Homestead Funding Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Homestead Funding Corp. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestead Funding Corp. 8 Airline Drive Albany, NY 12205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 10,107 |
| Total Mortgage Loan Application Amount | $2,284,365,000 |
| Average Mortgage Loan Application Amount | $235,800 |
| Highest Mortgage Loan Application Amount | $1,745,000 |
| Average Applicant Income | $121,000 |
| Highest Applicant Income | $2,784,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Homestead Funding Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestead Funding Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Homestead Funding Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestead Funding Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestead Funding Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestead Funding Corp.'s mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ALBANY-SCHENECTADY-TROY, NY | 2,693 | $ 565,085,000 | $ 209,000 | $ 100,000 |
| NA (OUTSIDE OF MSA/MD) | 1,569 | $ 284,815,000 | $ 259,280 | $ 129,080 |
| NEW YORK-NEWARK, NY | 659 | $ 175,075,000 | $ 284,500 | $ 143,500 |
| GLENS FALLS, NY | 464 | $ 80,720,000 | $ 173,000 | $ 80,000 |
| BINGHAMTON, NY | 378 | $ 51,120,000 | $ 135,000 | $ 82,000 |
| NORWICH-NEW LONDON, CT | 303 | $ 49,785,000 | $ 164,000 | $ 80,000 |
| SYRACUSE, NY | 303 | $ 44,585,000 | $ 147,000 | $ 86,000 |
| WATERTOWN-FORT DRUM, NY | 199 | $ 35,855,000 | $ 180,000 | $ 73,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 162 | $ 60,500,000 | $ 399,000 | $ 156,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 155 | $ 46,465,000 | $ 299,000 | $ 104,000 |
| ROCHESTER, NY | 153 | $ 24,175,000 | $ 158,000 | $ 85,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 136 | $ 22,050,000 | $ 162,000 | $ 78,000 |
| KINGSTON, NY | 127 | $ 28,365,000 | $ 223,000 | $ 110,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 121 | $ 43,675,000 | $ 360,000 | $ 113,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 110 | $ 33,200,000 | $ 256,000 | $ 118,000 |
| CHICAGO-NAPERVILLE, IL | 100 | $ 33,610,000 | $ 336,000 | $ 181,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 98 | $ 40,040,000 | $ 403,333 | $ 154,666 |
| UTICA-ROME, NY | 93 | $ 13,915,000 | $ 149,000 | $ 85,000 |
| LANCASTER, PA | 85 | $ 15,875,000 | $ 186,000 | $ 86,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 79 | $ 19,425,000 | $ 240,000 | $ 120,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 72 | $ 22,090,000 | $ 306,000 | $ 131,000 |
| DALLAS-PLANO-IRVING, TX | 70 | $ 19,960,000 | $ 285,000 | $ 128,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 65 | $ 13,115,000 | $ 201,000 | $ 92,000 |
| RALEIGH, NC | 54 | $ 14,660,000 | $ 271,000 | $ 131,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 53 | $ 16,805,000 | $ 298,500 | $ 123,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 50 | $ 14,650,000 | $ 293,000 | $ 143,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 47 | $ 15,445,000 | $ 328,000 | $ 134,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 45 | $ 11,645,000 | $ 258,000 | $ 145,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 45 | $ 12,695,000 | $ 282,000 | $ 128,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 43 | $ 17,465,000 | $ 406,000 | $ 139,000 |
