Honda Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Honda Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Honda Federal Credit Union 1919 Torrance Blvd Torrance, CA 90509 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,972 |
| Total Mortgage Loan Application Amount | $330,520,000 |
| Average Mortgage Loan Application Amount | $142,000 |
| Highest Mortgage Loan Application Amount | $1,445,000 |
| Average Applicant Income | $92,500 |
| Highest Applicant Income | $945,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Honda Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Honda Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Honda Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Honda Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Honda Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Honda Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Logan County Ohio | 191 | $ 20,315,000 | $ 106,000 | $ 81,000 |
| Union County Ohio | 177 | $ 21,175,000 | $ 119,000 | $ 102,000 |
| Franklin County Ohio | 82 | $ 12,920,000 | $ 157,000 | $ 108,000 |
| Shelby County Ohio | 81 | $ 10,215,000 | $ 126,000 | $ 86,000 |
| Los Angeles County California | 69 | $ 15,155,000 | $ 219,000 | $ 133,000 |
| Champaign County Ohio | 60 | $ 6,320,000 | $ 105,000 | $ 73,000 |
| Auglaize County Ohio | 50 | $ 5,160,000 | $ 103,000 | $ 85,000 |
| Delaware County Ohio | 50 | $ 7,570,000 | $ 151,000 | $ 127,000 |
| Talladega County Alabama | 34 | $ 3,090,000 | $ 90,000 | $ 82,000 |
| Allen County Ohio | 28 | $ 3,310,000 | $ 118,000 | $ 88,000 |
| Hardin County Ohio | 28 | $ 2,240,000 | $ 80,000 | $ 70,000 |
| St. Clair County Alabama | 26 | $ 4,350,000 | $ 167,000 | $ 94,000 |
| Calhoun County Alabama | 24 | $ 2,200,000 | $ 91,000 | $ 72,000 |
| Marion County Ohio | 23 | $ 2,145,000 | $ 93,000 | $ 84,000 |
| Decatur County Indiana | 16 | $ 1,940,000 | $ 121,000 | $ 96,000 |
| Etowah County Alabama | 15 | $ 1,155,000 | $ 77,000 | $ 84,000 |
| Clark County Ohio | 15 | $ 1,285,000 | $ 85,000 | $ 72,000 |
| Mercer County Ohio | 13 | $ 1,315,000 | $ 101,000 | $ 84,000 |
| Florence County South Carolina | 13 | $ 1,815,000 | $ 139,000 | $ 74,000 |
| Jefferson County Alabama | 12 | $ 910,000 | $ 75,000 | $ 80,000 |
| Madison County Ohio | 12 | $ 3,010,000 | $ 250,000 | $ 122,000 |
| Shelby County Alabama | 11 | $ 1,445,000 | $ 131,000 | $ 124,000 |
| Orange County California | 11 | $ 4,095,000 | $ 372,000 | $ 202,000 |
| Gwinnett County Georgia | 11 | $ 2,085,000 | $ 189,000 | $ 101,000 |
| Guilford County North Carolina | 11 | $ 1,885,000 | $ 171,000 | $ 127,000 |
| Cherokee County Georgia | 9 | $ 2,295,000 | $ 255,000 | $ 111,000 |
| Shelby County Indiana | 9 | $ 625,000 | $ 69,000 | $ 83,000 |
| Miami County Ohio | 9 | $ 1,575,000 | $ 175,000 | $ 83,000 |
| Riverside County California | 7 | $ 755,000 | $ 107,000 | $ 124,000 |
| Forsyth County Georgia | 7 | $ 1,875,000 | $ 267,000 | $ 94,000 |
| Fayette County Indiana | 6 | $ 420,000 | $ 70,000 | $ 46,000 |
| Marion County Indiana | 6 | $ 510,000 | $ 85,000 | $ 81,000 |
| Carroll County Georgia | 5 | $ 465,000 | $ 93,000 | $ 85,000 |
| Ripley County Indiana | 5 | $ 725,000 | $ 145,000 | $ 74,000 |
| Rush County Indiana | 5 | $ 335,000 | $ 67,000 | $ 33,000 |
| Montgomery County Ohio | 5 | $ 525,000 | $ 105,000 | $ 67,000 |
| Denton County Texas | 5 | $ 1,585,000 | $ 317,000 | $ 122,000 |
| Pinal County Arizona | 4 | $ 1,780,000 | $ 445,000 | $ 136,000 |
| San Bernardino County California | 4 | $ 730,000 | $ 182,000 | $ 120,000 |
| Cobb County Georgia | 4 | $ 1,180,000 | $ 295,000 | $ 188,000 |
| Franklin County Indiana | 4 | $ 270,000 | $ 67,000 | $ 81,000 |
| Alamance County North Carolina | 4 | $ 300,000 | $ 75,000 | $ 80,000 |
| Rockingham County North Carolina | 4 | $ 380,000 | $ 95,000 | $ 99,000 |
| Fairfield County Ohio | 4 | $ 820,000 | $ 205,000 | $ 96,000 |
| Licking County Ohio | 4 | $ 880,000 | $ 220,000 | $ 107,000 |
| Darlington County South Carolina | 4 | $ 100,000 | $ 25,000 | $ 97,000 |
| Duval County Florida | 3 | $ 705,000 | $ 235,000 | $ 87,000 |
