Hudson United Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Hudson United Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hudson United Bank C/O Td Banknorth, N.A. 70 Gray Road Falmouth, ME 04105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,289 |
| Total Mortgage Loan Application Amount | $135,727,000 |
| Average Mortgage Loan Application Amount | $171,650 |
| Highest Mortgage Loan Application Amount | $6,100,000 |
| Average Applicant Income | $100,100 |
| Highest Applicant Income | $1,310,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Hudson United Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hudson United Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Hudson United Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hudson United Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Hudson United Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hudson United Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Haven County Connecticut | 114 | $ 10,808,000 | $ 94,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 107 | $ 12,587,000 | $ 117,000 | $ 84,000 |
| Camden County New Jersey | 101 | $ 6,254,000 | $ 61,000 | $ 68,000 |
| Essex County New Jersey | 100 | $ 4,591,000 | $ 45,000 | $ 87,000 |
| Orange County New York | 90 | $ 16,117,000 | $ 179,000 | $ 74,000 |
| Bergen County New Jersey | 88 | $ 13,476,000 | $ 153,000 | $ 144,000 |
| Cumberland County New Jersey | 72 | $ 3,675,000 | $ 51,000 | $ 57,000 |
| Passaic County New Jersey | 68 | $ 5,953,000 | $ 87,000 | $ 81,000 |
| Hudson County New Jersey | 42 | $ 6,548,000 | $ 155,000 | $ 73,000 |
| Burlington County New Jersey | 37 | $ 2,464,000 | $ 66,000 | $ 100,000 |
| Ocean County New Jersey | 35 | $ 2,899,000 | $ 82,000 | $ 61,000 |
| Fairfield County Connecticut | 32 | $ 6,194,000 | $ 193,000 | $ 72,000 |
| Union County New Jersey | 28 | $ 666,000 | $ 23,000 | $ 77,000 |
| Salem County New Jersey | 26 | $ 2,031,000 | $ 78,000 | $ 81,000 |
| Middlesex County New Jersey | 25 | $ 1,171,000 | $ 46,000 | $ 75,000 |
| Dutchess County New York | 23 | $ 1,798,000 | $ 78,000 | $ 60,000 |
| Atlantic County New Jersey | 22 | $ 1,952,000 | $ 88,000 | $ 62,000 |
| Putnam County New York | 22 | $ 2,450,000 | $ 111,000 | $ 85,000 |
| Hartford County Connecticut | 21 | $ 1,825,000 | $ 86,000 | $ 74,000 |
| Gloucester County New Jersey | 21 | $ 1,787,000 | $ 85,000 | $ 72,000 |
| Sullivan County New York | 20 | $ 1,575,000 | $ 78,000 | $ 57,000 |
| Montgomery County Pennsylvania | 20 | $ 2,289,000 | $ 114,000 | $ 92,000 |
| Chester County Pennsylvania | 18 | $ 1,148,000 | $ 63,000 | $ 60,000 |
| Hunterdon County New Jersey | 13 | $ 1,167,000 | $ 89,000 | $ 110,000 |
| Middlesex County Connecticut | 12 | $ 923,000 | $ 76,000 | $ 86,000 |
| Somerset County New Jersey | 10 | $ 894,000 | $ 89,000 | $ 76,000 |
| Morris County New Jersey | 9 | $ 628,000 | $ 69,000 | $ 112,000 |
| Rockland County New York | 9 | $ 1,381,000 | $ 153,000 | $ 150,000 |
| Westchester County New York | 9 | $ 1,693,000 | $ 188,000 | $ 194,000 |
| Cape May County New Jersey | 8 | $ 1,226,000 | $ 153,000 | $ 139,000 |
| Sussex County New Jersey | 7 | $ 805,000 | $ 115,000 | $ 119,000 |
| Bucks County Pennsylvania | 7 | $ 819,000 | $ 117,000 | $ 94,000 |
| Delaware County Pennsylvania | 7 | $ 573,000 | $ 81,000 | $ 110,000 |
| Ulster County New York | 5 | $ 790,000 | $ 158,000 | $ 92,000 |
| Monroe County Pennsylvania | 5 | $ 377,000 | $ 75,000 | $ 87,000 |
| Mercer County New Jersey | 4 | $ 517,000 | $ 129,000 | $ 243,000 |
| Monmouth County New Jersey | 4 | $ 851,000 | $ 212,000 | $ 65,000 |
| Queens County New York | 4 | $ 604,000 | $ 151,000 | $ 166,000 |
| Pike County Pennsylvania | 4 | $ 245,000 | $ 61,000 | $ 48,000 |
| Kings County New York | 3 | $ 177,000 | $ 59,000 | $ 135,000 |
| Litchfield County Connecticut | 2 | $ 73,000 | $ 36,000 | $ 114,000 |
| Warren County New Jersey | 2 | $ 192,000 | $ 96,000 | $ 60,000 |
| Bronx County New York | 2 | $ 80,000 | $ 40,000 | $ 101,000 |
| Greene County New York | 2 | $ 120,000 | $ 60,000 | $ 156,000 |
| New York County New York | 2 | $ 5,200,000 | $ 2,600,000 | $ 50,000 |
| Saratoga County New York | 2 | $ 21,000 | $ 10,000 | $ 59,000 |
| Schoharie County New York | 2 | $ 426,000 | $ 213,000 | $ 73,000 |
