Homestead Funding Corp.
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Homestead Funding Corp..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Homestead Funding Corp. 8 Airline Drive Albany, NY 12205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,992 |
| Total Mortgage Loan Application Amount | $420,252,000 |
| Average Mortgage Loan Application Amount | $118,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $66,666 |
| Highest Applicant Income | $1,909,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Albany County New York | 562 | $ 78,320,000 | $ 139,000 | $ 71,000 |
| Saratoga County New York | 349 | $ 62,253,000 | $ 178,000 | $ 81,000 |
| Rensselaer County New York | 333 | $ 45,798,000 | $ 137,000 | $ 62,000 |
| Schenectady County New York | 251 | $ 30,781,000 | $ 122,000 | $ 55,000 |
| Oneida County New York | 120 | $ 9,282,000 | $ 77,000 | $ 40,000 |
| Greene County New York | 96 | $ 15,374,000 | $ 160,000 | $ 83,000 |
| Lehigh County Pennsylvania | 87 | $ 11,351,000 | $ 130,000 | $ 63,000 |
| Columbia County New York | 67 | $ 10,395,000 | $ 155,000 | $ 67,000 |
| Montgomery County New York | 64 | $ 6,035,000 | $ 94,000 | $ 52,000 |
| Middlesex County Massachusetts | 58 | $ 13,084,000 | $ 225,000 | $ 73,000 |
| Fulton County New York | 56 | $ 5,514,000 | $ 98,000 | $ 60,000 |
| Warren County New York | 52 | $ 7,170,000 | $ 137,000 | $ 66,000 |
| Luzerne County Pennsylvania | 51 | $ 4,462,000 | $ 87,000 | $ 42,000 |
| Washington County New York | 43 | $ 5,075,000 | $ 118,000 | $ 47,000 |
| Berks County Pennsylvania | 42 | $ 4,464,000 | $ 106,000 | $ 40,000 |
| Carbon County Pennsylvania | 39 | $ 4,039,000 | $ 103,000 | $ 48,000 |
| Hartford County Connecticut | 36 | $ 6,519,000 | $ 181,000 | $ 74,000 |
| Fairfield County Connecticut | 34 | $ 7,341,000 | $ 215,000 | $ 111,000 |
| Northampton County Pennsylvania | 33 | $ 4,948,000 | $ 149,000 | $ 61,000 |
| Erie County New York | 23 | $ 2,437,000 | $ 105,000 | $ 48,000 |
| Monroe County New York | 20 | $ 1,793,000 | $ 89,000 | $ 51,000 |
| Columbia County Pennsylvania | 20 | $ 1,881,000 | $ 94,000 | $ 42,000 |
| Herkimer County New York | 19 | $ 1,281,000 | $ 67,000 | $ 31,000 |
| Otsego County New York | 18 | $ 2,017,000 | $ 112,000 | $ 77,000 |
| Schoharie County New York | 18 | $ 2,021,000 | $ 112,000 | $ 51,000 |
| Schuylkill County Pennsylvania | 18 | $ 1,052,000 | $ 58,000 | $ 44,000 |
| Litchfield County Connecticut | 17 | $ 2,984,000 | $ 175,000 | $ 74,000 |
| Dutchess County New York | 17 | $ 4,449,000 | $ 261,000 | $ 106,000 |
| Wyoming County Pennsylvania | 16 | $ 2,169,000 | $ 135,000 | $ 63,000 |
| Lackawanna County Pennsylvania | 15 | $ 1,777,000 | $ 118,000 | $ 60,000 |
| Henrico County Virginia | 13 | $ 1,838,000 | $ 141,000 | $ 66,000 |
| Richland County South Carolina | 12 | $ 989,000 | $ 82,000 | $ 69,000 |
| Niagara County New York | 10 | $ 645,000 | $ 64,000 | $ 42,000 |
| Onondaga County New York | 10 | $ 1,043,000 | $ 104,000 | $ 49,000 |
| Hillsborough County New Hampshire | 9 | $ 1,837,000 | $ 204,000 | $ 52,000 |
| Prince George's County Maryland | 8 | $ 2,166,000 | $ 270,000 | $ 55,000 |
| Montgomery County Pennsylvania | 7 | $ 1,284,000 | $ 183,000 | $ 87,000 |
| New Haven County Connecticut | 6 | $ 1,232,000 | $ 205,000 | $ 106,000 |
| Gwinnett County Georgia | 6 | $ 999,000 | $ 166,000 | $ 74,000 |
| Rockingham County New Hampshire | 6 | $ 929,000 | $ 154,000 | $ 57,000 |
| Ulster County New York | 6 | $ 756,000 | $ 126,000 | $ 62,000 |
| Susquehanna County Pennsylvania | 6 | $ 950,000 | $ 158,000 | $ 75,000 |
| Chesterfield County Virginia | 6 | $ 1,117,000 | $ 186,000 | $ 69,000 |
