Honda Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Honda Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Honda Federal Credit Union 1919 Torrance Blvd Torrance, CA 90509 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,823 |
| Total Mortgage Loan Application Amount | $235,695,000 |
| Average Mortgage Loan Application Amount | $100,500 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $89,833 |
| Highest Applicant Income | $655,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Honda Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Honda Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Honda Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Honda Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Honda Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Honda Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Ohio | 189 | $ 22,515,000 | $ 119,000 | $ 94,000 |
| Logan County Ohio | 184 | $ 14,870,000 | $ 80,000 | $ 82,000 |
| Franklin County Ohio | 87 | $ 9,535,000 | $ 109,000 | $ 97,000 |
| Champaign County Ohio | 70 | $ 6,350,000 | $ 90,000 | $ 69,000 |
| Shelby County Ohio | 69 | $ 7,525,000 | $ 109,000 | $ 84,000 |
| Los Angeles County California | 63 | $ 14,485,000 | $ 229,000 | $ 134,000 |
| Delaware County Ohio | 54 | $ 7,610,000 | $ 140,000 | $ 96,000 |
| Auglaize County Ohio | 48 | $ 5,160,000 | $ 107,000 | $ 80,000 |
| Calhoun County Alabama | 38 | $ 3,460,000 | $ 91,000 | $ 66,000 |
| Allen County Ohio | 31 | $ 2,105,000 | $ 67,000 | $ 74,000 |
| Marion County Ohio | 31 | $ 2,265,000 | $ 73,000 | $ 65,000 |
| Talladega County Alabama | 28 | $ 2,900,000 | $ 103,000 | $ 74,000 |
| Hardin County Ohio | 28 | $ 2,210,000 | $ 78,000 | $ 66,000 |
| Decatur County Indiana | 24 | $ 2,210,000 | $ 92,000 | $ 87,000 |
| Clark County Ohio | 24 | $ 1,740,000 | $ 72,000 | $ 80,000 |
| Mercer County Ohio | 19 | $ 1,665,000 | $ 87,000 | $ 77,000 |
| Miami County Ohio | 17 | $ 1,865,000 | $ 109,000 | $ 99,000 |
| Shelby County Indiana | 14 | $ 1,150,000 | $ 82,000 | $ 60,000 |
| St. Clair County Alabama | 12 | $ 1,190,000 | $ 99,000 | $ 116,000 |
| Orange County California | 12 | $ 3,100,000 | $ 258,000 | $ 149,000 |
| Jefferson County Alabama | 10 | $ 890,000 | $ 89,000 | $ 107,000 |
| Marion County Indiana | 10 | $ 1,120,000 | $ 112,000 | $ 59,000 |
| Madison County Ohio | 10 | $ 1,620,000 | $ 162,000 | $ 112,000 |
| Darlington County South Carolina | 10 | $ 930,000 | $ 93,000 | $ 79,000 |
| Etowah County Alabama | 9 | $ 815,000 | $ 90,000 | $ 84,000 |
| Franklin County Indiana | 8 | $ 700,000 | $ 87,000 | $ 84,000 |
| Montgomery County Ohio | 8 | $ 680,000 | $ 85,000 | $ 154,000 |
| Bartholomew County Indiana | 7 | $ 585,000 | $ 83,000 | $ 87,000 |
| Florence County South Carolina | 7 | $ 445,000 | $ 63,000 | $ 83,000 |
| Shelby County Alabama | 6 | $ 1,150,000 | $ 191,000 | $ 99,000 |
| Forsyth County Georgia | 6 | $ 880,000 | $ 146,000 | $ 165,000 |
| Ripley County Indiana | 6 | $ 530,000 | $ 88,000 | $ 67,000 |
| Guilford County North Carolina | 6 | $ 960,000 | $ 160,000 | $ 116,000 |
| Cherokee County Georgia | 5 | $ 415,000 | $ 83,000 | $ 119,000 |
| Haralson County Georgia | 5 | $ 305,000 | $ 61,000 | $ 43,000 |
| Rush County Indiana | 5 | $ 515,000 | $ 103,000 | $ 92,000 |
| Fulton County Georgia | 4 | $ 1,590,000 | $ 397,000 | $ 317,000 |
| Fayette County Indiana | 4 | $ 370,000 | $ 92,000 | $ 47,000 |
| Jefferson County Indiana | 4 | $ 500,000 | $ 125,000 | $ 76,000 |
| Mecklenburg County North Carolina | 4 | $ 810,000 | $ 202,000 | $ 92,000 |
| Hancock County Ohio | 4 | $ 350,000 | $ 87,000 | $ 103,000 |
| Wyandot County Ohio | 4 | $ 380,000 | $ 95,000 | $ 73,000 |
| Limestone County Alabama | 3 | $ 185,000 | $ 61,000 | $ 85,000 |
| Carroll County Georgia | 3 | $ 275,000 | $ 91,000 | $ 83,000 |
| Douglas County Georgia | 3 | $ 235,000 | $ 78,000 | $ 111,000 |
| Gwinnett County Georgia | 3 | $ 195,000 | $ 65,000 | $ 54,000 |
| Paulding County Georgia | 3 | $ 485,000 | $ 161,000 | $ 92,000 |
| Johnson County Indiana | 3 | $ 275,000 | $ 91,000 | $ 74,000 |
| Wayne County Indiana | 3 | $ 155,000 | $ 51,000 | $ 85,000 |
| Darke County Ohio | 3 | $ 125,000 | $ 41,000 | $ 74,000 |
| Marshall County Alabama | 2 | $ 130,000 | $ 65,000 | $ 103,000 |
| Contra Costa County California | 2 | $ 600,000 | $ 300,000 | $ 113,000 |
