Homestead Funding Corp.
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Homestead Funding Corp..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Homestead Funding Corp. 8 Airline Drive Albany, NY 12205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,791 |
| Total Mortgage Loan Application Amount | $1,095,913,000 |
| Average Mortgage Loan Application Amount | $167,000 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $1,798,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Albany County New York | 1,164 | $ 214,827,000 | $ 184,000 | $ 69,000 |
| Saratoga County New York | 948 | $ 208,032,000 | $ 219,000 | $ 89,000 |
| Rensselaer County New York | 774 | $ 135,064,000 | $ 174,000 | $ 63,000 |
| Schenectady County New York | 515 | $ 85,154,000 | $ 165,000 | $ 56,000 |
| Greene County New York | 223 | $ 36,899,000 | $ 165,000 | $ 54,000 |
| Columbia County New York | 221 | $ 41,986,000 | $ 189,000 | $ 80,000 |
| Dutchess County New York | 210 | $ 49,809,000 | $ 237,000 | $ 76,000 |
| Jefferson County New York | 208 | $ 32,137,000 | $ 154,000 | $ 70,000 |
| Middlesex County Massachusetts | 142 | $ 28,967,000 | $ 203,000 | $ 51,000 |
| Warren County New York | 122 | $ 23,455,000 | $ 192,000 | $ 90,000 |
| Montgomery County New York | 119 | $ 13,173,000 | $ 110,000 | $ 50,000 |
| Washington County New York | 90 | $ 13,177,000 | $ 146,000 | $ 51,000 |
| Oneida County New York | 70 | $ 8,513,000 | $ 121,000 | $ 55,000 |
| Fairfield County Connecticut | 61 | $ 17,812,000 | $ 292,000 | $ 82,000 |
| Fulton County New York | 59 | $ 7,936,000 | $ 134,000 | $ 64,000 |
| Putnam County New York | 44 | $ 10,846,000 | $ 246,000 | $ 79,000 |
| Hartford County Connecticut | 40 | $ 8,382,000 | $ 209,000 | $ 67,000 |
| Erie County New York | 39 | $ 6,051,000 | $ 155,000 | $ 25,000 |
| Franklin County New York | 39 | $ 4,427,000 | $ 113,000 | $ 60,000 |
| Orange County New York | 38 | $ 9,429,000 | $ 248,000 | $ 104,000 |
| Westchester County New York | 36 | $ 13,204,000 | $ 366,000 | $ 119,000 |
| Onondaga County New York | 32 | $ 4,619,000 | $ 144,000 | $ 48,000 |
| Fairfax County Virginia | 29 | $ 7,515,000 | $ 259,000 | $ 53,000 |
| Ulster County New York | 26 | $ 5,626,000 | $ 216,000 | $ 48,000 |
| Essex County Massachusetts | 25 | $ 5,416,000 | $ 216,000 | $ 62,000 |
| Herkimer County New York | 25 | $ 3,523,000 | $ 140,000 | $ 54,000 |
| Litchfield County Connecticut | 24 | $ 5,024,000 | $ 209,000 | $ 66,000 |
| Prince George's County Maryland | 24 | $ 6,773,000 | $ 282,000 | $ 71,000 |
| Oswego County New York | 24 | $ 3,412,000 | $ 142,000 | $ 61,000 |
| Schoharie County New York | 23 | $ 3,859,000 | $ 167,000 | $ 70,000 |
| New London County Connecticut | 18 | $ 3,624,000 | $ 201,000 | $ 61,000 |
| Clinton County New York | 18 | $ 3,484,000 | $ 193,000 | $ 87,000 |
| Cayuga County New York | 17 | $ 2,357,000 | $ 138,000 | $ 51,000 |
| Essex County New York | 16 | $ 3,039,000 | $ 189,000 | $ 90,000 |
| Otsego County New York | 15 | $ 2,463,000 | $ 164,000 | $ 60,000 |
| Prince William County Virginia | 15 | $ 2,566,000 | $ 171,000 | $ 64,000 |
| Lewis County New York | 12 | $ 1,595,000 | $ 132,000 | $ 59,000 |
| New Haven County Connecticut | 11 | $ 2,182,000 | $ 198,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 11 | $ 3,087,000 | $ 280,000 | $ 97,000 |
| Worcester County Massachusetts | 11 | $ 1,789,000 | $ 162,000 | $ 28,000 |
| Broome County New York | 10 | $ 1,646,000 | $ 164,000 | $ 69,000 |
| Delaware County New York | 10 | $ 1,773,000 | $ 177,000 | $ 70,000 |
| Loudoun County Virginia | 10 | $ 2,159,000 | $ 215,000 | $ 38,000 |
| St. Lawrence County New York | 9 | $ 1,243,000 | $ 138,000 | $ 49,000 |
| Bennington County Vermont | 9 | $ 1,329,000 | $ 147,000 | $ 62,000 |
| Hillsborough County New Hampshire | 8 | $ 1,511,000 | $ 188,000 | $ 53,000 |
| Monroe County New York | 8 | $ 1,629,000 | $ 203,000 | $ 63,000 |
| Chenango County New York | 7 | $ 1,042,000 | $ 148,000 | $ 61,000 |
| Nassau County New York | 7 | $ 3,269,000 | $ 467,000 | $ 320,000 |