| Paulding County Georgia | 3 | $ 425,000 | $ 141,000 | $ 133,000 |
| Bartholomew County Indiana | 3 | $ 255,000 | $ 85,000 | $ 68,000 |
| Hancock County Indiana | 3 | $ 745,000 | $ 248,000 | $ 114,000 |
| Forsyth County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 59,000 |
| Warren County Ohio | 3 | $ 675,000 | $ 225,000 | $ 130,000 |
| Beaufort County South Carolina | 3 | $ 1,915,000 | $ 638,000 | $ 326,000 |
| Morgan County Alabama | 2 | $ 330,000 | $ 165,000 | $ 88,000 |
| Maricopa County Arizona | 2 | $ 860,000 | $ 430,000 | $ 172,000 |
| Kern County California | 2 | $ 300,000 | $ 150,000 | $ 94,000 |
| Lake County Florida | 2 | $ 700,000 | $ 350,000 | $ 141,000 |
| Lee County Florida | 2 | $ 510,000 | $ 255,000 | $ 116,000 |
| Bartow County Georgia | 2 | $ 130,000 | $ 65,000 | $ 100,000 |
| DeKalb County Georgia | 2 | $ 160,000 | $ 80,000 | $ 173,000 |
| Douglas County Georgia | 2 | $ 460,000 | $ 230,000 | $ 142,000 |
| Haralson County Georgia | 2 | $ 160,000 | $ 80,000 | $ 46,000 |
| Hamilton County Indiana | 2 | $ 510,000 | $ 255,000 | $ 90,000 |
| Johnson County Indiana | 2 | $ 70,000 | $ 35,000 | $ 115,000 |
| Wayne County Indiana | 2 | $ 60,000 | $ 30,000 | $ 59,000 |
| Hampden County Massachusetts | 2 | $ 380,000 | $ 190,000 | $ 74,000 |
| Wayne County Michigan | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| Caswell County North Carolina | 2 | $ 50,000 | $ 25,000 | $ 72,000 |
| Randolph County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 120,000 |
| Wake County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 123,000 |
| Butler County Ohio | 2 | $ 390,000 | $ 195,000 | $ 66,000 |
| Cuyahoga County Ohio | 2 | $ 420,000 | $ 210,000 | $ 27,000 |
| Darke County Ohio | 2 | $ 710,000 | $ 355,000 | $ 145,000 |
| Greene County Ohio | 2 | $ 410,000 | $ 205,000 | $ 54,000 |
| Morrow County Ohio | 2 | $ 80,000 | $ 40,000 | $ 60,000 |
| Stark County Ohio | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Berks County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 108,000 |
| Dorchester County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 85,000 |
| McCormick County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 158,000 |
| Richland County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 128,000 |
| Sumter County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 64,000 |
| Scott County Tennessee | 2 | $ 560,000 | $ 280,000 | $ 124,000 |
| Martinsville County Virginia | 2 | $ 120,000 | $ 60,000 | $ 102,000 |
| Blount County Alabama | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Coosa County Alabama | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Limestone County Alabama | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Madison County Alabama | 1 | $ 365,000 | $ 365,000 | $ 158,000 |
| Marshall County Alabama | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Perry County Alabama | 1 | $ 35,000 | $ 35,000 | $ 130,000 |
| Contra Costa County California | 1 | $ 125,000 | $ 125,000 | $ 158,000 |
| Sacramento County California | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| San Francisco County California | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| Douglas County Colorado | 1 | $ 955,000 | $ 955,000 | $ 136,000 |
| Hartford County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 146,000 |
| Brevard County Florida | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| Broward County Florida | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Citrus County Florida | 1 | $ 245,000 | $ 245,000 | $ 177,000 |
| Collier County Florida | 1 | $ 275,000 | $ 275,000 | $ 159,000 |
| Escambia County Florida | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Hernando County Florida | 1 | $ 245,000 | $ 245,000 | $ 177,000 |
| Hillsborough County Florida | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Indian River County Florida | 1 | $ 215,000 | $ 215,000 | $ 116,000 |
| Leon County Florida | 1 | $ 245,000 | $ 245,000 | $ 179,000 |
