Homestreet Bank Mortgage Lending & HMDA Data, 2017

In 2017, Homestreet Bank of Seattle, WA reported 33,178 mortgage applications totaling $12.4 billion, down 18% from 2016. The average application was for $372,518, and applicants reported an average income of $121,171. 67% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (8,040), Portland-Vancouver-Hillsboro, OR-WA (3,744) and Phoenix-Mesa-Scottsdale, AZ (1,877) (applications in parentheses).

Mortgage Company & Address Homestreet Bank
601 Union Street 2000 Two Union Square
Seattle, WA 98101
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 33,178
Total Mortgage Loan Application Amount $12,359,417,000
Average Mortgage Loan Application Amount $372,518
Highest Mortgage Loan Application Amount $71,746,000
Average Applicant Income $121,171
Highest Applicant Income $7,440,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homestreet Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homestreet Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 5,660 $ 2,795,688,000 $ 493,937 $ 148,000
Snohomish, Washington 2,380 $ 837,556,000 $ 351,914 $ 112,000
Clark, Washington 1,707 $ 560,561,000 $ 328,389 $ 113,000
Maricopa, Arizona 1,699 $ 439,279,000 $ 258,551 $ 101,000
Pierce, Washington 1,604 $ 479,546,000 $ 298,968 $ 102,000
Los Angeles, California 1,406 $ 893,458,000 $ 635,460 $ 163,000
Spokane, Washington 1,358 $ 313,965,000 $ 231,196 $ 89,000
Multnomah, Oregon 985 $ 311,691,000 $ 316,437 $ 99,000
San Diego, California 972 $ 525,944,000 $ 541,094 $ 174,000
Honolulu, Hawaii 866 $ 360,242,000 $ 415,983 $ 115,000
Benton, Washington 645 $ 148,156,000 $ 229,699 $ 89,000
Kern, California 629 $ 132,020,000 $ 209,888 $ 83,000
Sacramento, California 593 $ 182,045,000 $ 306,989 $ 111,000
Clackamas, Oregon 541 $ 198,170,000 $ 366,303 $ 122,000
Thurston, Washington 532 $ 179,420,000 $ 337,255 $ 97,000
Marion, Oregon 516 $ 141,767,000 $ 274,742 $ 83,000
Kitsap, Washington 514 $ 176,776,000 $ 343,922 $ 113,000
Napa, California 470 $ 220,826,000 $ 469,842 $ 143,000
San Bernardino, California 464 $ 135,647,000 $ 292,342 $ 109,000
Riverside, California 429 $ 140,495,000 $ 327,494 $ 115,000
Fresno, California 403 $ 119,497,000 $ 296,518 $ 119,000
Solano, California 375 $ 129,193,000 $ 344,514 $ 110,000
Lane, Oregon 358 $ 109,409,000 $ 305,611 $ 99,000
Ada, Idaho 351 $ 105,202,000 $ 299,720 $ 114,000
Orange, California 347 $ 200,158,000 $ 576,824 $ 179,000
Washington, Oregon 343 $ 171,614,000 $ 500,332 $ 103,000
Skagit, Washington 326 $ 83,112,000 $ 254,944 $ 89,000
Franklin, Washington 284 $ 61,367,000 $ 216,080 $ 81,000
Yakima, Washington 267 $ 51,974,000 $ 194,659 $ 76,000
Deschutes, Oregon 251 $ 80,400,000 $ 320,318 $ 121,000
Hawaii, Hawaii 231 $ 63,625,000 $ 275,432 $ 98,000
Contra Costa, California 222 $ 117,862,000 $ 530,909 $ 157,000
Island, Washington 218 $ 67,155,000 $ 308,050 $ 106,000
Maui, Hawaii 210 $ 88,052,000 $ 419,295 $ 123,000
Kootenai, Idaho 208 $ 55,087,000 $ 264,841 $ 102,000
Placer, California 193 $ 88,849,000 $ 460,357 $ 184,000
