Evansville, IN-KY 2 $ 143,000 $ 71,500 $ 52,000
Gary, IN 2 $ 582,000 $ 291,000 $ 103,000
Huntsville, AL 2 $ 394,000 $ 197,000 $ 72,000
Indianapolis-Carmel-Anderson, IN 2 $ 537,000 $ 268,500 $ 291,000
La Crosse-Onalaska, WI-MN 2 $ 484,000 $ 242,000 $ 197,500
Lake Havasu City-Kingman, AZ 2 $ 294,000 $ 147,000 $ 75,000
Medford, OR 2 $ 892,000 $ 446,000 $ 133,000
Modesto, CA 2 $ 412,000 $ 206,000 $ 78,000
New Bern, NC 2 $ 235,000 $ 117,500 $ 52,000
Provo-Orem, UT 2 $ 723,000 $ 361,500 $ 133,000
Racine, WI 2 $ 533,000 $ 266,500 $ 83,000
Salt Lake City, UT 2 $ 664,000 $ 332,000 $ 163,000
Spokane-Spokane Valley, WA 2 $ 419,000 $ 209,500 $ 84,000
Warren-Troy-Farmington Hills, MI 2 $ 742,000 $ 371,000 $ 114,000
Wilmington, DE-MD-NJ 2 $ 442,000 $ 221,000 $ 69,000
Albany, OR 1 $ 274,000 $ 274,000 $ 217,000
Albuquerque, NM 1 $ 210,000 $ 210,000 $ 88,000
Augusta-Richmond County, GA-SC 1 $ 182,000 $ 182,000 $ 72,000
Bend-Redmond, OR 1 $ 235,000 $ 235,000 $ 116,000
Brunswick, GA 1 $ 266,000 $ 266,000 $ 159,000
California-Lexington Park, MD 1 $ 274,000 $ 274,000 $ 70,000
Canton-Massillon, OH 1 $ 82,000 $ 82,000 $ 52,000
Cape Coral-Fort Myers, FL 1 $ 222,000 $ 222,000 $ 162,000
Casper, WY 1 $ 264,000 $ 264,000 $ 102,000
Champaign-Urbana, IL 1 $ 266,000 $ 266,000 $ 143,000
Chattanooga, TN-GA 1 $ 356,000 $ 356,000 $ 195,000
Colorado Springs, CO 1 $ 271,000 $ 271,000 $ 185,000
Columbus, GA-AL 1 $ 170,000 $ 170,000 $ 114,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 300,000 $ 300,000 $ 178,000
Dalton, GA 1 $ 76,000 $ 76,000 $ 45,000
Fargo, ND-MN 1 $ 152,000 $ 152,000 $ 70,000
Fayetteville, NC 1 $ 85,000 $ 85,000 $ 24,000
Fort Wayne, IN 1 $ 160,000 $ 160,000 $ 99,000
Gadsden, AL 1 $ 204,000 $ 204,000 $ 163,000
Grand Rapids-Wyoming, MI 1 $ 234,000 $ 234,000 $ 185,000
Grants Pass, OR 1 $ 430,000 $ 430,000 $ 172,000
Green Bay, WI 1 $ 271,000 $ 271,000 $ 150,000
Hanford-Corcoran, CA 1 $ 100,000 $ 100,000 $ 55,000
Johnson City, TN 1 $ 236,000 $ 236,000 $ 121,000
Kennewick-Richland, WA 1 $ 140,000 $ 140,000 $ 98,000
Macon-Bibb County, GA 1 $ 94,000 $ 94,000 $ 46,000
Manhattan, KS 1 $ 198,000 $ 198,000 $ 90,000
Michigan City-La Porte, IN 1 $ 131,000 $ 131,000 $ 67,000
Midland, TX 1 $ 311,000 $ 311,000 $ 128,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 88,000 $ 88,000 $ 164,000
North Port-Sarasota-Bradenton, FL 1 $ 163,000 $ 163,000 $ 80,000
Ogden-Clearfield, UT 1 $ 262,000 $ 262,000 $ 92,000
Orlando-Kissimmee-Sanford, FL 1 $ 337,000 $ 337,000 $ 112,000
Palm Bay-Melbourne-Titusville, FL 1 $ 308,000 $ 308,000 $ 89,000
Port St. Lucie, FL 1 $ 399,000 $ 399,000 $ 170,000
Portland-South Portland, ME 1 $ 293,000 $ 293,000 $ 104,000
Reading, PA 1 $ 191,000 $ 191,000 $ 69,000
Richmond, VA 1 $ 465,000 $ 465,000 $ 154,000
Salem, OR 1 $ 183,000 $ 183,000 $ 29,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 1 $ 95,000 $ 95,000 $ 85,000
Santa Rosa, CA 1 $ 580,000 $ 580,000 $ 135,000
Silver Spring-Frederick-Rockville, MD 1 $ 380,000 $ 380,000 $ 190,000
