Homestreet Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Homestreet Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestreet Bank 601 Union Street 2000 Two Union Square Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 33,178 |
| Total Mortgage Loan Application Amount | $12,359,417,000 |
| Average Mortgage Loan Application Amount | $370,333 |
| Highest Mortgage Loan Application Amount | $71,746,000 |
| Average Applicant Income | $118,666 |
| Highest Applicant Income | $7,440,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Homestreet Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestreet Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Homestreet Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestreet Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestreet Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestreet Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 5,660 | $ 2,795,688,000 | $ 493,000 | $ 148,000 |
| Snohomish County Washington | 2,380 | $ 837,556,000 | $ 351,000 | $ 112,000 |
| Clark County Washington | 1,707 | $ 560,561,000 | $ 328,000 | $ 113,000 |
| Maricopa County Arizona | 1,699 | $ 439,279,000 | $ 258,000 | $ 101,000 |
| Pierce County Washington | 1,604 | $ 479,546,000 | $ 298,000 | $ 102,000 |
| Los Angeles County California | 1,406 | $ 893,458,000 | $ 635,000 | $ 163,000 |
| Spokane County Washington | 1,358 | $ 313,965,000 | $ 231,000 | $ 89,000 |
| Multnomah County Oregon | 985 | $ 311,691,000 | $ 316,000 | $ 99,000 |
| San Diego County California | 972 | $ 525,944,000 | $ 541,000 | $ 174,000 |
| Honolulu County Hawaii | 866 | $ 360,242,000 | $ 415,000 | $ 115,000 |
| Benton County Washington | 645 | $ 148,156,000 | $ 229,000 | $ 89,000 |
| Kern County California | 629 | $ 132,020,000 | $ 209,000 | $ 83,000 |
| Sacramento County California | 593 | $ 182,045,000 | $ 306,000 | $ 111,000 |
| Clackamas County Oregon | 541 | $ 198,170,000 | $ 366,000 | $ 122,000 |
| Thurston County Washington | 532 | $ 179,420,000 | $ 337,000 | $ 97,000 |
| Marion County Oregon | 516 | $ 141,767,000 | $ 274,000 | $ 83,000 |
| Kitsap County Washington | 514 | $ 176,776,000 | $ 343,000 | $ 113,000 |
| Napa County California | 470 | $ 220,826,000 | $ 469,000 | $ 143,000 |
| San Bernardino County California | 464 | $ 135,647,000 | $ 292,000 | $ 109,000 |
| Riverside County California | 429 | $ 140,495,000 | $ 327,000 | $ 115,000 |
| Fresno County California | 403 | $ 119,497,000 | $ 296,000 | $ 119,000 |
| Solano County California | 375 | $ 129,193,000 | $ 344,000 | $ 110,000 |
| Lane County Oregon | 358 | $ 109,409,000 | $ 305,000 | $ 99,000 |
| Ada County Idaho | 351 | $ 105,202,000 | $ 299,000 | $ 114,000 |
| Orange County California | 347 | $ 200,158,000 | $ 576,000 | $ 179,000 |
| Washington County Oregon | 343 | $ 171,614,000 | $ 500,000 | $ 103,000 |
| Skagit County Washington | 326 | $ 83,112,000 | $ 254,000 | $ 89,000 |
| Franklin County Washington | 284 | $ 61,367,000 | $ 216,000 | $ 81,000 |
| Yakima County Washington | 267 | $ 51,974,000 | $ 194,000 | $ 76,000 |
| Deschutes County Oregon | 251 | $ 80,400,000 | $ 320,000 | $ 121,000 |
| Hawaii County Hawaii | 231 | $ 63,625,000 | $ 275,000 | $ 98,000 |
