Ithink Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Ithink Financial Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ithink Financial Credit Union 1000 Nw 17Th Avenue Delray Beach, FL 33445 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,409 |
| Total Mortgage Loan Application Amount | $177,297,000 |
| Average Mortgage Loan Application Amount | $131,666 |
| Highest Mortgage Loan Application Amount | $1,028,000 |
| Average Applicant Income | $112,666 |
| Highest Applicant Income | $3,129,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Ithink Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ithink Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Ithink Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ithink Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Ithink Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ithink Financial Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 381 | $ 43,801,000 | $ 114,000 | $ 112,000 |
| Broward County Florida | 163 | $ 23,802,000 | $ 146,000 | $ 138,000 |
| Cobb County Georgia | 156 | $ 17,293,000 | $ 110,000 | $ 101,000 |
| St. Lucie County Florida | 77 | $ 5,976,000 | $ 77,000 | $ 74,000 |
| Fulton County Georgia | 71 | $ 7,875,000 | $ 110,000 | $ 127,000 |
| Worcester County Massachusetts | 68 | $ 14,798,000 | $ 217,000 | $ 92,000 |
| Cherokee County Georgia | 41 | $ 3,049,000 | $ 74,000 | $ 102,000 |
| DeKalb County Georgia | 30 | $ 3,227,000 | $ 107,000 | $ 105,000 |
| Paulding County Georgia | 27 | $ 2,243,000 | $ 83,000 | $ 117,000 |
| Hillsborough County Florida | 25 | $ 2,558,000 | $ 102,000 | $ 126,000 |
| Gwinnett County Georgia | 23 | $ 3,688,000 | $ 160,000 | $ 103,000 |
| Martin County Florida | 19 | $ 2,690,000 | $ 141,000 | $ 121,000 |
| Miami-Dade County Florida | 18 | $ 3,350,000 | $ 186,000 | $ 176,000 |
| Forsyth County Georgia | 18 | $ 1,957,000 | $ 108,000 | $ 139,000 |
| Pinellas County Florida | 17 | $ 2,123,000 | $ 124,000 | $ 122,000 |
| Orange County Florida | 13 | $ 2,048,000 | $ 157,000 | $ 193,000 |
| Pickens County Georgia | 12 | $ 1,324,000 | $ 110,000 | $ 78,000 |
| Henry County Georgia | 10 | $ 820,000 | $ 82,000 | $ 78,000 |
| Douglas County Georgia | 8 | $ 1,011,000 | $ 126,000 | $ 94,000 |
| Clayton County Georgia | 7 | $ 410,000 | $ 58,000 | $ 73,000 |
| Indian River County Florida | 6 | $ 978,000 | $ 163,000 | $ 68,000 |
| Middlesex County Massachusetts | 6 | $ 2,023,000 | $ 337,000 | $ 114,000 |
| Oakland County Michigan | 6 | $ 415,000 | $ 69,000 | $ 63,000 |
| Brevard County Florida | 5 | $ 578,000 | $ 115,000 | $ 96,000 |
| Polk County Florida | 5 | $ 560,000 | $ 112,000 | $ 86,000 |
| Seminole County Florida | 5 | $ 1,192,000 | $ 238,000 | $ 221,000 |
| Bartow County Georgia | 5 | $ 499,000 | $ 99,000 | $ 82,000 |
| Wake County North Carolina | 5 | $ 288,000 | $ 57,000 | $ 103,000 |
| Citrus County Florida | 4 | $ 366,000 | $ 91,000 | $ 92,000 |
| Fayette County Georgia | 4 | $ 1,009,000 | $ 252,000 | $ 164,000 |
| Gilmer County Georgia | 4 | $ 710,000 | $ 177,000 | $ 181,000 |
| Mecklenburg County North Carolina | 4 | $ 370,000 | $ 92,000 | $ 69,000 |
| Windham County Connecticut | 3 | $ 406,000 | $ 135,000 | $ 35,000 |
| Alachua County Florida | 3 | $ 272,000 | $ 90,000 | $ 120,000 |
| Collier County Florida | 3 | $ 561,000 | $ 187,000 | $ 222,000 |
| Duval County Florida | 3 | $ 565,000 | $ 188,000 | $ 134,000 |
