Homestreet Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestreet Bank 601 Union Street 2000 Two Union Square Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,774 |
| Total Mortgage Loan Application Amount | $5,293,440,000 |
| Average Mortgage Loan Application Amount | $428,333 |
| Highest Mortgage Loan Application Amount | $50,005,000 |
| Average Applicant Income | $128,666 |
| Highest Applicant Income | $2,834,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Homestreet Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestreet Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Homestreet Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestreet Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestreet Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestreet Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 2,263 | $ 1,189,235,000 | $ 525,000 | $ 172,000 |
| Pierce County Washington | 1,097 | $ 393,605,000 | $ 358,000 | $ 125,000 |
| Snohomish County Washington | 639 | $ 233,465,000 | $ 365,000 | $ 129,000 |
| Clark County Washington | 599 | $ 289,715,000 | $ 483,000 | $ 166,000 |
| Multnomah County Oregon | 422 | $ 159,880,000 | $ 378,000 | $ 107,000 |
| Los Angeles County California | 404 | $ 1,033,350,000 | $ 2,557,000 | $ 163,000 |
| Spokane County Washington | 304 | $ 138,150,000 | $ 454,000 | $ 106,000 |
| Kitsap County Washington | 278 | $ 123,670,000 | $ 444,000 | $ 141,000 |
| Thurston County Washington | 218 | $ 118,090,000 | $ 541,000 | $ 109,000 |
| Honolulu County Hawaii | 185 | $ 63,595,000 | $ 343,000 | $ 109,000 |
| Clackamas County Oregon | 183 | $ 65,905,000 | $ 360,000 | $ 133,000 |
| Washington County Oregon | 131 | $ 71,725,000 | $ 547,000 | $ 146,000 |
| San Diego County California | 97 | $ 98,155,000 | $ 1,011,000 | $ 251,000 |
| Chelan County Washington | 81 | $ 55,445,000 | $ 684,000 | $ 332,000 |
| Benton County Washington | 79 | $ 20,395,000 | $ 258,000 | $ 112,000 |
| Riverside County California | 72 | $ 64,810,000 | $ 900,000 | $ 187,000 |
| Orange County California | 70 | $ 137,370,000 | $ 1,962,000 | $ 207,000 |
| San Bernardino County California | 70 | $ 50,590,000 | $ 722,000 | $ 115,000 |
| Cowlitz County Washington | 69 | $ 34,945,000 | $ 506,000 | $ 139,000 |
| Maricopa County Arizona | 63 | $ 38,455,000 | $ 610,000 | $ 179,000 |
| Marion County Oregon | 62 | $ 34,570,000 | $ 557,000 | $ 96,000 |
| Yakima County Washington | 57 | $ 11,245,000 | $ 197,000 | $ 108,000 |
| Umatilla County Oregon | 56 | $ 14,080,000 | $ 251,000 | $ 105,000 |
| Grays Harbor County Washington | 53 | $ 15,445,000 | $ 291,000 | $ 139,000 |
| Island County Washington | 50 | $ 22,070,000 | $ 441,000 | $ 175,000 |
| Hawaii County Hawaii | 47 | $ 11,695,000 | $ 248,000 | $ 115,000 |
| Mason County Washington | 46 | $ 11,210,000 | $ 243,000 | $ 101,000 |
| Kittitas County Washington | 45 | $ 32,285,000 | $ 717,000 | $ 297,000 |
| Maui County Hawaii | 44 | $ 12,130,000 | $ 275,000 | $ 230,000 |
| Lane County Oregon | 44 | $ 47,290,000 | $ 1,074,000 | $ 97,000 |
| Skagit County Washington | 41 | $ 13,425,000 | $ 327,000 | $ 120,000 |