| Montgomery County Maryland | 6 | $ 2,211,000 | $ 368,000 | $ 95,000 |
| Palm Beach County Florida | 5 | $ 1,264,000 | $ 252,000 | $ 323,000 |
| York County Maine | 5 | $ 1,151,000 | $ 230,000 | $ 0 |
| Anne Arundel County Maryland | 5 | $ 1,358,000 | $ 271,000 | $ 93,000 |
| Rockingham County New Hampshire | 5 | $ 810,000 | $ 162,000 | $ 89,000 |
| Bronx County New York | 5 | $ 2,032,000 | $ 406,000 | $ 63,000 |
| Hamilton County New York | 5 | $ 718,000 | $ 143,000 | $ 107,000 |
| Kings County New York | 5 | $ 2,056,000 | $ 411,000 | $ 81,000 |
| Niagara County New York | 5 | $ 841,000 | $ 168,000 | $ 30,000 |
| Windham County Vermont | 5 | $ 1,178,000 | $ 235,000 | $ 196,000 |
| Barnstable County Massachusetts | 4 | $ 901,000 | $ 225,000 | $ 145,000 |
| Allegany County New York | 4 | $ 516,000 | $ 129,000 | $ 40,000 |
| Sullivan County New York | 4 | $ 680,000 | $ 170,000 | $ 43,000 |
| Wyoming County New York | 4 | $ 657,000 | $ 164,000 | $ 52,000 |
| Middlesex County Connecticut | 3 | $ 576,000 | $ 192,000 | $ 115,000 |
| Lee County Florida | 3 | $ 177,000 | $ 59,000 | $ 83,000 |
| Martin County Florida | 3 | $ 585,000 | $ 195,000 | $ 98,000 |
| Baltimore County Maryland | 3 | $ 568,000 | $ 189,000 | $ 39,000 |
| Baltimore City County Maryland | 3 | $ 465,000 | $ 155,000 | $ 46,000 |
| Madison County New York | 3 | $ 379,000 | $ 126,000 | $ 64,000 |
| Rockland County New York | 3 | $ 1,125,000 | $ 375,000 | $ 154,000 |
| Suffolk County New York | 3 | $ 778,000 | $ 259,000 | $ 97,000 |
| Bartow County Georgia | 2 | $ 644,000 | $ 322,000 | $ 156,000 |
| Androscoggin County Maine | 2 | $ 305,000 | $ 152,000 | $ 0 |
| Charles County Maryland | 2 | $ 463,000 | $ 231,000 | $ 20,000 |
| Norfolk County Massachusetts | 2 | $ 528,000 | $ 264,000 | $ 97,000 |
| Coos County New Hampshire | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
| Cattaraugus County New York | 2 | $ 324,000 | $ 162,000 | $ 67,000 |
| Chautauqua County New York | 2 | $ 564,000 | $ 282,000 | $ 182,000 |
| Livingston County New York | 2 | $ 315,000 | $ 157,000 | $ 56,000 |
| Ontario County New York | 2 | $ 206,000 | $ 103,000 | $ 41,000 |
| Richmond County New York | 2 | $ 925,000 | $ 462,000 | $ 84,000 |
| Tompkins County New York | 2 | $ 457,000 | $ 228,000 | $ 80,000 |
| Providence County Rhode Island | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Rutland County Vermont | 2 | $ 399,000 | $ 199,000 | $ 426,000 |
| Manassas County Virginia | 2 | $ 396,000 | $ 198,000 | $ 57,000 |
| Manassas Park County Virginia | 2 | $ 295,000 | $ 147,000 | $ 32,000 |
| Tolland County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Windham County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Broward County Florida | 1 | $ 380,000 | $ 380,000 | $ 520,000 |
| Charlotte County Florida | 1 | $ 356,000 | $ 356,000 | $ 155,000 |
| Duval County Florida | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Hernando County Florida | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Lake County Florida | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Leon County Florida | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Manatee County Florida | 1 | $ 417,000 | $ 417,000 | $ 482,000 |
| Marion County Florida | 1 | $ 242,000 | $ 242,000 | $ 66,000 |
| Miami-Dade County Florida | 1 | $ 228,000 | $ 228,000 | $ 48,000 |
| Orange County Florida | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Pinellas County Florida | 1 | $ 97,000 | $ 97,000 | $ 106,000 |
| St. Lucie County Florida | 1 | $ 116,000 | $ 116,000 | $ 198,000 |
| Sumter County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Volusia County Florida | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
| Columbia County Georgia | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Paulding County Georgia | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Cumberland County Maine | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Hancock County Maine | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Calvert County Maryland | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Carroll County Maryland | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Frederick County Maryland | 1 | $ 157,000 | $ 157,000 | $ 38,000 |
