Homestead Funding Corp.
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Homestead Funding Corp..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Homestead Funding Corp. 8 Airline Drive Albany, NY 12205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,033 |
| Total Mortgage Loan Application Amount | $1,335,809,000 |
| Average Mortgage Loan Application Amount | $189,333 |
| Highest Mortgage Loan Application Amount | $971,000 |
| Average Applicant Income | $88,666 |
| Highest Applicant Income | $3,329,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Albany County New York | 1,028 | $ 190,862,000 | $ 185,000 | $ 85,000 |
| Saratoga County New York | 871 | $ 194,528,000 | $ 223,000 | $ 99,000 |
| Rensselaer County New York | 554 | $ 94,907,000 | $ 171,000 | $ 77,000 |
| Schenectady County New York | 442 | $ 70,675,000 | $ 159,000 | $ 74,000 |
| Orange County New York | 353 | $ 78,440,000 | $ 222,000 | $ 99,000 |
| Monroe County New York | 318 | $ 40,027,000 | $ 125,000 | $ 71,000 |
| Columbia County New York | 225 | $ 40,915,000 | $ 181,000 | $ 99,000 |
| Jefferson County New York | 225 | $ 38,355,000 | $ 170,000 | $ 71,000 |
| Dutchess County New York | 223 | $ 52,617,000 | $ 235,000 | $ 96,000 |
| Erie County New York | 165 | $ 19,648,000 | $ 119,000 | $ 56,000 |
| Greene County New York | 151 | $ 23,352,000 | $ 154,000 | $ 68,000 |
| Warren County New York | 149 | $ 26,424,000 | $ 177,000 | $ 83,000 |
| Prince George's County Maryland | 121 | $ 26,727,000 | $ 220,000 | $ 69,000 |
| Washington County New York | 119 | $ 18,318,000 | $ 153,000 | $ 68,000 |
| Fulton County New York | 118 | $ 13,707,000 | $ 116,000 | $ 60,000 |
| Fairfield County Connecticut | 108 | $ 29,382,000 | $ 272,000 | $ 106,000 |
| Lancaster County Pennsylvania | 108 | $ 17,137,000 | $ 158,000 | $ 78,000 |
| New London County Connecticut | 97 | $ 18,670,000 | $ 192,000 | $ 75,000 |
| Middlesex County Massachusetts | 89 | $ 18,944,000 | $ 212,000 | $ 72,000 |
| Hampden County Massachusetts | 88 | $ 15,424,000 | $ 175,000 | $ 78,000 |
| Montgomery County New York | 83 | $ 9,454,000 | $ 113,000 | $ 58,000 |
| Ulster County New York | 81 | $ 15,183,000 | $ 187,000 | $ 96,000 |
| Schoharie County New York | 70 | $ 9,957,000 | $ 142,000 | $ 75,000 |
| Fairfax County Virginia | 70 | $ 25,241,000 | $ 360,000 | $ 115,000 |
| Franklin County New York | 58 | $ 6,665,000 | $ 114,000 | $ 67,000 |
| Montgomery County Maryland | 55 | $ 17,723,000 | $ 322,000 | $ 119,000 |
| New Haven County Connecticut | 44 | $ 8,110,000 | $ 184,000 | $ 84,000 |
| Westchester County New York | 43 | $ 13,243,000 | $ 307,000 | $ 139,000 |
| Prince William County Virginia | 38 | $ 9,783,000 | $ 257,000 | $ 80,000 |
| Niagara County New York | 35 | $ 4,079,000 | $ 116,000 | $ 49,000 |
| Anne Arundel County Maryland | 34 | $ 9,006,000 | $ 264,000 | $ 92,000 |
| Putnam County New York | 34 | $ 9,144,000 | $ 268,000 | $ 127,000 |
| Otsego County New York | 31 | $ 5,244,000 | $ 169,000 | $ 71,000 |
| Indiana County Pennsylvania | 30 | $ 3,563,000 | $ 118,000 | $ 69,000 |
| Loudoun County Virginia | 29 | $ 11,208,000 | $ 386,000 | $ 101,000 |
| Wayne County New York | 27 | $ 3,405,000 | $ 126,000 | $ 62,000 |
| Baltimore City County Maryland | 26 | $ 5,360,000 | $ 206,000 | $ 72,000 |
| Onondaga County New York | 24 | $ 3,549,000 | $ 147,000 | $ 67,000 |
| Sullivan County New York | 24 | $ 4,511,000 | $ 187,000 | $ 87,000 |
| Delaware County New York | 23 | $ 3,676,000 | $ 159,000 | $ 73,000 |
| Litchfield County Connecticut | 20 | $ 5,267,000 | $ 263,000 | $ 94,000 |
