Hsbc Credit Center Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Hsbc Credit Center Inc. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hsbc Credit Center Inc. 26525 North Riverwoods Blvd. Mettawa, IL 60045 |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 12,386 |
| Total Mortgage Loan Application Amount | $1,269,534,000 |
| Average Mortgage Loan Application Amount | $74,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $83,333 |
| Highest Applicant Income | $900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Hsbc Credit Center Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Credit Center Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Hsbc Credit Center Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Credit Center Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Hsbc Credit Center Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Credit Center Inc.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 1,962 | $ 119,009,000 | $ 60,000 | $ 56,000 |
| Los Angeles County California | 1,611 | $ 388,108,000 | $ 240,000 | $ 82,000 |
| Bexar County Texas | 1,385 | $ 85,892,000 | $ 62,000 | $ 50,000 |
| Dallas County Texas | 1,327 | $ 96,779,000 | $ 72,000 | $ 53,000 |
| Tarrant County Texas | 1,001 | $ 81,772,000 | $ 81,000 | $ 58,000 |
| El Paso County Texas | 935 | $ 62,246,000 | $ 66,000 | $ 47,000 |
| Hidalgo County Texas | 636 | $ 26,527,000 | $ 41,000 | $ 49,000 |
| Travis County Texas | 337 | $ 31,385,000 | $ 93,000 | $ 56,000 |
| San Diego County California | 329 | $ 72,964,000 | $ 221,000 | $ 77,000 |
| Riverside County California | 310 | $ 49,531,000 | $ 159,000 | $ 73,000 |
| Orange County California | 258 | $ 44,858,000 | $ 173,000 | $ 87,000 |
| San Bernardino County California | 219 | $ 37,191,000 | $ 169,000 | $ 74,000 |
| Denton County Texas | 195 | $ 17,175,000 | $ 88,000 | $ 72,000 |
| Fort Bend County Texas | 173 | $ 10,508,000 | $ 60,000 | $ 63,000 |
| Collin County Texas | 165 | $ 13,383,000 | $ 81,000 | $ 75,000 |
| Fresno County California | 136 | $ 24,368,000 | $ 179,000 | $ 54,000 |
| Cameron County Texas | 126 | $ 5,778,000 | $ 45,000 | $ 53,000 |
| Galveston County Texas | 104 | $ 6,253,000 | $ 60,000 | $ 57,000 |
| Williamson County Texas | 99 | $ 10,166,000 | $ 102,000 | $ 70,000 |
| Montgomery County Texas | 91 | $ 4,124,000 | $ 45,000 | $ 59,000 |
| Hays County Texas | 76 | $ 7,827,000 | $ 102,000 | $ 57,000 |
| Johnson County Texas | 70 | $ 5,719,000 | $ 81,000 | $ 61,000 |
| Brazoria County Texas | 62 | $ 3,098,000 | $ 49,000 | $ 56,000 |
| Lake County Illinois | 59 | $ 6,744,000 | $ 114,000 | $ 59,000 |
| Kane County Illinois | 56 | $ 4,494,000 | $ 80,000 | $ 55,000 |
| Bastrop County Texas | 51 | $ 3,886,000 | $ 76,000 | $ 55,000 |
| Comal County Texas | 47 | $ 3,918,000 | $ 83,000 | $ 61,000 |
| Parker County Texas | 45 | $ 4,382,000 | $ 97,000 | $ 92,000 |
| Kaufman County Texas | 44 | $ 3,265,000 | $ 74,000 | $ 62,000 |
| Guadalupe County Texas | 38 | $ 3,063,000 | $ 80,000 | $ 56,000 |
| Medina County Texas | 38 | $ 1,922,000 | $ 50,000 | $ 45,000 |
| Atascosa County Texas | 32 | $ 1,033,000 | $ 32,000 | $ 57,000 |
| Ellis County Texas | 31 | $ 3,275,000 | $ 105,000 | $ 73,000 |
| DuPage County Illinois | 28 | $ 1,497,000 | $ 53,000 | $ 76,000 |
| Wilson County Texas | 26 | $ 1,346,000 | $ 51,000 | $ 41,000 |
| Will County Illinois | 24 | $ 1,976,000 | $ 82,000 | $ 68,000 |
| Rockwall County Texas | 24 | $ 1,834,000 | $ 76,000 | $ 56,000 |
| Wise County Texas | 24 | $ 1,637,000 | $ 68,000 | $ 61,000 |
| Cook County Illinois | 21 | $ 1,659,000 | $ 79,000 | $ 62,000 |
| Kern County California | 20 | $ 3,380,000 | $ 169,000 | $ 75,000 |
| Ventura County California | 16 | $ 1,551,000 | $ 96,000 | $ 71,000 |
| Caldwell County Texas | 15 | $ 819,000 | $ 54,000 | $ 54,000 |
| Liberty County Texas | 12 | $ 630,000 | $ 52,000 | $ 46,000 |
| Bandera County Texas | 11 | $ 1,002,000 | $ 91,000 | $ 75,000 |
| Willacy County Texas | 11 | $ 460,000 | $ 41,000 | $ 60,000 |
| Madera County California | 8 | $ 1,987,000 | $ 248,000 | $ 57,000 |
| San Jacinto County Texas | 7 | $ 180,000 | $ 25,000 | $ 54,000 |
| Hunt County Texas | 6 | $ 362,000 | $ 60,000 | $ 62,000 |
| Kendall County Texas | 6 | $ 472,000 | $ 78,000 | $ 91,000 |
| Waller County Texas | 5 | $ 467,000 | $ 93,000 | $ 75,000 |
