Howard Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Howard Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Howard Bank 6011 University Blvd #370 Ellicott City, MD 21043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 3,969 |
| Total Mortgage Loan Application Amount | $906,670,000 |
| Average Mortgage Loan Application Amount | $223,666 |
| Highest Mortgage Loan Application Amount | $2,432,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $1,619,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Howard Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Howard Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Howard Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Howard Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Howard Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Howard Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 630 | $ 145,149,000 | $ 230,000 | $ 89,000 |
| Baltimore City County Maryland | 257 | $ 49,776,000 | $ 193,000 | $ 104,000 |
| Anne Arundel County Maryland | 225 | $ 68,870,000 | $ 306,000 | $ 102,000 |
| Harford County Maryland | 194 | $ 50,440,000 | $ 260,000 | $ 90,000 |
| Howard County Maryland | 100 | $ 36,105,000 | $ 361,000 | $ 146,000 |
| Maricopa County Arizona | 68 | $ 13,631,000 | $ 200,000 | $ 83,000 |
| Prince George's County Maryland | 56 | $ 13,008,000 | $ 232,000 | $ 70,000 |
| Carroll County Maryland | 51 | $ 14,437,000 | $ 283,000 | $ 94,000 |
| Los Angeles County California | 44 | $ 15,160,000 | $ 344,000 | $ 90,000 |
| York County Pennsylvania | 38 | $ 6,677,000 | $ 175,000 | $ 81,000 |
| Washington County Maryland | 33 | $ 5,431,000 | $ 164,000 | $ 59,000 |
| Clark County Nevada | 27 | $ 4,678,000 | $ 173,000 | $ 80,000 |
| Montgomery County Maryland | 25 | $ 12,590,000 | $ 503,000 | $ 153,000 |
| Orange County California | 24 | $ 10,663,000 | $ 444,000 | $ 140,000 |
| San Diego County California | 23 | $ 9,515,000 | $ 413,000 | $ 115,000 |
| Broward County Florida | 23 | $ 5,140,000 | $ 223,000 | $ 90,000 |
| Cook County Illinois | 22 | $ 3,663,000 | $ 166,000 | $ 95,000 |
| King County Washington | 22 | $ 8,249,000 | $ 374,000 | $ 102,000 |
| Riverside County California | 21 | $ 5,781,000 | $ 275,000 | $ 87,000 |
| Arapahoe County Colorado | 21 | $ 5,695,000 | $ 271,000 | $ 100,000 |
| Palm Beach County Florida | 21 | $ 4,172,000 | $ 198,000 | $ 93,000 |
| Suffolk County New York | 21 | $ 5,462,000 | $ 260,000 | $ 121,000 |
| Miami-Dade County Florida | 20 | $ 4,387,000 | $ 219,000 | $ 80,000 |
| Cecil County Maryland | 20 | $ 4,418,000 | $ 220,000 | $ 71,000 |
| Frederick County Maryland | 19 | $ 5,112,000 | $ 269,000 | $ 62,000 |
| Fairfax County Virginia | 18 | $ 7,696,000 | $ 427,000 | $ 112,000 |
| Alameda County California | 17 | $ 6,124,000 | $ 360,000 | $ 104,000 |
| San Bernardino County California | 17 | $ 4,580,000 | $ 269,000 | $ 92,000 |
| Douglas County Colorado | 17 | $ 5,632,000 | $ 331,000 | $ 101,000 |
| District of Columbia County District Of Columbia | 16 | $ 5,592,000 | $ 349,000 | $ 134,000 |
| Pinellas County Florida | 16 | $ 3,094,000 | $ 193,000 | $ 65,000 |
| Adams County Colorado | 15 | $ 3,879,000 | $ 258,000 | $ 91,000 |
| Orange County Florida | 15 | $ 3,430,000 | $ 228,000 | $ 71,000 |
| Queen Anne's County Maryland | 15 | $ 4,074,000 | $ 271,000 | $ 78,000 |
| Norfolk County Massachusetts | 15 | $ 3,967,000 | $ 264,000 | $ 99,000 |
| Kings County New York | 15 | $ 5,478,000 | $ 365,000 | $ 112,000 |
| Mecklenburg County North Carolina | 15 | $ 2,680,000 | $ 178,000 | $ 91,000 |
| Lee County Florida | 14 | $ 2,283,000 | $ 163,000 | $ 125,000 |
| Essex County Massachusetts | 14 | $ 4,429,000 | $ 316,000 | $ 89,000 |
| Middlesex County Massachusetts | 14 | $ 5,032,000 | $ 359,000 | $ 124,000 |
| Contra Costa County California | 13 | $ 4,676,000 | $ 359,000 | $ 85,000 |
| Allegheny County Pennsylvania | 13 | $ 1,055,000 | $ 81,000 | $ 57,000 |
| Philadelphia County Pennsylvania | 13 | $ 1,811,000 | $ 139,000 | $ 74,000 |
| Jefferson County Colorado | 12 | $ 3,605,000 | $ 300,000 | $ 109,000 |
| Fairfield County Connecticut | 12 | $ 3,245,000 | $ 270,000 | $ 100,000 |
| Cobb County Georgia | 12 | $ 3,123,000 | $ 260,000 | $ 112,000 |
| Fulton County Georgia | 12 | $ 2,966,000 | $ 247,000 | $ 161,000 |
| Nassau County New York | 12 | $ 4,360,000 | $ 363,000 | $ 131,000 |
| Pima County Arizona | 11 | $ 2,450,000 | $ 222,000 | $ 75,000 |
| Larimer County Colorado | 11 | $ 2,457,000 | $ 223,000 | $ 78,000 |
| Weld County Colorado | 11 | $ 2,738,000 | $ 248,000 | $ 93,000 |
| Worcester County Maryland | 11 | $ 1,908,000 | $ 173,000 | $ 124,000 |
| Harris County Texas | 11 | $ 2,785,000 | $ 253,000 | $ 152,000 |
