Ithink Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Ithink Financial Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ithink Financial Credit Union 1000 Nw 17Th Avenue Delray Beach, FL 33445 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,739 |
| Total Mortgage Loan Application Amount | $217,425,000 |
| Average Mortgage Loan Application Amount | $122,800 |
| Highest Mortgage Loan Application Amount | $3,925,000 |
| Average Applicant Income | $92,200 |
| Highest Applicant Income | $3,995,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Ithink Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ithink Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Ithink Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ithink Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Ithink Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ithink Financial Credit Union's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 558 | $ 63,860,000 | $ 114,000 | $ 103,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 483 | $ 63,235,000 | $ 130,000 | $ 108,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 211 | $ 25,745,000 | $ 122,000 | $ 133,000 |
| PORT ST. LUCIE, FL | 127 | $ 14,885,000 | $ 117,000 | $ 94,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 50 | $ 5,310,000 | $ 106,000 | $ 138,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 46 | $ 5,000,000 | $ 108,000 | $ 124,000 |
| NA (OUTSIDE OF MSA/MD) | 32 | $ 4,150,000 | $ 132,545 | $ 88,363 |
| WORCESTER, MA-CT | 25 | $ 5,225,000 | $ 212,500 | $ 158,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 22 | $ 3,090,000 | $ 140,000 | $ 124,000 |
| SEBASTIAN-VERO BEACH, FL | 18 | $ 2,000,000 | $ 111,000 | $ 96,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 8 | $ 910,000 | $ 113,000 | $ 146,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 7 | $ 1,095,000 | $ 114,000 | $ 137,000 |
| JACKSONVILLE, FL | 7 | $ 595,000 | $ 85,000 | $ 78,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,200,000 | $ 200,000 | $ 125,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 515,000 | $ 103,000 | $ 131,000 |
| SPRINGFIELD, MA | 5 | $ 965,000 | $ 193,000 | $ 106,000 |
| BIRMINGHAM-HOOVER, AL | 4 | $ 530,000 | $ 132,000 | $ 48,000 |
| CHICAGO-NAPERVILLE, IL | 4 | $ 360,000 | $ 90,000 | $ 115,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 4 | $ 580,000 | $ 145,000 | $ 106,000 |
| LAKELAND-WINTER HAVEN, FL | 4 | $ 220,000 | $ 55,000 | $ 72,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 4 | $ 930,000 | $ 232,000 | $ 125,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4 | $ 210,000 | $ 52,000 | $ 78,000 |
| RALEIGH, NC | 4 | $ 1,450,000 | $ 362,000 | $ 230,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 165,000 | $ 55,000 | $ 35,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 1,405,000 | $ 468,000 | $ 109,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 615,000 | $ 205,000 | $ 185,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 385,000 | $ 128,000 | $ 104,000 |
| NEW YORK-NEWARK, NY | 3 | $ 505,000 | $ 168,000 | $ 173,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 325,000 | $ 108,000 | $ 71,000 |
| PUNTA GORDA, FL | 3 | $ 605,000 | $ 201,000 | $ 168,000 |
| ST. LOUIS, MO-IL | 3 | $ 395,000 | $ 117,500 | $ 122,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3 | $ 545,000 | $ 181,000 | $ 135,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3 | $ 485,000 | $ 161,000 | $ 67,000 |
| ALBANY, GA | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 240,000 | $ 120,000 | $ 137,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 230,000 | $ 115,000 | $ 295,000 |
| CINCINNATI, OH-KY-IN | 2 | $ 210,000 | $ 105,000 | $ 80,500 |
| GAINESVILLE, GA | 2 | $ 100,000 | $ 50,000 | $ 111,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 190,000 | $ 95,000 | $ 159,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 160,000 | $ 80,000 | $ 87,000 |
| KNOXVILLE, TN | 2 | $ 460,000 | $ 230,000 | $ 150,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 120,000 | $ 60,000 | $ 146,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 40,000 | $ 20,000 | $ 70,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2 | $ 170,000 | $ 85,000 | $ 134,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 750,000 | $ 375,000 | $ 121,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 160,000 | $ 80,000 | $ 78,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 2 | $ 720,000 | $ 360,000 | $ 257,000 |
| WILMINGTON, NC | 2 | $ 260,000 | $ 130,000 | $ 191,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 285,000 | $ 285,000 | $ 167,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 75,000 | $ 75,000 | $ 162,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 35,000 | $ 35,000 | $ 151,000 |
