Hometown America
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Hometown America.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Hometown America
150 N. Wacker Dr., Ste. 2800
Chicago, IL 60606
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  
Total Number of Mortgage Applications 2,167
Total Mortgage Loan Application Amount $74,979,000
Average Mortgage Loan Application Amount $32,285
Highest Mortgage Loan Application Amount $151,000
Average Applicant Income $35,821
Highest Applicant Income $695,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Hometown America by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Macomb County Michigan 204 $ 6,867,000 $ 33,000 $ 37,000
Oakland County Michigan 157 $ 5,936,000 $ 37,000 $ 42,000
Tarrant County Texas 157 $ 7,926,000 $ 50,000 $ 44,000
Genesee County Michigan 111 $ 3,875,000 $ 34,000 $ 36,000
Denton County Texas 110 $ 3,403,000 $ 30,000 $ 34,000
Travis County Texas 102 $ 3,866,000 $ 37,000 $ 31,000
St. Clair County Michigan 81 $ 2,080,000 $ 25,000 $ 36,000
Pima County Arizona 78 $ 2,107,000 $ 27,000 $ 33,000
Adams County Colorado 76 $ 1,902,000 $ 25,000 $ 41,000
Marion County Indiana 71 $ 1,667,000 $ 23,000 $ 32,000
San Bernardino County California 66 $ 3,031,000 $ 45,000 $ 35,000
Dallas County Texas 66 $ 1,914,000 $ 29,000 $ 29,000
Niagara County New York 61 $ 1,672,000 $ 27,000 $ 37,000
Maricopa County Arizona 51 $ 1,556,000 $ 30,000 $ 39,000
Kent County Michigan 50 $ 1,350,000 $ 27,000 $ 34,000
Johnson County Kansas 48 $ 1,363,000 $ 28,000 $ 36,000
Broward County Florida 44 $ 2,121,000 $ 48,000 $ 52,000
Wayne County Michigan 43 $ 1,406,000 $ 32,000 $ 39,000
Riverside County California 40 $ 2,285,000 $ 57,000 $ 46,000
Weld County Colorado 36 $ 1,825,000 $ 50,000 $ 34,000
Orange County Florida 36 $ 912,000 $ 25,000 $ 26,000
Frederick County Virginia 35 $ 1,647,000 $ 47,000 $ 42,000
Harris County Texas 33 $ 988,000 $ 29,000 $ 35,000
Hillsborough County Florida 31 $ 991,000 $ 31,000 $ 35,000
Monroe County Michigan 28 $ 972,000 $ 34,000 $ 48,000
Palm Beach County Florida 25 $ 823,000 $ 32,000 $ 33,000
Hamilton County Indiana 25 $ 555,000 $ 22,000 $ 33,000
Ada County Idaho 24 $ 479,000 $ 19,000 $ 30,000
Ionia County Michigan 22 $ 637,000 $ 28,000 $ 35,000
Northampton County Pennsylvania 20 $ 748,000 $ 37,000 $ 39,000
Cass County North Dakota 18 $ 427,000 $ 23,000 $ 37,000
Dakota County Minnesota 17 $ 553,000 $ 32,000 $ 37,000
Washington County Minnesota 16 $ 627,000 $ 39,000 $ 38,000
Barry County Michigan 15 $ 425,000 $ 28,000 $ 28,000
Ottawa County Michigan 14 $ 506,000 $ 36,000 $ 37,000
Lehigh County Pennsylvania 14 $ 446,000 $ 31,000 $ 47,000
Livingston County Michigan 13 $ 336,000 $ 25,000 $ 31,000
Boone County Indiana 11 $ 248,000 $ 22,000 $ 55,000
St. Mary's County Maryland 11 $ 498,000 $ 45,000 $ 40,000
Cumberland County New Jersey 10 $ 672,000 $ 67,000 $ 29,000
Boulder County Colorado 7 $ 237,000 $ 33,000 $ 34,000
Pinellas County Florida 7 $ 233,000 $ 33,000 $ 46,000
Lapeer County Michigan 7 $ 312,000 $ 44,000 $ 38,000
Montgomery County Alabama 6 $ 107,000 $ 17,000 $ 22,000
Kalamazoo County Michigan 6 $ 108,000 $ 18,000 $ 30,000
Collier County Florida 5 $ 182,000 $ 36,000 $ 56,000
Lake County Florida 4 $ 87,000 $ 21,000 $ 36,000
Marion County Florida 4 $ 215,000 $ 53,000 $ 46,000
Kankakee County Illinois 4 $ 189,000 $ 47,000 $ 38,000
Midland County Michigan 4 $ 118,000 $ 29,000 $ 46,000