| Denver County Colorado | 10 | $ 2,075,000 | $ 207,000 | $ 66,000 |
| Calvert County Maryland | 10 | $ 3,333,000 | $ 333,000 | $ 143,000 |
| Hennepin County Minnesota | 10 | $ 2,530,000 | $ 253,000 | $ 127,000 |
| Washoe County Nevada | 10 | $ 2,415,000 | $ 241,000 | $ 93,000 |
| Bergen County New Jersey | 10 | $ 2,830,000 | $ 283,000 | $ 111,000 |
| Prince William County Virginia | 10 | $ 3,716,000 | $ 371,000 | $ 133,000 |
| Kern County California | 9 | $ 1,516,000 | $ 168,000 | $ 82,000 |
| Santa Clara County California | 9 | $ 4,898,000 | $ 544,000 | $ 131,000 |
| New Haven County Connecticut | 9 | $ 1,474,000 | $ 163,000 | $ 70,000 |
| Charles County Maryland | 9 | $ 2,276,000 | $ 252,000 | $ 77,000 |
| Plymouth County Massachusetts | 9 | $ 1,749,000 | $ 194,000 | $ 62,000 |
| Morris County New Jersey | 9 | $ 3,226,000 | $ 358,000 | $ 92,000 |
| Erie County New York | 9 | $ 1,569,000 | $ 174,000 | $ 69,000 |
| Sacramento County California | 8 | $ 2,914,000 | $ 364,000 | $ 125,000 |
| Duval County Florida | 8 | $ 1,275,000 | $ 159,000 | $ 75,000 |
| Manatee County Florida | 8 | $ 1,689,000 | $ 211,000 | $ 93,000 |
| Mercer County New Jersey | 8 | $ 1,628,000 | $ 203,000 | $ 157,000 |
| Johnston County North Carolina | 8 | $ 1,829,000 | $ 228,000 | $ 94,000 |
| Montgomery County Pennsylvania | 8 | $ 1,772,000 | $ 221,000 | $ 80,000 |
| San Joaquin County California | 7 | $ 1,534,000 | $ 219,000 | $ 66,000 |
| Solano County California | 7 | $ 1,858,000 | $ 265,000 | $ 87,000 |
| El Paso County Colorado | 7 | $ 1,982,000 | $ 283,000 | $ 70,000 |
| Kent County Delaware | 7 | $ 987,000 | $ 141,000 | $ 52,000 |
| Collier County Florida | 7 | $ 1,936,000 | $ 276,000 | $ 108,000 |
| Volusia County Florida | 7 | $ 989,000 | $ 141,000 | $ 74,000 |
| Honolulu County Hawaii | 7 | $ 3,267,000 | $ 466,000 | $ 81,000 |
| Orleans County Louisiana | 7 | $ 1,421,000 | $ 203,000 | $ 89,000 |
| Wayne County Michigan | 7 | $ 806,000 | $ 115,000 | $ 70,000 |
| Washington County Minnesota | 7 | $ 1,859,000 | $ 265,000 | $ 82,000 |
| Jackson County Missouri | 7 | $ 741,000 | $ 105,000 | $ 53,000 |
| Ocean County New Jersey | 7 | $ 837,000 | $ 119,000 | $ 51,000 |
| Clackamas County Oregon | 7 | $ 1,611,000 | $ 230,000 | $ 85,000 |
| Chester County Pennsylvania | 7 | $ 1,581,000 | $ 225,000 | $ 132,000 |
| Franklin County Pennsylvania | 7 | $ 1,235,000 | $ 176,000 | $ 59,000 |
| Providence County Rhode Island | 7 | $ 991,000 | $ 141,000 | $ 69,000 |
| Charleston County South Carolina | 7 | $ 1,549,000 | $ 221,000 | $ 100,000 |
| Travis County Texas | 7 | $ 2,331,000 | $ 333,000 | $ 122,000 |
| Loudoun County Virginia | 7 | $ 2,152,000 | $ 307,000 | $ 88,000 |
| Mobile County Alabama | 6 | $ 558,000 | $ 93,000 | $ 44,000 |
| Hartford County Connecticut | 6 | $ 963,000 | $ 160,000 | $ 76,000 |
| Brevard County Florida | 6 | $ 875,000 | $ 145,000 | $ 62,000 |
| St. Lucie County Florida | 6 | $ 818,000 | $ 136,000 | $ 65,000 |
| Gwinnett County Georgia | 6 | $ 1,077,000 | $ 179,000 | $ 59,000 |
| Jefferson County Kentucky | 6 | $ 701,000 | $ 116,000 | $ 70,000 |
| Caroline County Maryland | 6 | $ 1,004,000 | $ 167,000 | $ 58,000 |
| Suffolk County Massachusetts | 6 | $ 1,149,000 | $ 191,000 | $ 89,000 |
| Worcester County Massachusetts | 6 | $ 1,389,000 | $ 231,000 | $ 116,000 |
| Camden County New Jersey | 6 | $ 962,000 | $ 160,000 | $ 57,000 |
| Somerset County New Jersey | 6 | $ 2,027,000 | $ 337,000 | $ 110,000 |
| Bernalillo County New Mexico | 6 | $ 1,517,000 | $ 252,000 | $ 70,000 |
| Orange County New York | 6 | $ 787,000 | $ 131,000 | $ 61,000 |
| Queens County New York | 6 | $ 2,541,000 | $ 423,000 | $ 116,000 |
| Wake County North Carolina | 6 | $ 1,124,000 | $ 187,000 | $ 69,000 |
| Collin County Texas | 6 | $ 1,339,000 | $ 223,000 | $ 92,000 |
| Jefferson County Alabama | 5 | $ 972,000 | $ 194,000 | $ 114,000 |
| Mohave County Arizona | 5 | $ 772,000 | $ 154,000 | $ 78,000 |
| San Francisco County California | 5 | $ 2,356,000 | $ 471,000 | $ 121,000 |
| Stanislaus County California | 5 | $ 998,000 | $ 199,000 | $ 71,000 |
| New Castle County Delaware | 5 | $ 1,004,000 | $ 200,000 | $ 88,000 |
| Sussex County Delaware | 5 | $ 1,399,000 | $ 279,000 | $ 117,000 |
| Charlotte County Florida | 5 | $ 485,000 | $ 97,000 | $ 37,000 |
| Hernando County Florida | 5 | $ 548,000 | $ 109,000 | $ 75,000 |
| Pasco County Florida | 5 | $ 490,000 | $ 98,000 | $ 77,000 |
| Sarasota County Florida | 5 | $ 979,000 | $ 195,000 | $ 99,000 |
| Coweta County Georgia | 5 | $ 800,000 | $ 160,000 | $ 79,000 |
| DeKalb County Georgia | 5 | $ 834,000 | $ 166,000 | $ 93,000 |
| Macomb County Michigan | 5 | $ 558,000 | $ 111,000 | $ 37,000 |
| Oakland County Michigan | 5 | $ 706,000 | $ 141,000 | $ 78,000 |