Pinal, Arizona 178 $ 33,446,000 $ 187,898 $ 71,000
Alameda, California 169 $ 99,068,000 $ 586,201 $ 188,000
Cowlitz, Washington 161 $ 43,489,000 $ 270,118 $ 97,000
San Francisco, California 155 $ 138,092,000 $ 890,916 $ 299,000
Ventura, California 155 $ 70,682,000 $ 456,012 $ 141,000
Butte, California 149 $ 37,846,000 $ 254,000 $ 84,000
Whatcom, Washington 148 $ 44,424,000 $ 300,162 $ 110,000
Latah, Idaho 142 $ 29,431,000 $ 207,260 $ 96,000
Nez Perce, Idaho 141 $ 23,725,000 $ 168,262 $ 68,000
Kittitas, Washington 139 $ 43,998,000 $ 316,532 $ 164,000
Polk, Oregon 131 $ 29,406,000 $ 224,473 $ 86,000
Whitman, Washington 126 $ 38,391,000 $ 304,690 $ 95,000
Grays Harbor, Washington 104 $ 37,696,000 $ 362,461 $ 220,000
Sonoma, California 102 $ 64,327,000 $ 630,656 $ 241,000
Clark, Nevada 85 $ 21,539,000 $ 253,400 $ 131,000
Mason, Washington 85 $ 18,068,000 $ 212,564 $ 100,000
Canyon, Idaho 84 $ 16,132,000 $ 192,047 $ 92,000
Yamhill, Oregon 84 $ 21,701,000 $ 258,345 $ 96,000
Chelan, Washington 81 $ 28,178,000 $ 347,876 $ 190,000
Madera, California 78 $ 19,341,000 $ 247,961 $ 98,000
San Luis Obispo, California 77 $ 33,825,000 $ 439,285 $ 144,000
San Joaquin, California 73 $ 23,127,000 $ 316,808 $ 101,000
Grant, Washington 67 $ 13,233,000 $ 197,507 $ 84,000
Lewis, Washington 63 $ 13,167,000 $ 209,000 $ 84,000
Santa Clara, California 61 $ 41,118,000 $ 674,065 $ 216,000
Umatilla, Oregon 57 $ 10,108,000 $ 177,333 $ 74,000
Walla Walla, Washington 55 $ 11,353,000 $ 206,418 $ 95,000
El Dorado, California 53 $ 23,448,000 $ 442,415 $ 158,000
Linn, Oregon 53 $ 11,019,000 $ 207,905 $ 74,000
Columbia, Oregon 52 $ 12,914,000 $ 248,346 $ 85,000
San Mateo, California 47 $ 38,909,000 $ 827,851 $ 223,000
Asotin, Washington 47 $ 8,363,000 $ 177,936 $ 75,000
Marin, California 46 $ 33,060,000 $ 718,695 $ 221,000
Santa Barbara, California 45 $ 27,700,000 $ 615,555 $ 243,000
Gila, Arizona 39 $ 7,391,000 $ 189,512 $ 80,000
Stevens, Washington 39 $ 7,973,000 $ 204,435 $ 90,000
Klickitat, Washington 38 $ 7,125,000 $ 187,500 $ 76,000
Payette, Idaho 37 $ 5,650,000 $ 152,702 $ 69,000
Jefferson, Washington 36 $ 10,342,000 $ 287,277 $ 100,000
Bonner, Idaho 32 $ 8,147,000 $ 254,593 $ 153,000
Lincoln, Oregon 32 $ 7,262,000 $ 226,937 $ 113,000
Skamania, Washington 32 $ 9,420,000 $ 294,375 $ 94,000
Kauai, Hawaii 29 $ 9,794,000 $ 337,724 $ 194,000
Calaveras, California 28 $ 8,461,000 $ 302,178 $ 82,000
Yolo, California 28 $ 12,461,000 $ 445,035 $ 132,000
Yavapai, Arizona 26 $ 6,119,000 $ 235,346 $ 109,000
Pacific, Washington 25 $ 5,273,000 $ 210,920 $ 107,000
Stanislaus, California 24 $ 11,855,000 $ 493,958 $ 75,000
San Juan, Washington 23 $ 8,347,000 $ 362,913 $ 108,000
Mohave, Arizona 22 $ 4,745,000 $ 215,681 $ 112,000
Pima, Arizona 22 $ 7,817,000 $ 355,318 $ 131,000
Washington, Idaho 20 $ 2,729,000 $ 136,450 $ 59,000
Clatsop, Oregon 20 $ 4,639,000 $ 231,950 $ 98,000
Tillamook, Oregon 20 $ 3,963,000 $ 198,150 $ 124,000
Clearwater, Idaho 19 $ 2,938,000 $ 154,631 $ 71,000