| Contra Costa County California | 222 | $ 117,862,000 | $ 530,000 | $ 157,000 |
| Island County Washington | 218 | $ 67,155,000 | $ 308,000 | $ 106,000 |
| Maui County Hawaii | 210 | $ 88,052,000 | $ 419,000 | $ 123,000 |
| Kootenai County Idaho | 208 | $ 55,087,000 | $ 264,000 | $ 102,000 |
| Placer County California | 193 | $ 88,849,000 | $ 460,000 | $ 184,000 |
| Pinal County Arizona | 178 | $ 33,446,000 | $ 187,000 | $ 71,000 |
| Alameda County California | 169 | $ 99,068,000 | $ 586,000 | $ 188,000 |
| Cowlitz County Washington | 161 | $ 43,489,000 | $ 270,000 | $ 97,000 |
| San Francisco County California | 155 | $ 138,092,000 | $ 890,000 | $ 299,000 |
| Ventura County California | 155 | $ 70,682,000 | $ 456,000 | $ 141,000 |
| Butte County California | 149 | $ 37,846,000 | $ 254,000 | $ 84,000 |
| Whatcom County Washington | 148 | $ 44,424,000 | $ 300,000 | $ 110,000 |
| Latah County Idaho | 142 | $ 29,431,000 | $ 207,000 | $ 96,000 |
| Nez Perce County Idaho | 141 | $ 23,725,000 | $ 168,000 | $ 68,000 |
| Kittitas County Washington | 139 | $ 43,998,000 | $ 316,000 | $ 164,000 |
| Polk County Oregon | 131 | $ 29,406,000 | $ 224,000 | $ 86,000 |
| Whitman County Washington | 126 | $ 38,391,000 | $ 304,000 | $ 95,000 |
| Grays Harbor County Washington | 104 | $ 37,696,000 | $ 362,000 | $ 220,000 |
| Sonoma County California | 102 | $ 64,327,000 | $ 630,000 | $ 241,000 |
| Clark County Nevada | 85 | $ 21,539,000 | $ 253,000 | $ 131,000 |
| Mason County Washington | 85 | $ 18,068,000 | $ 212,000 | $ 100,000 |
| Canyon County Idaho | 84 | $ 16,132,000 | $ 192,000 | $ 92,000 |
| Yamhill County Oregon | 84 | $ 21,701,000 | $ 258,000 | $ 96,000 |
| Chelan County Washington | 81 | $ 28,178,000 | $ 347,000 | $ 190,000 |
| Madera County California | 78 | $ 19,341,000 | $ 247,000 | $ 98,000 |
| San Luis Obispo County California | 77 | $ 33,825,000 | $ 439,000 | $ 144,000 |
| San Joaquin County California | 73 | $ 23,127,000 | $ 316,000 | $ 101,000 |
| Grant County Washington | 67 | $ 13,233,000 | $ 197,000 | $ 84,000 |
| Lewis County Washington | 63 | $ 13,167,000 | $ 209,000 | $ 84,000 |
| Santa Clara County California | 61 | $ 41,118,000 | $ 674,000 | $ 216,000 |
| Umatilla County Oregon | 57 | $ 10,108,000 | $ 177,000 | $ 74,000 |
| Walla Walla County Washington | 55 | $ 11,353,000 | $ 206,000 | $ 95,000 |
| El Dorado County California | 53 | $ 23,448,000 | $ 442,000 | $ 158,000 |
| Linn County Oregon | 53 | $ 11,019,000 | $ 207,000 | $ 74,000 |
| Columbia County Oregon | 52 | $ 12,914,000 | $ 248,000 | $ 85,000 |
| San Mateo County California | 47 | $ 38,909,000 | $ 827,000 | $ 223,000 |
| Asotin County Washington | 47 | $ 8,363,000 | $ 177,000 | $ 75,000 |
| Marin County California | 46 | $ 33,060,000 | $ 718,000 | $ 221,000 |
| Santa Barbara County California | 45 | $ 27,700,000 | $ 615,000 | $ 243,000 |
| Gila County Arizona | 39 | $ 7,391,000 | $ 189,000 | $ 80,000 |
| Stevens County Washington | 39 | $ 7,973,000 | $ 204,000 | $ 90,000 |
| Klickitat County Washington | 38 | $ 7,125,000 | $ 187,000 | $ 76,000 |
| Payette County Idaho | 37 | $ 5,650,000 | $ 152,000 | $ 69,000 |
| Jefferson County Washington | 36 | $ 10,342,000 | $ 287,000 | $ 100,000 |
