Homestreet Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Homestreet Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Homestreet Bank
601 Union Street 2000 Two Union Square
Seattle, WA 98101
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,774
Total Mortgage Loan Application Amount $5,293,440,000
Average Mortgage Loan Application Amount $428,333
Highest Mortgage Loan Application Amount $50,005,000
Average Applicant Income $128,666
Highest Applicant Income $2,834,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Homestreet Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestreet Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Homestreet Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestreet Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Homestreet Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestreet Bank's mortgage activity for 2021.

Mortgage Loan Application Totals for Homestreet Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King County Washington 2,263 $ 1,189,235,000 $ 525,000 $ 172,000
Pierce County Washington 1,097 $ 393,605,000 $ 358,000 $ 125,000
Snohomish County Washington 639 $ 233,465,000 $ 365,000 $ 129,000
Clark County Washington 599 $ 289,715,000 $ 483,000 $ 166,000
Multnomah County Oregon 422 $ 159,880,000 $ 378,000 $ 107,000
Los Angeles County California 404 $ 1,033,350,000 $ 2,557,000 $ 163,000
Spokane County Washington 304 $ 138,150,000 $ 454,000 $ 106,000
Kitsap County Washington 278 $ 123,670,000 $ 444,000 $ 141,000
Thurston County Washington 218 $ 118,090,000 $ 541,000 $ 109,000
Honolulu County Hawaii 185 $ 63,595,000 $ 343,000 $ 109,000
Clackamas County Oregon 183 $ 65,905,000 $ 360,000 $ 133,000
Washington County Oregon 131 $ 71,725,000 $ 547,000 $ 146,000
San Diego County California 97 $ 98,155,000 $ 1,011,000 $ 251,000
Chelan County Washington 81 $ 55,445,000 $ 684,000 $ 332,000
Benton County Washington 79 $ 20,395,000 $ 258,000 $ 112,000
Riverside County California 72 $ 64,810,000 $ 900,000 $ 187,000
Orange County California 70 $ 137,370,000 $ 1,962,000 $ 207,000
San Bernardino County California 70 $ 50,590,000 $ 722,000 $ 115,000
Cowlitz County Washington 69 $ 34,945,000 $ 506,000 $ 139,000
Maricopa County Arizona 63 $ 38,455,000 $ 610,000 $ 179,000
Marion County Oregon 62 $ 34,570,000 $ 557,000 $ 96,000
Yakima County Washington 57 $ 11,245,000 $ 197,000 $ 108,000
Umatilla County Oregon 56 $ 14,080,000 $ 251,000 $ 105,000
Grays Harbor County Washington 53 $ 15,445,000 $ 291,000 $ 139,000
Island County Washington 50 $ 22,070,000 $ 441,000 $ 175,000
Hawaii County Hawaii 47 $ 11,695,000 $ 248,000 $ 115,000
Mason County Washington 46 $ 11,210,000 $ 243,000 $ 101,000
Kittitas County Washington 45 $ 32,285,000 $ 717,000 $ 297,000
Maui County Hawaii 44 $ 12,130,000 $ 275,000 $ 230,000
Lane County Oregon 44 $ 47,290,000 $ 1,074,000 $ 97,000
Skagit County Washington 41 $ 13,425,000 $ 327,000 $ 120,000
Deschutes County Oregon 34 $ 31,180,000 $ 917,000 $ 184,000
Whatcom County Washington 34 $ 11,700,000 $ 344,000 $ 179,000
Franklin County Washington 33 $ 8,365,000 $ 253,000 $ 79,000
Kootenai County Idaho 31 $ 34,075,000 $ 1,099,000 $ 123,000
Kern County California 30 $ 5,180,000 $ 172,000 $ 76,000
Klickitat County Washington 29 $ 6,165,000 $ 212,000 $ 68,000
Yamhill County Oregon 26 $ 30,200,000 $ 1,161,000 $ 145,000