| BOSTON, MA | 1 | $ 345,000 | $ 345,000 | $ 150,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| CAMDEN, NJ | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| CARBONDALE-MARION, IL | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 205,000 | $ 205,000 | $ 210,000 |
| CHATTANOOGA, TN-GA | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| DOTHAN, AL | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| ERIE, PA | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 85,000 | $ 85,000 | $ 147,000 |
| JACKSON, TN | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| KANSAS CITY, MO-KS | 1 | $ 55,000 | $ 55,000 | $ 146,000 |
| LAFAYETTE, LA | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 55,000 | $ 55,000 | $ 178,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1 | $ 355,000 | $ 355,000 | $ 163,000 |
| MEMPHIS, TN-MS-AR | 1 | $ 185,000 | $ 185,000 | $ 126,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1 | $ 165,000 | $ 165,000 | $ 183,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 285,000 | $ 285,000 | $ 179,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| NEWARK, NJ-PA | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 215,000 | $ 215,000 | $ 151,000 |
| PANAMA CITY, FL | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| PHILADELPHIA, PA | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1 | $ 105,000 | $ 105,000 | $ 193,000 |
| PROVO-OREM, UT | 1 | $ 65,000 | $ 65,000 | $ 154,000 |
| RICHMOND, VA | 1 | $ 55,000 | $ 55,000 | $ 211,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 105,000 | $ 105,000 | $ 213,000 |
| ROANOKE, VA | 1 | $ 335,000 | $ 335,000 | $ 214,000 |
| ROCHESTER, NY | 1 | $ 155,000 | $ 155,000 | $ 157,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| ROME, GA | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| SANTA ROSA, CA | 1 | $ 375,000 | $ 375,000 | $ 269,000 |
| SAVANNAH, GA | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| TALLAHASSEE, FL | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Ithink Financial Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,339 | $130,065,000 | $97,000 | $675,000 | $109,000 | $3,995,000 |
| Home Purchase | 317 | $72,095,000 | $227,000 | $3,925,000 | $116,000 | $925,000 |
| Refinancing | 79 | $15,055,000 | $190,000 | $475,000 | $122,000 | $421,000 |
| Other Purpose | 3 | $165,000 | $55,000 | $155,000 | $60,000 | $154,000 |
| Home Improvement | 1 | $45,000 | $45,000 | $45,000 | $54,000 | $54,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,069 | $140,595,000 | $131,000 | $3,925,000 | $117,000 | $3,995,000 |
| Black or African American | 290 | $32,980,000 | $113,000 | $535,000 | $90,000 | $387,000 |
| Hispanic | 208 | $24,200,000 | $116,000 | $745,000 | $104,000 | $591,000 |
| Not Provided | 115 | $11,865,000 | $103,000 | $555,000 | $108,000 | $1,428,000 |
| Asian | 55 | $7,585,000 | $137,000 | $675,000 | $124,000 | $396,000 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $239,000 | $239,000 |
| Not applicable | 1 | $105,000 | $105,000 | $105,000 | $58,000 | $58,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,731 | $216,405,000 | $125,000 | $3,925,000 | $110,000 | $3,995,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $680,000 | $170,000 | $355,000 | $96,000 | $163,000 |
| FHA-insured (Federal Housing Administration) | 3 | $265,000 | $88,000 | $125,000 | $401,000 | $1,005,000 |
| VA-guaranteed (Veterans Administration) | 1 | $75,000 | $75,000 | $75,000 | $48,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,244 | $150,880,000 | $121,000 | $3,925,000 | $112,000 | $3,995,000 |
| Application Denied By Financial Institution | 284 | $33,430,000 | $117,000 | $675,000 | $86,000 | $1,005,000 |
| Application Withdrawn By Applicant | 200 | $31,920,000 | $159,000 | $1,505,000 | $138,000 | $1,428,000 |
| Application Approved But Not Accepted | 11 | $1,195,000 | $108,000 | $265,000 | $103,000 | $293,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,455 | $183,995,000 | $126,000 | $3,925,000 | $116,000 | $3,995,000 |
| Debt-To-Income Ratio | 104 | $11,450,000 | $110,000 | $505,000 | $67,000 | $235,000 |
| Other | 43 | $4,795,000 | $111,000 | $405,000 | $98,000 | $273,000 |
| Credit Application Incomplete | 40 | $6,240,000 | $156,000 | $675,000 | $122,000 | $1,005,000 |
| Collateral | 39 | $4,385,000 | $112,000 | $555,000 | $98,000 | $420,000 |
| Credit History | 37 | $4,225,000 | $114,000 | $425,000 | $90,000 | $435,000 |
| Unverifiable Information | 12 | $1,280,000 | $106,000 | $245,000 | $61,000 | $144,000 |
| Employment History | 6 | $870,000 | $145,000 | $225,000 | $55,000 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $185,000 | $61,000 | $155,000 | $29,000 | $37,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ithink Financial Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ithink Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.