| Harford County Maryland | 1 | $ 204,000 | $ 204,000 | $ 55,000 |
| Howard County Maryland | 1 | $ 358,000 | $ 358,000 | $ 104,000 |
| Queen Anne's County Maryland | 1 | $ 368,000 | $ 368,000 | $ 135,000 |
| Washington County Maryland | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 104,000 | $ 104,000 | $ 82,000 |
| Plymouth County Massachusetts | 1 | $ 147,000 | $ 147,000 | $ 63,000 |
| Suffolk County Massachusetts | 1 | $ 241,000 | $ 241,000 | $ 64,000 |
| Chemung County New York | 1 | $ 234,000 | $ 234,000 | $ 80,000 |
| Cortland County New York | 1 | $ 122,000 | $ 122,000 | $ 0 |
| New York County New York | 1 | $ 696,000 | $ 696,000 | $ 182,000 |
| Queens County New York | 1 | $ 417,000 | $ 417,000 | $ 18,000 |
| Tioga County New York | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Newport County Rhode Island | 1 | $ 330,000 | $ 330,000 | $ 84,000 |
| Washington County Rhode Island | 1 | $ 214,000 | $ 214,000 | $ 50,000 |
| Florence County South Carolina | 1 | $ 173,000 | $ 173,000 | $ 54,000 |
| Horry County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 252,000 |
| Addison County Vermont | 1 | $ 163,000 | $ 163,000 | $ 46,000 |
| Chittenden County Vermont | 1 | $ 130,000 | $ 130,000 | $ 102,000 |
| Lamoille County Vermont | 1 | $ 266,000 | $ 266,000 | $ 88,000 |
| Windsor County Vermont | 1 | $ 129,000 | $ 129,000 | $ 58,000 |
| Alexandria County Virginia | 1 | $ 230,000 | $ 230,000 | $ 42,000 |
| Chesapeake County Virginia | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Danville County Virginia | 1 | $ 112,000 | $ 112,000 | $ 106,000 |
| Fairfax City County Virginia | 1 | $ 226,000 | $ 226,000 | $ 47,000 |
| Fauquier County Virginia | 1 | $ 422,000 | $ 422,000 | $ 77,000 |
| Pittsylvania County Virginia | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Virginia Beach County Virginia | 1 | $ 248,000 | $ 248,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Homestead Funding Corp. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,474 | $666,763,000 | $191,000 | $710,000 | $64,000 | $1,667,000 |
| Home Purchase | 2,316 | $429,025,000 | $185,000 | $1,700,000 | $80,000 | $1,798,000 |
| Home Improvement | 1 | $125,000 | $125,000 | $125,000 | $66,000 | $66,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,220 | $980,599,000 | $187,000 | $1,700,000 | $71,000 | $1,798,000 |
| Black or African American | 215 | $43,935,000 | $204,000 | $742,000 | $50,000 | $214,000 |
| Hispanic | 174 | $31,261,000 | $179,000 | $431,000 | $60,000 | $300,000 |
| Asian | 144 | $33,871,000 | $235,000 | $710,000 | $81,000 | $937,000 |
| Not Provided | 17 | $2,875,000 | $169,000 | $373,000 | $53,000 | $122,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,542,000 | $128,000 | $223,000 | $49,000 | $128,000 |
| American Indian or Alaskan Native | 9 | $1,830,000 | $203,000 | $387,000 | $73,000 | $220,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,766 | $499,314,000 | $180,000 | $742,000 | $44,000 | $1,571,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,653 | $527,526,000 | $198,000 | $1,700,000 | $101,000 | $1,798,000 |
| VA-guaranteed (Veterans Administration) | 372 | $69,073,000 | $185,000 | $465,000 | $49,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,992 | $939,584,000 | $188,000 | $742,000 | $69,000 | $1,667,000 |
| Application Approved But Not Accepted | 346 | $64,383,000 | $186,000 | $644,000 | $74,000 | $520,000 |
| Application Withdrawn By Applicant | 312 | $64,449,000 | $206,000 | $1,700,000 | $91,000 | $1,798,000 |
| Application Denied By Financial Institution | 138 | $27,067,000 | $196,000 | $696,000 | $59,000 | $215,000 |
| Preapproval Denied by Financial Institution | 3 | $430,000 | $143,000 | $273,000 | $58,000 | $114,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.