| Bonner County Idaho | 32 | $ 8,147,000 | $ 254,000 | $ 153,000 |
| Lincoln County Oregon | 32 | $ 7,262,000 | $ 226,000 | $ 113,000 |
| Skamania County Washington | 32 | $ 9,420,000 | $ 294,000 | $ 94,000 |
| Kauai County Hawaii | 29 | $ 9,794,000 | $ 337,000 | $ 194,000 |
| Calaveras County California | 28 | $ 8,461,000 | $ 302,000 | $ 82,000 |
| Yolo County California | 28 | $ 12,461,000 | $ 445,000 | $ 132,000 |
| Yavapai County Arizona | 26 | $ 6,119,000 | $ 235,000 | $ 109,000 |
| Pacific County Washington | 25 | $ 5,273,000 | $ 210,000 | $ 107,000 |
| Stanislaus County California | 24 | $ 11,855,000 | $ 493,000 | $ 75,000 |
| San Juan County Washington | 23 | $ 8,347,000 | $ 362,000 | $ 108,000 |
| Mohave County Arizona | 22 | $ 4,745,000 | $ 215,000 | $ 112,000 |
| Pima County Arizona | 22 | $ 7,817,000 | $ 355,000 | $ 131,000 |
| Washington County Idaho | 20 | $ 2,729,000 | $ 136,000 | $ 59,000 |
| Clatsop County Oregon | 20 | $ 4,639,000 | $ 231,000 | $ 98,000 |
| Tillamook County Oregon | 20 | $ 3,963,000 | $ 198,000 | $ 124,000 |
| Clearwater County Idaho | 19 | $ 2,938,000 | $ 154,000 | $ 71,000 |
| Morrow County Oregon | 19 | $ 3,020,000 | $ 158,000 | $ 59,000 |
| Douglas County Washington | 18 | $ 3,736,000 | $ 207,000 | $ 120,000 |
| Okanogan County Washington | 18 | $ 3,301,000 | $ 183,000 | $ 154,000 |
| Glenn County California | 17 | $ 3,383,000 | $ 199,000 | $ 74,000 |
| Tulare County California | 17 | $ 9,406,000 | $ 553,000 | $ 350,000 |
| Jackson County Oregon | 17 | $ 15,553,000 | $ 914,000 | $ 75,000 |
| Jefferson County Oregon | 17 | $ 3,698,000 | $ 217,000 | $ 104,000 |
| Malheur County Oregon | 17 | $ 1,545,000 | $ 90,000 | $ 69,000 |
| Monterey County California | 15 | $ 10,454,000 | $ 696,000 | $ 178,000 |
| Idaho County Idaho | 15 | $ 2,212,000 | $ 147,000 | $ 73,000 |
| Benton County Oregon | 15 | $ 6,728,000 | $ 448,000 | $ 112,000 |
| Klamath County Oregon | 15 | $ 2,598,000 | $ 173,000 | $ 75,000 |
| Pend Oreille County Washington | 15 | $ 3,113,000 | $ 207,000 | $ 99,000 |
| Coconino County Arizona | 14 | $ 4,116,000 | $ 294,000 | $ 155,000 |
| Crook County Oregon | 14 | $ 4,640,000 | $ 331,000 | $ 182,000 |
| Clallam County Washington | 14 | $ 2,843,000 | $ 203,000 | $ 160,000 |
| Navajo County Arizona | 13 | $ 2,844,000 | $ 218,000 | $ 179,000 |
| Nevada County California | 13 | $ 4,630,000 | $ 356,000 | $ 163,000 |
| Adams County Washington | 13 | $ 1,484,000 | $ 114,000 | $ 68,000 |
| Jefferson County Colorado | 12 | $ 21,801,000 | $ 1,816,000 | $ 144,000 |
| Douglas County Oregon | 12 | $ 2,332,000 | $ 194,000 | $ 65,000 |
| Lincoln County Washington | 12 | $ 2,233,000 | $ 186,000 | $ 129,000 |
| Merced County California | 11 | $ 3,800,000 | $ 345,000 | $ 47,000 |
| Sutter County California | 10 | $ 2,896,000 | $ 289,000 | $ 84,000 |
| Denver County Colorado | 10 | $ 7,617,000 | $ 761,000 | $ 101,000 |
| Douglas County Colorado | 10 | $ 3,964,000 | $ 396,000 | $ 105,000 |
| Blaine County Idaho | 10 | $ 5,187,000 | $ 518,000 | $ 311,000 |
| Valley County Idaho | 10 | $ 6,163,000 | $ 616,000 | $ 538,000 |
| Wasco County Oregon | 10 | $ 2,049,000 | $ 204,000 | $ 151,000 |
| Sitka County Alaska | 9 | $ 3,016,000 | $ 335,000 | $ 97,000 |
