Ibm Southeast Emp Credit Union
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Ibm Southeast Emp Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Ibm Southeast Emp Credit Union 1000 Nw 17Th Ave Delray Beach, FL 33445 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,311 |
| Total Mortgage Loan Application Amount | $151,255,000 |
| Average Mortgage Loan Application Amount | $107,333 |
| Highest Mortgage Loan Application Amount | $796,000 |
| Average Applicant Income | $97,666 |
| Highest Applicant Income | $1,397,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 368 | $ 42,726,000 | $ 116,000 | $ 90,000 |
| Cobb County Georgia | 183 | $ 19,580,000 | $ 106,000 | $ 96,000 |
| Broward County Florida | 124 | $ 14,721,000 | $ 118,000 | $ 98,000 |
| St. Lucie County Florida | 84 | $ 6,153,000 | $ 73,000 | $ 65,000 |
| Fulton County Georgia | 68 | $ 8,664,000 | $ 127,000 | $ 128,000 |
| Cherokee County Georgia | 33 | $ 3,293,000 | $ 99,000 | $ 91,000 |
| DeKalb County Georgia | 33 | $ 5,040,000 | $ 152,000 | $ 127,000 |
| Hillsborough County Florida | 24 | $ 3,001,000 | $ 125,000 | $ 147,000 |
| Gwinnett County Georgia | 19 | $ 2,794,000 | $ 147,000 | $ 117,000 |
| Paulding County Georgia | 18 | $ 1,409,000 | $ 78,000 | $ 64,000 |
| Forsyth County Georgia | 17 | $ 2,407,000 | $ 141,000 | $ 104,000 |
| Miami-Dade County Florida | 14 | $ 2,839,000 | $ 202,000 | $ 115,000 |
| Martin County Florida | 11 | $ 1,293,000 | $ 117,000 | $ 187,000 |
| Pickens County Georgia | 11 | $ 1,008,000 | $ 91,000 | $ 79,000 |
| Pasco County Florida | 10 | $ 1,330,000 | $ 133,000 | $ 105,000 |
| Clayton County Georgia | 10 | $ 1,058,000 | $ 105,000 | $ 58,000 |
| Douglas County Georgia | 8 | $ 818,000 | $ 102,000 | $ 61,000 |
| Henry County Georgia | 8 | $ 719,000 | $ 89,000 | $ 155,000 |
| Indian River County Florida | 7 | $ 771,000 | $ 110,000 | $ 101,000 |
| Pinellas County Florida | 7 | $ 832,000 | $ 118,000 | $ 133,000 |
| Brevard County Florida | 6 | $ 474,000 | $ 79,000 | $ 68,000 |
| Duval County Florida | 4 | $ 800,000 | $ 200,000 | $ 102,000 |
| Marion County Florida | 4 | $ 460,000 | $ 115,000 | $ 67,000 |
| Orange County Florida | 4 | $ 423,000 | $ 105,000 | $ 86,000 |
| Fayette County Georgia | 4 | $ 593,000 | $ 148,000 | $ 179,000 |
| Davidson County Tennessee | 4 | $ 431,000 | $ 107,000 | $ 131,000 |
| Jefferson County Alabama | 3 | $ 280,000 | $ 93,000 | $ 85,000 |
| Lake County Florida | 3 | $ 422,000 | $ 140,000 | $ 94,000 |
| Leon County Florida | 3 | $ 141,000 | $ 47,000 | $ 119,000 |
| Manatee County Florida | 3 | $ 647,000 | $ 215,000 | $ 137,000 |
| Seminole County Florida | 3 | $ 601,000 | $ 200,000 | $ 100,000 |
| Volusia County Florida | 3 | $ 310,000 | $ 103,000 | $ 146,000 |
| Bartow County Georgia | 3 | $ 242,000 | $ 80,000 | $ 105,000 |
| Carroll County Georgia | 3 | $ 353,000 | $ 117,000 | $ 90,000 |
| Chatham County Georgia | 3 | $ 269,000 | $ 89,000 | $ 51,000 |
| Dawson County Georgia | 3 | $ 411,000 | $ 137,000 | $ 91,000 |
| Hall County Georgia | 3 | $ 437,000 | $ 145,000 | $ 85,000 |
| Newton County Georgia | 3 | $ 575,000 | $ 191,000 | $ 70,000 |
| Rockdale County Georgia | 3 | $ 168,000 | $ 56,000 | $ 54,000 |
| Cook County Illinois | 3 | $ 220,000 | $ 73,000 | $ 61,000 |
| Wake County North Carolina | 3 | $ 473,000 | $ 157,000 | $ 125,000 |
| Alachua County Florida | 2 | $ 140,000 | $ 70,000 | $ 80,000 |
| Highlands County Florida | 2 | $ 152,000 | $ 76,000 | $ 71,000 |
| Lee County Florida | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Sarasota County Florida | 2 | $ 320,000 | $ 160,000 | $ 97,000 |
| Walton County Florida | 2 | $ 483,000 | $ 241,000 | $ 188,000 |
| Catoosa County Georgia | 2 | $ 88,000 | $ 44,000 | $ 109,000 |
| Jefferson County Kentucky | 2 | $ 20,000 | $ 10,000 | $ 39,000 |
| Oakland County Michigan | 2 | $ 96,000 | $ 48,000 | $ 218,000 |
| Guilford County North Carolina | 2 | $ 162,000 | $ 81,000 | $ 57,000 |
| Moore County North Carolina | 2 | $ 166,000 | $ 83,000 | $ 72,000 |
| Northampton County Pennsylvania | 2 | $ 630,000 | $ 315,000 | $ 156,000 |