Muskegon County Michigan 4 $ 74,000 $ 18,000 $ 29,000
Polk County Florida 3 $ 63,000 $ 21,000 $ 43,000
Scott County Iowa 3 $ 101,000 $ 33,000 $ 23,000
Clark County Nevada 3 $ 91,000 $ 30,000 $ 66,000
Lee County Florida 2 $ 160,000 $ 80,000 $ 108,000
Seminole County Florida 2 $ 137,000 $ 68,000 $ 55,000
Sumter County Florida 2 $ 42,000 $ 21,000 $ 35,000
Polk County Iowa 2 $ 131,000 $ 65,000 $ 37,000
Pinal County Arizona 1 $ 11,000 $ 11,000 $ 28,000
El Paso County Colorado 1 $ 35,000 $ 35,000 $ 35,000
Litchfield County Connecticut 1 $ 35,000 $ 35,000 $ 40,000
Middlesex County Connecticut 1 $ 86,000 $ 86,000 $ 39,000
Manatee County Florida 1 $ 35,000 $ 35,000 $ 22,000
Martin County Florida 1 $ 47,000 $ 47,000 $ 44,000
Miami-Dade County Florida 1 $ 35,000 $ 35,000 $ 43,000
Pasco County Florida 1 $ 67,000 $ 67,000 $ 45,000
Sarasota County Florida 1 $ 57,000 $ 57,000 $ 55,000
Fayette County Georgia 1 $ 12,000 $ 12,000 $ 24,000
Madison County Illinois 1 $ 18,000 $ 18,000 $ 56,000
McLean County Illinois 1 $ 35,000 $ 35,000 $ 27,000
Elkhart County Indiana 1 $ 23,000 $ 23,000 $ 31,000
Prince George's County Maryland 1 $ 35,000 $ 35,000 $ 86,000
Saginaw County Michigan 1 $ 35,000 $ 35,000 $ 28,000
Los Alamos County New Mexico 1 $ 25,000 $ 25,000 $ 38,000
Onondaga County New York 1 $ 35,000 $ 35,000 $ 18,000
Guilford County North Carolina 1 $ 10,000 $ 10,000 $ 20,000
Marion County Ohio 1 $ 25,000 $ 25,000 $ 45,000
Berkeley County South Carolina 1 $ 38,000 $ 38,000 $ 32,000
Weber County Utah 1 $ 16,000 $ 16,000 $ 26,000
Augusta County Virginia 1 $ 35,000 $ 35,000 $ 18,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Hometown America in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,166 $74,958,000 $32,703 $151,000 $36,296 $695,000
Refinancing 1 $21,000 $21,000 $21,000 $23,000 $23,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 993 $35,335,000 $37,727 $129,000 $40,454 $695,000
Not Provided 668 $21,730,000 $31,958 $151,000 $37,291 $120,000
Hispanic 375 $12,832,000 $30,312 $90,000 $34,875 $368,000
Black or African American 100 $3,897,000 $33,500 $80,000 $33,583 $92,000
American Indian or Alaskan Native 20 $696,000 $37,714 $96,000 $28,285 $66,000
Asian 8 $385,000 $49,000 $71,000 $51,500 $120,000
Native Hawaiian or Other Pacific Islander 3 $104,000 $34,666 $50,000 $38,666 $56,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,165 $74,919,000 $32,703 $151,000 $36,296 $695,000
FHA-insured (Federal Housing Administration) 2 $60,000 $30,000 $35,000 $19,500 $26,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 928 $30,962,000 $31,000 $151,000 $33,080 $228,000
Loan Originated 686 $24,346,000 $39,437 $109,000 $42,500 $206,000
File Closed For Incompleteness 462 $16,349,000 $34,142 $129,000 $44,285 $368,000
Application Withdrawn By Applicant 83 $3,118,000 $34,857 $110,000 $38,000 $695,000
Application Approved But Not Accepted 8 $204,000 $22,166 $60,000 $25,666 $49,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 447 $15,006,000 $30,208 $100,000 $37,458 $228,000
Debt-To-Income Ratio 367 $12,108,000 $35,571 $151,000 $26,952 $90,000
Employment History 65 $1,994,000 $30,384 $61,000 $30,615 $65,000
Other 40 $1,609,000 $42,111 $85,000 $41,000 $85,000
Unverifiable Information 8 $231,000 $28,800 $50,000 $45,000 $96,000
Insufficient Cash (Downpayment, Closing Cost) 1 $14,000 $14,000 $14,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.

Download the Illinois Lender List