Lewis County Washington 24 $ 7,920,000 $ 330,000 $ 219,000
Morrow County Oregon 22 $ 4,730,000 $ 215,000 $ 73,000
Contra Costa County California 21 $ 12,495,000 $ 595,000 $ 251,000
Solano County California 21 $ 6,895,000 $ 328,000 $ 154,000
Alameda County California 20 $ 31,510,000 $ 1,575,000 $ 218,000
Douglas County Washington 20 $ 9,500,000 $ 475,000 $ 225,000
Santa Clara County California 17 $ 31,365,000 $ 1,845,000 $ 375,000
Ada County Idaho 17 $ 8,005,000 $ 470,000 $ 387,000
Polk County Oregon 17 $ 10,025,000 $ 589,000 $ 99,000
Sacramento County California 16 $ 25,160,000 $ 1,572,000 $ 112,000
Grant County Washington 15 $ 3,805,000 $ 253,000 $ 136,000
Jefferson County Washington 15 $ 6,445,000 $ 429,000 $ 212,000
Napa County California 14 $ 10,700,000 $ 764,000 $ 218,000
Okanogan County Washington 14 $ 3,750,000 $ 267,000 $ 107,000
Pima County Arizona 13 $ 17,905,000 $ 1,377,000 $ 97,000
Clark County Nevada 13 $ 14,515,000 $ 1,116,000 $ 170,000
Columbia County Oregon 13 $ 3,275,000 $ 251,000 $ 101,000
Klamath County Oregon 12 $ 2,200,000 $ 183,000 $ 98,000
Clallam County Washington 12 $ 4,130,000 $ 344,000 $ 155,000
San Francisco County California 11 $ 18,885,000 $ 1,716,000 $ 367,000
Fresno County California 10 $ 2,550,000 $ 255,000 $ 113,000
Lincoln County Oregon 10 $ 12,560,000 $ 1,256,000 $ 112,000
Linn County Oregon 10 $ 2,760,000 $ 276,000 $ 88,000
Skamania County Washington 10 $ 3,490,000 $ 349,000 $ 155,000
Madera County California 9 $ 4,305,000 $ 478,000 $ 89,000
Ventura County California 9 $ 10,435,000 $ 1,159,000 $ 156,000
Canyon County Idaho 9 $ 2,705,000 $ 300,000 $ 139,000
Whitman County Washington 9 $ 2,345,000 $ 260,000 $ 133,000
Butte County California 8 $ 2,430,000 $ 303,000 $ 103,000
Douglas County Oregon 8 $ 2,010,000 $ 251,000 $ 56,000
Pacific County Washington 8 $ 1,880,000 $ 235,000 $ 101,000
San Juan County Washington 8 $ 4,130,000 $ 516,000 $ 494,000
Walla Walla County Washington 8 $ 2,210,000 $ 276,000 $ 89,000
Pinal County Arizona 7 $ 1,195,000 $ 170,000 $ 146,000
El Dorado County California 7 $ 4,045,000 $ 577,000 $ 48,000
Latah County Idaho 7 $ 1,915,000 $ 273,000 $ 113,000
Jackson County Oregon 7 $ 4,705,000 $ 672,000 $ 52,000
Stevens County Washington 7 $ 2,505,000 $ 357,000 $ 120,000
Yavapai County Arizona 6 $ 2,000,000 $ 333,000 $ 118,000
Placer County California 6 $ 1,360,000 $ 226,000 $ 128,000
Nez Perce County Idaho 6 $ 1,070,000 $ 178,000 $ 70,000
Wasco County Oregon 6 $ 2,280,000 $ 380,000 $ 102,000
Marin County California 5 $ 3,945,000 $ 789,000 $ 250,000
San Joaquin County California 5 $ 2,815,000 $ 563,000 $ 317,000
San Mateo County California 5 $ 6,305,000 $ 1,261,000 $ 224,000
Santa Cruz County California 5 $ 3,325,000 $ 665,000 $ 212,000
Bonner County Idaho 5 $ 2,445,000 $ 489,000 $ 190,000
Hood River County Oregon 5 $ 1,125,000 $ 225,000 $ 134,000
Jefferson County Oregon 5 $ 1,385,000 $ 277,000 $ 69,000
Josephine County Oregon 5 $ 7,205,000 $ 1,441,000 $ 68,000
Tillamook County Oregon 5 $ 1,775,000 $ 355,000 $ 95,000
Columbia County Washington 5 $ 525,000 $ 105,000 $ 56,000
Lincoln County Washington 5 $ 685,000 $ 137,000 $ 80,000
Mohave County Arizona 4 $ 790,000 $ 197,000 $ 130,000
Sonoma County California 4 $ 2,280,000 $ 570,000 $ 158,000