| Marion County Florida | 3 | $ 120,000 | $ 40,000 | $ 52,000 |
| Osceola County Florida | 3 | $ 509,000 | $ 169,000 | $ 132,000 |
| Pasco County Florida | 3 | $ 311,000 | $ 103,000 | $ 121,000 |
| Sarasota County Florida | 3 | $ 197,000 | $ 65,000 | $ 202,000 |
| Volusia County Florida | 3 | $ 367,000 | $ 122,000 | $ 50,000 |
| Bibb County Georgia | 3 | $ 1,161,000 | $ 387,000 | $ 345,000 |
| Fannin County Georgia | 3 | $ 420,000 | $ 140,000 | $ 196,000 |
| Putnam County Georgia | 3 | $ 548,000 | $ 182,000 | $ 63,000 |
| Cook County Illinois | 3 | $ 265,000 | $ 88,000 | $ 75,000 |
| Barnstable County Massachusetts | 3 | $ 674,000 | $ 224,000 | $ 136,000 |
| Hampden County Massachusetts | 3 | $ 475,000 | $ 158,000 | $ 90,000 |
| Plymouth County Massachusetts | 3 | $ 893,000 | $ 297,000 | $ 116,000 |
| Somerset County New Jersey | 3 | $ 276,000 | $ 92,000 | $ 102,000 |
| Newport County Rhode Island | 3 | $ 1,330,000 | $ 443,000 | $ 296,000 |
| Jefferson County Alabama | 2 | $ 77,000 | $ 38,000 | $ 61,000 |
| Maricopa County Arizona | 2 | $ 461,000 | $ 230,000 | $ 150,000 |
| San Diego County California | 2 | $ 170,000 | $ 85,000 | $ 127,000 |
| Highlands County Florida | 2 | $ 259,000 | $ 129,000 | $ 118,000 |
| Manatee County Florida | 2 | $ 798,000 | $ 399,000 | $ 130,000 |
| St. Johns County Florida | 2 | $ 115,000 | $ 57,000 | $ 77,000 |
| Sumter County Florida | 2 | $ 201,000 | $ 100,000 | $ 47,000 |
| Walton County Florida | 2 | $ 345,000 | $ 172,000 | $ 125,000 |
| Coweta County Georgia | 2 | $ 99,000 | $ 49,000 | $ 95,000 |
| Dawson County Georgia | 2 | $ 225,000 | $ 112,000 | $ 96,000 |
| Oconee County Georgia | 2 | $ 202,000 | $ 101,000 | $ 36,000 |
| Rockdale County Georgia | 2 | $ 317,000 | $ 158,000 | $ 169,000 |
| Spalding County Georgia | 2 | $ 246,000 | $ 123,000 | $ 188,000 |
| Prince George's County Maryland | 2 | $ 513,000 | $ 256,000 | $ 330,000 |
| Carroll County New Hampshire | 2 | $ 322,000 | $ 161,000 | $ 185,000 |
| Buncombe County North Carolina | 2 | $ 331,000 | $ 165,000 | $ 167,000 |
| Union County North Carolina | 2 | $ 184,000 | $ 92,000 | $ 73,000 |
| Brown County Ohio | 2 | $ 107,000 | $ 53,000 | $ 33,000 |
| Allegheny County Pennsylvania | 2 | $ 229,000 | $ 114,000 | $ 330,000 |
| Greenville County South Carolina | 2 | $ 331,000 | $ 165,000 | $ 101,000 |
| Hamilton County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| Covington County Alabama | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Washington County Alabama | 1 | $ 24,000 | $ 24,000 | $ 48,000 |
| Alameda County California | 1 | $ 300,000 | $ 300,000 | $ 275,000 |
| Calaveras County California | 1 | $ 686,000 | $ 686,000 | $ 466,000 |
| Adams County Colorado | 1 | $ 13,000 | $ 13,000 | $ 118,000 |
| Garfield County Colorado | 1 | $ 14,000 | $ 14,000 | $ 95,000 |
| Fairfield County Connecticut | 1 | $ 76,000 | $ 76,000 | $ 466,000 |
| District of Columbia County District Of Columbia | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Bay County Florida | 1 | $ 58,000 | $ 58,000 | $ 45,000 |
| Charlotte County Florida | 1 | $ 200,000 | $ 200,000 | $ 53,000 |
| Lake County Florida | 1 | $ 90,000 | $ 90,000 | $ 90,000 |
| Lee County Florida | 1 | $ 160,000 | $ 160,000 | $ 108,000 |
| Nassau County Florida | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Santa Rosa County Florida | 1 | $ 12,000 | $ 12,000 | $ 48,000 |
