Iaa Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Iaa Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Iaa Credit Union 808 Iaa Drive Bloomington, IL 61701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 328 |
| Total Mortgage Loan Application Amount | $64,050,000 |
| Average Mortgage Loan Application Amount | $195,000 |
| Highest Mortgage Loan Application Amount | $645,000 |
| Average Applicant Income | $125,000 |
| Highest Applicant Income | $810,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Iaa Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Iaa Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Iaa Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Iaa Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Iaa Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Iaa Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| McLean County Illinois | 145 | $ 22,825,000 | $ 157,000 | $ 124,000 |
| Cook County Illinois | 13 | $ 2,725,000 | $ 209,000 | $ 144,000 |
| Maricopa County Arizona | 10 | $ 3,080,000 | $ 308,000 | $ 127,000 |
| Will County Illinois | 9 | $ 1,675,000 | $ 186,000 | $ 114,000 |
| Kane County Illinois | 6 | $ 1,260,000 | $ 210,000 | $ 136,000 |
| Tazewell County Illinois | 6 | $ 930,000 | $ 155,000 | $ 129,000 |
| Woodford County Illinois | 6 | $ 1,120,000 | $ 186,000 | $ 103,000 |
| De Witt County Illinois | 5 | $ 515,000 | $ 103,000 | $ 64,000 |
| Lake County Illinois | 4 | $ 570,000 | $ 142,000 | $ 105,000 |
| McHenry County Illinois | 4 | $ 820,000 | $ 205,000 | $ 70,000 |
| Champaign County Illinois | 3 | $ 925,000 | $ 308,000 | $ 121,000 |
| Livingston County Illinois | 3 | $ 255,000 | $ 85,000 | $ 35,000 |
| Jackson County Missouri | 3 | $ 845,000 | $ 281,000 | $ 121,000 |
| St. Louis County Missouri | 3 | $ 565,000 | $ 188,000 | $ 62,000 |
| Pima County Arizona | 2 | $ 610,000 | $ 305,000 | $ 122,000 |
| Larimer County Colorado | 2 | $ 680,000 | $ 340,000 | $ 118,000 |
| Pinellas County Florida | 2 | $ 270,000 | $ 135,000 | $ 75,000 |
| Walton County Georgia | 2 | $ 460,000 | $ 230,000 | $ 116,000 |
| DuPage County Illinois | 2 | $ 330,000 | $ 165,000 | $ 98,000 |
| Ford County Illinois | 2 | $ 50,000 | $ 25,000 | $ 50,000 |
| Henry County Illinois | 2 | $ 410,000 | $ 205,000 | $ 220,000 |
| Jackson County Illinois | 2 | $ 290,000 | $ 145,000 | $ 95,000 |
| Kankakee County Illinois | 2 | $ 340,000 | $ 170,000 | $ 110,000 |
| Kendall County Illinois | 2 | $ 440,000 | $ 220,000 | $ 83,000 |
| LaSalle County Illinois | 2 | $ 370,000 | $ 185,000 | $ 139,000 |
| Logan County Illinois | 2 | $ 160,000 | $ 80,000 | $ 53,000 |
| Macon County Illinois | 2 | $ 200,000 | $ 100,000 | $ 84,000 |
| Perry County Illinois | 2 | $ 300,000 | $ 150,000 | $ 147,000 |
| Richland County Illinois | 2 | $ 480,000 | $ 240,000 | $ 110,000 |
| Orleans County Louisiana | 2 | $ 520,000 | $ 260,000 | $ 119,000 |
| Manistee County Michigan | 2 | $ 340,000 | $ 170,000 | $ 49,000 |
| Douglas County Oregon | 2 | $ 870,000 | $ 435,000 | $ 143,000 |
| Williamson County Tennessee | 2 | $ 830,000 | $ 415,000 | $ 190,000 |
| Clark County Washington | 2 | $ 780,000 | $ 390,000 | $ 96,000 |
| Baldwin County Alabama | 1 | $ 285,000 | $ 285,000 | $ 356,000 |
| Morgan County Alabama | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Tallapoosa County Alabama | 1 | $ 195,000 | $ 195,000 | $ 275,000 |
| Fairbanks North Star County Alaska | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Arapahoe County Colorado | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Denver County Colorado | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Douglas County Colorado | 1 | $ 395,000 | $ 395,000 | $ 112,000 |
| El Paso County Colorado | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Brevard County Florida | 1 | $ 405,000 | $ 405,000 | $ 362,000 |
| Collier County Florida | 1 | $ 645,000 | $ 645,000 | $ 810,000 |
| Manatee County Florida | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Bryan County Georgia | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Catoosa County Georgia | 1 | $ 205,000 | $ 205,000 | $ 225,000 |
| Cherokee County Georgia | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Dougherty County Georgia | 1 | $ 155,000 | $ 155,000 | $ 143,000 |
| Gordon County Georgia | 1 | $ 355,000 | $ 355,000 | $ 297,000 |
| Greene County Georgia | 1 | $ 565,000 | $ 565,000 | $ 353,000 |
| Gwinnett County Georgia | 1 | $ 285,000 | $ 285,000 | $ 133,000 |
| Jackson County Georgia | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Pickens County Georgia | 1 | $ 505,000 | $ 505,000 | $ 208,000 |
| Whitfield County Georgia | 1 | $ 375,000 | $ 375,000 | $ 188,000 |
| DeKalb County Illinois | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Effingham County Illinois | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Hancock County Illinois | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Jefferson County Illinois | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Knox County Illinois | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Lee County Illinois | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Macoupin County Illinois | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Madison County Illinois | 1 | $ 145,000 | $ 145,000 | $ 258,000 |