| Yuma County Arizona | 9 | $ 1,008,000 | $ 112,000 | $ 58,000 |
| Yuba County California | 9 | $ 1,790,000 | $ 198,000 | $ 59,000 |
| Washoe County Nevada | 9 | $ 3,451,000 | $ 383,000 | $ 215,000 |
| Salt Lake County Utah | 9 | $ 4,447,000 | $ 494,000 | $ 126,000 |
| Mariposa County California | 8 | $ 1,671,000 | $ 208,000 | $ 70,000 |
| Hood River County Oregon | 8 | $ 2,336,000 | $ 292,000 | $ 118,000 |
| Cochise County Arizona | 7 | $ 696,000 | $ 99,000 | $ 29,000 |
| Lake County California | 7 | $ 1,672,000 | $ 238,000 | $ 124,000 |
| Tehama County California | 7 | $ 1,442,000 | $ 206,000 | $ 91,000 |
| Tuolumne County California | 7 | $ 1,246,000 | $ 178,000 | $ 63,000 |
| Adams County Colorado | 7 | $ 7,251,000 | $ 1,035,000 | $ 57,000 |
| Arapahoe County Colorado | 7 | $ 2,527,000 | $ 361,000 | $ 94,000 |
| Boise County Idaho | 7 | $ 1,251,000 | $ 178,000 | $ 68,000 |
| Gem County Idaho | 7 | $ 1,360,000 | $ 194,000 | $ 66,000 |
| Coos County Oregon | 7 | $ 1,426,000 | $ 203,000 | $ 88,000 |
| Curry County Oregon | 7 | $ 1,901,000 | $ 271,000 | $ 99,000 |
| Josephine County Oregon | 7 | $ 1,834,000 | $ 262,000 | $ 117,000 |
| Humboldt County California | 6 | $ 1,589,000 | $ 264,000 | $ 214,000 |
| Mendocino County California | 6 | $ 3,128,000 | $ 521,000 | $ 161,000 |
| Santa Cruz County California | 6 | $ 4,729,000 | $ 788,000 | $ 314,000 |
| Columbia County Washington | 6 | $ 911,000 | $ 151,000 | $ 47,000 |
| Anchorage County Alaska | 5 | $ 1,273,000 | $ 254,000 | $ 117,000 |
| Amador County California | 5 | $ 1,373,000 | $ 274,000 | $ 76,000 |
| El Paso County Colorado | 5 | $ 1,400,000 | $ 280,000 | $ 82,000 |
| Benewah County Idaho | 5 | $ 1,051,000 | $ 210,000 | $ 57,000 |
| Douglas County Nevada | 5 | $ 1,782,000 | $ 356,000 | $ 195,000 |
| Lyon County Nevada | 5 | $ 813,000 | $ 162,000 | $ 42,000 |
| Union County Oregon | 5 | $ 600,000 | $ 120,000 | $ 55,000 |
| Utah County Utah | 5 | $ 1,693,000 | $ 338,000 | $ 90,000 |
| Kenai Peninsula County Alaska | 4 | $ 883,000 | $ 220,000 | $ 124,000 |
| Matanuska-Susitna County Alaska | 4 | $ 1,534,000 | $ 383,000 | $ 188,000 |
| Del Norte County California | 4 | $ 936,000 | $ 234,000 | $ 56,000 |
| Lassen County California | 4 | $ 678,000 | $ 169,000 | $ 83,000 |
| Plumas County California | 4 | $ 1,019,000 | $ 254,000 | $ 152,000 |
| Adams County Idaho | 4 | $ 558,000 | $ 139,000 | $ 53,000 |
| Shoshone County Idaho | 4 | $ 621,000 | $ 155,000 | $ 129,000 |
| Baker County Oregon | 4 | $ 468,000 | $ 117,000 | $ 60,000 |
| Davis County Utah | 4 | $ 1,313,000 | $ 328,000 | $ 109,000 |
| Kane County Utah | 4 | $ 475,000 | $ 118,000 | $ 67,000 |
| Wahkiakum County Washington | 4 | $ 771,000 | $ 192,000 | $ 66,000 |
| La Paz County Arizona | 3 | $ 431,000 | $ 143,000 | $ 73,000 |
| Kings County California | 3 | $ 6,477,000 | $ 2,159,000 | $ 25,000 |
| Mesa County Colorado | 3 | $ 630,000 | $ 210,000 | $ 133,000 |
| Pueblo County Colorado | 3 | $ 529,000 | $ 176,000 | $ 62,000 |
| Bonneville County Idaho | 3 | $ 458,000 | $ 152,000 | $ 104,000 |
| Owyhee County Idaho | 3 | $ 687,000 | $ 229,000 | $ 107,000 |
| Yellowstone County Montana | 3 | $ 25,866,000 | $ 8,622,000 | $ 0 |
| Colusa County California | 2 | $ 644,000 | $ 322,000 | $ 111,000 |