| Catoosa County Georgia | 1 | $ 118,000 | $ 118,000 | $ 98,000 |
| Coffee County Georgia | 1 | $ 128,000 | $ 128,000 | $ 59,000 |
| Dougherty County Georgia | 1 | $ 110,000 | $ 110,000 | $ 90,000 |
| Elbert County Georgia | 1 | $ 126,000 | $ 126,000 | $ 137,000 |
| Floyd County Georgia | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Hall County Georgia | 1 | $ 268,000 | $ 268,000 | $ 111,000 |
| Jackson County Georgia | 1 | $ 73,000 | $ 73,000 | $ 212,000 |
| Newton County Georgia | 1 | $ 68,000 | $ 68,000 | $ 227,000 |
| Peach County Georgia | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Pulaski County Georgia | 1 | $ 92,000 | $ 92,000 | $ 66,000 |
| Rabun County Georgia | 1 | $ 112,000 | $ 112,000 | $ 131,000 |
| Sumter County Georgia | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Tift County Georgia | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Towns County Georgia | 1 | $ 28,000 | $ 28,000 | $ 65,000 |
| Upson County Georgia | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| White County Georgia | 1 | $ 34,000 | $ 34,000 | $ 237,000 |
| McHenry County Illinois | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Hamilton County Indiana | 1 | $ 189,000 | $ 189,000 | $ 292,000 |
| Jefferson County Kentucky | 1 | $ 277,000 | $ 277,000 | $ 146,000 |
| Lincoln County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 79,000 |
| Somerset County Maine | 1 | $ 138,000 | $ 138,000 | $ 94,000 |
| York County Maine | 1 | $ 200,000 | $ 200,000 | $ 45,000 |
| Franklin County Massachusetts | 1 | $ 154,000 | $ 154,000 | $ 67,000 |
| Norfolk County Massachusetts | 1 | $ 354,000 | $ 354,000 | $ 270,000 |
| Barry County Michigan | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| Livingston County Michigan | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Oceana County Michigan | 1 | $ 280,000 | $ 280,000 | $ 172,000 |
| Hennepin County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Carroll County Missouri | 1 | $ 41,000 | $ 41,000 | $ 131,000 |
| Clark County Nevada | 1 | $ 116,000 | $ 116,000 | $ 96,000 |
| Cheshire County New Hampshire | 1 | $ 198,000 | $ 198,000 | $ 115,000 |
| Rockingham County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 140,000 |
| Camden County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Monmouth County New Jersey | 1 | $ 441,000 | $ 441,000 | $ 135,000 |
| Dutchess County New York | 1 | $ 418,000 | $ 418,000 | $ 153,000 |
| Queens County New York | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Brunswick County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 27,000 |
| Cabarrus County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 123,000 |
| Cherokee County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Clay County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 175,000 |
| Onslow County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 37,000 |
| Lucas County Ohio | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Washington County Oregon | 1 | $ 100,000 | $ 100,000 | $ 146,000 |
| Philadelphia County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 78,000 |
| Anderson County South Carolina | 1 | $ 189,000 | $ 189,000 | $ 75,000 |
| Jasper County South Carolina | 1 | $ 210,000 | $ 210,000 | $ 112,000 |
| Lancaster County South Carolina | 1 | $ 43,000 | $ 43,000 | $ 48,000 |
