Homestreet Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Homestreet Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestreet Bank 601 Union Street 2000 Two Union Square Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,482 |
| Total Mortgage Loan Application Amount | $1,124,160,000 |
| Average Mortgage Loan Application Amount | $625,000 |
| Highest Mortgage Loan Application Amount | $39,905,000 |
| Average Applicant Income | $171,333 |
| Highest Applicant Income | $4,239,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Homestreet Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestreet Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Homestreet Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestreet Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestreet Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestreet Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 584 | $ 284,350,000 | $ 486,000 | $ 247,000 |
| Pierce County Washington | 278 | $ 98,500,000 | $ 354,000 | $ 180,000 |
| Clark County Washington | 223 | $ 123,525,000 | $ 553,000 | $ 245,000 |
| Snohomish County Washington | 157 | $ 48,395,000 | $ 308,000 | $ 167,000 |
| Los Angeles County California | 127 | $ 67,855,000 | $ 534,000 | $ 194,000 |
| San Bernardino County California | 87 | $ 16,505,000 | $ 189,000 | $ 106,000 |
| Multnomah County Oregon | 76 | $ 21,830,000 | $ 287,000 | $ 97,000 |
| San Diego County California | 64 | $ 23,830,000 | $ 372,000 | $ 202,000 |
| Thurston County Washington | 64 | $ 15,150,000 | $ 236,000 | $ 126,000 |
| Kitsap County Washington | 63 | $ 28,255,000 | $ 448,000 | $ 199,000 |
| Spokane County Washington | 54 | $ 14,790,000 | $ 273,000 | $ 122,000 |
| Honolulu County Hawaii | 53 | $ 16,375,000 | $ 308,000 | $ 130,000 |
| Clackamas County Oregon | 42 | $ 13,890,000 | $ 330,000 | $ 162,000 |
| Hawaii County Hawaii | 39 | $ 8,265,000 | $ 211,000 | $ 107,000 |
| Riverside County California | 37 | $ 18,815,000 | $ 508,000 | $ 243,000 |
| Washington County Oregon | 30 | $ 9,540,000 | $ 318,000 | $ 156,000 |
| Cowlitz County Washington | 28 | $ 10,120,000 | $ 361,000 | $ 139,000 |
| Mason County Washington | 21 | $ 6,735,000 | $ 320,000 | $ 154,000 |
| Orange County California | 20 | $ 29,110,000 | $ 1,455,000 | $ 264,000 |
| Umatilla County Oregon | 20 | $ 4,310,000 | $ 215,000 | $ 95,000 |
| Marion County Oregon | 18 | $ 3,430,000 | $ 190,000 | $ 83,000 |
| Benton County Washington | 18 | $ 23,440,000 | $ 1,302,000 | $ 106,000 |
| Chelan County Washington | 18 | $ 10,820,000 | $ 601,000 | $ 259,000 |
| Skagit County Washington | 17 | $ 4,815,000 | $ 283,000 | $ 140,000 |
| Island County Washington | 16 | $ 7,560,000 | $ 472,000 | $ 242,000 |
| Grays Harbor County Washington | 15 | $ 3,285,000 | $ 219,000 | $ 105,000 |
| Klickitat County Washington | 15 | $ 2,895,000 | $ 193,000 | $ 98,000 |
| Lewis County Washington | 15 | $ 6,795,000 | $ 453,000 | $ 357,000 |
| Maricopa County Arizona | 13 | $ 7,395,000 | $ 568,000 | $ 305,000 |
| Deschutes County Oregon | 9 | $ 3,975,000 | $ 441,000 | $ 288,000 |
| Lane County Oregon | 9 | $ 2,405,000 | $ 267,000 | $ 152,000 |
| Santa Clara County California | 8 | $ 13,360,000 | $ 1,670,000 | $ 225,000 |
| Maui County Hawaii | 8 | $ 1,850,000 | $ 231,000 | $ 103,000 |
| Jefferson County Washington | 8 | $ 3,430,000 | $ 428,000 | $ 348,000 |
| Whatcom County Washington | 8 | $ 1,710,000 | $ 213,000 | $ 168,000 |
| Clark County Nevada | 7 | $ 2,485,000 | $ 355,000 | $ 136,000 |
| Polk County Oregon | 7 | $ 3,085,000 | $ 440,000 | $ 86,000 |
| Yamhill County Oregon | 7 | $ 4,235,000 | $ 605,000 | $ 209,000 |
| Yakima County Washington | 7 | $ 4,325,000 | $ 617,000 | $ 179,000 |
| Mohave County Arizona | 6 | $ 660,000 | $ 110,000 | $ 142,000 |
| Kern County California | 6 | $ 890,000 | $ 148,000 | $ 85,000 |
| Columbia County Oregon | 6 | $ 1,400,000 | $ 233,000 | $ 107,000 |
| Curry County Oregon | 6 | $ 1,770,000 | $ 295,000 | $ 109,000 |
| Morrow County Oregon | 6 | $ 1,400,000 | $ 233,000 | $ 95,000 |
| Skamania County Washington | 6 | $ 4,140,000 | $ 690,000 | $ 233,000 |