| Broome County New York | 20 | $ 2,296,000 | $ 114,000 | $ 93,000 |
| Hartford County Connecticut | 18 | $ 3,238,000 | $ 179,000 | $ 84,000 |
| District of Columbia County District Of Columbia | 18 | $ 5,652,000 | $ 314,000 | $ 120,000 |
| Ontario County New York | 18 | $ 2,628,000 | $ 146,000 | $ 93,000 |
| Middlesex County Connecticut | 17 | $ 4,066,000 | $ 239,000 | $ 117,000 |
| Lewis County New York | 17 | $ 2,523,000 | $ 148,000 | $ 67,000 |
| Howard County Maryland | 14 | $ 3,847,000 | $ 274,000 | $ 103,000 |
| Clinton County New York | 14 | $ 2,322,000 | $ 165,000 | $ 69,000 |
| Rockland County New York | 14 | $ 4,581,000 | $ 327,000 | $ 117,000 |
| St. Lawrence County New York | 14 | $ 1,601,000 | $ 114,000 | $ 62,000 |
| Suffolk County New York | 14 | $ 3,400,000 | $ 242,000 | $ 73,000 |
| Essex County New York | 13 | $ 3,509,000 | $ 269,000 | $ 108,000 |
| Oneida County New York | 13 | $ 2,182,000 | $ 167,000 | $ 54,000 |
| Oswego County New York | 13 | $ 2,110,000 | $ 162,000 | $ 76,000 |
| Herkimer County New York | 12 | $ 2,220,000 | $ 185,000 | $ 72,000 |
| Orleans County New York | 12 | $ 913,000 | $ 76,000 | $ 41,000 |
| Arlington County Virginia | 12 | $ 6,389,000 | $ 532,000 | $ 129,000 |
| New Castle County Delaware | 11 | $ 1,764,000 | $ 160,000 | $ 51,000 |
| Baltimore County Maryland | 11 | $ 2,067,000 | $ 187,000 | $ 79,000 |
| Essex County Massachusetts | 11 | $ 2,191,000 | $ 199,000 | $ 82,000 |
| Sussex County Delaware | 10 | $ 1,760,000 | $ 176,000 | $ 69,000 |
| Frederick County Maryland | 10 | $ 2,180,000 | $ 218,000 | $ 127,000 |
| Monroe County Florida | 9 | $ 2,568,000 | $ 285,000 | $ 95,000 |
| Hillsborough County New Hampshire | 9 | $ 2,125,000 | $ 236,000 | $ 87,000 |
| Westmoreland County Pennsylvania | 9 | $ 1,125,000 | $ 125,000 | $ 68,000 |
| Windham County Vermont | 9 | $ 1,612,000 | $ 179,000 | $ 263,000 |
| Alexandria County Virginia | 9 | $ 3,124,000 | $ 347,000 | $ 129,000 |
| Allegheny County Pennsylvania | 8 | $ 1,048,000 | $ 131,000 | $ 48,000 |
| Armstrong County Pennsylvania | 8 | $ 1,072,000 | $ 134,000 | $ 63,000 |
| Manassas County Virginia | 8 | $ 1,741,000 | $ 217,000 | $ 84,000 |
| Charles County Maryland | 7 | $ 1,699,000 | $ 242,000 | $ 85,000 |
| Worcester County Massachusetts | 7 | $ 1,349,000 | $ 192,000 | $ 67,000 |
| Chemung County New York | 7 | $ 852,000 | $ 121,000 | $ 49,000 |
| Genesee County New York | 7 | $ 799,000 | $ 114,000 | $ 59,000 |
| Livingston County New York | 7 | $ 791,000 | $ 113,000 | $ 24,000 |
| Wyoming County New York | 7 | $ 908,000 | $ 129,000 | $ 48,000 |
| Barnstable County Massachusetts | 6 | $ 1,220,000 | $ 203,000 | $ 119,000 |
| Bristol County Massachusetts | 6 | $ 1,180,000 | $ 196,000 | $ 69,000 |
| Rockingham County New Hampshire | 6 | $ 1,563,000 | $ 260,000 | $ 86,000 |
| Chenango County New York | 6 | $ 901,000 | $ 150,000 | $ 58,000 |
| Madison County New York | 6 | $ 927,000 | $ 154,000 | $ 71,000 |
| Bennington County Vermont | 5 | $ 1,077,000 | $ 215,000 | $ 788,000 |
| Tolland County Connecticut | 4 | $ 761,000 | $ 190,000 | $ 75,000 |
| Calvert County Maryland | 4 | $ 1,121,000 | $ 280,000 | $ 120,000 |
| Suffolk County Massachusetts | 4 | $ 1,031,000 | $ 257,000 | $ 90,000 |
| Bronx County New York | 4 | $ 873,000 | $ 218,000 | $ 67,000 |
| Cattaraugus County New York | 4 | $ 599,000 | $ 149,000 | $ 54,000 |
| Chautauqua County New York | 4 | $ 536,000 | $ 134,000 | $ 78,000 |
| Hamilton County New York | 4 | $ 607,000 | $ 151,000 | $ 92,000 |