| Deschutes County Oregon | 34 | $ 31,180,000 | $ 917,000 | $ 184,000 |
| Whatcom County Washington | 34 | $ 11,700,000 | $ 344,000 | $ 179,000 |
| Franklin County Washington | 33 | $ 8,365,000 | $ 253,000 | $ 79,000 |
| Kootenai County Idaho | 31 | $ 34,075,000 | $ 1,099,000 | $ 123,000 |
| Kern County California | 30 | $ 5,180,000 | $ 172,000 | $ 76,000 |
| Klickitat County Washington | 29 | $ 6,165,000 | $ 212,000 | $ 68,000 |
| Yamhill County Oregon | 26 | $ 30,200,000 | $ 1,161,000 | $ 145,000 |
| Lewis County Washington | 24 | $ 7,920,000 | $ 330,000 | $ 219,000 |
| Morrow County Oregon | 22 | $ 4,730,000 | $ 215,000 | $ 73,000 |
| Contra Costa County California | 21 | $ 12,495,000 | $ 595,000 | $ 251,000 |
| Solano County California | 21 | $ 6,895,000 | $ 328,000 | $ 154,000 |
| Alameda County California | 20 | $ 31,510,000 | $ 1,575,000 | $ 218,000 |
| Douglas County Washington | 20 | $ 9,500,000 | $ 475,000 | $ 225,000 |
| Santa Clara County California | 17 | $ 31,365,000 | $ 1,845,000 | $ 375,000 |
| Ada County Idaho | 17 | $ 8,005,000 | $ 470,000 | $ 387,000 |
| Polk County Oregon | 17 | $ 10,025,000 | $ 589,000 | $ 99,000 |
| Sacramento County California | 16 | $ 25,160,000 | $ 1,572,000 | $ 112,000 |
| Grant County Washington | 15 | $ 3,805,000 | $ 253,000 | $ 136,000 |
| Jefferson County Washington | 15 | $ 6,445,000 | $ 429,000 | $ 212,000 |
| Napa County California | 14 | $ 10,700,000 | $ 764,000 | $ 218,000 |
| Okanogan County Washington | 14 | $ 3,750,000 | $ 267,000 | $ 107,000 |
| Pima County Arizona | 13 | $ 17,905,000 | $ 1,377,000 | $ 97,000 |
| Clark County Nevada | 13 | $ 14,515,000 | $ 1,116,000 | $ 170,000 |
| Columbia County Oregon | 13 | $ 3,275,000 | $ 251,000 | $ 101,000 |
| Klamath County Oregon | 12 | $ 2,200,000 | $ 183,000 | $ 98,000 |
| Clallam County Washington | 12 | $ 4,130,000 | $ 344,000 | $ 155,000 |
| San Francisco County California | 11 | $ 18,885,000 | $ 1,716,000 | $ 367,000 |
| Fresno County California | 10 | $ 2,550,000 | $ 255,000 | $ 113,000 |
| Lincoln County Oregon | 10 | $ 12,560,000 | $ 1,256,000 | $ 112,000 |
| Linn County Oregon | 10 | $ 2,760,000 | $ 276,000 | $ 88,000 |
| Skamania County Washington | 10 | $ 3,490,000 | $ 349,000 | $ 155,000 |
| Madera County California | 9 | $ 4,305,000 | $ 478,000 | $ 89,000 |
| Ventura County California | 9 | $ 10,435,000 | $ 1,159,000 | $ 156,000 |
| Canyon County Idaho | 9 | $ 2,705,000 | $ 300,000 | $ 139,000 |
| Whitman County Washington | 9 | $ 2,345,000 | $ 260,000 | $ 133,000 |
| Butte County California | 8 | $ 2,430,000 | $ 303,000 | $ 103,000 |
| Douglas County Oregon | 8 | $ 2,010,000 | $ 251,000 | $ 56,000 |
| Pacific County Washington | 8 | $ 1,880,000 | $ 235,000 | $ 101,000 |
| San Juan County Washington | 8 | $ 4,130,000 | $ 516,000 | $ 494,000 |
| Walla Walla County Washington | 8 | $ 2,210,000 | $ 276,000 | $ 89,000 |
| Pinal County Arizona | 7 | $ 1,195,000 | $ 170,000 | $ 146,000 |
| El Dorado County California | 7 | $ 4,045,000 | $ 577,000 | $ 48,000 |
| Latah County Idaho | 7 | $ 1,915,000 | $ 273,000 | $ 113,000 |
