Horizon Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Horizon Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Horizon Bank, N.A. 515 Franklin St Michigan City, IN 46360 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,304 |
| Total Mortgage Loan Application Amount | $300,754,000 |
| Average Mortgage Loan Application Amount | $98,333 |
| Highest Mortgage Loan Application Amount | $1,878,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $2,282,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaPorte County Indiana | 577 | $ 55,614,000 | $ 96,000 | $ 71,000 |
| Berrien County Michigan | 467 | $ 78,979,000 | $ 169,000 | $ 98,000 |
| Porter County Indiana | 316 | $ 51,759,000 | $ 163,000 | $ 102,000 |
| St. Joseph County Indiana | 143 | $ 15,914,000 | $ 111,000 | $ 67,000 |
| Elkhart County Indiana | 105 | $ 13,509,000 | $ 128,000 | $ 62,000 |
| Lake County Indiana | 77 | $ 7,779,000 | $ 101,000 | $ 72,000 |
| Cook County Illinois | 20 | $ 4,382,000 | $ 219,000 | $ 149,000 |
| Cass County Michigan | 17 | $ 3,038,000 | $ 178,000 | $ 128,000 |
| Marion County Indiana | 16 | $ 1,253,000 | $ 78,000 | $ 71,000 |
| Van Buren County Michigan | 12 | $ 1,574,000 | $ 131,000 | $ 97,000 |
| Mahoning County Ohio | 12 | $ 325,000 | $ 27,000 | $ 0 |
| Allen County Indiana | 7 | $ 343,000 | $ 49,000 | $ 69,000 |
| Starke County Indiana | 7 | $ 667,000 | $ 95,000 | $ 103,000 |
| Jasper County Indiana | 6 | $ 503,000 | $ 83,000 | $ 58,000 |
| LaGrange County Indiana | 6 | $ 815,000 | $ 135,000 | $ 143,000 |
| Monroe County Indiana | 6 | $ 391,000 | $ 65,000 | $ 50,000 |
| Franklin County Ohio | 6 | $ 343,000 | $ 57,000 | $ 43,000 |
| Hamilton County Indiana | 5 | $ 669,000 | $ 133,000 | $ 144,000 |
| Cuyahoga County Ohio | 5 | $ 140,000 | $ 28,000 | $ 37,000 |
| Morgan County Indiana | 4 | $ 325,000 | $ 81,000 | $ 54,000 |
| Butler County Ohio | 4 | $ 133,000 | $ 33,000 | $ 50,000 |
| Maricopa County Arizona | 3 | $ 850,000 | $ 283,000 | $ 756,000 |
| Sumter County Florida | 3 | $ 225,000 | $ 75,000 | $ 46,000 |
| Will County Illinois | 3 | $ 621,000 | $ 207,000 | $ 65,000 |
| Brown County Indiana | 3 | $ 98,000 | $ 32,000 | $ 115,000 |
| Delaware County Indiana | 3 | $ 214,000 | $ 71,000 | $ 41,000 |
| Kosciusko County Indiana | 3 | $ 1,101,000 | $ 367,000 | $ 123,000 |
| White County Indiana | 3 | $ 310,000 | $ 103,000 | $ 69,000 |
| Kalamazoo County Michigan | 3 | $ 522,000 | $ 174,000 | $ 96,000 |
| Lake County Ohio | 3 | $ 280,000 | $ 93,000 | $ 60,000 |
| Richland County South Carolina | 3 | $ 179,000 | $ 59,000 | $ 60,000 |
| Miami-Dade County Florida | 2 | $ 233,000 | $ 116,000 | $ 98,000 |
| Orange County Florida | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Carroll County Indiana | 2 | $ 329,000 | $ 164,000 | $ 120,000 |
| Dearborn County Indiana | 2 | $ 81,000 | $ 40,000 | $ 53,000 |
| DeKalb County Indiana | 2 | $ 157,000 | $ 78,000 | $ 144,000 |
| Hendricks County Indiana | 2 | $ 116,000 | $ 58,000 | $ 142,000 |
| Marshall County Indiana | 2 | $ 120,000 | $ 60,000 | $ 62,000 |
| Newton County Indiana | 2 | $ 255,000 | $ 127,000 | $ 52,000 |
| Putnam County Indiana | 2 | $ 289,000 | $ 144,000 | $ 52,000 |
| Shelby County Indiana | 2 | $ 67,000 | $ 33,000 | $ 48,000 |
| Steuben County Indiana | 2 | $ 194,000 | $ 97,000 | $ 35,000 |
| Tippecanoe County Indiana | 2 | $ 210,000 | $ 105,000 | $ 72,000 |
| Sedgwick County Kansas | 2 | $ 328,000 | $ 164,000 | $ 190,000 |
| Allegan County Michigan | 2 | $ 392,000 | $ 196,000 | $ 127,000 |
| Kent County Michigan | 2 | $ 247,000 | $ 123,000 | $ 93,000 |
| Macomb County Michigan | 2 | $ 96,000 | $ 48,000 | $ 81,000 |
| Oakland County Michigan | 2 | $ 377,000 | $ 188,000 | $ 0 |
| Washtenaw County Michigan | 2 | $ 470,000 | $ 235,000 | $ 136,000 |
| Ramsey County Minnesota | 2 | $ 259,000 | $ 129,000 | $ 104,000 |
| Lucas County Ohio | 2 | $ 59,000 | $ 29,000 | $ 0 |
| Stark County Ohio | 2 | $ 120,000 | $ 60,000 | $ 59,000 |
| Trumbull County Ohio | 2 | $ 42,000 | $ 21,000 | $ 0 |
| Dorchester County South Carolina | 2 | $ 272,000 | $ 136,000 | $ 56,000 |
| Baldwin County Alabama | 1 | $ 417,000 | $ 417,000 | $ 266,000 |