Weld County Colorado 4 $ 16,590,000 $ 4,147,000 $ 154,000
Clatsop County Oregon 4 $ 1,190,000 $ 297,000 $ 132,000
Malheur County Oregon 4 $ 610,000 $ 152,000 $ 59,000
Union County Oregon 4 $ 670,000 $ 167,000 $ 45,000
Salt Lake County Utah 4 $ 12,190,000 $ 3,047,000 $ 45,000
Pend Oreille County Washington 4 $ 1,000,000 $ 250,000 $ 132,000
Monterey County California 3 $ 2,435,000 $ 811,000 $ 160,000
Boulder County Colorado 3 $ 1,435,000 $ 478,000 $ 143,000
Kauai County Hawaii 3 $ 885,000 $ 295,000 $ 139,000
Blaine County Idaho 3 $ 1,575,000 $ 525,000 $ 384,000
Missoula County Montana 3 $ 10,405,000 $ 3,468,000 $ 0
Crook County Oregon 3 $ 1,225,000 $ 408,000 $ 118,000
Curry County Oregon 3 $ 755,000 $ 251,000 $ 53,000
Garfield County Washington 3 $ 375,000 $ 125,000 $ 41,000
Wahkiakum County Washington 3 $ 1,405,000 $ 468,000 $ 163,000
Anchorage County Alaska 2 $ 800,000 $ 400,000 $ 439,000
Gila County Arizona 2 $ 760,000 $ 380,000 $ 50,000
San Luis Obispo County California 2 $ 2,660,000 $ 1,330,000 $ 251,000
Siskiyou County California 2 $ 190,000 $ 95,000 $ 91,000
Tehama County California 2 $ 700,000 $ 350,000 $ 93,000
Tulare County California 2 $ 3,070,000 $ 1,535,000 $ 0
Yolo County California 2 $ 3,050,000 $ 1,525,000 $ 301,000
Yuba County California 2 $ 750,000 $ 375,000 $ 0
Adams County Colorado 2 $ 21,210,000 $ 10,605,000 $ 0
Denver County Colorado 2 $ 780,000 $ 390,000 $ 343,000
Douglas County Colorado 2 $ 840,000 $ 420,000 $ 167,000
Twin Falls County Idaho 2 $ 640,000 $ 320,000 $ 85,000
Douglas County Nevada 2 $ 560,000 $ 280,000 $ 72,000
Washoe County Nevada 2 $ 280,000 $ 140,000 $ 49,000
Benton County Oregon 2 $ 560,000 $ 280,000 $ 61,000
Coos County Oregon 2 $ 560,000 $ 280,000 $ 110,000
Gilliam County Oregon 2 $ 240,000 $ 120,000 $ 79,000
Wallowa County Oregon 2 $ 250,000 $ 125,000 $ 117,000
Harris County Texas 2 $ 7,860,000 $ 3,930,000 $ 0
Asotin County Washington 2 $ 530,000 $ 265,000 $ 89,000
Coconino County Arizona 1 $ 215,000 $ 215,000 $ 27,000
Glenn County California 1 $ 235,000 $ 235,000 $ 93,000
Kings County California 1 $ 3,295,000 $ 3,295,000 $ 0
Lake County California 1 $ 105,000 $ 105,000 $ 104,000
Mendocino County California 1 $ 4,315,000 $ 4,315,000 $ 0
Merced County California 1 $ 265,000 $ 265,000 $ 47,000
Mono County California 1 $ 255,000 $ 255,000 $ 190,000
Nevada County California 1 $ 155,000 $ 155,000 $ 35,000
Santa Barbara County California 1 $ 3,905,000 $ 3,905,000 $ 0
Stanislaus County California 1 $ 7,195,000 $ 7,195,000 $ 0
Delta County Colorado 1 $ 325,000 $ 325,000 $ 69,000
El Paso County Colorado 1 $ 11,005,000 $ 11,005,000 $ 0
Gunnison County Colorado 1 $ 315,000 $ 315,000 $ 107,000
Larimer County Colorado 1 $ 12,805,000 $ 12,805,000 $ 0
Summit County Colorado 1 $ 175,000 $ 175,000 $ 117,000
Teller County Colorado 1 $ 265,000 $ 265,000 $ 125,000
Adams County Idaho 1 $ 225,000 $ 225,000 $ 54,000
Bannock County Idaho 1 $ 175,000 $ 175,000 $ 194,000
Benewah County Idaho 1 $ 155,000 $ 155,000 $ 97,000
Bonneville County Idaho 1 $ 11,125,000 $ 11,125,000 $ 0
Lewis County Idaho 1 $ 145,000 $ 145,000 $ 0
Shoshone County Idaho 1 $ 175,000 $ 175,000 $ 38,000
Washington County Idaho 1 $ 105,000 $ 105,000 $ 31,000
Flathead County Montana 1 $ 16,445,000 $ 16,445,000 $ 0
Lewis and Clark County Montana 1 $ 10,045,000 $ 10,045,000 $ 0