| Jackson County Oregon | 7 | $ 4,705,000 | $ 672,000 | $ 52,000 |
| Stevens County Washington | 7 | $ 2,505,000 | $ 357,000 | $ 120,000 |
| Yavapai County Arizona | 6 | $ 2,000,000 | $ 333,000 | $ 118,000 |
| Placer County California | 6 | $ 1,360,000 | $ 226,000 | $ 128,000 |
| Nez Perce County Idaho | 6 | $ 1,070,000 | $ 178,000 | $ 70,000 |
| Wasco County Oregon | 6 | $ 2,280,000 | $ 380,000 | $ 102,000 |
| Marin County California | 5 | $ 3,945,000 | $ 789,000 | $ 250,000 |
| San Joaquin County California | 5 | $ 2,815,000 | $ 563,000 | $ 317,000 |
| San Mateo County California | 5 | $ 6,305,000 | $ 1,261,000 | $ 224,000 |
| Santa Cruz County California | 5 | $ 3,325,000 | $ 665,000 | $ 212,000 |
| Bonner County Idaho | 5 | $ 2,445,000 | $ 489,000 | $ 190,000 |
| Hood River County Oregon | 5 | $ 1,125,000 | $ 225,000 | $ 134,000 |
| Jefferson County Oregon | 5 | $ 1,385,000 | $ 277,000 | $ 69,000 |
| Josephine County Oregon | 5 | $ 7,205,000 | $ 1,441,000 | $ 68,000 |
| Tillamook County Oregon | 5 | $ 1,775,000 | $ 355,000 | $ 95,000 |
| Columbia County Washington | 5 | $ 525,000 | $ 105,000 | $ 56,000 |
| Lincoln County Washington | 5 | $ 685,000 | $ 137,000 | $ 80,000 |
| Mohave County Arizona | 4 | $ 790,000 | $ 197,000 | $ 130,000 |
| Sonoma County California | 4 | $ 2,280,000 | $ 570,000 | $ 158,000 |
| Weld County Colorado | 4 | $ 16,590,000 | $ 4,147,000 | $ 154,000 |
| Clatsop County Oregon | 4 | $ 1,190,000 | $ 297,000 | $ 132,000 |
| Malheur County Oregon | 4 | $ 610,000 | $ 152,000 | $ 59,000 |
| Union County Oregon | 4 | $ 670,000 | $ 167,000 | $ 45,000 |
| Salt Lake County Utah | 4 | $ 12,190,000 | $ 3,047,000 | $ 45,000 |
| Pend Oreille County Washington | 4 | $ 1,000,000 | $ 250,000 | $ 132,000 |
| Monterey County California | 3 | $ 2,435,000 | $ 811,000 | $ 160,000 |
| Boulder County Colorado | 3 | $ 1,435,000 | $ 478,000 | $ 143,000 |
| Kauai County Hawaii | 3 | $ 885,000 | $ 295,000 | $ 139,000 |
| Blaine County Idaho | 3 | $ 1,575,000 | $ 525,000 | $ 384,000 |
| Missoula County Montana | 3 | $ 10,405,000 | $ 3,468,000 | $ 0 |
| Crook County Oregon | 3 | $ 1,225,000 | $ 408,000 | $ 118,000 |
| Curry County Oregon | 3 | $ 755,000 | $ 251,000 | $ 53,000 |
| Garfield County Washington | 3 | $ 375,000 | $ 125,000 | $ 41,000 |
| Wahkiakum County Washington | 3 | $ 1,405,000 | $ 468,000 | $ 163,000 |
| Anchorage County Alaska | 2 | $ 800,000 | $ 400,000 | $ 439,000 |
| Gila County Arizona | 2 | $ 760,000 | $ 380,000 | $ 50,000 |
| San Luis Obispo County California | 2 | $ 2,660,000 | $ 1,330,000 | $ 251,000 |
| Siskiyou County California | 2 | $ 190,000 | $ 95,000 | $ 91,000 |
| Tehama County California | 2 | $ 700,000 | $ 350,000 | $ 93,000 |
| Tulare County California | 2 | $ 3,070,000 | $ 1,535,000 | $ 0 |
| Yolo County California | 2 | $ 3,050,000 | $ 1,525,000 | $ 301,000 |
| Yuba County California | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Adams County Colorado | 2 | $ 21,210,000 | $ 10,605,000 | $ 0 |
| Denver County Colorado | 2 | $ 780,000 | $ 390,000 | $ 343,000 |
| Douglas County Colorado | 2 | $ 840,000 | $ 420,000 | $ 167,000 |
