Hudson City Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Hudson City Savings Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hudson City Savings Bank West 80 Century Road Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 15,475 |
| Total Mortgage Loan Application Amount | $8,144,347,000 |
| Average Mortgage Loan Application Amount | $471,666 |
| Highest Mortgage Loan Application Amount | $3,561,000 |
| Average Applicant Income | $208,000 |
| Highest Applicant Income | $5,420,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Hudson City Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hudson City Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Hudson City Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hudson City Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Hudson City Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hudson City Savings Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfield County Connecticut | 2,215 | $ 1,666,222,000 | $ 752,000 | $ 284,000 |
| Bergen County New Jersey | 1,629 | $ 794,658,000 | $ 487,000 | $ 219,000 |
| Suffolk County New York | 1,071 | $ 634,444,000 | $ 592,000 | $ 286,000 |
| Westchester County New York | 826 | $ 576,396,000 | $ 697,000 | $ 285,000 |
| Monmouth County New Jersey | 822 | $ 413,991,000 | $ 503,000 | $ 249,000 |
| Nassau County New York | 813 | $ 529,148,000 | $ 650,000 | $ 282,000 |
| Ocean County New Jersey | 801 | $ 244,500,000 | $ 305,000 | $ 162,000 |
| Morris County New Jersey | 675 | $ 306,677,000 | $ 454,000 | $ 198,000 |
| Essex County New Jersey | 550 | $ 257,906,000 | $ 468,000 | $ 210,000 |
| Middlesex County New Jersey | 459 | $ 117,135,000 | $ 255,000 | $ 85,000 |
| Hudson County New Jersey | 435 | $ 183,160,000 | $ 421,000 | $ 192,000 |
| Somerset County New Jersey | 359 | $ 174,717,000 | $ 486,000 | $ 201,000 |
| Union County New Jersey | 353 | $ 155,119,000 | $ 439,000 | $ 197,000 |
| Montgomery County Pennsylvania | 286 | $ 165,592,000 | $ 578,000 | $ 259,000 |
| Bucks County Pennsylvania | 261 | $ 137,728,000 | $ 527,000 | $ 218,000 |
| Passaic County New Jersey | 246 | $ 68,268,000 | $ 277,000 | $ 115,000 |
| Mercer County New Jersey | 237 | $ 130,016,000 | $ 548,000 | $ 239,000 |
| Cape May County New Jersey | 216 | $ 140,231,000 | $ 649,000 | $ 360,000 |
| Chester County Pennsylvania | 214 | $ 133,555,000 | $ 624,000 | $ 254,000 |
| New Haven County Connecticut | 188 | $ 84,815,000 | $ 451,000 | $ 190,000 |
| Richmond County New York | 175 | $ 68,133,000 | $ 389,000 | $ 143,000 |
| Hartford County Connecticut | 164 | $ 81,405,000 | $ 496,000 | $ 267,000 |
| Burlington County New Jersey | 159 | $ 64,202,000 | $ 403,000 | $ 215,000 |
| Rockland County New York | 158 | $ 58,728,000 | $ 371,000 | $ 170,000 |
| Delaware County Pennsylvania | 154 | $ 90,573,000 | $ 588,000 | $ 291,000 |
| Litchfield County Connecticut | 129 | $ 88,692,000 | $ 687,000 | $ 454,000 |
| Camden County New Jersey | 114 | $ 32,470,000 | $ 284,000 | $ 152,000 |
| Hunterdon County New Jersey | 106 | $ 42,335,000 | $ 399,000 | $ 205,000 |
| Fairfax County Virginia | 106 | $ 55,729,000 | $ 525,000 | $ 0 |
| Philadelphia County Pennsylvania | 105 | $ 21,994,000 | $ 209,000 | $ 27,000 |
| Atlantic County New Jersey | 90 | $ 44,746,000 | $ 497,000 | $ 296,000 |
| Cook County Illinois | 84 | $ 33,799,000 | $ 402,000 | $ 0 |
| Dutchess County New York | 71 | $ 33,566,000 | $ 472,000 | $ 270,000 |
| Lehigh County Pennsylvania | 70 | $ 16,826,000 | $ 240,000 | $ 66,000 |
| Northampton County Pennsylvania | 65 | $ 18,764,000 | $ 288,000 | $ 106,000 |
| Orange County New York | 57 | $ 18,260,000 | $ 320,000 | $ 153,000 |
| Sussex County New Jersey | 55 | $ 16,480,000 | $ 299,000 | $ 144,000 |
| New London County Connecticut | 53 | $ 29,104,000 | $ 549,000 | $ 303,000 |
| Gloucester County New Jersey | 49 | $ 9,398,000 | $ 191,000 | $ 123,000 |
| Middlesex County Connecticut | 48 | $ 23,672,000 | $ 493,000 | $ 192,000 |
| Putnam County New York | 48 | $ 17,619,000 | $ 367,000 | $ 170,000 |