| Coffee County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 104,000 |
| Putnam County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
| Collin County Texas | 1 | $ 75,000 | $ 75,000 | $ 266,000 |
| Buckingham County Virginia | 1 | $ 280,000 | $ 280,000 | $ 94,000 |
| Fairfax County Virginia | 1 | $ 44,000 | $ 44,000 | $ 173,000 |
| Loudoun County Virginia | 1 | $ 240,000 | $ 240,000 | $ 57,000 |
| Manassas County Virginia | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Middlesex County Virginia | 1 | $ 82,000 | $ 82,000 | $ 197,000 |
| Prince William County Virginia | 1 | $ 40,000 | $ 40,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Ithink Financial Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 563 | $38,040,000 | $67,000 | $500,000 | $107,000 | $964,000 |
| Home Purchase | 557 | $92,019,000 | $165,000 | $1,013,000 | $128,000 | $3,129,000 |
| Refinancing | 289 | $47,238,000 | $163,000 | $1,028,000 | $103,000 | $504,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 917 | $118,349,000 | $129,000 | $1,028,000 | $117,000 | $1,557,000 |
| Black or African American | 221 | $22,767,000 | $103,000 | $490,000 | $95,000 | $2,236,000 |
| Hispanic | 154 | $18,377,000 | $119,000 | $450,000 | $95,000 | $395,000 |
| Not Provided | 69 | $10,030,000 | $145,000 | $466,000 | $106,000 | $390,000 |
| Asian | 44 | $7,325,000 | $166,000 | $800,000 | $222,000 | $3,129,000 |
| American Indian or Alaskan Native | 3 | $432,000 | $144,000 | $292,000 | $207,000 | $273,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $17,000 | $17,000 | $17,000 | $115,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,374 | $171,856,000 | $125,000 | $1,028,000 | $115,000 | $3,129,000 |
| FHA-insured (Federal Housing Administration) | 21 | $3,921,000 | $186,000 | $304,000 | $91,000 | $202,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,500,000 | $115,000 | $263,000 | $77,000 | $167,000 |
| VA-guaranteed (Veterans Administration) | 1 | $20,000 | $20,000 | $20,000 | $134,000 | $134,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,010 | $123,866,000 | $122,000 | $1,028,000 | $111,000 | $1,557,000 |
| Application Denied By Financial Institution | 270 | $31,574,000 | $116,000 | $1,013,000 | $120,000 | $3,129,000 |
| Application Withdrawn By Applicant | 116 | $19,472,000 | $167,000 | $800,000 | $125,000 | $780,000 |
| Application Approved But Not Accepted | 12 | $2,244,000 | $187,000 | $686,000 | $104,000 | $466,000 |
| File Closed For Incompleteness | 1 | $141,000 | $141,000 | $141,000 | $122,000 | $122,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 77 | $7,795,000 | $101,000 | $550,000 | $62,000 | $186,000 |
| Credit History | 59 | $7,544,000 | $127,000 | $380,000 | $205,000 | $3,129,000 |
| Collateral | 42 | $4,220,000 | $100,000 | $410,000 | $119,000 | $400,000 |
| Credit Application Incomplete | 36 | $3,953,000 | $109,000 | $410,000 | $99,000 | $258,000 |
| Unverifiable Information | 29 | $3,801,000 | $131,000 | $490,000 | $117,000 | $546,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $967,000 | $193,000 | $418,000 | $88,000 | $153,000 |
| Other | 3 | $1,446,000 | $482,000 | $1,013,000 | $438,000 | $950,000 |
| Employment History | 1 | $148,000 | $148,000 | $148,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ithink Financial Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ithink Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.