Homestead Funding Corp.
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Homestead Funding Corp..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Homestead Funding Corp. 8 Airline Drive Albany, NY 12205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 10,107 |
| Total Mortgage Loan Application Amount | $2,284,365,000 |
| Average Mortgage Loan Application Amount | $235,800 |
| Highest Mortgage Loan Application Amount | $1,745,000 |
| Average Applicant Income | $121,000 |
| Highest Applicant Income | $2,784,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mille Lacs County Minnesota | 1 | $ 485,000 | $ 485,000 | $ 122,000 |
| Stearns County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Dodge County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Sarpy County Nebraska | 1 | $ 445,000 | $ 445,000 | $ 135,000 |
| Belknap County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Cheshire County New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Atlantic County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| Camden County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Gloucester County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 168,000 |
| Hunterdon County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 225,000 |
| Mercer County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Sussex County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| Warren County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Valencia County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| Schuyler County New York | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Seneca County New York | 1 | $ 165,000 | $ 165,000 | $ 221,000 |
| Yates County New York | 1 | $ 175,000 | $ 175,000 | $ 232,000 |
| Alamance County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Ashe County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 314,000 |
| Bertie County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 273,000 |
| Columbus County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Currituck County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Davidson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Edgecombe County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Franklin County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Harnett County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Jackson County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 183,000 |
| Lee County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 238,000 |
| Pasquotank County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Richmond County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Bryan County Oklahoma | 1 | $ 435,000 | $ 435,000 | $ 240,000 |
| Canadian County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Garfield County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Kay County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| Pittsburg County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 47,000 |
| Rogers County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 167,000 |
| Tulsa County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 198,000 |
| Washington County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 164,000 |
| Clatsop County Oregon | 1 | $ 315,000 | $ 315,000 | $ 62,000 |
| Linn County Oregon | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Adams County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Beaver County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Berks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Lebanon County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Luzerne County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 375,000 |
| Lycoming County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Washington County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Westmoreland County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Clarendon County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Darlington County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 352,000 |
| Dorchester County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Florence County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Georgetown County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Laurens County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Anderson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Chester County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Cumberland County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Dickson County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 146,000 |
| Fentress County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Greene County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Johnson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Lawrence County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 143,000 |
| Maury County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
| Montgomery County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Putnam County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Sullivan County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Washington County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Bastrop County Texas | 1 | $ 305,000 | $ 305,000 | $ 186,000 |
| Brazoria County Texas | 1 | $ 315,000 | $ 315,000 | $ 166,000 |
| Camp County Texas | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Chambers County Texas | 1 | $ 145,000 | $ 145,000 | $ 250,000 |
| Coryell County Texas | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Hunt County Texas | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Lubbock County Texas | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Randall County Texas | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Upshur County Texas | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| Lamoille County Vermont | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Orleans County Vermont | 1 | $ 115,000 | $ 115,000 | $ 363,000 |
| Alexandria County Virginia | 1 | $ 335,000 | $ 335,000 | $ 61,000 |
| Amelia County Virginia | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Franklin County Virginia | 1 | $ 345,000 | $ 345,000 | $ 132,000 |
| Frederick County Virginia | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Goochland County Virginia | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Hampton County Virginia | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
| Hanover County Virginia | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Lynchburg County Virginia | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Mathews County Virginia | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Orange County Virginia | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Poquoson County Virginia | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| Richmond City County Virginia | 1 | $ 345,000 | $ 345,000 | $ 291,000 |
| Roanoke County Virginia | 1 | $ 265,000 | $ 265,000 | $ 347,000 |
| Waynesboro County Virginia | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Williamsburg County Virginia | 1 | $ 435,000 | $ 435,000 | $ 201,000 |
| Snohomish County Washington | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Barron County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Bayfield County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 183,000 |
| Chippewa County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 169,000 |
| Fond du Lac County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 134,000 |
| Green Lake County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Manitowoc County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Marathon County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 225,000 |
| Monroe County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Price County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Rock County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 55,000 |
| Sawyer County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 355,000 |
| Wood County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 147,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Homestead Funding Corp. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,948 | $1,678,840,000 | $211,000 | $1,745,000 | $101,000 | $2,784,000 |
| Refinancing | 1,301 | $385,525,000 | $296,000 | $975,000 | $142,000 | $1,361,000 |
| Cash-out Refinancing | 763 | $199,285,000 | $261,000 | $965,000 | $114,000 | $1,131,000 |
| Other Purpose | 66 | $15,620,000 | $236,000 | $755,000 | $135,000 | $627,000 |
| Home Improvement | 29 | $5,095,000 | $175,000 | $435,000 | $113,000 | $412,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,066 | $1,523,160,000 | $215,000 | $1,595,000 | $104,000 | $2,784,000 |
| Not Provided | 1,767 | $447,215,000 | $253,000 | $1,745,000 | $120,000 | $1,632,000 |
| Asian | 491 | $140,365,000 | $285,000 | $725,000 | $116,000 | $850,000 |
| Hispanic | 426 | $95,320,000 | $223,000 | $825,000 | $93,000 | $651,000 |
| Black or African American | 301 | $66,355,000 | $220,000 | $915,000 | $90,000 | $371,000 |
| American Indian or Alaskan Native | 34 | $6,790,000 | $199,000 | $415,000 | $90,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,760,000 | $220,000 | $355,000 | $178,000 | $573,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,726 | $1,608,650,000 | $239,000 | $1,745,000 | $122,000 | $2,784,000 |
| FHA-insured (Federal Housing Administration) | 2,240 | $405,210,000 | $180,000 | $675,000 | $71,000 | $585,000 |
| VA-guaranteed (Veterans Administration) | 909 | $237,835,000 | $261,000 | $965,000 | $92,000 | $565,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 232 | $32,670,000 | $140,000 | $325,000 | $56,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,178 | $1,820,350,000 | $222,000 | $965,000 | $106,000 | $2,784,000 |
| Application Withdrawn By Applicant | 1,420 | $337,130,000 | $237,000 | $1,005,000 | $115,000 | $1,361,000 |
| Application Denied By Financial Institution | 387 | $97,915,000 | $253,000 | $1,745,000 | $97,000 | $712,000 |
| Application Approved But Not Accepted | 80 | $18,520,000 | $231,000 | $905,000 | $111,000 | $448,000 |
| File Closed For Incompleteness | 41 | $10,335,000 | $252,000 | $755,000 | $108,000 | $565,000 |
| Loan Purchased By The Institution | 1 | $115,000 | $115,000 | $115,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,720 | $2,186,450,000 | $224,000 | $1,005,000 | $107,000 | $2,784,000 |
| Debt-To-Income Ratio | 99 | $28,045,000 | $283,000 | $1,595,000 | $76,000 | $712,000 |
| Collateral | 85 | $20,825,000 | $245,000 | $675,000 | $105,000 | $326,000 |
| Credit Application Incomplete | 67 | $19,355,000 | $288,000 | $745,000 | $133,000 | $531,000 |
| Other | 53 | $10,935,000 | $206,000 | $595,000 | $101,000 | $288,000 |
| Credit History | 35 | $7,205,000 | $205,000 | $485,000 | $94,000 | $244,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $4,605,000 | $200,000 | $575,000 | $80,000 | $324,000 |
| Unverifiable Information | 14 | $2,910,000 | $207,000 | $515,000 | $69,000 | $199,000 |
| Employment History | 11 | $4,035,000 | $366,000 | $1,745,000 | $83,000 | $543,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.