| Riverside County California | 2 | $ 430,000 | $ 215,000 | $ 19,000 |
| Polk County Florida | 2 | $ 290,000 | $ 145,000 | $ 78,000 |
| McHenry County Illinois | 2 | $ 410,000 | $ 205,000 | $ 129,000 |
| Dearborn County Indiana | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 400,000 | $ 200,000 | $ 72,000 |
| Hancock County Indiana | 2 | $ 60,000 | $ 30,000 | $ 118,000 |
| Jennings County Indiana | 2 | $ 150,000 | $ 75,000 | $ 62,000 |
| Fayette County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| Bristol County Massachusetts | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Wayne County Michigan | 2 | $ 260,000 | $ 130,000 | $ 77,000 |
| Alamance County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 89,000 |
| Burke County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 350,000 |
| Davidson County North Carolina | 2 | $ 50,000 | $ 25,000 | $ 55,000 |
| Lincoln County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 114,000 |
| Pender County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 33,000 |
| Rockingham County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 75,000 |
| Wake County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 91,000 |
| Greene County Ohio | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Licking County Ohio | 2 | $ 340,000 | $ 170,000 | $ 34,000 |
| Medina County Ohio | 2 | $ 560,000 | $ 280,000 | $ 320,000 |
| Morrow County Ohio | 2 | $ 60,000 | $ 30,000 | $ 74,000 |
| Lee County South Carolina | 2 | $ 100,000 | $ 50,000 | $ 47,000 |
| Monroe County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 88,000 |
| Coosa County Alabama | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| DeKalb County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jackson County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Mobile County Alabama | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Mono County California | 1 | $ 405,000 | $ 405,000 | $ 300,000 |
| Napa County California | 1 | $ 505,000 | $ 505,000 | $ 0 |
| San Bernardino County California | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| San Joaquin County California | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Tuolumne County California | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| New Haven County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 0 |
| New Castle County Delaware | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Broward County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hernando County Florida | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Highlands County Florida | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Hillsborough County Florida | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Pinellas County Florida | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Volusia County Florida | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Franklin County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Allen County Indiana | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Delaware County Indiana | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Hendricks County Indiana | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Henry County Indiana | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Kosciusko County Indiana | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Madison County Indiana | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| Ohio County Indiana | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| St. Joseph County Indiana | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Tipton County Indiana | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Macomb County Michigan | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Merrimack County New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Caswell County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Forsyth County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 264,000 |
| Orange County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Surry County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 175,000 |