| AUSTIN-ROUND ROCK, TX | 38 | $ 11,100,000 | $ 292,000 | $ 142,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 38 | $ 9,510,000 | $ 250,000 | $ 149,000 |
| DENVER-AURORA-LAKEWOOD, CO | 37 | $ 14,475,000 | $ 391,000 | $ 142,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 37 | $ 10,775,000 | $ 291,000 | $ 147,000 |
| BOSTON, MA | 36 | $ 13,730,000 | $ 381,000 | $ 129,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 35 | $ 9,015,000 | $ 257,000 | $ 105,000 |
| WORCESTER, MA-CT | 34 | $ 7,100,000 | $ 212,500 | $ 95,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 31 | $ 8,155,000 | $ 263,000 | $ 136,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 31 | $ 7,845,000 | $ 253,000 | $ 123,000 |
| WILMINGTON, NC | 30 | $ 6,920,000 | $ 230,000 | $ 106,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 28 | $ 9,240,000 | $ 330,000 | $ 132,000 |
| JACKSONVILLE, FL | 27 | $ 8,075,000 | $ 299,000 | $ 129,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 26 | $ 8,610,000 | $ 331,000 | $ 156,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 25 | $ 12,105,000 | $ 484,000 | $ 138,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 25 | $ 9,125,000 | $ 365,000 | $ 134,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 24 | $ 8,370,000 | $ 348,000 | $ 147,000 |
| FORT WORTH-ARLINGTON, TX | 24 | $ 6,860,000 | $ 285,000 | $ 109,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 24 | $ 7,800,000 | $ 267,500 | $ 77,500 |
| GRAND RAPIDS-WYOMING, MI | 23 | $ 4,595,000 | $ 199,000 | $ 95,000 |
| NEW HAVEN-MILFORD, CT | 23 | $ 4,225,000 | $ 183,000 | $ 92,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 23 | $ 7,305,000 | $ 317,000 | $ 141,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 22 | $ 7,230,000 | $ 328,000 | $ 133,000 |
| BIRMINGHAM-HOOVER, AL | 21 | $ 5,665,000 | $ 269,000 | $ 134,000 |
| MANCHESTER-NASHUA, NH | 21 | $ 5,685,000 | $ 270,000 | $ 125,000 |
| NEWARK, NJ-PA | 21 | $ 6,465,000 | $ 302,500 | $ 112,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 21 | $ 7,015,000 | $ 334,000 | $ 123,000 |
| CAPE CORAL-FORT MYERS, FL | 20 | $ 5,380,000 | $ 269,000 | $ 122,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 20 | $ 4,890,000 | $ 244,000 | $ 112,000 |
| PHILADELPHIA, PA | 20 | $ 6,600,000 | $ 330,000 | $ 153,000 |
| PITTSBURGH, PA | 20 | $ 4,300,000 | $ 215,000 | $ 125,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 20 | $ 7,640,000 | $ 382,000 | $ 159,000 |
| APPLETON, WI | 19 | $ 3,935,000 | $ 207,000 | $ 101,000 |
| SAN DIEGO-CARLSBAD, CA | 18 | $ 8,350,000 | $ 463,000 | $ 170,000 |
| PROVIDENCE-WARWICK, RI-MA | 17 | $ 4,605,000 | $ 280,500 | $ 148,500 |
| DURHAM-CHAPEL HILL, NC | 16 | $ 4,810,000 | $ 300,000 | $ 157,000 |
| RICHMOND, VA | 16 | $ 4,790,000 | $ 299,000 | $ 136,000 |
| GREEN BAY, WI | 15 | $ 3,735,000 | $ 249,000 | $ 85,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 15 | $ 5,025,000 | $ 335,000 | $ 178,000 |
| COLUMBIA, SC | 14 | $ 3,540,000 | $ 252,000 | $ 95,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 14 | $ 3,390,000 | $ 242,000 | $ 120,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 14 | $ 4,190,000 | $ 299,000 | $ 182,000 |
| ELGIN, IL | 13 | $ 4,015,000 | $ 308,000 | $ 168,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 13 | $ 4,075,000 | $ 313,000 | $ 178,000 |
| HUNTSVILLE, AL | 12 | $ 3,220,000 | $ 268,000 | $ 115,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 12 | $ 3,390,000 | $ 282,000 | $ 166,000 |