| Lancaster County Pennsylvania | 48 | $ 12,281,000 | $ 255,000 | $ 73,000 |
| Montgomery County Maryland | 39 | $ 21,951,000 | $ 562,000 | $ 0 |
| Berks County Pennsylvania | 37 | $ 4,649,000 | $ 125,000 | $ 3,000 |
| Warren County New Jersey | 36 | $ 8,309,000 | $ 230,000 | $ 130,000 |
| Kings County New York | 32 | $ 13,523,000 | $ 422,000 | $ 11,000 |
| Loudoun County Virginia | 29 | $ 15,347,000 | $ 529,000 | $ 0 |
| Middlesex County Massachusetts | 23 | $ 14,000,000 | $ 608,000 | $ 0 |
| Hennepin County Minnesota | 23 | $ 15,841,000 | $ 688,000 | $ 0 |
| Prince William County Virginia | 22 | $ 10,605,000 | $ 482,000 | $ 0 |
| Queens County New York | 21 | $ 5,506,000 | $ 262,000 | $ 5,000 |
| DuPage County Illinois | 20 | $ 12,773,000 | $ 638,000 | $ 0 |
| Anne Arundel County Maryland | 20 | $ 12,820,000 | $ 641,000 | $ 0 |
| Lake County Illinois | 17 | $ 8,564,000 | $ 503,000 | $ 0 |
| New York County New York | 17 | $ 10,679,000 | $ 628,000 | $ 48,000 |
| Arlington County Virginia | 17 | $ 10,537,000 | $ 619,000 | $ 0 |
| Howard County Maryland | 16 | $ 9,805,000 | $ 612,000 | $ 0 |
| Columbia County New York | 15 | $ 9,692,000 | $ 646,000 | $ 373,000 |
| Tolland County Connecticut | 13 | $ 4,953,000 | $ 381,000 | $ 230,000 |
| St. Louis County Missouri | 13 | $ 6,209,000 | $ 477,000 | $ 0 |
| Hamilton County Tennessee | 12 | $ 9,688,000 | $ 807,000 | $ 0 |
| District of Columbia County District Of Columbia | 10 | $ 6,086,000 | $ 608,000 | $ 0 |
| Prince George's County Maryland | 10 | $ 5,377,000 | $ 537,000 | $ 0 |
| Alexandria County Virginia | 9 | $ 4,679,000 | $ 519,000 | $ 0 |
| Wake County North Carolina | 7 | $ 2,950,000 | $ 421,000 | $ 0 |
| Shelby County Tennessee | 7 | $ 4,984,000 | $ 712,000 | $ 0 |
| Williamson County Tennessee | 7 | $ 4,663,000 | $ 666,000 | $ 0 |
| Kane County Illinois | 6 | $ 3,970,000 | $ 661,000 | $ 0 |
| Worcester County Maryland | 6 | $ 3,588,000 | $ 598,000 | $ 0 |
| McHenry County Illinois | 5 | $ 1,814,000 | $ 362,000 | $ 0 |
| Johnson County Kansas | 5 | $ 4,083,000 | $ 816,000 | $ 0 |
| Baltimore County Maryland | 5 | $ 2,113,000 | $ 422,000 | $ 0 |
| Cumberland County New Jersey | 5 | $ 1,107,000 | $ 221,000 | $ 168,000 |
| Bronx County New York | 5 | $ 683,000 | $ 136,000 | $ 0 |
| Falls Church County Virginia | 5 | $ 2,864,000 | $ 572,000 | $ 0 |
| Windham County Connecticut | 4 | $ 740,000 | $ 185,000 | $ 51,000 |
| Mecklenburg County North Carolina | 4 | $ 2,996,000 | $ 749,000 | $ 0 |
| Knox County Tennessee | 4 | $ 2,962,000 | $ 740,000 | $ 0 |
| Spotsylvania County Virginia | 4 | $ 1,753,000 | $ 438,000 | $ 0 |
| Stafford County Virginia | 4 | $ 2,031,000 | $ 507,000 | $ 0 |
| Jefferson County West Virginia | 4 | $ 1,550,000 | $ 387,000 | $ 0 |
| New Castle County Delaware | 3 | $ 1,754,000 | $ 584,000 | $ 0 |
| Hamilton County Indiana | 3 | $ 1,857,000 | $ 619,000 | $ 0 |
| Calvert County Maryland | 3 | $ 1,575,000 | $ 525,000 | $ 0 |
| Essex County Massachusetts | 3 | $ 2,340,000 | $ 780,000 | $ 0 |
| Norfolk County Massachusetts | 3 | $ 1,900,000 | $ 633,000 | $ 0 |
| Plymouth County Massachusetts | 3 | $ 2,113,000 | $ 704,000 | $ 0 |
| Dakota County Minnesota | 3 | $ 1,427,000 | $ 475,000 | $ 0 |
| Scott County Minnesota | 3 | $ 937,000 | $ 312,000 | $ 0 |
| Wright County Minnesota | 3 | $ 973,000 | $ 324,000 | $ 0 |
| Salem County New Jersey | 3 | $ 592,000 | $ 197,000 | $ 79,000 |
| Erie County New York | 3 | $ 1,574,000 | $ 524,000 | $ 0 |
| New Hanover County North Carolina | 3 | $ 1,560,000 | $ 520,000 | $ 0 |
| Cumberland County Pennsylvania | 3 | $ 1,490,000 | $ 496,000 | $ 0 |
| Horry County South Carolina | 3 | $ 854,000 | $ 284,000 | $ 0 |
| Lexington County South Carolina | 3 | $ 1,777,000 | $ 592,000 | $ 0 |
| Sussex County Delaware | 2 | $ 1,301,000 | $ 650,000 | $ 0 |
| Will County Illinois | 2 | $ 901,000 | $ 450,000 | $ 0 |
| Frederick County Maryland | 2 | $ 820,000 | $ 410,000 | $ 0 |