| Lee County Florida | 5 | $ 972,000 | $ 194,000 | $ 66,000 |
| Marion County Florida | 5 | $ 880,000 | $ 176,000 | $ 190,000 |
| Howard County Maryland | 5 | $ 1,335,000 | $ 267,000 | $ 119,000 |
| Wayne County Michigan | 5 | $ 536,000 | $ 107,000 | $ 14,000 |
| Broome County New York | 5 | $ 442,000 | $ 88,000 | $ 39,000 |
| Suffolk County New York | 5 | $ 1,046,000 | $ 209,000 | $ 97,000 |
| Westchester County New York | 5 | $ 1,311,000 | $ 262,000 | $ 99,000 |
| Providence County Rhode Island | 5 | $ 1,006,000 | $ 201,000 | $ 71,000 |
| Richmond City County Virginia | 5 | $ 1,313,000 | $ 262,000 | $ 56,000 |
| Brevard County Florida | 4 | $ 549,000 | $ 137,000 | $ 63,000 |
| Essex County Massachusetts | 4 | $ 993,000 | $ 248,000 | $ 86,000 |
| Delaware County New York | 4 | $ 294,000 | $ 73,000 | $ 73,000 |
| Franklin County New York | 4 | $ 416,000 | $ 104,000 | $ 56,000 |
| Nassau County New York | 4 | $ 792,000 | $ 198,000 | $ 59,000 |
| Wayne County New York | 4 | $ 370,000 | $ 92,000 | $ 0 |
| Powhatan County Virginia | 4 | $ 988,000 | $ 247,000 | $ 90,000 |
| New London County Connecticut | 3 | $ 422,000 | $ 140,000 | $ 94,000 |
| Tolland County Connecticut | 3 | $ 228,000 | $ 76,000 | $ 54,000 |
| Hillsborough County Florida | 3 | $ 372,000 | $ 124,000 | $ 39,000 |
| Palm Beach County Florida | 3 | $ 865,000 | $ 288,000 | $ 92,000 |
| DeKalb County Georgia | 3 | $ 352,000 | $ 117,000 | $ 21,000 |
| Bristol County Massachusetts | 3 | $ 655,000 | $ 218,000 | $ 58,000 |
| Worcester County Massachusetts | 3 | $ 576,000 | $ 192,000 | $ 37,000 |
| Cayuga County New York | 3 | $ 236,000 | $ 78,000 | $ 58,000 |
| Cortland County New York | 3 | $ 267,000 | $ 89,000 | $ 39,000 |
| Hamilton County New York | 3 | $ 536,000 | $ 178,000 | $ 48,000 |
| Madison County New York | 3 | $ 447,000 | $ 149,000 | $ 35,000 |
| Ontario County New York | 3 | $ 179,000 | $ 59,000 | $ 62,000 |
| Orleans County New York | 3 | $ 356,000 | $ 118,000 | $ 62,000 |
| Monroe County Pennsylvania | 3 | $ 336,000 | $ 112,000 | $ 87,000 |
| Philadelphia County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 26,000 |
| Wayne County Pennsylvania | 3 | $ 164,000 | $ 54,000 | $ 44,000 |
| Kent County Rhode Island | 3 | $ 677,000 | $ 225,000 | $ 40,000 |
| Horry County South Carolina | 3 | $ 549,000 | $ 183,000 | $ 70,000 |
| Lexington County South Carolina | 3 | $ 474,000 | $ 158,000 | $ 50,000 |
| Rutland County Vermont | 3 | $ 467,000 | $ 155,000 | $ 58,000 |
| Windham County Connecticut | 2 | $ 308,000 | $ 154,000 | $ 70,000 |
| Broward County Florida | 2 | $ 336,000 | $ 168,000 | $ 121,000 |
| Hernando County Florida | 2 | $ 241,000 | $ 120,000 | $ 33,000 |
| Leon County Florida | 2 | $ 200,000 | $ 100,000 | $ 47,000 |
| Manatee County Florida | 2 | $ 423,000 | $ 211,000 | $ 404,000 |
| Miami-Dade County Florida | 2 | $ 366,000 | $ 183,000 | $ 47,000 |
| Orange County Florida | 2 | $ 239,000 | $ 119,000 | $ 53,000 |
| Polk County Florida | 2 | $ 167,000 | $ 83,000 | $ 44,000 |
| Richmond County Georgia | 2 | $ 101,000 | $ 50,000 | $ 21,000 |
| Anne Arundel County Maryland | 2 | $ 410,000 | $ 205,000 | $ 68,000 |
| Baltimore County Maryland | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| Montgomery County Maryland | 2 | $ 489,000 | $ 244,000 | $ 119,000 |
| Wicomico County Maryland | 2 | $ 225,000 | $ 112,000 | $ 43,000 |
| Barnstable County Massachusetts | 2 | $ 535,000 | $ 267,000 | $ 103,000 |
| Suffolk County Massachusetts | 2 | $ 626,000 | $ 313,000 | $ 127,000 |
| Branch County Michigan | 2 | $ 223,000 | $ 111,000 | $ 41,000 |