| Madison County Florida | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Osceola County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Pasco County Florida | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Pinellas County Florida | 1 | $ 435,000 | $ 435,000 | $ 114,000 |
| Putnam County Florida | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Sarasota County Florida | 1 | $ 195,000 | $ 195,000 | $ 180,000 |
| St. Johns County Florida | 1 | $ 415,000 | $ 415,000 | $ 180,000 |
| Baldwin County Georgia | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Bryan County Georgia | 1 | $ 415,000 | $ 415,000 | $ 233,000 |
| Coweta County Georgia | 1 | $ 85,000 | $ 85,000 | $ 186,000 |
| Dawson County Georgia | 1 | $ 315,000 | $ 315,000 | $ 76,000 |
| Hall County Georgia | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| McIntosh County Georgia | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Kootenai County Idaho | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Cook County Illinois | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| DuPage County Illinois | 1 | $ 375,000 | $ 375,000 | $ 175,000 |
| Will County Illinois | 1 | $ 105,000 | $ 105,000 | $ 172,000 |
| Boone County Indiana | 1 | $ 245,000 | $ 245,000 | $ 186,000 |
| Dearborn County Indiana | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Hendricks County Indiana | 1 | $ 135,000 | $ 135,000 | $ 133,000 |
| Jefferson County Indiana | 1 | $ 145,000 | $ 145,000 | $ 155,000 |
| Jennings County Indiana | 1 | $ 355,000 | $ 355,000 | $ 102,000 |
| Noble County Indiana | 1 | $ 405,000 | $ 405,000 | $ 177,000 |
| Tipton County Indiana | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Campbell County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Shelby County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Charles County Maryland | 1 | $ 325,000 | $ 325,000 | $ 240,000 |
| Worcester County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Alger County Michigan | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Cass County Michigan | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Genesee County Michigan | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Kent County Michigan | 1 | $ 495,000 | $ 495,000 | $ 220,000 |
| Oakland County Michigan | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Forrest County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Dallas County Missouri | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Jackson County Missouri | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Rockingham County New Hampshire | 1 | $ 465,000 | $ 465,000 | $ 110,000 |
| Ocean County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Rio Arriba County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Brunswick County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 178,000 |
| Davie County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 120,000 |
| Durham County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Johnston County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 195,000 |
| Onslow County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Pitt County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Carroll County Ohio | 1 | $ 175,000 | $ 175,000 | $ 166,000 |
| Clinton County Ohio | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Gallia County Ohio | 1 | $ 65,000 | $ 65,000 | $ 189,000 |
| Geauga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Hancock County Ohio | 1 | $ 295,000 | $ 295,000 | $ 163,000 |
| Huron County Ohio | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Jackson County Ohio | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Lorain County Ohio | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Pickaway County Ohio | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Richland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Summit County Ohio | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Van Wert County Ohio | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Washington County Ohio | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Cleveland County Oklahoma | 1 | $ 645,000 | $ 645,000 | $ 82,000 |