| Marion County Illinois | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Marshall County Illinois | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Morgan County Illinois | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Peoria County Illinois | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Pope County Illinois | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| St. Clair County Illinois | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Stephenson County Illinois | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Union County Illinois | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Vermilion County Illinois | 1 | $ 295,000 | $ 295,000 | $ 131,000 |
| Whiteside County Illinois | 1 | $ 85,000 | $ 85,000 | $ 127,000 |
| Brown County Indiana | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Hamilton County Indiana | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Lake County Indiana | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| LaPorte County Indiana | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Cass County Iowa | 1 | $ 85,000 | $ 85,000 | $ 280,000 |
| Warren County Iowa | 1 | $ 245,000 | $ 245,000 | $ 238,000 |
| Johnson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Madison County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 183,000 |
| Mason County Michigan | 1 | $ 445,000 | $ 445,000 | $ 196,000 |
| Anoka County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Washington County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 138,000 |
| Camden County Missouri | 1 | $ 405,000 | $ 405,000 | $ 258,000 |
| Jefferson County Missouri | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Clark County Nevada | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Cumberland County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Deschutes County Oregon | 1 | $ 515,000 | $ 515,000 | $ 89,000 |
| Linn County Oregon | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Yamhill County Oregon | 1 | $ 555,000 | $ 555,000 | $ 291,000 |
| Hamilton County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 153,000 |
| Montgomery County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Sumner County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Benton County Washington | 1 | $ 515,000 | $ 515,000 | $ 325,000 |
| Lewis County Washington | 1 | $ 485,000 | $ 485,000 | $ 194,000 |
| Pierce County Washington | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Fond du Lac County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 395,000 |
| Jefferson County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 122,000 |
| Milwaukee County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Vilas County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Walworth County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 173,000 |
Mortgage Loan Application Detail Totals for Iaa Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 119 | $22,765,000 | $191,000 | $645,000 | $117,000 | $810,000 |
| Cash-out Refinancing | 105 | $22,395,000 | $213,000 | $555,000 | $133,000 | $395,000 |
| Refinancing | 104 | $18,890,000 | $181,000 | $545,000 | $125,000 | $595,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 289 | $55,995,000 | $193,000 | $645,000 | $126,000 | $810,000 |
| Not Provided | 22 | $4,590,000 | $208,000 | $515,000 | $122,000 | $231,000 |
| Hispanic | 7 | $1,385,000 | $197,000 | $295,000 | $101,000 | $130,000 |
| Black or African American | 6 | $1,380,000 | $230,000 | $265,000 | $118,000 | $143,000 |
| Asian | 4 | $700,000 | $175,000 | $265,000 | $92,000 | $168,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 328 | $64,050,000 | $195,000 | $645,000 | $125,000 | $810,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 243 | $47,175,000 | $194,000 | $645,000 | $125,000 | $810,000 |
| Application Withdrawn By Applicant | 72 | $14,090,000 | $195,000 | $515,000 | $127,000 | $320,000 |
| Application Denied By Financial Institution | 12 | $2,580,000 | $215,000 | $515,000 | $86,000 | $155,000 |
| File Closed For Incompleteness | 1 | $205,000 | $205,000 | $205,000 | $264,000 | $264,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 316 | $61,470,000 | $194,000 | $645,000 | $126,000 | $810,000 |
| Credit History | 6 | $1,000,000 | $166,000 | $225,000 | $98,000 | $155,000 |
| Debt-To-Income Ratio | 2 | $650,000 | $325,000 | $515,000 | $74,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $240,000 | $120,000 | $215,000 | $31,000 | $63,000 |
| Employment History | 1 | $395,000 | $395,000 | $395,000 | $112,000 | $112,000 |
| Collateral | 1 | $295,000 | $295,000 | $295,000 | $131,000 | $131,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iaa Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iaa Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.