| COLORADO SPRINGS, CO | 11 | $ 3,945,000 | $ 358,000 | $ 112,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 11 | $ 2,715,000 | $ 246,000 | $ 121,000 |
| MADISON, WI | 11 | $ 3,895,000 | $ 354,000 | $ 157,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 11 | $ 3,145,000 | $ 285,000 | $ 207,000 |
| ASHEVILLE, NC | 10 | $ 3,120,000 | $ 312,000 | $ 128,000 |
| OKLAHOMA CITY, OK | 10 | $ 3,080,000 | $ 308,000 | $ 170,000 |
| OSHKOSH-NEENAH, WI | 10 | $ 2,490,000 | $ 249,000 | $ 117,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 10 | $ 2,510,000 | $ 251,000 | $ 118,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 9 | $ 4,295,000 | $ 477,000 | $ 138,000 |
| BOISE CITY, ID | 9 | $ 2,555,000 | $ 283,000 | $ 104,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 8 | $ 2,250,000 | $ 312,500 | $ 152,000 |
| HARRISBURG-CARLISLE, PA | 8 | $ 2,080,000 | $ 260,000 | $ 120,000 |
| ITHACA, NY | 8 | $ 1,740,000 | $ 217,000 | $ 87,000 |
| KILLEEN-TEMPLE, TX | 8 | $ 1,970,000 | $ 246,000 | $ 115,000 |
| SALISBURY, MD-DE | 8 | $ 2,290,000 | $ 277,500 | $ 191,500 |
| WILMINGTON, DE-MD-NJ | 8 | $ 1,750,000 | $ 162,333 | $ 118,000 |
| ALBUQUERQUE, NM | 7 | $ 2,105,000 | $ 300,000 | $ 146,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 7 | $ 2,945,000 | $ 420,000 | $ 190,000 |
| CAMDEN, NJ | 7 | $ 1,905,000 | $ 272,000 | $ 154,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 7 | $ 2,195,000 | $ 313,000 | $ 150,000 |
| MEMPHIS, TN-MS-AR | 7 | $ 2,025,000 | $ 289,000 | $ 135,000 |
| PUNTA GORDA, FL | 7 | $ 1,675,000 | $ 239,000 | $ 142,000 |
| TUCSON, AZ | 7 | $ 1,595,000 | $ 227,000 | $ 81,000 |
| CHATTANOOGA, TN-GA | 6 | $ 1,410,000 | $ 235,000 | $ 110,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,170,000 | $ 195,000 | $ 81,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 1,590,000 | $ 265,000 | $ 87,000 |
| OCALA, FL | 6 | $ 720,000 | $ 120,000 | $ 81,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6 | $ 2,280,000 | $ 380,000 | $ 147,000 |
| YORK-HANOVER, PA | 6 | $ 1,250,000 | $ 208,000 | $ 150,000 |
| ANN ARBOR, MI | 5 | $ 1,475,000 | $ 295,000 | $ 245,000 |
| BARNSTABLE TOWN, MA | 5 | $ 1,745,000 | $ 349,000 | $ 217,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 5 | $ 1,255,000 | $ 251,000 | $ 111,000 |
| CHARLOTTESVILLE, VA | 5 | $ 1,625,000 | $ 325,000 | $ 133,000 |
| FORT COLLINS, CO | 5 | $ 1,685,000 | $ 337,000 | $ 118,000 |
| GAINESVILLE, FL | 5 | $ 1,005,000 | $ 201,000 | $ 125,000 |
| GARY, IN | 5 | $ 1,005,000 | $ 201,000 | $ 89,000 |
| KNOXVILLE, TN | 5 | $ 1,175,000 | $ 235,000 | $ 93,000 |
| LANSING-EAST LANSING, MI | 5 | $ 1,015,000 | $ 203,000 | $ 103,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 1,185,000 | $ 221,000 | $ 133,000 |
| PITTSFIELD, MA | 5 | $ 1,305,000 | $ 261,000 | $ 163,000 |
| PORT ST. LUCIE, FL | 5 | $ 1,375,000 | $ 275,000 | $ 91,000 |
| SPARTANBURG, SC | 5 | $ 995,000 | $ 199,000 | $ 72,000 |
| SUMTER, SC | 5 | $ 1,235,000 | $ 247,000 | $ 87,000 |
| BLOOMINGTON, IN | 4 | $ 870,000 | $ 217,000 | $ 98,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 4 | $ 1,630,000 | $ 407,000 | $ 157,000 |
| EAU CLAIRE, WI | 4 | $ 1,280,000 | $ 320,000 | $ 145,000 |
| GREENVILLE, NC | 4 | $ 770,000 | $ 192,000 | $ 114,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 1,570,000 | $ 392,000 | $ 275,000 |
| TALLAHASSEE, FL | 4 | $ 1,230,000 | $ 307,000 | $ 158,000 |