| Coosa County Alabama | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Dale County Alabama | 1 | $ 24,000 | $ 24,000 | $ 150,000 |
| Lee County Alabama | 1 | $ 124,000 | $ 124,000 | $ 198,000 |
| Madison County Alabama | 1 | $ 100,000 | $ 100,000 | $ 106,000 |
| Shelby County Alabama | 1 | $ 29,000 | $ 29,000 | $ 60,000 |
| Maricopa County Arizona | 1 | $ 58,000 | $ 58,000 | $ 60,000 |
| Drew County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 68,000 |
| Pulaski County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 92,000 |
| Los Angeles County California | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| San Luis Obispo County California | 1 | $ 100,000 | $ 100,000 | $ 176,000 |
| Solano County California | 1 | $ 336,000 | $ 336,000 | $ 100,000 |
| Arapahoe County Colorado | 1 | $ 35,000 | $ 35,000 | $ 176,000 |
| Routt County Colorado | 1 | $ 256,000 | $ 256,000 | $ 75,000 |
| Summit County Colorado | 1 | $ 310,000 | $ 310,000 | $ 122,000 |
| Fairfield County Connecticut | 1 | $ 412,000 | $ 412,000 | $ 203,000 |
| Middlesex County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 135,000 |
| New Haven County Connecticut | 1 | $ 20,000 | $ 20,000 | $ 83,000 |
| Charlotte County Florida | 1 | $ 20,000 | $ 20,000 | $ 106,000 |
| Collier County Florida | 1 | $ 35,000 | $ 35,000 | $ 155,000 |
| Hernando County Florida | 1 | $ 190,000 | $ 190,000 | $ 120,000 |
| Monroe County Florida | 1 | $ 400,000 | $ 400,000 | $ 112,000 |
| Polk County Florida | 1 | $ 80,000 | $ 80,000 | $ 114,000 |
| Santa Rosa County Florida | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| St. Johns County Florida | 1 | $ 417,000 | $ 417,000 | $ 158,000 |
| Sumter County Florida | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Coweta County Georgia | 1 | $ 155,000 | $ 155,000 | $ 206,000 |
| Fannin County Georgia | 1 | $ 110,000 | $ 110,000 | $ 200,000 |
| Gilmer County Georgia | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Glynn County Georgia | 1 | $ 72,000 | $ 72,000 | $ 29,000 |
| Greene County Georgia | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Jeff Davis County Georgia | 1 | $ 46,000 | $ 46,000 | $ 115,000 |
| Lamar County Georgia | 1 | $ 150,000 | $ 150,000 | $ 109,000 |
| Liberty County Georgia | 1 | $ 36,000 | $ 36,000 | $ 56,000 |
| Spalding County Georgia | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Towns County Georgia | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Union County Georgia | 1 | $ 250,000 | $ 250,000 | $ 212,000 |
| Walker County Georgia | 1 | $ 55,000 | $ 55,000 | $ 134,000 |
| Hamilton County Indiana | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 400,000 | $ 400,000 | $ 94,000 |
| Carroll County Maryland | 1 | $ 10,000 | $ 10,000 | $ 173,000 |
| Howard County Maryland | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Prince George's County Maryland | 1 | $ 20,000 | $ 20,000 | $ 112,000 |
| Ingham County Michigan | 1 | $ 39,000 | $ 39,000 | $ 61,000 |
| Grenada County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Jackson County Missouri | 1 | $ 10,000 | $ 10,000 | $ 186,000 |
| Jefferson County Missouri | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Cheshire County New Hampshire | 1 | $ 30,000 | $ 30,000 | $ 388,000 |
| Gloucester County New Jersey | 1 | $ 20,000 | $ 20,000 | $ 142,000 |
| Cattaraugus County New York | 1 | $ 70,000 | $ 70,000 | $ 80,000 |
| Kings County New York | 1 | $ 114,000 | $ 114,000 | $ 43,000 |
| Suffolk County New York | 1 | $ 417,000 | $ 417,000 | $ 214,000 |
| Buncombe County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 271,000 |
| Cabarrus County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 123,000 |
| Cumberland County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 102,000 |
| Forsyth County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Henderson County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Mecklenburg County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 56,000 |