| St. Louis County Missouri | 5 | $ 586,000 | $ 117,000 | $ 72,000 |
| Douglas County Nebraska | 5 | $ 488,000 | $ 97,000 | $ 65,000 |
| Rockingham County New Hampshire | 5 | $ 1,278,000 | $ 255,000 | $ 80,000 |
| Essex County New Jersey | 5 | $ 1,732,000 | $ 346,000 | $ 151,000 |
| Niagara County New York | 5 | $ 487,000 | $ 97,000 | $ 72,000 |
| Richmond County New York | 5 | $ 1,496,000 | $ 299,000 | $ 80,000 |
| Cabarrus County North Carolina | 5 | $ 522,000 | $ 104,000 | $ 50,000 |
| Durham County North Carolina | 5 | $ 1,101,000 | $ 220,000 | $ 63,000 |
| Guilford County North Carolina | 5 | $ 361,000 | $ 72,000 | $ 51,000 |
| Cleveland County Oklahoma | 5 | $ 441,000 | $ 88,000 | $ 77,000 |
| Oklahoma County Oklahoma | 5 | $ 677,000 | $ 135,000 | $ 66,000 |
| Washington County Oregon | 5 | $ 1,001,000 | $ 200,000 | $ 72,000 |
| Bucks County Pennsylvania | 5 | $ 1,030,000 | $ 206,000 | $ 98,000 |
| Shelby County Tennessee | 5 | $ 748,000 | $ 149,000 | $ 81,000 |
| Sumner County Tennessee | 5 | $ 1,203,000 | $ 240,000 | $ 75,000 |
| Clark County Washington | 5 | $ 1,242,000 | $ 248,000 | $ 76,000 |
| Pierce County Washington | 5 | $ 1,238,000 | $ 247,000 | $ 124,000 |
| Berkeley County West Virginia | 5 | $ 1,061,000 | $ 212,000 | $ 76,000 |
| Jefferson County West Virginia | 5 | $ 1,711,000 | $ 342,000 | $ 44,000 |
| Ventura County California | 4 | $ 1,073,000 | $ 268,000 | $ 73,000 |
| Litchfield County Connecticut | 4 | $ 400,000 | $ 100,000 | $ 103,000 |
| Hillsborough County Florida | 4 | $ 840,000 | $ 210,000 | $ 72,000 |
| Clayton County Georgia | 4 | $ 505,000 | $ 126,000 | $ 41,000 |
| Douglas County Georgia | 4 | $ 752,000 | $ 188,000 | $ 69,000 |
| Forsyth County Georgia | 4 | $ 891,000 | $ 222,000 | $ 110,000 |
| Walton County Georgia | 4 | $ 618,000 | $ 154,000 | $ 41,000 |
| Ada County Idaho | 4 | $ 815,000 | $ 203,000 | $ 79,000 |
| Will County Illinois | 4 | $ 519,000 | $ 129,000 | $ 75,000 |
| Kent County Maryland | 4 | $ 766,000 | $ 191,000 | $ 105,000 |
| Barnstable County Massachusetts | 4 | $ 729,000 | $ 182,000 | $ 87,000 |
| Anoka County Minnesota | 4 | $ 1,067,000 | $ 266,000 | $ 102,000 |
| Scott County Minnesota | 4 | $ 614,000 | $ 153,000 | $ 80,000 |
| DeSoto County Mississippi | 4 | $ 657,000 | $ 164,000 | $ 95,000 |
| Hudson County New Jersey | 4 | $ 929,000 | $ 232,000 | $ 183,000 |
| Bronx County New York | 4 | $ 1,220,000 | $ 305,000 | $ 83,000 |
| Monroe County New York | 4 | $ 413,000 | $ 103,000 | $ 81,000 |
| Ulster County New York | 4 | $ 513,000 | $ 128,000 | $ 46,000 |
| Westchester County New York | 4 | $ 1,263,000 | $ 315,000 | $ 116,000 |
| Cumberland County North Carolina | 4 | $ 582,000 | $ 145,000 | $ 78,000 |
| Cuyahoga County Ohio | 4 | $ 360,000 | $ 90,000 | $ 68,000 |
| Franklin County Ohio | 4 | $ 629,000 | $ 157,000 | $ 94,000 |
| Lucas County Ohio | 4 | $ 419,000 | $ 104,000 | $ 63,000 |
| Summit County Ohio | 4 | $ 761,000 | $ 190,000 | $ 129,000 |
| Tulsa County Oklahoma | 4 | $ 501,000 | $ 125,000 | $ 82,000 |
| Adams County Pennsylvania | 4 | $ 1,391,000 | $ 347,000 | $ 163,000 |
| Dauphin County Pennsylvania | 4 | $ 588,000 | $ 147,000 | $ 113,000 |
| Beaufort County South Carolina | 4 | $ 533,000 | $ 133,000 | $ 60,000 |
| Tarrant County Texas | 4 | $ 661,000 | $ 165,000 | $ 76,000 |
| Salt Lake County Utah | 4 | $ 673,000 | $ 168,000 | $ 49,000 |
| Chesapeake County Virginia | 4 | $ 827,000 | $ 206,000 | $ 55,000 |
| Henrico County Virginia | 4 | $ 347,000 | $ 86,000 | $ 38,000 |
| Richmond City County Virginia | 4 | $ 507,000 | $ 126,000 | $ 53,000 |
| Virginia Beach County Virginia | 4 | $ 1,231,000 | $ 307,000 | $ 97,000 |
| Baldwin County Alabama | 3 | $ 435,000 | $ 145,000 | $ 63,000 |
| Matanuska-Susitna County Alaska | 3 | $ 379,000 | $ 126,000 | $ 57,000 |
| Pinal County Arizona | 3 | $ 450,000 | $ 150,000 | $ 58,000 |
| Pulaski County Arkansas | 3 | $ 580,000 | $ 193,000 | $ 59,000 |
| Fresno County California | 3 | $ 741,000 | $ 247,000 | $ 94,000 |
| Marin County California | 3 | $ 1,755,000 | $ 585,000 | $ 181,000 |
| Placer County California | 3 | $ 1,361,000 | $ 453,000 | $ 150,000 |
| San Mateo County California | 3 | $ 1,877,000 | $ 625,000 | $ 119,000 |
| Boulder County Colorado | 3 | $ 1,019,000 | $ 339,000 | $ 173,000 |
| Middlesex County Connecticut | 3 | $ 671,000 | $ 223,000 | $ 101,000 |
| Martin County Florida | 3 | $ 584,000 | $ 194,000 | $ 82,000 |
| Sumter County Florida | 3 | $ 470,000 | $ 156,000 | $ 68,000 |
| Barrow County Georgia | 3 | $ 301,000 | $ 100,000 | $ 47,000 |
| Chatham County Georgia | 3 | $ 726,000 | $ 242,000 | $ 57,000 |
| Hall County Georgia | 3 | $ 212,000 | $ 70,000 | $ 85,000 |
| Henry County Georgia | 3 | $ 335,000 | $ 111,000 | $ 66,000 |