| Mono County California | 2 | $ 297,000 | $ 148,000 | $ 54,000 |
| San Benito County California | 2 | $ 794,000 | $ 397,000 | $ 87,000 |
| Clear Creek County Colorado | 2 | $ 576,000 | $ 288,000 | $ 295,000 |
| Delta County Colorado | 2 | $ 330,000 | $ 165,000 | $ 83,000 |
| Larimer County Colorado | 2 | $ 4,350,000 | $ 2,175,000 | $ 0 |
| Weld County Colorado | 2 | $ 1,940,000 | $ 970,000 | $ 69,000 |
| Bannock County Idaho | 2 | $ 845,000 | $ 422,000 | $ 387,000 |
| Jefferson County Idaho | 2 | $ 183,000 | $ 91,000 | $ 40,000 |
| Lemhi County Idaho | 2 | $ 573,000 | $ 286,000 | $ 74,000 |
| Lewis County Idaho | 2 | $ 175,000 | $ 87,000 | $ 43,000 |
| Carson City County Nevada | 2 | $ 4,318,000 | $ 2,159,000 | $ 16,000 |
| Nye County Nevada | 2 | $ 367,000 | $ 183,000 | $ 109,000 |
| Harney County Oregon | 2 | $ 255,000 | $ 127,000 | $ 53,000 |
| Lake County Oregon | 2 | $ 206,000 | $ 103,000 | $ 40,000 |
| Sherman County Oregon | 2 | $ 148,000 | $ 74,000 | $ 44,000 |
| Summit County Utah | 2 | $ 2,475,000 | $ 1,237,000 | $ 453,000 |
| Weber County Utah | 2 | $ 344,000 | $ 172,000 | $ 36,000 |
| Garfield County Washington | 2 | $ 158,000 | $ 79,000 | $ 29,000 |
| Fairbanks North Star County Alaska | 1 | $ 265,000 | $ 265,000 | $ 233,000 |
| Valdez-Cordova County Alaska | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
| Apache County Arizona | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Graham County Arizona | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Santa Cruz County Arizona | 1 | $ 366,000 | $ 366,000 | $ 60,000 |
| Imperial County California | 1 | $ 380,000 | $ 380,000 | $ 158,000 |
| Inyo County California | 1 | $ 204,000 | $ 204,000 | $ 187,000 |
| Shasta County California | 1 | $ 224,000 | $ 224,000 | $ 47,000 |
| Siskiyou County California | 1 | $ 163,000 | $ 163,000 | $ 29,000 |
| Trinity County California | 1 | $ 324,000 | $ 324,000 | $ 159,000 |
| Broomfield County Colorado | 1 | $ 689,000 | $ 689,000 | $ 170,000 |
| Fremont County Colorado | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
| Garfield County Colorado | 1 | $ 280,000 | $ 280,000 | $ 0 |
| La Plata County Colorado | 1 | $ 116,000 | $ 116,000 | $ 94,000 |
| Montrose County Colorado | 1 | $ 117,000 | $ 117,000 | $ 23,000 |
| Pitkin County Colorado | 1 | $ 2,680,000 | $ 2,680,000 | $ 1,470,000 |
| Boundary County Idaho | 1 | $ 220,000 | $ 220,000 | $ 57,000 |
| Camas County Idaho | 1 | $ 130,000 | $ 130,000 | $ 147,000 |
| Franklin County Idaho | 1 | $ 149,000 | $ 149,000 | $ 45,000 |
| Gooding County Idaho | 1 | $ 222,000 | $ 222,000 | $ 103,000 |
| Madison County Idaho | 1 | $ 208,000 | $ 208,000 | $ 105,000 |
| Teton County Idaho | 1 | $ 260,000 | $ 260,000 | $ 109,000 |
| Elko County Nevada | 1 | $ 96,000 | $ 96,000 | $ 113,000 |
| Gilliam County Oregon | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Wallowa County Oregon | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| El Paso County Texas | 1 | $ 104,000 | $ 104,000 | $ 51,000 |
| Williamson County Texas | 1 | $ 1,035,000 | $ 1,035,000 | $ 0 |
| Washington County Utah | 1 | $ 156,000 | $ 156,000 | $ 260,000 |