| Placer County California | 5 | $ 2,045,000 | $ 409,000 | $ 1,099,000 |
| Kootenai County Idaho | 5 | $ 1,105,000 | $ 221,000 | $ 121,000 |
| Lincoln County Oregon | 5 | $ 2,395,000 | $ 479,000 | $ 209,000 |
| Clallam County Washington | 5 | $ 1,715,000 | $ 343,000 | $ 149,000 |
| Franklin County Washington | 5 | $ 685,000 | $ 137,000 | $ 86,000 |
| Grant County Washington | 5 | $ 1,205,000 | $ 241,000 | $ 104,000 |
| Napa County California | 4 | $ 1,240,000 | $ 310,000 | $ 88,000 |
| Sacramento County California | 4 | $ 1,550,000 | $ 387,000 | $ 142,000 |
| Solano County California | 4 | $ 990,000 | $ 247,000 | $ 199,000 |
| Kauai County Hawaii | 4 | $ 1,670,000 | $ 417,000 | $ 155,000 |
| Ada County Idaho | 4 | $ 1,180,000 | $ 295,000 | $ 154,000 |
| San Juan County Washington | 4 | $ 1,140,000 | $ 285,000 | $ 151,000 |
| Alameda County California | 3 | $ 3,005,000 | $ 1,001,000 | $ 211,000 |
| Fresno County California | 3 | $ 875,000 | $ 291,000 | $ 286,000 |
| San Francisco County California | 3 | $ 2,315,000 | $ 771,000 | $ 190,000 |
| San Mateo County California | 3 | $ 24,055,000 | $ 8,018,000 | $ 352,000 |
| Sonoma County California | 3 | $ 735,000 | $ 245,000 | $ 187,000 |
| Ventura County California | 3 | $ 405,000 | $ 135,000 | $ 138,000 |
| Linn County Oregon | 3 | $ 525,000 | $ 175,000 | $ 71,000 |
| Tillamook County Oregon | 3 | $ 1,565,000 | $ 521,000 | $ 204,000 |
| Union County Oregon | 3 | $ 325,000 | $ 108,000 | $ 76,000 |
| Wasco County Oregon | 3 | $ 905,000 | $ 301,000 | $ 141,000 |
| Douglas County Washington | 3 | $ 1,135,000 | $ 378,000 | $ 148,000 |
| Kittitas County Washington | 3 | $ 2,955,000 | $ 985,000 | $ 364,000 |
| Lincoln County Washington | 3 | $ 305,000 | $ 101,000 | $ 89,000 |
| Pacific County Washington | 3 | $ 665,000 | $ 221,000 | $ 65,000 |
| Walla Walla County Washington | 3 | $ 1,215,000 | $ 405,000 | $ 182,000 |
| Pinal County Arizona | 2 | $ 640,000 | $ 320,000 | $ 154,000 |
| Contra Costa County California | 2 | $ 270,000 | $ 135,000 | $ 239,000 |
| Del Norte County California | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Monterey County California | 2 | $ 610,000 | $ 305,000 | $ 686,000 |
| Nevada County California | 2 | $ 660,000 | $ 330,000 | $ 174,000 |
| San Luis Obispo County California | 2 | $ 680,000 | $ 340,000 | $ 170,000 |
| Santa Barbara County California | 2 | $ 270,000 | $ 135,000 | $ 105,000 |
| Denver County Colorado | 2 | $ 920,000 | $ 460,000 | $ 265,000 |
| Washington County Idaho | 2 | $ 210,000 | $ 105,000 | $ 58,000 |
| Benton County Oregon | 2 | $ 220,000 | $ 110,000 | $ 97,000 |
| Jackson County Oregon | 2 | $ 1,770,000 | $ 885,000 | $ 73,000 |
| Stevens County Washington | 2 | $ 290,000 | $ 145,000 | $ 93,000 |
| Wahkiakum County Washington | 2 | $ 920,000 | $ 460,000 | $ 183,000 |
| Anchorage County Alaska | 1 | $ 305,000 | $ 305,000 | $ 296,000 |
| El Dorado County California | 1 | $ 555,000 | $ 555,000 | $ 178,000 |
| Glenn County California | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Madera County California | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Merced County California | 1 | $ 5,000 | $ 5,000 | $ 73,000 |
| San Joaquin County California | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Shasta County California | 1 | $ 145,000 | $ 145,000 | $ 154,000 |
| Yolo County California | 1 | $ 3,505,000 | $ 3,505,000 | $ 0 |
| Douglas County Colorado | 1 | $ 2,255,000 | $ 2,255,000 | $ 0 |
| Garfield County Colorado | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Larimer County Colorado | 1 | $ 115,000 | $ 115,000 | $ 266,000 |
| Blaine County Idaho | 1 | $ 705,000 | $ 705,000 | $ 312,000 |
| Latah County Idaho | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Payette County Idaho | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Twin Falls County Idaho | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Flathead County Montana | 1 | $ 8,175,000 | $ 8,175,000 | $ 0 |
| Gallatin County Montana | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 4,185,000 | $ 4,185,000 | $ 0 |