| Paulding County Georgia | 3 | $ 561,000 | $ 187,000 | $ 73,000 |
| Richmond County Georgia | 3 | $ 218,000 | $ 72,000 | $ 38,000 |
| Kootenai County Idaho | 3 | $ 919,000 | $ 306,000 | $ 80,000 |
| Hamilton County Indiana | 3 | $ 961,000 | $ 320,000 | $ 70,000 |
| Hendricks County Indiana | 3 | $ 577,000 | $ 192,000 | $ 71,000 |
| Lake County Indiana | 3 | $ 507,000 | $ 169,000 | $ 61,000 |
| Marion County Indiana | 3 | $ 496,000 | $ 165,000 | $ 75,000 |
| St. Joseph County Indiana | 3 | $ 183,000 | $ 61,000 | $ 19,000 |
| Polk County Iowa | 3 | $ 578,000 | $ 192,000 | $ 131,000 |
| Sedgwick County Kansas | 3 | $ 446,000 | $ 148,000 | $ 180,000 |
| Wyandotte County Kansas | 3 | $ 146,000 | $ 48,000 | $ 28,000 |
| East Baton Rouge County Louisiana | 3 | $ 751,000 | $ 250,000 | $ 127,000 |
| Jefferson County Louisiana | 3 | $ 312,000 | $ 104,000 | $ 19,000 |
| St. Tammany County Louisiana | 3 | $ 192,000 | $ 64,000 | $ 40,000 |
| York County Maine | 3 | $ 724,000 | $ 241,000 | $ 94,000 |
| Talbot County Maryland | 3 | $ 612,000 | $ 204,000 | $ 90,000 |
| Hampden County Massachusetts | 3 | $ 274,000 | $ 91,000 | $ 60,000 |
| Dakota County Minnesota | 3 | $ 566,000 | $ 188,000 | $ 72,000 |
| Ramsey County Minnesota | 3 | $ 278,000 | $ 92,000 | $ 51,000 |
| Harrison County Mississippi | 3 | $ 519,000 | $ 173,000 | $ 56,000 |
| Dunklin County Missouri | 3 | $ 216,000 | $ 72,000 | $ 37,000 |
| Sarpy County Nebraska | 3 | $ 485,000 | $ 161,000 | $ 119,000 |
| Atlantic County New Jersey | 3 | $ 455,000 | $ 151,000 | $ 61,000 |
| Gloucester County New Jersey | 3 | $ 416,000 | $ 138,000 | $ 79,000 |
| Middlesex County New Jersey | 3 | $ 821,000 | $ 273,000 | $ 164,000 |
| Monmouth County New Jersey | 3 | $ 755,000 | $ 251,000 | $ 92,000 |
| Oneida County New York | 3 | $ 182,000 | $ 60,000 | $ 60,000 |
| Alamance County North Carolina | 3 | $ 319,000 | $ 106,000 | $ 47,000 |
| Catawba County North Carolina | 3 | $ 311,000 | $ 103,000 | $ 45,000 |
| Madison County North Carolina | 3 | $ 966,000 | $ 322,000 | $ 89,000 |
| Butler County Ohio | 3 | $ 487,000 | $ 162,000 | $ 79,000 |
| Lake County Ohio | 3 | $ 255,000 | $ 85,000 | $ 39,000 |
| Stark County Ohio | 3 | $ 308,000 | $ 102,000 | $ 93,000 |
| Berks County Pennsylvania | 3 | $ 662,000 | $ 220,000 | $ 63,000 |
| Lackawanna County Pennsylvania | 3 | $ 282,000 | $ 94,000 | $ 93,000 |
| Lancaster County Pennsylvania | 3 | $ 773,000 | $ 257,000 | $ 78,000 |
| Washington County Pennsylvania | 3 | $ 593,000 | $ 197,000 | $ 77,000 |
| Horry County South Carolina | 3 | $ 320,000 | $ 106,000 | $ 38,000 |
| Lexington County South Carolina | 3 | $ 778,000 | $ 259,000 | $ 118,000 |
| Pickens County South Carolina | 3 | $ 606,000 | $ 202,000 | $ 93,000 |
| Spartanburg County South Carolina | 3 | $ 282,000 | $ 94,000 | $ 47,000 |
| York County South Carolina | 3 | $ 500,000 | $ 166,000 | $ 83,000 |
| Knox County Tennessee | 3 | $ 440,000 | $ 146,000 | $ 75,000 |
| Montgomery County Tennessee | 3 | $ 324,000 | $ 108,000 | $ 91,000 |
| Rutherford County Tennessee | 3 | $ 330,000 | $ 110,000 | $ 78,000 |
| Williamson County Tennessee | 3 | $ 840,000 | $ 280,000 | $ 87,000 |
| El Paso County Texas | 3 | $ 347,000 | $ 115,000 | $ 37,000 |
| Montgomery County Texas | 3 | $ 640,000 | $ 213,000 | $ 299,000 |
| Utah County Utah | 3 | $ 1,088,000 | $ 362,000 | $ 147,000 |
| Bennington County Vermont | 3 | $ 644,000 | $ 214,000 | $ 78,000 |
| Lynchburg County Virginia | 3 | $ 358,000 | $ 119,000 | $ 23,000 |
| Island County Washington | 3 | $ 563,000 | $ 187,000 | $ 113,000 |
| Snohomish County Washington | 3 | $ 1,145,000 | $ 381,000 | $ 106,000 |
| Morgan County West Virginia | 3 | $ 259,000 | $ 86,000 | $ 77,000 |
| Colbert County Alabama | 2 | $ 174,000 | $ 87,000 | $ 40,000 |
| Houston County Alabama | 2 | $ 406,000 | $ 203,000 | $ 106,000 |
| Madison County Alabama | 2 | $ 188,000 | $ 94,000 | $ 65,000 |
| Shelby County Alabama | 2 | $ 461,000 | $ 230,000 | $ 139,000 |
| Anchorage County Alaska | 2 | $ 508,000 | $ 254,000 | $ 77,000 |
| Fairbanks North Star County Alaska | 2 | $ 366,000 | $ 183,000 | $ 80,000 |
| Coconino County Arizona | 2 | $ 298,000 | $ 149,000 | $ 60,000 |
| Navajo County Arizona | 2 | $ 243,000 | $ 121,000 | $ 60,000 |
| Yavapai County Arizona | 2 | $ 311,000 | $ 155,000 | $ 81,000 |
| Faulkner County Arkansas | 2 | $ 280,000 | $ 140,000 | $ 56,000 |
| Washington County Arkansas | 2 | $ 1,032,000 | $ 516,000 | $ 141,000 |
| El Dorado County California | 2 | $ 565,000 | $ 282,000 | $ 82,000 |
| Monterey County California | 2 | $ 640,000 | $ 320,000 | $ 134,000 |
| Napa County California | 2 | $ 905,000 | $ 452,000 | $ 66,000 |
| Sonoma County California | 2 | $ 835,000 | $ 417,000 | $ 159,000 |