Morrow, Oregon 19 $ 3,020,000 $ 158,947 $ 59,000
Douglas, Washington 18 $ 3,736,000 $ 207,555 $ 120,000
Okanogan, Washington 18 $ 3,301,000 $ 183,388 $ 154,000
Glenn, California 17 $ 3,383,000 $ 199,000 $ 74,000
Tulare, California 17 $ 9,406,000 $ 553,294 $ 350,000
Jackson, Oregon 17 $ 15,553,000 $ 914,882 $ 75,000
Jefferson, Oregon 17 $ 3,698,000 $ 217,529 $ 104,000
Malheur, Oregon 17 $ 1,545,000 $ 90,882 $ 69,000
Monterey, California 15 $ 10,454,000 $ 696,933 $ 178,000
Idaho, Idaho 15 $ 2,212,000 $ 147,466 $ 73,000
Benton, Oregon 15 $ 6,728,000 $ 448,533 $ 112,000
Klamath, Oregon 15 $ 2,598,000 $ 173,200 $ 75,000
Pend Oreille, Washington 15 $ 3,113,000 $ 207,533 $ 99,000
Coconino, Arizona 14 $ 4,116,000 $ 294,000 $ 155,000
Crook, Oregon 14 $ 4,640,000 $ 331,428 $ 182,000
Clallam, Washington 14 $ 2,843,000 $ 203,071 $ 160,000
Navajo, Arizona 13 $ 2,844,000 $ 218,769 $ 179,000
Nevada, California 13 $ 4,630,000 $ 356,153 $ 163,000
Adams, Washington 13 $ 1,484,000 $ 114,153 $ 68,000
Jefferson, Colorado 12 $ 21,801,000 $ 1,816,750 $ 144,000
Douglas, Oregon 12 $ 2,332,000 $ 194,333 $ 65,000
Lincoln, Washington 12 $ 2,233,000 $ 186,083 $ 129,000
Merced, California 11 $ 3,800,000 $ 345,454 $ 47,000
Sutter, California 10 $ 2,896,000 $ 289,600 $ 84,000
Denver, Colorado 10 $ 7,617,000 $ 761,700 $ 101,000
Douglas, Colorado 10 $ 3,964,000 $ 396,400 $ 105,000
Blaine, Idaho 10 $ 5,187,000 $ 518,700 $ 311,000
Valley, Idaho 10 $ 6,163,000 $ 616,300 $ 538,000
Wasco, Oregon 10 $ 2,049,000 $ 204,900 $ 151,000
Sitka, Alaska 9 $ 3,016,000 $ 335,111 $ 97,000
Yuma, Arizona 9 $ 1,008,000 $ 112,000 $ 58,000
Yuba, California 9 $ 1,790,000 $ 198,888 $ 59,000
Washoe, Nevada 9 $ 3,451,000 $ 383,444 $ 215,000
Salt Lake, Utah 9 $ 4,447,000 $ 494,111 $ 126,000
Mariposa, California 8 $ 1,671,000 $ 208,875 $ 70,000
Hood River, Oregon 8 $ 2,336,000 $ 292,000 $ 118,000
Cochise, Arizona 7 $ 696,000 $ 99,428 $ 29,000
Lake, California 7 $ 1,672,000 $ 238,857 $ 124,000
Tehama, California 7 $ 1,442,000 $ 206,000 $ 91,000
Tuolumne, California 7 $ 1,246,000 $ 178,000 $ 63,000
Adams, Colorado 7 $ 7,251,000 $ 1,035,857 $ 57,000
Arapahoe, Colorado 7 $ 2,527,000 $ 361,000 $ 94,000
Boise, Idaho 7 $ 1,251,000 $ 178,714 $ 68,000
Gem, Idaho 7 $ 1,360,000 $ 194,285 $ 66,000
Coos, Oregon 7 $ 1,426,000 $ 203,714 $ 88,000
Curry, Oregon 7 $ 1,901,000 $ 271,571 $ 99,000
Josephine, Oregon 7 $ 1,834,000 $ 262,000 $ 117,000
Humboldt, California 6 $ 1,589,000 $ 264,833 $ 214,000
Mendocino, California 6 $ 3,128,000 $ 521,333 $ 161,000
Santa Cruz, California 6 $ 4,729,000 $ 788,166 $ 314,000
Columbia, Washington 6 $ 911,000 $ 151,833 $ 47,000
Anchorage, Alaska 5 $ 1,273,000 $ 254,600 $ 117,000
Amador, California 5 $ 1,373,000 $ 274,600 $ 76,000
El Paso, Colorado 5 $ 1,400,000 $ 280,000 $ 82,000
Benewah, Idaho 5 $ 1,051,000 $ 210,200 $ 57,000
Douglas, Nevada 5 $ 1,782,000 $ 356,400 $ 195,000
Lyon, Nevada 5 $ 813,000 $ 162,600 $ 42,000
Union, Oregon 5 $ 600,000 $ 120,000 $ 55,000
Utah, Utah 5 $ 1,693,000 $ 338,600 $ 90,000
Kenai Peninsula, Alaska 4 $ 883,000 $ 220,750 $ 124,000
