Inb, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Inb, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inb, National Association 322 E. Capitol Springfield, IL 62701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,530 |
| Total Mortgage Loan Application Amount | $304,112,000 |
| Average Mortgage Loan Application Amount | $152,000 |
| Highest Mortgage Loan Application Amount | $14,925,000 |
| Average Applicant Income | $91,333 |
| Highest Applicant Income | $1,724,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Inb, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inb, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Inb, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inb, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Inb, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inb, National Association's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 482 | $ 81,712,000 | $ 169,000 | $ 106,000 |
| Peoria County Illinois | 316 | $ 45,996,000 | $ 145,000 | $ 106,000 |
| McLean County Illinois | 229 | $ 52,254,000 | $ 228,000 | $ 88,000 |
| Tazewell County Illinois | 166 | $ 25,113,000 | $ 151,000 | $ 89,000 |
| Champaign County Illinois | 93 | $ 56,615,000 | $ 608,000 | $ 94,000 |
| Woodford County Illinois | 40 | $ 7,000,000 | $ 175,000 | $ 100,000 |
| Logan County Illinois | 17 | $ 1,699,000 | $ 99,000 | $ 97,000 |
| Douglas County Illinois | 15 | $ 1,398,000 | $ 93,000 | $ 60,000 |
| Menard County Illinois | 15 | $ 2,159,000 | $ 143,000 | $ 81,000 |
| Cook County Illinois | 14 | $ 5,836,000 | $ 416,000 | $ 184,000 |
| Vermilion County Illinois | 11 | $ 1,237,000 | $ 112,000 | $ 82,000 |
| Morgan County Illinois | 9 | $ 1,234,000 | $ 137,000 | $ 63,000 |
| Christian County Illinois | 7 | $ 807,000 | $ 115,000 | $ 82,000 |
| Montgomery County Illinois | 7 | $ 760,000 | $ 108,000 | $ 61,000 |
| Piatt County Illinois | 7 | $ 978,000 | $ 139,000 | $ 62,000 |
| Macoupin County Illinois | 5 | $ 526,000 | $ 105,000 | $ 52,000 |
| Mason County Illinois | 5 | $ 582,000 | $ 116,000 | $ 60,000 |
| Maricopa County Arizona | 4 | $ 1,381,000 | $ 345,000 | $ 152,000 |
| De Witt County Illinois | 4 | $ 501,000 | $ 125,000 | $ 53,000 |
| Collier County Florida | 3 | $ 758,000 | $ 252,000 | $ 185,000 |
| Cass County Illinois | 3 | $ 214,000 | $ 71,000 | $ 58,000 |
| Knox County Illinois | 3 | $ 478,000 | $ 159,000 | $ 57,000 |
| Madison County Illinois | 3 | $ 530,000 | $ 176,000 | $ 112,000 |
| Stark County Illinois | 3 | $ 388,000 | $ 129,000 | $ 44,000 |
| Pinellas County Florida | 2 | $ 585,000 | $ 292,000 | $ 43,000 |
| DuPage County Illinois | 2 | $ 410,000 | $ 205,000 | $ 180,000 |
| Ford County Illinois | 2 | $ 174,000 | $ 87,000 | $ 29,000 |
| Fulton County Illinois | 2 | $ 289,000 | $ 144,000 | $ 65,000 |
| Livingston County Illinois | 2 | $ 238,000 | $ 119,000 | $ 104,000 |
| Macon County Illinois | 2 | $ 264,000 | $ 132,000 | $ 356,000 |
| Marshall County Illinois | 2 | $ 237,000 | $ 118,000 | $ 63,000 |
| Schuyler County Illinois | 2 | $ 236,000 | $ 118,000 | $ 59,000 |
| St. Charles County Missouri | 2 | $ 403,000 | $ 201,000 | $ 76,000 |
| St. Louis City County Missouri | 2 | $ 337,000 | $ 168,000 | $ 106,000 |
| Buncombe County North Carolina | 2 | $ 386,000 | $ 193,000 | $ 175,000 |
| Baldwin County Alabama | 1 | $ 140,000 | $ 140,000 | $ 146,000 |
| Pinal County Arizona | 1 | $ 137,000 | $ 137,000 | $ 120,000 |
| Pope County Arkansas | 1 | $ 321,000 | $ 321,000 | $ 89,000 |
| Kern County California | 1 | $ 92,000 | $ 92,000 | $ 119,000 |
| Jefferson County Colorado | 1 | $ 413,000 | $ 413,000 | $ 110,000 |
| Bay County Florida | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
| Hillsborough County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,724,000 |
| Lee County Florida | 1 | $ 417,000 | $ 417,000 | $ 187,000 |
| Sumter County Florida | 1 | $ 200,000 | $ 200,000 | $ 160,000 |
| Coweta County Georgia | 1 | $ 204,000 | $ 204,000 | $ 89,000 |
| Gwinnett County Georgia | 1 | $ 256,000 | $ 256,000 | $ 132,000 |
| Bond County Illinois | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| Cumberland County Illinois | 1 | $ 54,000 | $ 54,000 | $ 66,000 |
| DeKalb County Illinois | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Greene County Illinois | 1 | $ 63,000 | $ 63,000 | $ 88,000 |
| Iroquois County Illinois | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Kendall County Illinois | 1 | $ 153,000 | $ 153,000 | $ 98,000 |
| Moultrie County Illinois | 1 | $ 128,000 | $ 128,000 | $ 87,000 |