| TULSA, OK | 4 | $ 1,020,000 | $ 255,000 | $ 137,000 |
| AUBURN-OPELIKA, AL | 3 | $ 915,000 | $ 305,000 | $ 129,000 |
| BATON ROUGE, LA | 3 | $ 965,000 | $ 321,000 | $ 118,000 |
| BELLINGHAM, WA | 3 | $ 1,055,000 | $ 351,000 | $ 77,000 |
| BEND-REDMOND, OR | 3 | $ 1,015,000 | $ 338,000 | $ 70,000 |
| BOULDER, CO | 3 | $ 1,325,000 | $ 441,000 | $ 111,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 615,000 | $ 205,000 | $ 95,000 |
| CORPUS CHRISTI, TX | 3 | $ 655,000 | $ 218,000 | $ 141,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 1,005,000 | $ 335,000 | $ 151,000 |
| DOVER, DE | 3 | $ 935,000 | $ 311,000 | $ 104,000 |
| FAYETTEVILLE, NC | 3 | $ 875,000 | $ 291,000 | $ 113,000 |
| FORT WAYNE, IN | 3 | $ 1,145,000 | $ 381,000 | $ 195,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 865,000 | $ 288,000 | $ 96,000 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 935,000 | $ 270,000 | $ 140,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 625,000 | $ 208,000 | $ 68,000 |
| LINCOLN, NE | 3 | $ 735,000 | $ 245,000 | $ 74,000 |
| MONTGOMERY, AL | 3 | $ 955,000 | $ 318,000 | $ 294,000 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 685,000 | $ 228,000 | $ 109,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 1,045,000 | $ 348,000 | $ 142,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 1,535,000 | $ 511,000 | $ 66,000 |
| PANAMA CITY, FL | 3 | $ 845,000 | $ 281,000 | $ 64,000 |
| REDDING, CA | 3 | $ 865,000 | $ 288,000 | $ 84,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 695,000 | $ 231,000 | $ 266,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 665,000 | $ 221,000 | $ 190,000 |
| SPRINGFIELD, MA | 3 | $ 1,165,000 | $ 388,000 | $ 149,000 |
| ST. LOUIS, MO-IL | 3 | $ 665,000 | $ 221,000 | $ 128,000 |
| THE VILLAGES, FL | 3 | $ 905,000 | $ 301,000 | $ 117,000 |
| TYLER, TX | 3 | $ 945,000 | $ 315,000 | $ 91,000 |
| WACO, TX | 3 | $ 625,000 | $ 208,000 | $ 116,000 |
| WINSTON-SALEM, NC | 3 | $ 715,000 | $ 238,000 | $ 113,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 510,000 | $ 255,000 | $ 104,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 640,000 | $ 320,000 | $ 184,000 |
| BLOOMINGTON, IL | 2 | $ 530,000 | $ 265,000 | $ 134,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 680,000 | $ 340,000 | $ 87,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 770,000 | $ 385,000 | $ 210,000 |
| CLEVELAND, TN | 2 | $ 460,000 | $ 230,000 | $ 53,000 |
| COEUR D'ALENE, ID | 2 | $ 460,000 | $ 230,000 | $ 228,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 540,000 | $ 270,000 | $ 145,000 |
| DOTHAN, AL | 2 | $ 560,000 | $ 280,000 | $ 75,000 |
| EL PASO, TX | 2 | $ 470,000 | $ 235,000 | $ 91,000 |
| ELMIRA, NY | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| ERIE, PA | 2 | $ 390,000 | $ 195,000 | $ 160,000 |
| FLINT, MI | 2 | $ 350,000 | $ 175,000 | $ 111,000 |
| FLORENCE, SC | 2 | $ 470,000 | $ 235,000 | $ 219,000 |
| FRESNO, CA | 2 | $ 750,000 | $ 375,000 | $ 191,000 |
| GOLDSBORO, NC | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| GRANTS PASS, OR | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| GREELEY, CO | 2 | $ 700,000 | $ 350,000 | $ 104,000 |
| JACKSONVILLE, NC | 2 | $ 420,000 | $ 210,000 | $ 55,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 420,000 | $ 210,000 | $ 107,000 |