Matanuska-Susitna, Alaska 4 $ 1,534,000 $ 383,500 $ 188,000
Del Norte, California 4 $ 936,000 $ 234,000 $ 56,000
Lassen, California 4 $ 678,000 $ 169,500 $ 83,000
Plumas, California 4 $ 1,019,000 $ 254,750 $ 152,000
Adams, Idaho 4 $ 558,000 $ 139,500 $ 53,000
Shoshone, Idaho 4 $ 621,000 $ 155,250 $ 129,000
Baker, Oregon 4 $ 468,000 $ 117,000 $ 60,000
Davis, Utah 4 $ 1,313,000 $ 328,250 $ 109,000
Kane, Utah 4 $ 475,000 $ 118,750 $ 67,000
Wahkiakum, Washington 4 $ 771,000 $ 192,750 $ 66,000
La Paz, Arizona 3 $ 431,000 $ 143,666 $ 73,000
Kings, California 3 $ 6,477,000 $ 2,159,000 $ 25,000
Mesa, Colorado 3 $ 630,000 $ 210,000 $ 133,000
Pueblo, Colorado 3 $ 529,000 $ 176,333 $ 62,000
Bonneville, Idaho 3 $ 458,000 $ 152,666 $ 104,000
Owyhee, Idaho 3 $ 687,000 $ 229,000 $ 107,000
Yellowstone, Montana 3 $ 25,866,000 $ 8,622,000 $ 0
Colusa, California 2 $ 644,000 $ 322,000 $ 111,000
Mono, California 2 $ 297,000 $ 148,500 $ 54,000
San Benito, California 2 $ 794,000 $ 397,000 $ 87,000
Clear Creek, Colorado 2 $ 576,000 $ 288,000 $ 295,000
Delta, Colorado 2 $ 330,000 $ 165,000 $ 83,000
Larimer, Colorado 2 $ 4,350,000 $ 2,175,000 $ 0
Weld, Colorado 2 $ 1,940,000 $ 970,000 $ 69,000
Bannock, Idaho 2 $ 845,000 $ 422,500 $ 387,000
Jefferson, Idaho 2 $ 183,000 $ 91,500 $ 40,000
Lemhi, Idaho 2 $ 573,000 $ 286,500 $ 74,000
Lewis, Idaho 2 $ 175,000 $ 87,500 $ 43,000
Carson City, Nevada 2 $ 4,318,000 $ 2,159,000 $ 16,000
Nye, Nevada 2 $ 367,000 $ 183,500 $ 109,000
Harney, Oregon 2 $ 255,000 $ 127,500 $ 53,000
Lake, Oregon 2 $ 206,000 $ 103,000 $ 40,000
Sherman, Oregon 2 $ 148,000 $ 74,000 $ 44,000
Summit, Utah 2 $ 2,475,000 $ 1,237,500 $ 453,000
Weber, Utah 2 $ 344,000 $ 172,000 $ 36,000
Garfield, Washington 2 $ 158,000 $ 79,000 $ 29,000
Fairbanks North Star, Alaska 1 $ 265,000 $ 265,000 $ 233,000
Valdez-Cordova, Alaska 1 $ 220,000 $ 220,000 $ 78,000
Apache, Arizona 1 $ 160,000 $ 160,000 $ 79,000
Graham, Arizona 1 $ 93,000 $ 93,000 $ 36,000
Santa Cruz, Arizona 1 $ 366,000 $ 366,000 $ 60,000
Imperial, California 1 $ 380,000 $ 380,000 $ 158,000
Inyo, California 1 $ 204,000 $ 204,000 $ 187,000
Shasta, California 1 $ 224,000 $ 224,000 $ 47,000
Siskiyou, California 1 $ 163,000 $ 163,000 $ 29,000
Trinity, California 1 $ 324,000 $ 324,000 $ 159,000
Broomfield, Colorado 1 $ 689,000 $ 689,000 $ 170,000
Fremont, Colorado 1 $ 195,000 $ 195,000 $ 118,000
Garfield, Colorado 1 $ 280,000 $ 280,000 $ 0
La Plata, Colorado 1 $ 116,000 $ 116,000 $ 94,000
Montrose, Colorado 1 $ 117,000 $ 117,000 $ 23,000
Pitkin, Colorado 1 $ 2,680,000 $ 2,680,000 $ 1,470,000
Boundary, Idaho 1 $ 220,000 $ 220,000 $ 57,000
Camas, Idaho 1 $ 130,000 $ 130,000 $ 147,000
Franklin, Idaho 1 $ 149,000 $ 149,000 $ 45,000
Gooding, Idaho 1 $ 222,000 $ 222,000 $ 103,000
Madison, Idaho 1 $ 208,000 $ 208,000 $ 105,000
Teton, Idaho 1 $ 260,000 $ 260,000 $ 109,000
Elko, Nevada 1 $ 96,000 $ 96,000 $ 113,000
Gilliam, Oregon 1 $ 155,000 $ 155,000 $ 104,000
Wallowa, Oregon 1 $ 200,000 $ 200,000 $ 63,000