| Fairfax City County Virginia | 4 | $ 1,129,000 | $ 282,000 | $ 91,000 |
| Kent County Delaware | 3 | $ 505,000 | $ 168,000 | $ 59,000 |
| Broward County Florida | 3 | $ 810,000 | $ 270,000 | $ 144,000 |
| Hillsborough County Florida | 3 | $ 504,000 | $ 168,000 | $ 79,000 |
| Caroline County Maryland | 3 | $ 560,000 | $ 186,000 | $ 77,000 |
| Hampshire County Massachusetts | 3 | $ 653,000 | $ 217,000 | $ 77,000 |
| Cayuga County New York | 3 | $ 626,000 | $ 208,000 | $ 125,000 |
| Kings County New York | 3 | $ 989,000 | $ 329,000 | $ 128,000 |
| Nassau County New York | 3 | $ 712,000 | $ 237,000 | $ 71,000 |
| Steuben County New York | 3 | $ 421,000 | $ 140,000 | $ 83,000 |
| Cambria County Pennsylvania | 3 | $ 360,000 | $ 120,000 | $ 45,000 |
| Washington County Rhode Island | 3 | $ 865,000 | $ 288,000 | $ 128,000 |
| Citrus County Florida | 2 | $ 158,000 | $ 79,000 | $ 43,000 |
| Flagler County Florida | 2 | $ 302,000 | $ 151,000 | $ 82,000 |
| Lee County Florida | 2 | $ 322,000 | $ 161,000 | $ 141,000 |
| Manatee County Florida | 2 | $ 377,000 | $ 188,000 | $ 63,000 |
| Pasco County Florida | 2 | $ 82,000 | $ 41,000 | $ 33,000 |
| Sarasota County Florida | 2 | $ 627,000 | $ 313,000 | $ 565,000 |
| Volusia County Florida | 2 | $ 529,000 | $ 264,000 | $ 268,000 |
| Carroll County Maryland | 2 | $ 323,000 | $ 161,000 | $ 86,000 |
| Dorchester County Maryland | 2 | $ 204,000 | $ 102,000 | $ 61,000 |
| Queen Anne's County Maryland | 2 | $ 542,000 | $ 271,000 | $ 94,000 |
| Worcester County Maryland | 2 | $ 330,000 | $ 165,000 | $ 77,000 |
| Norfolk County Massachusetts | 2 | $ 525,000 | $ 262,000 | $ 92,000 |
| Essex County New Jersey | 2 | $ 833,000 | $ 416,000 | $ 156,000 |
| Middlesex County New Jersey | 2 | $ 1,006,000 | $ 503,000 | $ 175,000 |
| Sussex County New Jersey | 2 | $ 618,000 | $ 309,000 | $ 99,000 |
| Queens County New York | 2 | $ 1,000,000 | $ 500,000 | $ 189,000 |
| Tompkins County New York | 2 | $ 381,000 | $ 190,000 | $ 68,000 |
| Yates County New York | 2 | $ 168,000 | $ 84,000 | $ 30,000 |
| Jefferson County Pennsylvania | 2 | $ 147,000 | $ 73,000 | $ 25,000 |
| Montgomery County Pennsylvania | 2 | $ 697,000 | $ 348,000 | $ 125,000 |
| Philadelphia County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| Chesapeake County Virginia | 2 | $ 544,000 | $ 272,000 | $ 42,000 |
| Frederick County Virginia | 2 | $ 292,000 | $ 146,000 | $ 43,000 |
| Charlotte County Florida | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 329,000 |
| Marion County Florida | 1 | $ 109,000 | $ 109,000 | $ 36,000 |
| Miami-Dade County Florida | 1 | $ 417,000 | $ 417,000 | $ 742,000 |
| Nassau County Florida | 1 | $ 266,000 | $ 266,000 | $ 109,000 |
| Pinellas County Florida | 1 | $ 416,000 | $ 416,000 | $ 424,000 |
| Seminole County Florida | 1 | $ 157,000 | $ 157,000 | $ 35,000 |
| St. Johns County Florida | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Harford County Maryland | 1 | $ 169,000 | $ 169,000 | $ 61,000 |
| Berkshire County Massachusetts | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 110,000 | $ 110,000 | $ 21,000 |
| Cape May County New Jersey | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 524,000 | $ 524,000 | $ 161,000 |
| Cortland County New York | 1 | $ 172,000 | $ 172,000 | $ 76,000 |
| Schuyler County New York | 1 | $ 100,000 | $ 100,000 | $ 148,000 |
| Tioga County New York | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Beaver County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| Butler County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 187,000 |