| LAS CRUCES, NM | 2 | $ 450,000 | $ 225,000 | $ 112,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 610,000 | $ 305,000 | $ 175,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2 | $ 700,000 | $ 350,000 | $ 93,000 |
| OCEAN CITY, NJ | 2 | $ 520,000 | $ 260,000 | $ 171,000 |
| RACINE, WI | 2 | $ 830,000 | $ 415,000 | $ 172,000 |
| ROANOKE, VA | 2 | $ 610,000 | $ 305,000 | $ 239,000 |
| SALINAS, CA | 2 | $ 790,000 | $ 395,000 | $ 124,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 710,000 | $ 355,000 | $ 201,000 |
| SANTA FE, NM | 2 | $ 500,000 | $ 250,000 | $ 105,000 |
| SHEBOYGAN, WI | 2 | $ 420,000 | $ 210,000 | $ 120,000 |
| SHERMAN-DENISON, TX | 2 | $ 360,000 | $ 180,000 | $ 120,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 450,000 | $ 225,000 | $ 107,000 |
| STOCKTON-LODI, CA | 2 | $ 520,000 | $ 260,000 | $ 153,000 |
| TUSCALOOSA, AL | 2 | $ 500,000 | $ 250,000 | $ 119,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 800,000 | $ 400,000 | $ 157,000 |
| YUMA, AZ | 2 | $ 410,000 | $ 205,000 | $ 65,000 |
| ALBANY, OR | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| AMARILLO, TX | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| BURLINGTON, NC | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| CLARKSVILLE, TN-KY | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| COLUMBUS, GA-AL | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| COLUMBUS, IN | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| ENID, OK | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| EVANSVILLE, IN-KY | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 365,000 | $ 365,000 | $ 106,000 |
| FOND DU LAC, WI | 1 | $ 265,000 | $ 265,000 | $ 134,000 |
| GETTYSBURG, PA | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| GRAND JUNCTION, CO | 1 | $ 445,000 | $ 445,000 | $ 192,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| IDAHO FALLS, ID | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| JACKSON, MI | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| JACKSON, TN | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 295,000 | $ 295,000 | $ 55,000 |
| JOHNSON CITY, TN | 1 | $ 305,000 | $ 305,000 | $ 0 |
| KANKAKEE, IL | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| LEBANON, PA | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| LONGVIEW, TX | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| LUBBOCK, TX | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| LYNCHBURG, VA | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 485,000 | $ 485,000 | $ 92,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| MOBILE, AL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| MODESTO, CA | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| MONROE, MI | 1 | $ 265,000 | $ 265,000 | $ 145,000 |
| POCATELLO, ID | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| READING, PA | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| ROCKFORD, IL | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| ROCKY MOUNT, NC | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 595,000 | $ 595,000 | $ 131,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 415,000 | $ 415,000 | $ 159,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| SEBRING, FL | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| ST. CLOUD, MN | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| TRENTON, NJ | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| WAUSAU, WI | 1 | $ 465,000 | $ 465,000 | $ 225,000 |