| Pinal County Arizona | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Ventura County California | 1 | $ 150,000 | $ 150,000 | $ 204,000 |
| Douglas County Colorado | 1 | $ 480,000 | $ 480,000 | $ 136,000 |
| Collier County Florida | 1 | $ 338,000 | $ 338,000 | $ 82,000 |
| Hillsborough County Florida | 1 | $ 106,000 | $ 106,000 | $ 300,000 |
| Manatee County Florida | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| Okaloosa County Florida | 1 | $ 140,000 | $ 140,000 | $ 1,440,000 |
| Palm Beach County Florida | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Pinellas County Florida | 1 | $ 203,000 | $ 203,000 | $ 57,000 |
| Carroll County Georgia | 1 | $ 162,000 | $ 162,000 | $ 41,000 |
| Coles County Illinois | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| DeKalb County Illinois | 1 | $ 350,000 | $ 350,000 | $ 240,000 |
| Kankakee County Illinois | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Lake County Illinois | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Peoria County Illinois | 1 | $ 131,000 | $ 131,000 | $ 69,000 |
| Adams County Indiana | 1 | $ 100,000 | $ 100,000 | $ 197,000 |
| Bartholomew County Indiana | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Blackford County Indiana | 1 | $ 101,000 | $ 101,000 | $ 24,000 |
| Daviess County Indiana | 1 | $ 124,000 | $ 124,000 | $ 98,000 |
| Decatur County Indiana | 1 | $ 138,000 | $ 138,000 | $ 53,000 |
| Franklin County Indiana | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Fulton County Indiana | 1 | $ 168,000 | $ 168,000 | $ 50,000 |
| Grant County Indiana | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Greene County Indiana | 1 | $ 30,000 | $ 30,000 | $ 69,000 |
| Hancock County Indiana | 1 | $ 200,000 | $ 200,000 | $ 24,000 |
| Harrison County Indiana | 1 | $ 22,000 | $ 22,000 | $ 60,000 |
| Jackson County Indiana | 1 | $ 37,000 | $ 37,000 | $ 68,000 |
| Jefferson County Indiana | 1 | $ 56,000 | $ 56,000 | $ 33,000 |
| Jennings County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Johnson County Indiana | 1 | $ 76,000 | $ 76,000 | $ 73,000 |
| Lawrence County Indiana | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| Madison County Indiana | 1 | $ 54,000 | $ 54,000 | $ 68,000 |
| Montgomery County Indiana | 1 | $ 76,000 | $ 76,000 | $ 80,000 |
| Noble County Indiana | 1 | $ 73,000 | $ 73,000 | $ 108,000 |
| Pulaski County Indiana | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Randolph County Indiana | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| Rush County Indiana | 1 | $ 47,000 | $ 47,000 | $ 60,000 |
| Sullivan County Indiana | 1 | $ 77,000 | $ 77,000 | $ 34,000 |
| Vanderburgh County Indiana | 1 | $ 34,000 | $ 34,000 | $ 40,000 |
| Vigo County Indiana | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Washington County Indiana | 1 | $ 27,000 | $ 27,000 | $ 38,000 |
| Wayne County Indiana | 1 | $ 141,000 | $ 141,000 | $ 98,000 |
| Whitley County Indiana | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Johnson County Kansas | 1 | $ 182,000 | $ 182,000 | $ 61,000 |
| Boone County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 87,000 |
| Hardin County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Harrison County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Jefferson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Prince George's County Maryland | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| St. Mary's County Maryland | 1 | $ 451,000 | $ 451,000 | $ 174,000 |
| Mason County Michigan | 1 | $ 140,000 | $ 140,000 | $ 185,000 |
| Muskegon County Michigan | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| St. Joseph County Michigan | 1 | $ 27,000 | $ 27,000 | $ 50,000 |
| Camden County Missouri | 1 | $ 600,000 | $ 600,000 | $ 180,000 |
| Ozark County Missouri | 1 | $ 96,000 | $ 96,000 | $ 147,000 |
| St. Charles County Missouri | 1 | $ 46,000 | $ 46,000 | $ 84,000 |
| St. Louis County Missouri | 1 | $ 133,000 | $ 133,000 | $ 45,000 |
| Cabarrus County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 55,000 |
| Auglaize County Ohio | 1 | $ 136,000 | $ 136,000 | $ 107,000 |
| Brown County Ohio | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Darke County Ohio | 1 | $ 31,000 | $ 31,000 | $ 45,000 |