El Paso, Texas 1 $ 104,000 $ 104,000 $ 51,000
Williamson, Texas 1 $ 1,035,000 $ 1,035,000 $ 0
Washington, Utah 1 $ 156,000 $ 156,000 $ 260,000
Ferry, Washington 1 $ 98,000 $ 98,000 $ 51,000

Mortgage Loan Application Detail Totals for Homestreet Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 22,552 $8,228,805,000 $364,000 $71,746,000 $121,000 $7,440,000
Refinancing 8,611 $3,423,802,000 $397,000 $29,190,000 $124,000 $5,395,000
Home Improvement 2,015 $706,810,000 $350,000 $19,995,000 $111,000 $1,939,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,785 $6,258,681,000 $333,000 $4,800,000 $123,000 $5,395,000
Not Provided 4,635 $1,913,222,000 $412,000 $3,540,000 $148,000 $7,440,000
Asian 3,363 $1,358,481,000 $403,000 $7,450,000 $128,000 $2,400,000
Hispanic 2,953 $810,805,000 $274,000 $1,760,000 $84,000 $947,000
Not applicable 1,983 $1,571,516,000 $792,000 $71,746,000 $100,000 $3,080,000
Black or African American 745 $233,025,000 $312,000 $1,438,000 $105,000 $1,301,000
Native Hawaiian or Other Pacific Islander 570 $167,988,000 $294,000 $1,392,000 $99,000 $1,453,000
American Indian or Alaskan Native 144 $45,699,000 $317,000 $2,564,000 $104,000 $428,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 25,556 $10,207,198,000 $399,000 $71,746,000 $134,000 $7,440,000
FHA-insured (Federal Housing Administration) 4,962 $1,300,847,000 $262,000 $1,134,000 $77,000 $1,301,000
VA-guaranteed (Veterans Administration) 2,391 $792,971,000 $331,000 $1,434,000 $89,000 $449,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 269 $58,401,000 $217,000 $556,000 $60,000 $152,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 22,386 $8,460,342,000 $377,000 $29,190,000 $121,000 $4,683,000
Application Withdrawn By Applicant 4,609 $1,763,981,000 $382,000 $71,746,000 $131,000 $7,440,000
Application Approved But Not Accepted 2,388 $854,838,000 $357,000 $2,475,000 $127,000 $2,633,000
Loan Purchased By The Institution 1,794 $588,259,000 $327,000 $2,000,000 $110,000 $3,080,000
Application Denied By Financial Institution 1,470 $487,947,000 $331,000 $7,200,000 $99,000 $2,850,000
File Closed For Incompleteness 531 $204,050,000 $384,000 $2,500,000 $141,000 $3,258,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 549 $162,703,000 $296,000 $1,800,000 $95,000 $1,301,000
Debt-To-Income Ratio 395 $140,085,000 $354,000 $3,540,000 $76,000 $814,000
Collateral 268 $81,740,000 $305,000 $2,600,000 $114,000 $927,000
Other 148 $57,610,000 $389,000 $3,320,000 $159,000 $2,850,000
Insufficient Cash (Downpayment, Closing Cost) 50 $28,387,000 $567,000 $7,200,000 $92,000 $473,000
Unverifiable Information 29 $7,912,000 $272,000 $504,000 $100,000 $300,000
Employment History 23 $5,997,000 $260,000 $618,000 $32,000 $78,000
Credit Application Incomplete 7 $2,753,000 $393,000 $989,000 $166,000 $441,000
Mortgage Insurance Denied 1 $760,000 $760,000 $760,000 $238,000 $238,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homestreet Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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