| Montgomery County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Horry County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Marion County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| York County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 210,000 |
| Roane County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Williamson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 97,000 |
| Collin County Texas | 1 | $ 595,000 | $ 595,000 | $ 192,000 |
| Dallas County Texas | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
| Grayson County Texas | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Kendall County Texas | 1 | $ 325,000 | $ 325,000 | $ 255,000 |
| Rusk County Texas | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Tarrant County Texas | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Salt Lake County Utah | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Alexandria County Virginia | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Chesterfield County Virginia | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Virginia Beach County Virginia | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| King County Washington | 1 | $ 475,000 | $ 475,000 | $ 67,000 |
| Walworth County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 206,000 |
Mortgage Loan Application Detail Totals for Honda Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 961 | $221,035,000 | $230,000 | $1,445,000 | $90,000 | $945,000 |
| Cash-out Refinancing | 791 | $83,175,000 | $105,000 | $655,000 | $96,000 | $570,000 |
| Refinancing | 139 | $17,675,000 | $127,000 | $565,000 | $87,000 | $226,000 |
| Home Improvement | 81 | $8,635,000 | $106,000 | $555,000 | $97,000 | $252,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,312 | $208,320,000 | $158,000 | $965,000 | $92,000 | $570,000 |
| Not Provided | 337 | $54,895,000 | $162,000 | $1,445,000 | $96,000 | $763,000 |
| Black or African American | 153 | $24,405,000 | $159,000 | $665,000 | $75,000 | $291,000 |
| Hispanic | 79 | $17,625,000 | $223,000 | $725,000 | $93,000 | $261,000 |
| Asian | 51 | $15,685,000 | $307,000 | $705,000 | $152,000 | $945,000 |
| American Indian or Alaskan Native | 12 | $2,280,000 | $190,000 | $475,000 | $86,000 | $203,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $825,000 | $275,000 | $515,000 | $135,000 | $198,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,972 | $330,520,000 | $167,000 | $1,445,000 | $93,000 | $945,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,027 | $147,115,000 | $143,000 | $1,445,000 | $101,000 | $763,000 |
| Preapproval Approved but not Accepted | 399 | $99,065,000 | $248,000 | $965,000 | $89,000 | $457,000 |
| Application Withdrawn By Applicant | 204 | $36,640,000 | $179,000 | $565,000 | $97,000 | $945,000 |
| Preapproval Denied by Financial Institution | 167 | $28,305,000 | $169,000 | $665,000 | $63,000 | $381,000 |
| Application Denied By Financial Institution | 137 | $13,815,000 | $100,000 | $455,000 | $67,000 | $226,000 |
| File Closed For Incompleteness | 38 | $5,580,000 | $146,000 | $465,000 | $90,000 | $255,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,668 | $288,400,000 | $172,000 | $1,445,000 | $97,000 | $945,000 |
| Credit History | 118 | $13,930,000 | $118,000 | $445,000 | $64,000 | $164,000 |
| Debt-To-Income Ratio | 103 | $16,395,000 | $159,000 | $665,000 | $61,000 | $226,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $6,450,000 | $153,000 | $575,000 | $58,000 | $161,000 |
| Collateral | 15 | $1,765,000 | $117,000 | $305,000 | $100,000 | $381,000 |
| Employment History | 12 | $1,910,000 | $159,000 | $355,000 | $58,000 | $110,000 |
| Credit Application Incomplete | 7 | $1,055,000 | $150,000 | $305,000 | $88,000 | $151,000 |
| Other | 4 | $310,000 | $77,000 | $155,000 | $73,000 | $102,000 |
| Unverifiable Information | 3 | $305,000 | $101,000 | $185,000 | $54,000 | $54,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Honda Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Honda Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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