| San Joaquin County California | 4 | $ 1,016,000 | $ 254,000 | $ 79,000 |
| McHenry County Illinois | 4 | $ 834,000 | $ 208,000 | $ 75,000 |
| Webb County Texas | 4 | $ 378,000 | $ 94,000 | $ 56,000 |
| Blanco County Texas | 3 | $ 301,000 | $ 100,000 | $ 88,000 |
| Bowie County Texas | 3 | $ 116,000 | $ 38,000 | $ 43,000 |
| Burnet County Texas | 3 | $ 187,000 | $ 62,000 | $ 81,000 |
| Chambers County Texas | 3 | $ 224,000 | $ 74,000 | $ 77,000 |
| Nueces County Texas | 3 | $ 116,000 | $ 38,000 | $ 46,000 |
| Orange County Texas | 3 | $ 220,000 | $ 73,000 | $ 85,000 |
| Stanislaus County California | 2 | $ 740,000 | $ 370,000 | $ 90,000 |
| Tulare County California | 2 | $ 646,000 | $ 323,000 | $ 239,000 |
| Greenwood County Kansas | 2 | $ 136,000 | $ 68,000 | $ 48,000 |
| Bell County Texas | 2 | $ 148,000 | $ 74,000 | $ 90,000 |
| Burleson County Texas | 2 | $ 126,000 | $ 63,000 | $ 64,000 |
| Callahan County Texas | 2 | $ 272,000 | $ 136,000 | $ 156,000 |
| Frio County Texas | 2 | $ 64,000 | $ 32,000 | $ 36,000 |
| Gillespie County Texas | 2 | $ 300,000 | $ 150,000 | $ 117,000 |
| Irion County Texas | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| Jim Wells County Texas | 2 | $ 86,000 | $ 43,000 | $ 69,000 |
| Maverick County Texas | 2 | $ 40,000 | $ 20,000 | $ 57,000 |
| Nacogdoches County Texas | 2 | $ 100,000 | $ 50,000 | $ 56,000 |
| Polk County Texas | 2 | $ 100,000 | $ 50,000 | $ 48,000 |
| Starr County Texas | 2 | $ 51,000 | $ 25,000 | $ 35,000 |
| Val Verde County Texas | 2 | $ 272,000 | $ 136,000 | $ 82,000 |
| Imperial County California | 1 | $ 330,000 | $ 330,000 | $ 60,000 |
| Sonoma County California | 1 | $ 290,000 | $ 290,000 | $ 52,000 |
| Kendall County Illinois | 1 | $ 8,000 | $ 8,000 | $ 26,000 |
| LaSalle County Illinois | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Anderson County Texas | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Brazos County Texas | 1 | $ 150,000 | $ 150,000 | $ 150,000 |
| Grayson County Texas | 1 | $ 9,000 | $ 9,000 | $ 121,000 |
| Henderson County Texas | 1 | $ 11,000 | $ 11,000 | $ 21,000 |
| Jasper County Texas | 1 | $ 6,000 | $ 6,000 | $ 71,000 |
| Jefferson County Texas | 1 | $ 36,000 | $ 36,000 | $ 52,000 |
| Karnes County Texas | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Robertson County Texas | 1 | $ 21,000 | $ 21,000 | $ 27,000 |
| Upshur County Texas | 1 | $ 33,000 | $ 33,000 | $ 69,000 |
| Uvalde County Texas | 1 | $ 50,000 | $ 50,000 | $ 156,000 |
Mortgage Loan Application Detail Totals for Hsbc Credit Center Inc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,714 | $1,138,864,000 | $147,000 | $1,000,000 | $64,000 | $809,000 |
| Home Improvement | 4,664 | $130,282,000 | $27,000 | $700,000 | $55,000 | $900,000 |
| Home Purchase | 8 | $388,000 | $48,000 | $90,000 | $131,000 | $221,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 7,960 | $805,329,000 | $101,000 | $995,000 | $55,000 | $720,000 |
| White | 2,207 | $220,798,000 | $100,000 | $875,000 | $77,000 | $900,000 |
| Black or African American | 1,191 | $97,612,000 | $81,000 | $801,000 | $56,000 | $600,000 |
| Asian | 422 | $68,612,000 | $162,000 | $880,000 | $84,000 | $720,000 |
| Not Provided | 412 | $53,337,000 | $129,000 | $1,000,000 | $70,000 | $502,000 |
| American Indian or Alaskan Native | 127 | $9,989,000 | $78,000 | $600,000 | $66,000 | $480,000 |
| Native Hawaiian or Other Pacific Islander | 67 | $13,857,000 | $206,000 | $750,000 | $85,000 | $214,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,386 | $1,269,534,000 | $102,000 | $1,000,000 | $61,000 | $900,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 8,629 | $1,029,944,000 | $119,000 | $1,000,000 | $60,000 | $900,000 |
| Loan Originated | 1,950 | $44,974,000 | $23,000 | $505,000 | $59,000 | $725,000 |
| Application Withdrawn By Applicant | 1,456 | $185,660,000 | $127,000 | $775,000 | $67,000 | $809,000 |
| Application Approved But Not Accepted | 294 | $3,508,000 | $11,000 | $330,000 | $55,000 | $324,000 |
| File Closed For Incompleteness | 57 | $5,448,000 | $95,000 | $430,000 | $65,000 | $214,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Credit Center Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hsbc Credit Center Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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