| Ingham County Michigan | 2 | $ 182,000 | $ 91,000 | $ 23,000 |
| Roscommon County Michigan | 2 | $ 253,000 | $ 126,000 | $ 17,000 |
| Belknap County New Hampshire | 2 | $ 352,000 | $ 176,000 | $ 140,000 |
| Cattaraugus County New York | 2 | $ 271,000 | $ 135,000 | $ 70,000 |
| Chautauqua County New York | 2 | $ 242,000 | $ 121,000 | $ 176,000 |
| Kings County New York | 2 | $ 901,000 | $ 450,000 | $ 146,000 |
| Orange County New York | 2 | $ 373,000 | $ 186,000 | $ 72,000 |
| Oswego County New York | 2 | $ 60,000 | $ 30,000 | $ 94,000 |
| Putnam County New York | 2 | $ 520,000 | $ 260,000 | $ 115,000 |
| Queens County New York | 2 | $ 595,000 | $ 297,000 | $ 56,000 |
| St. Lawrence County New York | 2 | $ 257,000 | $ 128,000 | $ 71,000 |
| Steuben County New York | 2 | $ 181,000 | $ 90,000 | $ 51,000 |
| Tompkins County New York | 2 | $ 241,000 | $ 120,000 | $ 170,000 |
| Allegheny County Pennsylvania | 2 | $ 367,000 | $ 183,000 | $ 56,000 |
| Bradford County Pennsylvania | 2 | $ 315,000 | $ 157,000 | $ 70,000 |
| Bucks County Pennsylvania | 2 | $ 382,000 | $ 191,000 | $ 46,000 |
| Chester County Pennsylvania | 2 | $ 695,000 | $ 347,000 | $ 124,000 |
| Dauphin County Pennsylvania | 2 | $ 197,000 | $ 98,000 | $ 41,000 |
| Delaware County Pennsylvania | 2 | $ 269,000 | $ 134,000 | $ 65,000 |
| Erie County Pennsylvania | 2 | $ 141,000 | $ 70,000 | $ 30,000 |
| Union County Pennsylvania | 2 | $ 252,000 | $ 126,000 | $ 55,000 |
| Westmoreland County Pennsylvania | 2 | $ 118,000 | $ 59,000 | $ 29,000 |
| Shelby County Tennessee | 2 | $ 151,000 | $ 75,000 | $ 62,000 |
| Albemarle County Virginia | 2 | $ 200,000 | $ 100,000 | $ 87,000 |
| Caroline County Virginia | 2 | $ 479,000 | $ 239,000 | $ 71,000 |
| Chesapeake County Virginia | 2 | $ 471,000 | $ 235,000 | $ 57,000 |
| Spotsylvania County Virginia | 2 | $ 545,000 | $ 272,000 | $ 30,000 |
| Warren County Virginia | 2 | $ 623,000 | $ 311,000 | $ 43,000 |
| Middlesex County Connecticut | 1 | $ 202,000 | $ 202,000 | $ 116,000 |
| New Castle County Delaware | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Alachua County Florida | 1 | $ 168,000 | $ 168,000 | $ 45,000 |
| Bay County Florida | 1 | $ 89,000 | $ 89,000 | $ 23,000 |
| Duval County Florida | 1 | $ 162,000 | $ 162,000 | $ 38,000 |
| Highlands County Florida | 1 | $ 123,000 | $ 123,000 | $ 37,000 |
| Lake County Florida | 1 | $ 184,000 | $ 184,000 | $ 54,000 |
| Osceola County Florida | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Pinellas County Florida | 1 | $ 114,000 | $ 114,000 | $ 28,000 |
| Santa Rosa County Florida | 1 | $ 52,000 | $ 52,000 | $ 70,000 |
| St. Lucie County Florida | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Banks County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bibb County Georgia | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Clayton County Georgia | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
| Cobb County Georgia | 1 | $ 51,000 | $ 51,000 | $ 43,000 |
| Dade County Georgia | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
| Douglas County Georgia | 1 | $ 97,000 | $ 97,000 | $ 27,000 |
| Forsyth County Georgia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Fulton County Georgia | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Hall County Georgia | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| Muscogee County Georgia | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Newton County Georgia | 1 | $ 177,000 | $ 177,000 | $ 36,000 |
| Paulding County Georgia | 1 | $ 63,000 | $ 63,000 | $ 87,000 |
| Rockdale County Georgia | 1 | $ 353,000 | $ 353,000 | $ 95,000 |