| Tulare County California | 2 | $ 216,000 | $ 108,000 | $ 34,000 |
| Tuolumne County California | 2 | $ 413,000 | $ 206,000 | $ 73,000 |
| Broomfield County Colorado | 2 | $ 519,000 | $ 259,000 | $ 131,000 |
| Garfield County Colorado | 2 | $ 304,000 | $ 152,000 | $ 74,000 |
| Morgan County Colorado | 2 | $ 322,000 | $ 161,000 | $ 99,000 |
| Tolland County Connecticut | 2 | $ 435,000 | $ 217,000 | $ 86,000 |
| Clay County Florida | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| Indian River County Florida | 2 | $ 293,000 | $ 146,000 | $ 118,000 |
| Seminole County Florida | 2 | $ 480,000 | $ 240,000 | $ 65,000 |
| St. Johns County Florida | 2 | $ 336,000 | $ 168,000 | $ 109,000 |
| Columbia County Georgia | 2 | $ 227,000 | $ 113,000 | $ 66,000 |
| Haralson County Georgia | 2 | $ 179,000 | $ 89,000 | $ 35,000 |
| Liberty County Georgia | 2 | $ 207,000 | $ 103,000 | $ 29,000 |
| Newton County Georgia | 2 | $ 232,000 | $ 116,000 | $ 42,000 |
| Maui County Hawaii | 2 | $ 136,000 | $ 68,000 | $ 48,000 |
| Canyon County Idaho | 2 | $ 212,000 | $ 106,000 | $ 49,000 |
| DuPage County Illinois | 2 | $ 552,000 | $ 276,000 | $ 157,000 |
| McHenry County Illinois | 2 | $ 592,000 | $ 296,000 | $ 88,000 |
| White County Illinois | 2 | $ 273,000 | $ 136,000 | $ 64,000 |
| Hancock County Indiana | 2 | $ 400,000 | $ 200,000 | $ 51,000 |
| Tippecanoe County Indiana | 2 | $ 257,000 | $ 128,000 | $ 383,000 |
| Vermillion County Indiana | 2 | $ 144,000 | $ 72,000 | $ 57,000 |
| Dallas County Iowa | 2 | $ 460,000 | $ 230,000 | $ 101,000 |
| Douglas County Kansas | 2 | $ 186,000 | $ 93,000 | $ 32,000 |
| Jackson County Kansas | 2 | $ 168,000 | $ 84,000 | $ 54,000 |
| Johnson County Kansas | 2 | $ 858,000 | $ 429,000 | $ 376,000 |
| Kenton County Kentucky | 2 | $ 204,000 | $ 102,000 | $ 43,000 |
| Lafayette County Louisiana | 2 | $ 395,000 | $ 197,000 | $ 48,000 |
| Cumberland County Maine | 2 | $ 528,000 | $ 264,000 | $ 113,000 |
| Waldo County Maine | 2 | $ 260,000 | $ 130,000 | $ 146,000 |
| Washington County Maine | 2 | $ 230,000 | $ 115,000 | $ 71,000 |
| Allegany County Maryland | 2 | $ 266,000 | $ 133,000 | $ 148,000 |
| Garrett County Maryland | 2 | $ 632,000 | $ 316,000 | $ 91,000 |
| St. Mary's County Maryland | 2 | $ 532,000 | $ 266,000 | $ 76,000 |
| Bristol County Massachusetts | 2 | $ 324,000 | $ 162,000 | $ 67,000 |
| Hampshire County Massachusetts | 2 | $ 203,000 | $ 101,000 | $ 136,000 |
| Kent County Michigan | 2 | $ 407,000 | $ 203,000 | $ 81,000 |
| Washtenaw County Michigan | 2 | $ 598,000 | $ 299,000 | $ 103,000 |
| Forrest County Mississippi | 2 | $ 177,000 | $ 88,000 | $ 70,000 |
| Leake County Mississippi | 2 | $ 209,000 | $ 104,000 | $ 130,000 |
| Madison County Mississippi | 2 | $ 356,000 | $ 178,000 | $ 34,000 |
| Boone County Missouri | 2 | $ 350,000 | $ 175,000 | $ 154,000 |
| Jasper County Missouri | 2 | $ 166,000 | $ 83,000 | $ 59,000 |
| Lancaster County Nebraska | 2 | $ 196,000 | $ 98,000 | $ 50,000 |
| Carroll County New Hampshire | 2 | $ 177,000 | $ 88,000 | $ 45,000 |
| Hillsborough County New Hampshire | 2 | $ 394,000 | $ 197,000 | $ 73,000 |
| Merrimack County New Hampshire | 2 | $ 283,000 | $ 141,000 | $ 78,000 |
| Strafford County New Hampshire | 2 | $ 437,000 | $ 218,000 | $ 68,000 |
| Cape May County New Jersey | 2 | $ 327,000 | $ 163,000 | $ 67,000 |
| Sussex County New Jersey | 2 | $ 566,000 | $ 283,000 | $ 38,000 |
| Union County New Jersey | 2 | $ 691,000 | $ 345,000 | $ 118,000 |
| Curry County New Mexico | 2 | $ 271,000 | $ 135,000 | $ 89,000 |
| San Juan County New Mexico | 2 | $ 613,000 | $ 306,000 | $ 60,000 |
| Sandoval County New Mexico | 2 | $ 178,000 | $ 89,000 | $ 54,000 |
| Albany County New York | 2 | $ 287,000 | $ 143,000 | $ 33,000 |
| Cayuga County New York | 2 | $ 285,000 | $ 142,000 | $ 116,000 |
| Dutchess County New York | 2 | $ 701,000 | $ 350,000 | $ 112,000 |
| New York County New York | 2 | $ 1,276,000 | $ 638,000 | $ 556,000 |
| Saratoga County New York | 2 | $ 361,000 | $ 180,000 | $ 76,000 |
| Sullivan County New York | 2 | $ 141,000 | $ 70,000 | $ 36,000 |
| Dare County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 63,000 |
| Iredell County North Carolina | 2 | $ 728,000 | $ 364,000 | $ 179,000 |
| New Hanover County North Carolina | 2 | $ 336,000 | $ 168,000 | $ 100,000 |
| Person County North Carolina | 2 | $ 461,000 | $ 230,000 | $ 147,000 |
| Cass County North Dakota | 2 | $ 461,000 | $ 230,000 | $ 104,000 |
| Allen County Ohio | 2 | $ 107,000 | $ 53,000 | $ 37,000 |
| Delaware County Ohio | 2 | $ 581,000 | $ 290,000 | $ 100,000 |
| Hamilton County Ohio | 2 | $ 208,000 | $ 104,000 | $ 75,000 |
| Logan County Ohio | 2 | $ 248,000 | $ 124,000 | $ 79,000 |