| Clearfield County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Cumberland County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 74,000 |
| Fayette County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 125,000 |
| Lawrence County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 57,000 |
| Pike County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Washington County Pennsylvania | 1 | $ 333,000 | $ 333,000 | $ 89,000 |
| York County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 102,000 |
| Bristol County Rhode Island | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| Kent County Rhode Island | 1 | $ 183,000 | $ 183,000 | $ 40,000 |
| Providence County Rhode Island | 1 | $ 233,000 | $ 233,000 | $ 90,000 |
| Franklin County Vermont | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Rutland County Vermont | 1 | $ 320,000 | $ 320,000 | $ 164,000 |
| Windsor County Vermont | 1 | $ 250,000 | $ 250,000 | $ 169,000 |
| Augusta County Virginia | 1 | $ 147,000 | $ 147,000 | $ 71,000 |
| Caroline County Virginia | 1 | $ 118,000 | $ 118,000 | $ 39,000 |
| Fauquier County Virginia | 1 | $ 293,000 | $ 293,000 | $ 208,000 |
| Hanover County Virginia | 1 | $ 216,000 | $ 216,000 | $ 80,000 |
| Manassas Park County Virginia | 1 | $ 214,000 | $ 214,000 | $ 62,000 |
| Spotsylvania County Virginia | 1 | $ 309,000 | $ 309,000 | $ 82,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Homestead Funding Corp. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,193 | $970,494,000 | $186,000 | $940,000 | $84,000 | $1,037,000 |
| Refinancing | 1,681 | $336,158,000 | $199,000 | $971,000 | $85,000 | $3,329,000 |
| Home Improvement | 159 | $29,157,000 | $183,000 | $800,000 | $97,000 | $776,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,002 | $1,111,237,000 | $185,000 | $940,000 | $85,000 | $3,329,000 |
| Hispanic | 344 | $69,420,000 | $201,000 | $565,000 | $69,000 | $403,000 |
| Black or African American | 308 | $62,501,000 | $202,000 | $732,000 | $73,000 | $279,000 |
| Asian | 244 | $59,118,000 | $242,000 | $690,000 | $92,000 | $764,000 |
| Not Provided | 115 | $30,076,000 | $261,000 | $971,000 | $126,000 | $600,000 |
| American Indian or Alaskan Native | 12 | $1,981,000 | $165,000 | $596,000 | $71,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,476,000 | $184,000 | $285,000 | $99,000 | $255,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,666 | $734,698,000 | $200,000 | $971,000 | $106,000 | $3,329,000 |
| FHA-insured (Federal Housing Administration) | 2,335 | $413,841,000 | $177,000 | $743,000 | $62,000 | $442,000 |
| VA-guaranteed (Veterans Administration) | 581 | $121,194,000 | $208,000 | $688,000 | $71,000 | $341,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 451 | $66,076,000 | $146,000 | $332,000 | $53,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,817 | $1,091,313,000 | $187,000 | $802,000 | $84,000 | $3,329,000 |
| Application Withdrawn By Applicant | 509 | $104,703,000 | $205,000 | $971,000 | $89,000 | $600,000 |
| Application Approved But Not Accepted | 453 | $90,656,000 | $200,000 | $920,000 | $93,000 | $705,000 |
| Application Denied By Financial Institution | 219 | $41,577,000 | $189,000 | $743,000 | $70,000 | $513,000 |
| File Closed For Incompleteness | 33 | $7,190,000 | $217,000 | $542,000 | $88,000 | $387,000 |
| Preapproval Denied by Financial Institution | 2 | $370,000 | $185,000 | $221,000 | $54,000 | $71,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.