| Fulton County Ohio | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Greene County Ohio | 1 | $ 30,000 | $ 30,000 | $ 91,000 |
| Guernsey County Ohio | 1 | $ 29,000 | $ 29,000 | $ 54,000 |
| Hamilton County Ohio | 1 | $ 48,000 | $ 48,000 | $ 34,000 |
| Knox County Ohio | 1 | $ 31,000 | $ 31,000 | $ 37,000 |
| Licking County Ohio | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Medina County Ohio | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Portage County Ohio | 1 | $ 32,000 | $ 32,000 | $ 49,000 |
| Summit County Ohio | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Tuscarawas County Ohio | 1 | $ 23,000 | $ 23,000 | $ 60,000 |
| Warren County Ohio | 1 | $ 75,000 | $ 75,000 | $ 162,000 |
| Wayne County Ohio | 1 | $ 38,000 | $ 38,000 | $ 64,000 |
| Charleston County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Lexington County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 81,000 |
| Newberry County South Carolina | 1 | $ 247,000 | $ 247,000 | $ 111,000 |
| Hamilton County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 120,000 |
| Shelby County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 69,000 |
| Skagit County Washington | 1 | $ 34,000 | $ 34,000 | $ 63,000 |
| Jefferson County West Virginia | 1 | $ 274,000 | $ 274,000 | $ 104,000 |
| Mason County West Virginia | 1 | $ 93,000 | $ 93,000 | $ 45,000 |
| Dane County Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 83,000 |
| Fond du Lac County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Sheboygan County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 67,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Horizon Bank, N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,355 | $197,184,000 | $145,000 | $1,625,000 | $78,000 | $2,256,000 |
| Refinancing | 793 | $99,631,000 | $125,000 | $1,878,000 | $90,000 | $2,282,000 |
| Home Improvement | 156 | $3,939,000 | $25,000 | $250,000 | $60,000 | $307,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,898 | $262,249,000 | $138,000 | $1,625,000 | $81,000 | $1,405,000 |
| Not Provided | 200 | $13,649,000 | $68,000 | $451,000 | $83,000 | $1,440,000 |
| Black or African American | 94 | $11,679,000 | $124,000 | $1,878,000 | $104,000 | $2,282,000 |
| Hispanic | 55 | $5,134,000 | $93,000 | $260,000 | $58,000 | $295,000 |
| Not applicable | 33 | $1,596,000 | $48,000 | $600,000 | $0 | $0 |
| Asian | 19 | $5,835,000 | $307,000 | $1,250,000 | $112,000 | $360,000 |
| American Indian or Alaskan Native | 5 | $612,000 | $122,000 | $183,000 | $57,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,099 | $277,270,000 | $132,000 | $1,878,000 | $84,000 | $2,282,000 |
| FHA-insured (Federal Housing Administration) | 180 | $19,863,000 | $110,000 | $279,000 | $50,000 | $499,000 |
| VA-guaranteed (Veterans Administration) | 25 | $3,621,000 | $144,000 | $281,000 | $61,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,458 | $202,830,000 | $139,000 | $1,878,000 | $89,000 | $2,282,000 |
| Application Approved But Not Accepted | 289 | $38,514,000 | $133,000 | $1,400,000 | $81,000 | $520,000 |
| Preapproval Approved but not Accepted | 227 | $32,061,000 | $141,000 | $600,000 | $58,000 | $295,000 |
| Application Denied By Financial Institution | 210 | $15,624,000 | $74,000 | $488,000 | $71,000 | $2,256,000 |
| Preapproval Denied by Financial Institution | 90 | $10,809,000 | $120,000 | $711,000 | $46,000 | $209,000 |
| Loan Purchased By The Institution | 30 | $916,000 | $30,000 | $95,000 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 127 | $10,658,000 | $83,000 | $400,000 | $50,000 | $290,000 |
| Debt-To-Income Ratio | 82 | $7,626,000 | $93,000 | $711,000 | $49,000 | $242,000 |
| Other | 37 | $3,265,000 | $88,000 | $417,000 | $95,000 | $1,440,000 |
| Collateral | 36 | $3,512,000 | $97,000 | $488,000 | $117,000 | $2,256,000 |
| Employment History | 8 | $392,000 | $49,000 | $179,000 | $45,000 | $70,000 |
| Credit Application Incomplete | 5 | $400,000 | $80,000 | $136,000 | $53,000 | $108,000 |
| Unverifiable Information | 4 | $482,000 | $120,000 | $189,000 | $97,000 | $199,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $98,000 | $98,000 | $98,000 | $13,000 | $13,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.