| WILLIAMSPORT, PA | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| WINCHESTER, VA-WV | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| YUBA CITY, CA | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
Mortgage Loan Application Detail Totals for Homestead Funding Corp. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,948 | $1,678,840,000 | $211,000 | $1,745,000 | $101,000 | $2,784,000 |
| Refinancing | 1,301 | $385,525,000 | $296,000 | $975,000 | $142,000 | $1,361,000 |
| Cash-out Refinancing | 763 | $199,285,000 | $261,000 | $965,000 | $114,000 | $1,131,000 |
| Other Purpose | 66 | $15,620,000 | $236,000 | $755,000 | $135,000 | $627,000 |
| Home Improvement | 29 | $5,095,000 | $175,000 | $435,000 | $113,000 | $412,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,066 | $1,523,160,000 | $215,000 | $1,595,000 | $104,000 | $2,784,000 |
| Not Provided | 1,767 | $447,215,000 | $253,000 | $1,745,000 | $120,000 | $1,632,000 |
| Asian | 491 | $140,365,000 | $285,000 | $725,000 | $116,000 | $850,000 |
| Hispanic | 426 | $95,320,000 | $223,000 | $825,000 | $93,000 | $651,000 |
| Black or African American | 301 | $66,355,000 | $220,000 | $915,000 | $90,000 | $371,000 |
| American Indian or Alaskan Native | 34 | $6,790,000 | $199,000 | $415,000 | $90,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,760,000 | $220,000 | $355,000 | $178,000 | $573,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,726 | $1,608,650,000 | $239,000 | $1,745,000 | $122,000 | $2,784,000 |
| FHA-insured (Federal Housing Administration) | 2,240 | $405,210,000 | $180,000 | $675,000 | $71,000 | $585,000 |
| VA-guaranteed (Veterans Administration) | 909 | $237,835,000 | $261,000 | $965,000 | $92,000 | $565,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 232 | $32,670,000 | $140,000 | $325,000 | $56,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,178 | $1,820,350,000 | $222,000 | $965,000 | $106,000 | $2,784,000 |
| Application Withdrawn By Applicant | 1,420 | $337,130,000 | $237,000 | $1,005,000 | $115,000 | $1,361,000 |
| Application Denied By Financial Institution | 387 | $97,915,000 | $253,000 | $1,745,000 | $97,000 | $712,000 |
| Application Approved But Not Accepted | 80 | $18,520,000 | $231,000 | $905,000 | $111,000 | $448,000 |
| File Closed For Incompleteness | 41 | $10,335,000 | $252,000 | $755,000 | $108,000 | $565,000 |
| Loan Purchased By The Institution | 1 | $115,000 | $115,000 | $115,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,720 | $2,186,450,000 | $224,000 | $1,005,000 | $107,000 | $2,784,000 |
| Debt-To-Income Ratio | 99 | $28,045,000 | $283,000 | $1,595,000 | $76,000 | $712,000 |
| Collateral | 85 | $20,825,000 | $245,000 | $675,000 | $105,000 | $326,000 |
| Credit Application Incomplete | 67 | $19,355,000 | $288,000 | $745,000 | $133,000 | $531,000 |
| Other | 53 | $10,935,000 | $206,000 | $595,000 | $101,000 | $288,000 |
| Credit History | 35 | $7,205,000 | $205,000 | $485,000 | $94,000 | $244,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $4,605,000 | $200,000 | $575,000 | $80,000 | $324,000 |
| Unverifiable Information | 14 | $2,910,000 | $207,000 | $515,000 | $69,000 | $199,000 |
| Employment History | 11 | $4,035,000 | $366,000 | $1,745,000 | $83,000 | $543,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestead Funding Corp.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestead Funding Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.