| Worcester County Massachusetts | 2 | $ 638,000 | $ 319,000 | $ 0 |
| Carver County Minnesota | 2 | $ 1,329,000 | $ 664,000 | $ 0 |
| Ramsey County Minnesota | 2 | $ 1,252,000 | $ 626,000 | $ 0 |
| Washington County Minnesota | 2 | $ 1,017,000 | $ 508,000 | $ 0 |
| St. Charles County Missouri | 2 | $ 1,076,000 | $ 538,000 | $ 0 |
| Sullivan County New York | 2 | $ 517,000 | $ 258,000 | $ 765,000 |
| Carteret County North Carolina | 2 | $ 1,082,000 | $ 541,000 | $ 0 |
| Forsyth County North Carolina | 2 | $ 1,255,000 | $ 627,000 | $ 0 |
| Newport County Rhode Island | 2 | $ 937,000 | $ 468,000 | $ 0 |
| Berkeley County South Carolina | 2 | $ 1,095,000 | $ 547,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 765,000 | $ 382,000 | $ 0 |
| Sumner County Tennessee | 2 | $ 1,747,000 | $ 873,000 | $ 0 |
| Lamoille County Vermont | 2 | $ 944,000 | $ 472,000 | $ 0 |
| Windsor County Vermont | 2 | $ 832,000 | $ 416,000 | $ 0 |
| Albemarle County Virginia | 2 | $ 768,000 | $ 384,000 | $ 0 |
| Fauquier County Virginia | 2 | $ 1,053,000 | $ 526,000 | $ 0 |
| James City County Virginia | 2 | $ 1,038,000 | $ 519,000 | $ 0 |
| Ozaukee County Wisconsin | 2 | $ 327,000 | $ 163,000 | $ 0 |
| Winnebago County Wisconsin | 2 | $ 207,000 | $ 103,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 996,000 | $ 996,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Washington County Arkansas | 1 | $ 698,000 | $ 698,000 | $ 0 |
| Floyd County Indiana | 1 | $ 909,000 | $ 909,000 | $ 0 |
| Marion County Indiana | 1 | $ 720,000 | $ 720,000 | $ 0 |
| Warrick County Indiana | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Polk County Iowa | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cumberland County Maine | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Hancock County Maine | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Lincoln County Maine | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Oxford County Maine | 1 | $ 694,000 | $ 694,000 | $ 0 |
| Garrett County Maryland | 1 | $ 963,000 | $ 963,000 | $ 0 |
| Harford County Maryland | 1 | $ 481,000 | $ 481,000 | $ 0 |
| Kent County Maryland | 1 | $ 450,000 | $ 450,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 486,000 | $ 486,000 | $ 0 |
| Talbot County Maryland | 1 | $ 697,000 | $ 697,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 592,000 | $ 592,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 466,000 | $ 466,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Oakland County Michigan | 1 | $ 871,000 | $ 871,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 799,000 | $ 799,000 | $ 0 |
| Kanabec County Minnesota | 1 | $ 519,000 | $ 519,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Camden County Missouri | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Cole County Missouri | 1 | $ 704,000 | $ 704,000 | $ 0 |
| Howell County Missouri | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Jackson County Missouri | 1 | $ 610,000 | $ 610,000 | $ 0 |
| Lafayette County Missouri | 1 | $ 14,000 | $ 14,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 674,000 | $ 674,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Albany County New York | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Monroe County New York | 1 | $ 664,000 | $ 664,000 | $ 0 |
| Niagara County New York | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Onondaga County New York | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Saratoga County New York | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Tioga County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Orange County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 533,000 | $ 533,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Somerset County Pennsylvania | 1 | $ 370,000 | $ 370,000 | $ 165,000 |
| Westmoreland County Pennsylvania | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Richland County South Carolina | 1 | $ 622,000 | $ 622,000 | $ 0 |
| York County South Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 674,000 | $ 674,000 | $ 0 |