Humboldt County Nevada 1 $ 155,000 $ 155,000 $ 0
Baker County Oregon 1 $ 245,000 $ 245,000 $ 84,000
Grant County Oregon 1 $ 45,000 $ 45,000 $ 13,000
Randall County Texas 1 $ 6,005,000 $ 6,005,000 $ 0
Tarrant County Texas 1 $ 7,205,000 $ 7,205,000 $ 0
Travis County Texas 1 $ 19,005,000 $ 19,005,000 $ 0
Williamson County Texas 1 $ 2,755,000 $ 2,755,000 $ 0

Mortgage Loan Application Detail Totals for Homestreet Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,036 $2,292,250,000 $755,000 $32,005,000 $141,000 $2,759,000
Home Purchase 2,634 $2,082,470,000 $790,000 $50,005,000 $168,000 $1,860,000
Cash-out Refinancing 1,944 $646,360,000 $332,000 $1,755,000 $124,000 $1,620,000
Other Purpose 536 $148,400,000 $276,000 $2,005,000 $180,000 $1,896,000
Home Improvement 489 $93,275,000 $190,000 $1,205,000 $159,000 $2,834,000
Not Applicable 135 $30,685,000 $227,000 $715,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,924 $1,855,470,000 $376,000 $4,325,000 $148,000 $2,759,000
Not Provided 1,657 $717,375,000 $432,000 $7,005,000 $168,000 $2,834,000
Not applicable 608 $2,137,210,000 $3,515,000 $50,005,000 $0 $0
Asian 556 $245,380,000 $441,000 $2,275,000 $158,000 $1,860,000
Hispanic 500 $161,830,000 $323,000 $1,805,000 $113,000 $1,068,000
Black or African American 244 $79,960,000 $327,000 $1,055,000 $114,000 $870,000
Native Hawaiian or Other Pacific Islander 152 $44,700,000 $294,000 $745,000 $90,000 $212,000
American Indian or Alaskan Native 53 $16,925,000 $319,000 $765,000 $110,000 $700,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,687 $4,927,785,000 $641,000 $50,005,000 $154,000 $2,834,000
FHA-insured (Federal Housing Administration) 566 $170,340,000 $300,000 $865,000 $88,000 $248,000
VA-guaranteed (Veterans Administration) 496 $188,830,000 $380,000 $1,325,000 $108,000 $464,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $6,485,000 $259,000 $525,000 $69,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,781 $4,414,675,000 $651,000 $50,005,000 $149,000 $2,834,000
Application Withdrawn By Applicant 994 $433,670,000 $436,000 $9,355,000 $159,000 $2,759,000
Application Denied By Financial Institution 571 $266,875,000 $467,000 $13,805,000 $122,000 $1,896,000
Loan Purchased By The Institution 268 $100,430,000 $374,000 $2,005,000 $0 $0
File Closed For Incompleteness 102 $43,130,000 $422,000 $2,005,000 $176,000 $1,068,000
Application Approved But Not Accepted 58 $34,660,000 $597,000 $6,005,000 $117,000 $318,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,203 $5,026,565,000 $612,000 $50,005,000 $151,000 $2,834,000
Debt-To-Income Ratio 160 $52,260,000 $326,000 $2,005,000 $63,000 $456,000
Credit Application Incomplete 140 $49,670,000 $354,000 $1,505,000 $157,000 $1,896,000
Credit History 113 $41,555,000 $367,000 $6,605,000 $128,000 $1,064,000
Collateral 82 $64,370,000 $785,000 $7,505,000 $134,000 $490,000
Other 41 $26,825,000 $654,000 $13,805,000 $191,000 $1,242,000
Unverifiable Information 20 $27,930,000 $1,396,000 $6,355,000 $149,000 $816,000
Employment History 12 $3,110,000 $259,000 $375,000 $74,000 $119,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,155,000 $385,000 $645,000 $74,000 $139,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homestreet Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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