| Ashland County Ohio | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Clinton County Ohio | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Columbiana County Ohio | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Fairfield County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 215,000 | $ 215,000 | $ 166,000 |
| Hocking County Ohio | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Knox County Ohio | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Lorain County Ohio | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Lucas County Ohio | 1 | $ 35,000 | $ 35,000 | $ 130,000 |
| Portage County Ohio | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Putnam County Ohio | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Ross County Ohio | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Summit County Ohio | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Wayne County Ohio | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Multnomah County Oregon | 1 | $ 425,000 | $ 425,000 | $ 125,000 |
| Beaufort County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Berkeley County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Charleston County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| York County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Bradley County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 330,000 |
| Cannon County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| DeKalb County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Montgomery County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 98,000 |
| Union County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 169,000 |
| Nueces County Texas | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Honda Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 863 | $138,485,000 | $160,000 | $1,005,000 | $80,000 | $399,000 |
| Cash-out Refinancing | 441 | $47,155,000 | $106,000 | $605,000 | $84,000 | $300,000 |
| Home Improvement | 291 | $25,815,000 | $88,000 | $785,000 | $95,000 | $655,000 |
| Refinancing | 117 | $18,145,000 | $155,000 | $505,000 | $87,000 | $227,000 |
| Other Purpose | 106 | $5,900,000 | $55,000 | $215,000 | $88,000 | $240,000 |
| Not Applicable | 5 | $195,000 | $39,000 | $65,000 | $105,000 | $137,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,495 | $183,425,000 | $122,000 | $1,005,000 | $84,000 | $395,000 |
| Not Provided | 132 | $18,590,000 | $140,000 | $555,000 | $84,000 | $655,000 |
| Black or African American | 95 | $13,715,000 | $144,000 | $755,000 | $77,000 | $399,000 |
| Hispanic | 40 | $7,470,000 | $186,000 | $785,000 | $88,000 | $183,000 |
| Asian | 40 | $8,630,000 | $215,000 | $955,000 | $115,000 | $282,000 |
| Not applicable | 3 | $485,000 | $161,000 | $275,000 | $126,000 | $231,000 |
| American Indian or Alaskan Native | 2 | $200,000 | $100,000 | $175,000 | $71,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $285,000 | $285,000 | $285,000 | $84,000 | $84,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,823 | $235,695,000 | $129,000 | $1,005,000 | $85,000 | $655,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,048 | $114,410,000 | $109,000 | $885,000 | $92,000 | $655,000 |
| Preapproval Approved but not Accepted | 338 | $66,650,000 | $197,000 | $1,005,000 | $81,000 | $322,000 |
| Application Withdrawn By Applicant | 216 | $29,990,000 | $138,000 | $935,000 | $85,000 | $293,000 |
| Preapproval Denied by Financial Institution | 137 | $17,915,000 | $130,000 | $605,000 | $52,000 | $135,000 |
| Application Denied By Financial Institution | 84 | $6,730,000 | $80,000 | $355,000 | $57,000 | $225,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,602 | $211,050,000 | $131,000 | $1,005,000 | $89,000 | $655,000 |
| Credit History | 130 | $13,870,000 | $106,000 | $475,000 | $56,000 | $225,000 |
| Debt-To-Income Ratio | 60 | $7,580,000 | $126,000 | $605,000 | $47,000 | $135,000 |
| Collateral | 13 | $675,000 | $51,000 | $135,000 | $58,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,855,000 | $142,000 | $335,000 | $53,000 | $84,000 |
| Other | 2 | $140,000 | $70,000 | $95,000 | $87,000 | $107,000 |
| Employment History | 2 | $220,000 | $110,000 | $145,000 | $45,000 | $57,000 |
| Credit Application Incomplete | 1 | $305,000 | $305,000 | $305,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Honda Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Honda Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.