| Blount County Tennessee | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Hardin County Tennessee | 1 | $ 697,000 | $ 697,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Rhea County Tennessee | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Washington County Tennessee | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Washington County Vermont | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Bedford County Virginia | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Louisa County Virginia | 1 | $ 636,000 | $ 636,000 | $ 0 |
| Mathews County Virginia | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Nelson County Virginia | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Poquoson County Virginia | 1 | $ 491,000 | $ 491,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 996,000 | $ 996,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Waynesboro County Virginia | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| Greenbrier County West Virginia | 1 | $ 966,000 | $ 966,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 757,000 | $ 757,000 | $ 0 |
Mortgage Loan Application Detail Totals for Hudson City Savings Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,540 | $4,929,764,000 | $577,000 | $3,561,000 | $234,000 | $5,420,000 |
| Home Purchase | 5,700 | $2,780,898,000 | $487,000 | $3,000,000 | $206,000 | $4,800,000 |
| Home Improvement | 1,235 | $433,685,000 | $351,000 | $3,000,000 | $184,000 | $5,397,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,053 | $5,717,791,000 | $568,000 | $3,200,000 | $268,000 | $5,420,000 |
| Not applicable | 2,420 | $875,973,000 | $361,000 | $3,561,000 | $0 | $803,000 |
| Asian | 1,353 | $608,887,000 | $450,000 | $2,800,000 | $198,000 | $3,539,000 |
| Not Provided | 1,111 | $710,120,000 | $639,000 | $3,000,000 | $303,000 | $5,040,000 |
| Hispanic | 316 | $132,829,000 | $420,000 | $2,421,000 | $186,000 | $3,281,000 |
| Black or African American | 188 | $76,625,000 | $407,000 | $3,000,000 | $179,000 | $889,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $11,323,000 | $629,000 | $1,500,000 | $255,000 | $848,000 |
| American Indian or Alaskan Native | 16 | $10,799,000 | $674,000 | $2,000,000 | $256,000 | $680,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,475 | $8,144,347,000 | $526,000 | $3,561,000 | $220,000 | $5,420,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,014 | $5,746,899,000 | $573,000 | $3,000,000 | $266,000 | $5,420,000 |
| Loan Purchased By The Institution | 2,240 | $755,264,000 | $337,000 | $3,561,000 | $0 | $0 |
| Application Denied By Financial Institution | 1,920 | $944,923,000 | $492,000 | $3,200,000 | $200,000 | $4,500,000 |
| Application Approved But Not Accepted | 648 | $382,839,000 | $590,000 | $2,850,000 | $291,000 | $3,767,000 |
| File Closed For Incompleteness | 556 | $278,423,000 | $500,000 | $3,000,000 | $249,000 | $5,040,000 |
| Application Withdrawn By Applicant | 97 | $35,999,000 | $371,000 | $1,500,000 | $216,000 | $1,977,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 545 | $238,453,000 | $437,000 | $2,950,000 | $176,000 | $2,000,000 |
| Collateral | 516 | $327,494,000 | $634,000 | $3,200,000 | $294,000 | $3,335,000 |
| Debt-To-Income Ratio | 511 | $238,304,000 | $466,000 | $2,220,000 | $134,000 | $1,110,000 |
| Credit History | 232 | $93,083,000 | $401,000 | $2,500,000 | $198,000 | $4,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 77 | $29,030,000 | $377,000 | $1,500,000 | $140,000 | $536,000 |
| Employment History | 15 | $7,189,000 | $479,000 | $1,500,000 | $175,000 | $415,000 |
| Unverifiable Information | 14 | $5,836,000 | $416,000 | $1,500,000 | $181,000 | $840,000 |
| Credit Application Incomplete | 10 | $5,534,000 | $553,000 | $1,600,000 | $514,000 | $3,576,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hudson City Savings Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hudson City Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.