Sioux City, IA-NE-SD 1 $ 244,000 $ 244,000 $ 94,000
Waco, TX 1 $ 270,000 $ 270,000 $ 150,000
Walla Walla, WA 1 $ 304,000 $ 304,000 $ 114,000
Wichita, KS 1 $ 295,000 $ 295,000 $ 76,000
Wilmington, NC 1 $ 264,000 $ 264,000 $ 116,000
Yakima, WA 1 $ 198,000 $ 198,000 $ 82,000

Mortgage Loan Application Detail Totals for Homeservices Lending LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,903 $2,935,935,000 $227,000 $6,507,000 $98,000 $4,380,000
Home Improvement 666 $177,435,000 $266,000 $2,318,000 $120,000 $2,052,000
Refinancing 647 $193,455,000 $299,000 $2,392,000 $128,000 $1,592,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,924 $2,478,991,000 $226,000 $6,507,000 $99,000 $4,380,000
Not Provided 1,294 $347,998,000 $268,000 $1,750,000 $119,000 $1,536,000
Hispanic 817 $189,472,000 $231,000 $1,384,000 $92,000 $1,469,000
Black or African American 552 $105,488,000 $191,000 $925,000 $79,000 $628,000
Asian 545 $164,095,000 $301,000 $2,076,000 $121,000 $916,000
American Indian or Alaskan Native 50 $10,862,000 $217,000 $701,000 $88,000 $404,000
Native Hawaiian or Other Pacific Islander 34 $9,919,000 $291,000 $636,000 $100,000 $246,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,555 $2,557,329,000 $242,000 $6,507,000 $110,000 $4,380,000
FHA-insured (Federal Housing Administration) 2,224 $419,088,000 $188,000 $638,000 $70,000 $496,000
VA-guaranteed (Veterans Administration) 1,067 $273,048,000 $255,000 $925,000 $85,000 $342,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 370 $57,360,000 $155,000 $475,000 $53,000 $188,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,018 $2,502,207,000 $227,000 $1,830,000 $98,000 $1,469,000
Application Withdrawn By Applicant 1,532 $424,247,000 $276,000 $6,507,000 $124,000 $4,380,000
Application Denied By Financial Institution 1,000 $226,691,000 $226,000 $2,392,000 $89,000 $2,052,000
Application Approved But Not Accepted 557 $125,860,000 $225,000 $924,000 $99,000 $864,000
File Closed For Incompleteness 109 $27,820,000 $255,000 $1,750,000 $104,000 $1,181,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 376 $83,387,000 $221,000 $1,500,000 $60,000 $264,000
Collateral 258 $62,872,000 $243,000 $2,392,000 $116,000 $1,592,000
Credit History 181 $40,892,000 $225,000 $2,318,000 $107,000 $2,052,000
Insufficient Cash (Downpayment, Closing Cost) 56 $14,146,000 $252,000 $930,000 $99,000 $316,000
Unverifiable Information 56 $12,572,000 $224,000 $750,000 $91,000 $461,000
Employment History 35 $6,412,000 $183,000 $842,000 $64,000 $224,000
Other 29 $4,105,000 $141,000 $424,000 $79,000 $189,000
Credit Application Incomplete 9 $2,305,000 $256,000 $504,000 $232,000 $1,282,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeservices Lending LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homeservices Lending LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet with aggregated HMDA statistics today.

Download the Iowa Lender List