| Twin Falls County Idaho | 2 | $ 640,000 | $ 320,000 | $ 85,000 |
| Douglas County Nevada | 2 | $ 560,000 | $ 280,000 | $ 72,000 |
| Washoe County Nevada | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| Benton County Oregon | 2 | $ 560,000 | $ 280,000 | $ 61,000 |
| Coos County Oregon | 2 | $ 560,000 | $ 280,000 | $ 110,000 |
| Gilliam County Oregon | 2 | $ 240,000 | $ 120,000 | $ 79,000 |
| Wallowa County Oregon | 2 | $ 250,000 | $ 125,000 | $ 117,000 |
| Harris County Texas | 2 | $ 7,860,000 | $ 3,930,000 | $ 0 |
| Asotin County Washington | 2 | $ 530,000 | $ 265,000 | $ 89,000 |
| Coconino County Arizona | 1 | $ 215,000 | $ 215,000 | $ 27,000 |
| Glenn County California | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Kings County California | 1 | $ 3,295,000 | $ 3,295,000 | $ 0 |
| Lake County California | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Mendocino County California | 1 | $ 4,315,000 | $ 4,315,000 | $ 0 |
| Merced County California | 1 | $ 265,000 | $ 265,000 | $ 47,000 |
| Mono County California | 1 | $ 255,000 | $ 255,000 | $ 190,000 |
| Nevada County California | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Santa Barbara County California | 1 | $ 3,905,000 | $ 3,905,000 | $ 0 |
| Stanislaus County California | 1 | $ 7,195,000 | $ 7,195,000 | $ 0 |
| Delta County Colorado | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| El Paso County Colorado | 1 | $ 11,005,000 | $ 11,005,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Larimer County Colorado | 1 | $ 12,805,000 | $ 12,805,000 | $ 0 |
| Summit County Colorado | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Teller County Colorado | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Adams County Idaho | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Bannock County Idaho | 1 | $ 175,000 | $ 175,000 | $ 194,000 |
| Benewah County Idaho | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Bonneville County Idaho | 1 | $ 11,125,000 | $ 11,125,000 | $ 0 |
| Lewis County Idaho | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Shoshone County Idaho | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Washington County Idaho | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Flathead County Montana | 1 | $ 16,445,000 | $ 16,445,000 | $ 0 |
| Lewis and Clark County Montana | 1 | $ 10,045,000 | $ 10,045,000 | $ 0 |
| Humboldt County Nevada | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Baker County Oregon | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Grant County Oregon | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Randall County Texas | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Tarrant County Texas | 1 | $ 7,205,000 | $ 7,205,000 | $ 0 |
| Travis County Texas | 1 | $ 19,005,000 | $ 19,005,000 | $ 0 |
| Williamson County Texas | 1 | $ 2,755,000 | $ 2,755,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,036 | $2,292,250,000 | $755,000 | $32,005,000 | $141,000 | $2,759,000 |
| Home Purchase | 2,634 | $2,082,470,000 | $790,000 | $50,005,000 | $168,000 | $1,860,000 |