| Flagler County Florida | 1 | $ 100,000 | $ 100,000 | $ 101,000 |
| Miami-Dade County Florida | 1 | $ 350,000 | $ 350,000 | $ 602,000 |
| Orange County Florida | 1 | $ 180,000 | $ 180,000 | $ 94,000 |
| Pinellas County Florida | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| St. Tammany County Louisiana | 1 | $ 300,000 | $ 300,000 | $ 80,000 |
| Middlesex County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 140,000 |
| Albany County New York | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Cortland County New York | 1 | $ 24,000 | $ 24,000 | $ 172,000 |
| Nassau County New York | 1 | $ 404,000 | $ 404,000 | $ 359,000 |
| Onondaga County New York | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| Richmond County New York | 1 | $ 12,000 | $ 12,000 | $ 65,000 |
| Suffolk County New York | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Warren County New York | 1 | $ 18,000 | $ 18,000 | $ 78,000 |
| Wake County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 112,000 |
| Summit County Ohio | 1 | $ 66,000 | $ 66,000 | $ 65,000 |
| Berks County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 144,000 |
| Butler County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Indiana County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 114,000 |
| Northampton County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 58,000 |
| Washington County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 22,000 |
| Wayne County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 112,000 |
| Aiken County South Carolina | 1 | $ 319,000 | $ 319,000 | $ 120,000 |
| Bennington County Vermont | 1 | $ 188,000 | $ 188,000 | $ 165,000 |
Mortgage Loan Application Detail Totals for Hudson United Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 693 | $91,078,000 | $153,200 | $6,100,000 | $108,000 | $1,310,000 |
| Home Improvement | 502 | $21,602,000 | $77,200 | $715,000 | $82,200 | $370,000 |
| Home Purchase | 94 | $23,047,000 | $228,100 | $2,000,000 | $105,100 | $602,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 836 | $75,010,000 | $151,800 | $1,960,000 | $122,000 | $1,310,000 |
| Black or African American | 176 | $7,973,000 | $102,200 | $300,000 | $68,400 | $370,000 |
| Hispanic | 174 | $13,166,000 | $74,400 | $510,000 | $83,200 | $570,000 |
| Asian | 43 | $3,647,000 | $102,750 | $520,000 | $115,250 | $480,000 |
| Not applicable | 27 | $31,508,000 | $1,237,750 | $6,100,000 | $0 | $0 |
| Not Provided | 16 | $2,610,000 | $141,750 | $450,000 | $253,000 | $780,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,260,000 | $90,000 | $550,000 | $115,000 | $189,000 |
| American Indian or Alaskan Native | 5 | $553,000 | $110,000 | $212,000 | $99,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,125 | $132,733,000 | $175,000 | $6,100,000 | $112,181 | $1,310,000 |
| FHA-insured (Federal Housing Administration) | 164 | $2,994,000 | $16,333 | $212,000 | $81,000 | $303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 719 | $87,717,000 | $184,222 | $6,100,000 | $122,666 | $740,000 |
| Application Denied By Financial Institution | 350 | $28,636,000 | $120,166 | $1,200,000 | $82,666 | $700,000 |
| Application Approved But Not Accepted | 181 | $11,481,000 | $65,500 | $400,000 | $76,000 | $360,000 |
| Application Withdrawn By Applicant | 38 | $7,613,000 | $145,000 | $1,960,000 | $129,800 | $1,310,000 |
| File Closed For Incompleteness | 1 | $280,000 | $280,000 | $280,000 | $100,000 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 208 | $14,988,000 | $73,200 | $650,000 | $73,800 | $700,000 |
| Collateral | 77 | $7,540,000 | $147,600 | $1,200,000 | $88,000 | $410,000 |
| Debt-To-Income Ratio | 43 | $3,886,000 | $94,000 | $550,000 | $74,500 | $370,000 |
| Credit Application Incomplete | 8 | $551,000 | $65,000 | $150,000 | $91,000 | $173,000 |
| Other | 7 | $525,000 | $82,333 | $121,000 | $71,000 | $130,000 |
| Unverifiable Information | 5 | $690,000 | $255,000 | $450,000 | $151,500 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $456,000 | $228,000 | $306,000 | $91,000 | $98,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hudson United Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hudson United Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maine, download the full spreadsheet
with aggregated HMDA statistics today.