| Medina County Ohio | 2 | $ 189,000 | $ 94,000 | $ 89,000 |
| Montgomery County Ohio | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Portage County Ohio | 2 | $ 161,000 | $ 80,000 | $ 41,000 |
| Scioto County Ohio | 2 | $ 135,000 | $ 67,000 | $ 58,000 |
| Washington County Ohio | 2 | $ 251,000 | $ 125,000 | $ 56,000 |
| Garfield County Oklahoma | 2 | $ 149,000 | $ 74,000 | $ 74,000 |
| Rogers County Oklahoma | 2 | $ 235,000 | $ 117,000 | $ 51,000 |
| Deschutes County Oregon | 2 | $ 467,000 | $ 233,000 | $ 65,000 |
| Jackson County Oregon | 2 | $ 319,000 | $ 159,000 | $ 88,000 |
| Multnomah County Oregon | 2 | $ 374,000 | $ 187,000 | $ 49,000 |
| Umatilla County Oregon | 2 | $ 179,000 | $ 89,000 | $ 43,000 |
| Blair County Pennsylvania | 2 | $ 185,000 | $ 92,000 | $ 54,000 |
| Butler County Pennsylvania | 2 | $ 151,000 | $ 75,000 | $ 22,000 |
| Cambria County Pennsylvania | 2 | $ 85,000 | $ 42,000 | $ 59,000 |
| Centre County Pennsylvania | 2 | $ 131,000 | $ 65,000 | $ 22,000 |
| Northampton County Pennsylvania | 2 | $ 311,000 | $ 155,000 | $ 105,000 |
| Warren County Pennsylvania | 2 | $ 215,000 | $ 107,000 | $ 45,000 |
| Anderson County South Carolina | 2 | $ 146,000 | $ 73,000 | $ 19,000 |
| Berkeley County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 77,000 |
| Dorchester County South Carolina | 2 | $ 441,000 | $ 220,000 | $ 63,000 |
| Greenville County South Carolina | 2 | $ 161,000 | $ 80,000 | $ 59,000 |
| Greenwood County South Carolina | 2 | $ 287,000 | $ 143,000 | $ 145,000 |
| Lancaster County South Carolina | 2 | $ 386,000 | $ 193,000 | $ 19,000 |
| Richland County South Carolina | 2 | $ 283,000 | $ 141,000 | $ 62,000 |
| Sumter County South Carolina | 2 | $ 464,000 | $ 232,000 | $ 37,000 |
| Minnehaha County South Dakota | 2 | $ 175,000 | $ 87,000 | $ 55,000 |
| Pennington County South Dakota | 2 | $ 183,000 | $ 91,000 | $ 43,000 |
| Blount County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 63,000 |
| Davidson County Tennessee | 2 | $ 411,000 | $ 205,000 | $ 53,000 |
| Dallas County Texas | 2 | $ 444,000 | $ 222,000 | $ 106,000 |
| Ector County Texas | 2 | $ 179,000 | $ 89,000 | $ 106,000 |
| Davis County Utah | 2 | $ 381,000 | $ 190,000 | $ 117,000 |
| Washington County Utah | 2 | $ 521,000 | $ 260,000 | $ 66,000 |
| Arlington County Virginia | 2 | $ 1,148,000 | $ 574,000 | $ 275,000 |
| Clarke County Virginia | 2 | $ 769,000 | $ 384,000 | $ 107,000 |
| Fauquier County Virginia | 2 | $ 590,000 | $ 295,000 | $ 103,000 |
| Frederick County Virginia | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| Lunenburg County Virginia | 2 | $ 265,000 | $ 132,000 | $ 121,000 |
| Newport News County Virginia | 2 | $ 412,000 | $ 206,000 | $ 84,000 |
| Spotsylvania County Virginia | 2 | $ 458,000 | $ 229,000 | $ 98,000 |
| Stafford County Virginia | 2 | $ 857,000 | $ 428,000 | $ 101,000 |
| Thurston County Washington | 2 | $ 275,000 | $ 137,000 | $ 67,000 |
| Kanawha County West Virginia | 2 | $ 215,000 | $ 107,000 | $ 67,000 |
| Wood County West Virginia | 2 | $ 301,000 | $ 150,000 | $ 71,000 |
| Jefferson County Wisconsin | 2 | $ 155,000 | $ 77,000 | $ 47,000 |
| Blount County Alabama | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Calhoun County Alabama | 1 | $ 98,000 | $ 98,000 | $ 104,000 |
| Cullman County Alabama | 1 | $ 172,000 | $ 172,000 | $ 39,000 |
| Dale County Alabama | 1 | $ 153,000 | $ 153,000 | $ 91,000 |
| Elmore County Alabama | 1 | $ 149,000 | $ 149,000 | $ 37,000 |
| Etowah County Alabama | 1 | $ 176,000 | $ 176,000 | $ 71,000 |
| Jackson County Alabama | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Lee County Alabama | 1 | $ 110,000 | $ 110,000 | $ 25,000 |
| Marengo County Alabama | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Russell County Alabama | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 258,000 | $ 258,000 | $ 59,000 |
| Winston County Alabama | 1 | $ 97,000 | $ 97,000 | $ 111,000 |
| Haines County Alaska | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Juneau County Alaska | 1 | $ 358,000 | $ 358,000 | $ 70,000 |
| Cochise County Arizona | 1 | $ 209,000 | $ 209,000 | $ 93,000 |
| Gila County Arizona | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Graham County Arizona | 1 | $ 243,000 | $ 243,000 | $ 50,000 |
| Benton County Arkansas | 1 | $ 151,000 | $ 151,000 | $ 80,000 |
| Clark County Arkansas | 1 | $ 61,000 | $ 61,000 | $ 66,000 |
| Conway County Arkansas | 1 | $ 166,000 | $ 166,000 | $ 53,000 |
| Craighead County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Independence County Arkansas | 1 | $ 113,000 | $ 113,000 | $ 75,000 |
| Perry County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| Pope County Arkansas | 1 | $ 156,000 | $ 156,000 | $ 87,000 |