| Yadkin County North Carolina | 1 | $ 2,255,000 | $ 2,255,000 | $ 0 |
| Baker County Oregon | 1 | $ 145,000 | $ 145,000 | $ 117,000 |
| Coos County Oregon | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Douglas County Oregon | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Gilliam County Oregon | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Grant County Oregon | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Hood River County Oregon | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
| Klamath County Oregon | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Malheur County Oregon | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Dallas County Texas | 1 | $ 1,765,000 | $ 1,765,000 | $ 0 |
| Potter County Texas | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 39,905,000 | $ 39,905,000 | $ 0 |
| Pend Oreille County Washington | 1 | $ 375,000 | $ 375,000 | $ 143,000 |
Mortgage Loan Application Detail Totals for Homestreet Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,031 | $681,715,000 | $661,000 | $39,905,000 | $204,000 | $2,834,000 |
| Home Improvement | 664 | $133,440,000 | $200,000 | $2,505,000 | $183,000 | $2,776,000 |
| Other Purpose | 464 | $90,850,000 | $195,000 | $2,005,000 | $172,000 | $4,239,000 |
| Cash-out Refinancing | 253 | $84,905,000 | $335,000 | $1,905,000 | $192,000 | $1,500,000 |
| Refinancing | 62 | $131,320,000 | $2,118,000 | $15,545,000 | $277,000 | $1,378,000 |
| Not Applicable | 8 | $1,930,000 | $241,000 | $535,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,424 | $524,870,000 | $368,000 | $2,705,000 | $197,000 | $4,239,000 |
| Not Provided | 445 | $191,915,000 | $431,000 | $2,505,000 | $213,000 | $1,378,000 |
| Hispanic | 197 | $59,475,000 | $301,000 | $2,505,000 | $144,000 | $2,834,000 |
| Asian | 177 | $79,125,000 | $447,000 | $1,965,000 | $208,000 | $832,000 |
| Black or African American | 87 | $20,785,000 | $238,000 | $975,000 | $131,000 | $539,000 |
| Native Hawaiian or Other Pacific Islander | 61 | $19,085,000 | $312,000 | $1,045,000 | $121,000 | $388,000 |
| Not applicable | 45 | $214,745,000 | $4,772,000 | $39,905,000 | $0 | $0 |
| American Indian or Alaskan Native | 25 | $8,005,000 | $320,000 | $1,685,000 | $169,000 | $611,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,221 | $1,019,845,000 | $459,000 | $39,905,000 | $201,000 | $4,239,000 |
| FHA-insured (Federal Housing Administration) | 181 | $66,085,000 | $365,000 | $855,000 | $112,000 | $296,000 |
| VA-guaranteed (Veterans Administration) | 79 | $37,405,000 | $473,000 | $1,655,000 | $124,000 | $291,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $825,000 | $825,000 | $825,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,466 | $746,900,000 | $509,000 | $39,905,000 | $206,000 | $2,834,000 |
| Application Denied By Financial Institution | 524 | $160,170,000 | $305,000 | $4,185,000 | $150,000 | $1,500,000 |
| Application Withdrawn By Applicant | 401 | $180,565,000 | $450,000 | $20,645,000 | $196,000 | $4,239,000 |
| File Closed For Incompleteness | 45 | $22,515,000 | $500,000 | $2,705,000 | $217,000 | $1,775,000 |
| Application Approved But Not Accepted | 33 | $9,925,000 | $300,000 | $1,225,000 | $159,000 | $501,000 |
| Loan Purchased By The Institution | 13 | $4,085,000 | $314,000 | $825,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,958 | $963,990,000 | $492,000 | $39,905,000 | $204,000 | $4,239,000 |
| Credit History | 237 | $36,155,000 | $152,000 | $2,365,000 | $150,000 | $1,500,000 |
| Debt-To-Income Ratio | 137 | $39,365,000 | $287,000 | $1,655,000 | $97,000 | $380,000 |
| Credit Application Incomplete | 56 | $31,210,000 | $557,000 | $2,255,000 | $194,000 | $850,000 |
| Collateral | 51 | $23,495,000 | $460,000 | $4,185,000 | $191,000 | $548,000 |
| Other | 37 | $28,535,000 | $771,000 | $2,505,000 | $220,000 | $786,000 |
| Employment History | 4 | $910,000 | $227,000 | $405,000 | $224,000 | $780,000 |
| Unverifiable Information | 2 | $500,000 | $250,000 | $285,000 | $62,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestreet Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.