| Wilkes County Georgia | 1 | $ 221,000 | $ 221,000 | $ 96,000 |
| Androscoggin County Maine | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Oxford County Maine | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Calvert County Maryland | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Berrien County Michigan | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Cheboygan County Michigan | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Clare County Michigan | 1 | $ 59,000 | $ 59,000 | $ 19,000 |
| Genesee County Michigan | 1 | $ 44,000 | $ 44,000 | $ 25,000 |
| Gladwin County Michigan | 1 | $ 20,000 | $ 20,000 | $ 9,000 |
| Monroe County Michigan | 1 | $ 32,000 | $ 32,000 | $ 22,000 |
| Osceola County Michigan | 1 | $ 27,000 | $ 27,000 | $ 44,000 |
| St. Joseph County Michigan | 1 | $ 66,000 | $ 66,000 | $ 34,000 |
| Carroll County New Hampshire | 1 | $ 180,000 | $ 180,000 | $ 103,000 |
| Cheshire County New Hampshire | 1 | $ 117,000 | $ 117,000 | $ 49,000 |
| Grafton County New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 156,000 |
| Chenango County New York | 1 | $ 44,000 | $ 44,000 | $ 47,000 |
| Essex County New York | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Genesee County New York | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Jefferson County New York | 1 | $ 124,000 | $ 124,000 | $ 59,000 |
| Livingston County New York | 1 | $ 133,000 | $ 133,000 | $ 47,000 |
| Rockland County New York | 1 | $ 230,000 | $ 230,000 | $ 95,000 |
| Schuyler County New York | 1 | $ 62,000 | $ 62,000 | $ 47,000 |
| Tioga County New York | 1 | $ 37,000 | $ 37,000 | $ 45,000 |
| Wyoming County New York | 1 | $ 44,000 | $ 44,000 | $ 35,000 |
| Yates County New York | 1 | $ 122,000 | $ 122,000 | $ 52,000 |
| Adams County Pennsylvania | 1 | $ 276,000 | $ 276,000 | $ 96,000 |
| Beaver County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 27,000 |
| Blair County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Cambria County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 17,000 |
| Centre County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 106,000 |
| Crawford County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 53,000 |
| Lancaster County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Lycoming County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Tioga County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 74,000 |
| Washington County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 56,000 |
| York County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 170,000 | $ 170,000 | $ 39,000 |
| Washington County Rhode Island | 1 | $ 198,000 | $ 198,000 | $ 66,000 |
| Charleston County South Carolina | 1 | $ 279,000 | $ 279,000 | $ 175,000 |
| Edgefield County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 171,000 | $ 171,000 | $ 86,000 |
| Kershaw County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 63,000 |
| Newberry County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
| Spartanburg County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 65,000 |
| Williamsburg County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Davidson County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Franklin County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 13,000 |
| Hamilton County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 79,000 |
| Sullivan County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 48,000 |
| Wilson County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 150,000 |