| Saline County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| St. Francis County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 47,000 |
| Madera County California | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Nevada County California | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Santa Barbara County California | 1 | $ 407,000 | $ 407,000 | $ 239,000 |
| Shasta County California | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Sutter County California | 1 | $ 214,000 | $ 214,000 | $ 76,000 |
| Yolo County California | 1 | $ 173,000 | $ 173,000 | $ 62,000 |
| Elbert County Colorado | 1 | $ 364,000 | $ 364,000 | $ 72,000 |
| Pueblo County Colorado | 1 | $ 218,000 | $ 218,000 | $ 54,000 |
| Teller County Colorado | 1 | $ 209,000 | $ 209,000 | $ 83,000 |
| New London County Connecticut | 1 | $ 324,000 | $ 324,000 | $ 191,000 |
| Bay County Florida | 1 | $ 280,000 | $ 280,000 | $ 68,000 |
| Citrus County Florida | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Escambia County Florida | 1 | $ 71,000 | $ 71,000 | $ 62,000 |
| Lake County Florida | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Marion County Florida | 1 | $ 42,000 | $ 42,000 | $ 24,000 |
| Monroe County Florida | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Okaloosa County Florida | 1 | $ 90,000 | $ 90,000 | $ 58,000 |
| Osceola County Florida | 1 | $ 143,000 | $ 143,000 | $ 101,000 |
| Polk County Florida | 1 | $ 230,000 | $ 230,000 | $ 109,000 |
| Putnam County Florida | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Santa Rosa County Florida | 1 | $ 163,000 | $ 163,000 | $ 34,000 |
| Taylor County Florida | 1 | $ 66,000 | $ 66,000 | $ 9,000 |
| Ben Hill County Georgia | 1 | $ 103,000 | $ 103,000 | $ 70,000 |
| Carroll County Georgia | 1 | $ 124,000 | $ 124,000 | $ 79,000 |
| Catoosa County Georgia | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Cherokee County Georgia | 1 | $ 234,000 | $ 234,000 | $ 144,000 |
| Emanuel County Georgia | 1 | $ 32,000 | $ 32,000 | $ 19,000 |
| Fayette County Georgia | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Floyd County Georgia | 1 | $ 63,000 | $ 63,000 | $ 30,000 |
| Gilmer County Georgia | 1 | $ 66,000 | $ 66,000 | $ 40,000 |
| Gordon County Georgia | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Harris County Georgia | 1 | $ 268,000 | $ 268,000 | $ 112,000 |
| Hart County Georgia | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Jackson County Georgia | 1 | $ 251,000 | $ 251,000 | $ 58,000 |
| Jasper County Georgia | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Jones County Georgia | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Lee County Georgia | 1 | $ 66,000 | $ 66,000 | $ 57,000 |
| Meriwether County Georgia | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Putnam County Georgia | 1 | $ 383,000 | $ 383,000 | $ 138,000 |
| Rockdale County Georgia | 1 | $ 90,000 | $ 90,000 | $ 81,000 |
| Spalding County Georgia | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Troup County Georgia | 1 | $ 89,000 | $ 89,000 | $ 72,000 |
| Upson County Georgia | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Wayne County Georgia | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| Whitfield County Georgia | 1 | $ 160,000 | $ 160,000 | $ 116,000 |
| Bonner County Idaho | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Gem County Idaho | 1 | $ 170,000 | $ 170,000 | $ 115,000 |
| Twin Falls County Idaho | 1 | $ 141,000 | $ 141,000 | $ 59,000 |
| Valley County Idaho | 1 | $ 183,000 | $ 183,000 | $ 36,000 |
| Alexander County Illinois | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Boone County Illinois | 1 | $ 51,000 | $ 51,000 | $ 38,000 |
| Franklin County Illinois | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Hamilton County Illinois | 1 | $ 43,000 | $ 43,000 | $ 43,000 |
| Henry County Illinois | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Macon County Illinois | 1 | $ 52,000 | $ 52,000 | $ 45,000 |
| Macoupin County Illinois | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
| Madison County Illinois | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Peoria County Illinois | 1 | $ 147,000 | $ 147,000 | $ 44,000 |
| Randolph County Illinois | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| St. Clair County Illinois | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Stephenson County Illinois | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Winnebago County Illinois | 1 | $ 112,000 | $ 112,000 | $ 101,000 |
| Allen County Indiana | 1 | $ 123,000 | $ 123,000 | $ 97,000 |
| Dearborn County Indiana | 1 | $ 336,000 | $ 336,000 | $ 100,000 |
| Fayette County Indiana | 1 | $ 54,000 | $ 54,000 | $ 20,000 |