| New Hanover County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Wayne County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 102,000 |
| Montgomery County Ohio | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Pike County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 40,000 |
| Snyder County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Anderson County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Beaufort County South Carolina | 1 | $ 238,000 | $ 238,000 | $ 115,000 |
| Greenville County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 18,000 |
| Greenwood County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Kershaw County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Lancaster County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 104,000 |
| Oconee County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 168,000 |
| Pickens County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 143,000 |
| Richland County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Hamilton County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 130,000 |
| Rutherford County Tennessee | 1 | $ 191,000 | $ 191,000 | $ 65,000 |
| Sevier County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Sumner County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Smith County Texas | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Tarrant County Texas | 1 | $ 191,000 | $ 191,000 | $ 144,000 |
| Arlington County Virginia | 1 | $ 360,000 | $ 360,000 | $ 160,000 |
| Henrico County Virginia | 1 | $ 92,000 | $ 92,000 | $ 193,000 |
| Mercer County West Virginia | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ibm Southeast Emp Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,015 | $106,863,000 | $105,000 | $658,000 | $96,000 | $1,397,000 |
| Home Purchase | 249 | $42,061,000 | $168,000 | $796,000 | $103,000 | $1,006,000 |
| Home Improvement | 47 | $2,331,000 | $49,000 | $200,000 | $94,000 | $272,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 735 | $84,902,000 | $115,000 | $590,000 | $98,000 | $1,006,000 |
| Not Provided | 230 | $23,574,000 | $102,000 | $432,000 | $95,000 | $317,000 |
| Black or African American | 200 | $21,488,000 | $107,000 | $658,000 | $90,000 | $1,397,000 |
| Hispanic | 110 | $15,537,000 | $141,000 | $796,000 | $101,000 | $898,000 |
| Asian | 29 | $4,522,000 | $155,000 | $417,000 | $140,000 | $299,000 |
| American Indian or Alaskan Native | 6 | $858,000 | $143,000 | $225,000 | $77,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $374,000 | $374,000 | $374,000 | $172,000 | $172,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,311 | $151,255,000 | $115,000 | $796,000 | $97,000 | $1,397,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 710 | $82,435,000 | $116,000 | $658,000 | $100,000 | $531,000 |
| Application Denied By Financial Institution | 490 | $54,327,000 | $110,000 | $796,000 | $91,000 | $1,397,000 |
| Application Withdrawn By Applicant | 106 | $13,999,000 | $132,000 | $480,000 | $106,000 | $1,006,000 |
| Application Approved But Not Accepted | 3 | $314,000 | $104,000 | $189,000 | $52,000 | $79,000 |
| File Closed For Incompleteness | 2 | $180,000 | $90,000 | $100,000 | $109,000 | $154,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 129 | $14,965,000 | $116,000 | $590,000 | $93,000 | $898,000 |
| Collateral | 109 | $8,250,000 | $75,000 | $500,000 | $110,000 | $1,397,000 |
| Debt-To-Income Ratio | 88 | $10,182,000 | $115,000 | $499,000 | $55,000 | $160,000 |
| Credit Application Incomplete | 83 | $9,236,000 | $111,000 | $363,000 | $84,000 | $257,000 |
| Unverifiable Information | 34 | $5,261,000 | $154,000 | $417,000 | $115,000 | $388,000 |
| Other | 18 | $1,925,000 | $106,000 | $290,000 | $94,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,750,000 | $194,000 | $796,000 | $129,000 | $398,000 |
| Mortgage Insurance Denied | 1 | $417,000 | $417,000 | $417,000 | $257,000 | $257,000 |
| Employment History | 1 | $60,000 | $60,000 | $60,000 | $126,000 | $126,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.