| Essex County Vermont | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Franklin County Vermont | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Orange County Vermont | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Windham County Vermont | 1 | $ 161,000 | $ 161,000 | $ 68,000 |
| Windsor County Vermont | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Amelia County Virginia | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Charles City County Virginia | 1 | $ 129,000 | $ 129,000 | $ 34,000 |
| Clarke County Virginia | 1 | $ 352,000 | $ 352,000 | $ 119,000 |
| Colonial Heights County Virginia | 1 | $ 124,000 | $ 124,000 | $ 35,000 |
| Cumberland County Virginia | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Hanover County Virginia | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Newport News County Virginia | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| Norfolk County Virginia | 1 | $ 152,000 | $ 152,000 | $ 43,000 |
| Orange County Virginia | 1 | $ 192,000 | $ 192,000 | $ 46,000 |
| Prince William County Virginia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Stafford County Virginia | 1 | $ 279,000 | $ 279,000 | $ 57,000 |
| Waynesboro County Virginia | 1 | $ 132,000 | $ 132,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Homestead Funding Corp. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,949 | $257,886,000 | $132,000 | $800,000 | $69,000 | $1,200,000 |
| Refinancing | 1,029 | $161,430,000 | $156,000 | $2,000,000 | $57,000 | $1,909,000 |
| Home Improvement | 14 | $936,000 | $66,000 | $200,000 | $74,000 | $229,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,623 | $371,102,000 | $141,000 | $2,000,000 | $66,000 | $1,909,000 |
| Black or African American | 143 | $20,232,000 | $141,000 | $462,000 | $58,000 | $175,000 |
| Hispanic | 137 | $16,345,000 | $119,000 | $324,000 | $54,000 | $235,000 |
| Asian | 53 | $7,425,000 | $140,000 | $417,000 | $65,000 | $250,000 |
| Not Provided | 25 | $3,768,000 | $150,000 | $353,000 | $69,000 | $320,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,013,000 | $168,000 | $252,000 | $68,000 | $92,000 |
| American Indian or Alaskan Native | 5 | $367,000 | $73,000 | $145,000 | $45,000 | $56,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,038 | $293,617,000 | $144,000 | $2,000,000 | $73,000 | $1,909,000 |
| FHA-insured (Federal Housing Administration) | 874 | $114,042,000 | $130,000 | $323,000 | $46,000 | $290,000 |
| VA-guaranteed (Veterans Administration) | 80 | $12,593,000 | $157,000 | $306,000 | $50,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,380 | $334,074,000 | $140,000 | $2,000,000 | $64,000 | $1,200,000 |
| Application Withdrawn By Applicant | 250 | $38,812,000 | $155,000 | $680,000 | $73,000 | $400,000 |
| Application Approved But Not Accepted | 209 | $29,732,000 | $142,000 | $414,000 | $64,000 | $330,000 |
| Application Denied By Financial Institution | 144 | $15,884,000 | $110,000 | $551,000 | $54,000 | $413,000 |
| File Closed For Incompleteness | 9 | $1,750,000 | $194,000 | $669,000 | $256,000 | $1,909,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 26 | $3,346,000 | $128,000 | $551,000 | $72,000 | $413,000 |
| Debt-To-Income Ratio | 13 | $1,359,000 | $104,000 | $177,000 | $48,000 | $111,000 |
| Credit History | 8 | $965,000 | $120,000 | $220,000 | $63,000 | $160,000 |
| Employment History | 7 | $699,000 | $99,000 | $189,000 | $38,000 | $72,000 |
| Other | 5 | $401,000 | $80,000 | $139,000 | $40,000 | $84,000 |
| Unverifiable Information | 1 | $54,000 | $54,000 | $54,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $203,000 | $203,000 | $203,000 | $103,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.