| Franklin County Indiana | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
| Henry County Indiana | 1 | $ 51,000 | $ 51,000 | $ 31,000 |
| Jackson County Indiana | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Jasper County Indiana | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Johnson County Indiana | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| LaGrange County Indiana | 1 | $ 222,000 | $ 222,000 | $ 85,000 |
| Madison County Indiana | 1 | $ 48,000 | $ 48,000 | $ 49,000 |
| Morgan County Indiana | 1 | $ 76,000 | $ 76,000 | $ 90,000 |
| Porter County Indiana | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Sullivan County Indiana | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Vanderburgh County Indiana | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Black Hawk County Iowa | 1 | $ 68,000 | $ 68,000 | $ 92,000 |
| Cerro Gordo County Iowa | 1 | $ 62,000 | $ 62,000 | $ 70,000 |
| Jackson County Iowa | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Mills County Iowa | 1 | $ 50,000 | $ 50,000 | $ 11,000 |
| Pottawattamie County Iowa | 1 | $ 51,000 | $ 51,000 | $ 55,000 |
| Scott County Iowa | 1 | $ 113,000 | $ 113,000 | $ 84,000 |
| Warren County Iowa | 1 | $ 153,000 | $ 153,000 | $ 60,000 |
| Coffey County Kansas | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Cowley County Kansas | 1 | $ 73,000 | $ 73,000 | $ 59,000 |
| Dickinson County Kansas | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Ellis County Kansas | 1 | $ 134,000 | $ 134,000 | $ 41,000 |
| Leavenworth County Kansas | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| Pottawatomie County Kansas | 1 | $ 336,000 | $ 336,000 | $ 61,000 |
| Boone County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 69,000 |
| Boyle County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 94,000 |
| Bullitt County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Calloway County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 39,000 |
| Daviess County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 114,000 |
| Fayette County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Franklin County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 20,000 |
| Hardin County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Livingston County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Oldham County Kentucky | 1 | $ 461,000 | $ 461,000 | $ 225,000 |
| Washington County Kentucky | 1 | $ 187,000 | $ 187,000 | $ 50,000 |
| Allen County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Howard Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,664 | $411,805,000 | $247,000 | $2,432,000 | $95,000 | $1,229,000 |
| Home Purchase | 1,274 | $299,982,000 | $235,000 | $2,000,000 | $91,000 | $1,619,000 |
| Home Improvement | 1,031 | $194,883,000 | $189,000 | $1,600,000 | $81,000 | $1,391,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,858 | $650,083,000 | $227,000 | $2,432,000 | $92,000 | $1,619,000 |
| Black or African American | 519 | $103,650,000 | $199,000 | $999,000 | $71,000 | $837,000 |
| Hispanic | 199 | $44,639,000 | $224,000 | $784,000 | $86,000 | $647,000 |
| Not Provided | 188 | $48,363,000 | $257,000 | $855,000 | $109,000 | $1,395,000 |
| Asian | 159 | $49,693,000 | $312,000 | $1,200,000 | $112,000 | $506,000 |
| American Indian or Alaskan Native | 25 | $4,779,000 | $191,000 | $464,000 | $71,000 | $164,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,673,000 | $274,000 | $626,000 | $77,000 | $165,000 |
| Not applicable | 4 | $790,000 | $197,000 | $410,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,939 | $450,436,000 | $232,000 | $2,432,000 | $108,000 | $1,619,000 |
| FHA-insured (Federal Housing Administration) | 1,534 | $309,805,000 | $201,000 | $651,000 | $68,000 | $350,000 |
| VA-guaranteed (Veterans Administration) | 460 | $139,279,000 | $302,000 | $946,000 | $93,000 | $500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $7,150,000 | $198,000 | $480,000 | $62,000 | $139,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,363 | $558,873,000 | $236,000 | $2,432,000 | $93,000 | $1,619,000 |
| File Closed For Incompleteness | 774 | $159,540,000 | $206,000 | $1,000,000 | $87,000 | $686,000 |
| Application Denied By Financial Institution | 431 | $92,298,000 | $214,000 | $1,500,000 | $80,000 | $1,038,000 |
| Application Withdrawn By Applicant | 273 | $68,853,000 | $252,000 | $1,933,000 | $99,000 | $950,000 |
| Application Approved But Not Accepted | 128 | $27,106,000 | $211,000 | $651,000 | $87,000 | $281,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Howard Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Howard Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.