Hughes Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Hughes Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hughes Federal Credit Union 971 W Wetmore Rd Tucson, AZ 85705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 1,095 |
| Total Mortgage Loan Application Amount | $74,715,000 |
| Average Mortgage Loan Application Amount | $92,600 |
| Highest Mortgage Loan Application Amount | $505,000 |
| Average Applicant Income | $114,800 |
| Highest Applicant Income | $5,464,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Hughes Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hughes Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Hughes Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hughes Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Hughes Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hughes Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pima County Arizona | 636 | $ 41,660,000 | $ 65,000 | $ 112,000 |
| Maricopa County Arizona | 219 | $ 16,955,000 | $ 77,000 | $ 153,000 |
| Pinal County Arizona | 59 | $ 3,695,000 | $ 62,000 | $ 109,000 |
| Cochise County Arizona | 20 | $ 1,250,000 | $ 62,000 | $ 98,000 |
| Yavapai County Arizona | 16 | $ 870,000 | $ 54,000 | $ 86,000 |
| Santa Cruz County Arizona | 15 | $ 685,000 | $ 45,000 | $ 74,000 |
| Mohave County Arizona | 12 | $ 860,000 | $ 71,000 | $ 71,000 |
| Graham County Arizona | 10 | $ 750,000 | $ 75,000 | $ 115,000 |
| Yuma County Arizona | 10 | $ 1,110,000 | $ 111,000 | $ 175,000 |
| Navajo County Arizona | 9 | $ 865,000 | $ 96,000 | $ 73,000 |
| Gila County Arizona | 5 | $ 205,000 | $ 41,000 | $ 78,000 |
| Apache County Arizona | 4 | $ 550,000 | $ 137,000 | $ 222,000 |
| Coconino County Arizona | 2 | $ 210,000 | $ 105,000 | $ 91,000 |
| Forsyth County Georgia | 2 | $ 490,000 | $ 245,000 | $ 89,000 |
| Cook County Illinois | 2 | $ 220,000 | $ 110,000 | $ 132,000 |
| Baldwin County Alabama | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Jefferson County Alabama | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Benton County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Sacramento County California | 1 | $ 45,000 | $ 45,000 | $ 114,000 |
| San Joaquin County California | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Stanislaus County California | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Larimer County Colorado | 1 | $ 55,000 | $ 55,000 | $ 134,000 |
| Montezuma County Colorado | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Tolland County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| District of Columbia County District Of Columbia | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Lake County Florida | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Orange County Florida | 1 | $ 35,000 | $ 35,000 | $ 132,000 |
| Polk County Florida | 1 | $ 25,000 | $ 25,000 | $ 126,000 |
| Sarasota County Florida | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Fulton County Georgia | 1 | $ 25,000 | $ 25,000 | $ 143,000 |
| Murray County Georgia | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Paulding County Georgia | 1 | $ 65,000 | $ 65,000 | $ 126,000 |
| Honolulu County Hawaii | 1 | $ 35,000 | $ 35,000 | $ 164,000 |
| Will County Illinois | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Elkhart County Indiana | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Marion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Monroe County Indiana | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Boone County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Magoffin County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Orleans County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Plaquemines County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Baltimore City County Maryland | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Washington County Maryland | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Norfolk County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Cass County Michigan | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Wayne County Michigan | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| McLeod County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 135,000 |
| Ramsey County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Clarke County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Hinds County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| St. Charles County Missouri | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Cascade County Montana | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Clark County Nevada | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| Nye County Nevada | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Washoe County Nevada | 1 | $ 85,000 | $ 85,000 | $ 182,000 |
| Ocean County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Union County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Orange County New York | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Wayne County New York | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Caldwell County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 112,000 |
| Cleveland County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Durham County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Forsyth County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 156,000 |
| Johnston County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Mecklenburg County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Randolph County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Robeson County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 72,000 |
| Greene County Ohio | 1 | $ 25,000 | $ 25,000 | $ 142,000 |
| Montgomery County Ohio | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Cumberland County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Luzerne County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 96,000 |
| Richland County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 147,000 |
| Sumter County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Stewart County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Dallas County Texas | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Harris County Texas | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Howard County Texas | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Montgomery County Texas | 1 | $ 255,000 | $ 255,000 | $ 720,000 |
| Parker County Texas | 1 | $ 85,000 | $ 85,000 | $ 360,000 |
| Williamson County Texas | 1 | $ 85,000 | $ 85,000 | $ 126,000 |
| Windham County Vermont | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Henrico County Virginia | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Spotsylvania County Virginia | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Snohomish County Washington | 1 | $ 15,000 | $ 15,000 | $ 479,000 |
| Berkeley County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Putnam County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Racine County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Rock County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Hughes Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 493 | $31,575,000 | $64,000 | $325,000 | $118,000 | $4,847,000 |
| Home Improvement | 478 | $28,860,000 | $60,000 | $255,000 | $121,000 | $5,464,000 |
| Home Purchase | 48 | $6,690,000 | $139,000 | $505,000 | $140,000 | $1,896,000 |
| Refinancing | 45 | $4,375,000 | $97,000 | $455,000 | $92,000 | $254,000 |
| Cash-out Refinancing | 31 | $3,215,000 | $103,000 | $265,000 | $103,000 | $285,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 562 | $38,180,000 | $67,000 | $505,000 | $119,000 | $4,847,000 |
| Hispanic | 277 | $17,235,000 | $62,000 | $285,000 | $96,000 | $1,068,000 |
| Not Provided | 173 | $12,875,000 | $74,000 | $285,000 | $157,000 | $5,464,000 |
| Black or African American | 39 | $2,935,000 | $75,000 | $255,000 | $137,000 | $912,000 |
| Asian | 25 | $2,295,000 | $91,000 | $455,000 | $100,000 | $300,000 |
| American Indian or Alaskan Native | 16 | $1,060,000 | $66,000 | $305,000 | $88,000 | $164,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $100,000 | $50,000 | $65,000 | $70,000 | $82,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,095 | $74,715,000 | $68,000 | $505,000 | $119,000 | $5,464,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 450 | $31,820,000 | $70,000 | $255,000 | $119,000 | $1,114,000 |
| Application Denied By Financial Institution | 320 | $22,450,000 | $70,000 | $505,000 | $125,000 | $5,464,000 |
| Application Approved But Not Accepted | 257 | $13,475,000 | $52,000 | $255,000 | $104,000 | $1,200,000 |
| Application Withdrawn By Applicant | 68 | $6,970,000 | $102,000 | $325,000 | $145,000 | $1,896,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 775 | $52,265,000 | $67,000 | $325,000 | $116,000 | $1,896,000 |
| Other | 207 | $14,395,000 | $69,000 | $505,000 | $145,000 | $5,464,000 |
| Credit History | 93 | $6,865,000 | $73,000 | $305,000 | $89,000 | $720,000 |
| Credit Application Incomplete | 11 | $815,000 | $74,000 | $255,000 | $93,000 | $252,000 |
| Collateral | 8 | $240,000 | $30,000 | $55,000 | $89,000 | $156,000 |
| Debt-To-Income Ratio | 1 | $135,000 | $135,000 | $135,000 | $88,000 | $88,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hughes Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hughes Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.