| Ferry County Washington | 1 | $ 98,000 | $ 98,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Homestreet Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 22,552 | $8,228,805,000 | $364,000 | $71,746,000 | $121,000 | $7,440,000 |
| Refinancing | 8,611 | $3,423,802,000 | $397,000 | $29,190,000 | $124,000 | $5,395,000 |
| Home Improvement | 2,015 | $706,810,000 | $350,000 | $19,995,000 | $111,000 | $1,939,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,785 | $6,258,681,000 | $333,000 | $4,800,000 | $123,000 | $5,395,000 |
| Not Provided | 4,635 | $1,913,222,000 | $412,000 | $3,540,000 | $148,000 | $7,440,000 |
| Asian | 3,363 | $1,358,481,000 | $403,000 | $7,450,000 | $128,000 | $2,400,000 |
| Hispanic | 2,953 | $810,805,000 | $274,000 | $1,760,000 | $84,000 | $947,000 |
| Not applicable | 1,983 | $1,571,516,000 | $792,000 | $71,746,000 | $100,000 | $3,080,000 |
| Black or African American | 745 | $233,025,000 | $312,000 | $1,438,000 | $105,000 | $1,301,000 |
| Native Hawaiian or Other Pacific Islander | 570 | $167,988,000 | $294,000 | $1,392,000 | $99,000 | $1,453,000 |
| American Indian or Alaskan Native | 144 | $45,699,000 | $317,000 | $2,564,000 | $104,000 | $428,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,556 | $10,207,198,000 | $399,000 | $71,746,000 | $134,000 | $7,440,000 |
| FHA-insured (Federal Housing Administration) | 4,962 | $1,300,847,000 | $262,000 | $1,134,000 | $77,000 | $1,301,000 |
| VA-guaranteed (Veterans Administration) | 2,391 | $792,971,000 | $331,000 | $1,434,000 | $89,000 | $449,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 269 | $58,401,000 | $217,000 | $556,000 | $60,000 | $152,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 22,386 | $8,460,342,000 | $377,000 | $29,190,000 | $121,000 | $4,683,000 |
| Application Withdrawn By Applicant | 4,609 | $1,763,981,000 | $382,000 | $71,746,000 | $131,000 | $7,440,000 |
| Application Approved But Not Accepted | 2,388 | $854,838,000 | $357,000 | $2,475,000 | $127,000 | $2,633,000 |
| Loan Purchased By The Institution | 1,794 | $588,259,000 | $327,000 | $2,000,000 | $110,000 | $3,080,000 |
| Application Denied By Financial Institution | 1,470 | $487,947,000 | $331,000 | $7,200,000 | $99,000 | $2,850,000 |
| File Closed For Incompleteness | 531 | $204,050,000 | $384,000 | $2,500,000 | $141,000 | $3,258,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 549 | $162,703,000 | $296,000 | $1,800,000 | $95,000 | $1,301,000 |
| Debt-To-Income Ratio | 395 | $140,085,000 | $354,000 | $3,540,000 | $76,000 | $814,000 |
| Collateral | 268 | $81,740,000 | $305,000 | $2,600,000 | $114,000 | $927,000 |
| Other | 148 | $57,610,000 | $389,000 | $3,320,000 | $159,000 | $2,850,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 50 | $28,387,000 | $567,000 | $7,200,000 | $92,000 | $473,000 |
| Unverifiable Information | 29 | $7,912,000 | $272,000 | $504,000 | $100,000 | $300,000 |
| Employment History | 23 | $5,997,000 | $260,000 | $618,000 | $32,000 | $78,000 |
| Credit Application Incomplete | 7 | $2,753,000 | $393,000 | $989,000 | $166,000 | $441,000 |
| Mortgage Insurance Denied | 1 | $760,000 | $760,000 | $760,000 | $238,000 | $238,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestreet Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.