| Cash-out Refinancing | 1,944 | $646,360,000 | $332,000 | $1,755,000 | $124,000 | $1,620,000 |
| Other Purpose | 536 | $148,400,000 | $276,000 | $2,005,000 | $180,000 | $1,896,000 |
| Home Improvement | 489 | $93,275,000 | $190,000 | $1,205,000 | $159,000 | $2,834,000 |
| Not Applicable | 135 | $30,685,000 | $227,000 | $715,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,924 | $1,855,470,000 | $376,000 | $4,325,000 | $148,000 | $2,759,000 |
| Not Provided | 1,657 | $717,375,000 | $432,000 | $7,005,000 | $168,000 | $2,834,000 |
| Not applicable | 608 | $2,137,210,000 | $3,515,000 | $50,005,000 | $0 | $0 |
| Asian | 556 | $245,380,000 | $441,000 | $2,275,000 | $158,000 | $1,860,000 |
| Hispanic | 500 | $161,830,000 | $323,000 | $1,805,000 | $113,000 | $1,068,000 |
| Black or African American | 244 | $79,960,000 | $327,000 | $1,055,000 | $114,000 | $870,000 |
| Native Hawaiian or Other Pacific Islander | 152 | $44,700,000 | $294,000 | $745,000 | $90,000 | $212,000 |
| American Indian or Alaskan Native | 53 | $16,925,000 | $319,000 | $765,000 | $110,000 | $700,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,687 | $4,927,785,000 | $641,000 | $50,005,000 | $154,000 | $2,834,000 |
| FHA-insured (Federal Housing Administration) | 566 | $170,340,000 | $300,000 | $865,000 | $88,000 | $248,000 |
| VA-guaranteed (Veterans Administration) | 496 | $188,830,000 | $380,000 | $1,325,000 | $108,000 | $464,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $6,485,000 | $259,000 | $525,000 | $69,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,781 | $4,414,675,000 | $651,000 | $50,005,000 | $149,000 | $2,834,000 |
| Application Withdrawn By Applicant | 994 | $433,670,000 | $436,000 | $9,355,000 | $159,000 | $2,759,000 |
| Application Denied By Financial Institution | 571 | $266,875,000 | $467,000 | $13,805,000 | $122,000 | $1,896,000 |
| Loan Purchased By The Institution | 268 | $100,430,000 | $374,000 | $2,005,000 | $0 | $0 |
| File Closed For Incompleteness | 102 | $43,130,000 | $422,000 | $2,005,000 | $176,000 | $1,068,000 |
| Application Approved But Not Accepted | 58 | $34,660,000 | $597,000 | $6,005,000 | $117,000 | $318,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,203 | $5,026,565,000 | $612,000 | $50,005,000 | $151,000 | $2,834,000 |
| Debt-To-Income Ratio | 160 | $52,260,000 | $326,000 | $2,005,000 | $63,000 | $456,000 |
| Credit Application Incomplete | 140 | $49,670,000 | $354,000 | $1,505,000 | $157,000 | $1,896,000 |
| Credit History | 113 | $41,555,000 | $367,000 | $6,605,000 | $128,000 | $1,064,000 |
| Collateral | 82 | $64,370,000 | $785,000 | $7,505,000 | $134,000 | $490,000 |
| Other | 41 | $26,825,000 | $654,000 | $13,805,000 | $191,000 | $1,242,000 |
| Unverifiable Information | 20 | $27,930,000 | $1,396,000 | $6,355,000 | $149,000 | $816,000 |
| Employment History | 12 | $3,110,000 | $259,000 | $375,000 | $74,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,155,000 | $385,000 | $645,000 | $74,000 | $139,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestreet Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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