| Scott County Illinois | 1 | $ 60,000 | $ 60,000 | $ 89,000 |
| Shelby County Illinois | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| St. Clair County Illinois | 1 | $ 192,000 | $ 192,000 | $ 99,000 |
| Will County Illinois | 1 | $ 48,000 | $ 48,000 | $ 65,000 |
| Williamson County Illinois | 1 | $ 200,000 | $ 200,000 | $ 122,000 |
| Boone County Indiana | 1 | $ 410,000 | $ 410,000 | $ 240,000 |
| Hamilton County Indiana | 1 | $ 142,000 | $ 142,000 | $ 94,000 |
| Bremer County Iowa | 1 | $ 74,000 | $ 74,000 | $ 153,000 |
| Story County Iowa | 1 | $ 124,000 | $ 124,000 | $ 117,000 |
| Warren County Iowa | 1 | $ 337,000 | $ 337,000 | $ 145,000 |
| Johnson County Kansas | 1 | $ 183,000 | $ 183,000 | $ 82,000 |
| Fayette County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 254,000 |
| Livingston County Kentucky | 1 | $ 202,000 | $ 202,000 | $ 132,000 |
| Oceana County Michigan | 1 | $ 72,000 | $ 72,000 | $ 133,000 |
| Wayne County Michigan | 1 | $ 252,000 | $ 252,000 | $ 133,000 |
| Boone County Missouri | 1 | $ 269,000 | $ 269,000 | $ 120,000 |
| Camden County Missouri | 1 | $ 356,000 | $ 356,000 | $ 500,000 |
| Miller County Missouri | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| St. Louis County Missouri | 1 | $ 257,000 | $ 257,000 | $ 125,000 |
| Stokes County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 110,000 |
| Luzerne County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Shelby County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 199,000 |
| Bexar County Texas | 1 | $ 134,000 | $ 134,000 | $ 69,000 |
| Collin County Texas | 1 | $ 143,000 | $ 143,000 | $ 92,000 |
| Salt Lake County Utah | 1 | $ 129,000 | $ 129,000 | $ 766,000 |
| King County Washington | 1 | $ 417,000 | $ 417,000 | $ 190,000 |
| Lafayette County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Vilas County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 70,000 |
| Waukesha County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Inb, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 945 | $147,605,000 | $156,000 | $3,995,000 | $97,000 | $1,724,000 |
| Refinancing | 565 | $156,026,000 | $276,000 | $14,925,000 | $110,000 | $783,000 |
| Home Improvement | 20 | $481,000 | $24,000 | $114,000 | $67,000 | $178,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,303 | $197,255,000 | $151,000 | $1,763,000 | $103,000 | $963,000 |
| Not applicable | 72 | $72,682,000 | $1,009,000 | $14,925,000 | $0 | $0 |
| Not Provided | 54 | $16,977,000 | $314,000 | $2,200,000 | $165,000 | $1,724,000 |
| Asian | 39 | $8,930,000 | $228,000 | $582,000 | $180,000 | $795,000 |
| Black or African American | 34 | $4,886,000 | $143,000 | $328,000 | $96,000 | $301,000 |
| Hispanic | 25 | $2,841,000 | $113,000 | $256,000 | $69,000 | $171,000 |
| American Indian or Alaskan Native | 2 | $203,000 | $101,000 | $132,000 | $57,000 | $82,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $338,000 | $338,000 | $338,000 | $155,000 | $155,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,494 | $300,678,000 | $201,000 | $14,925,000 | $103,000 | $1,724,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $2,926,000 | $97,000 | $143,000 | $44,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 3 | $331,000 | $110,000 | $124,000 | $40,000 | $45,000 |
| FHA-insured (Federal Housing Administration) | 3 | $177,000 | $59,000 | $68,000 | $61,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,332 | $273,373,000 | $205,000 | $14,925,000 | $101,000 | $1,724,000 |
| Application Approved But Not Accepted | 122 | $19,639,000 | $160,000 | $417,000 | $124,000 | $766,000 |
| Application Denied By Financial Institution | 72 | $10,456,000 | $145,000 | $2,200,000 | $68,000 | $357,000 |
| Application Withdrawn By Applicant | 4 | $644,000 | $161,000 | $417,000 | $105,000 | $349,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $2,095,000 | $80,000 | $182,000 | $61,000 | $175,000 |
| Debt-To-Income Ratio | 21 | $5,461,000 | $260,000 | $2,200,000 | $82,000 | $357,000 |
| Collateral | 13 | $1,392,000 | $107,000 | $188,000 | $66,000 | $122,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $401,000 | $80,000 | $136,000 | $47,000 | $95,000 |
| Employment History | 3 | $224,000 | $74,000 | $99,000 | $28,000 | $52,000 |
| Other | 2 | $587,000 | $293,000 | $405,000 | $166,000 | $175,000 |
| Unverifiable Information | 2 | $296,000 | $148,000 | $225,000 | $62,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inb, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inb, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.