Imperial Capital Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Imperial Capital Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Imperial Capital Bank 500 N. Brand Blvd., Suite 2300 Glendale, CA 91203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 823 |
| Total Mortgage Loan Application Amount | $514,626,000 |
| Average Mortgage Loan Application Amount | $661,636 |
| Highest Mortgage Loan Application Amount | $6,515,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Imperial Capital Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Imperial Capital Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Imperial Capital Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Imperial Capital Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Imperial Capital Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Imperial Capital Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 315 | $ 183,090,000 | $ 581,000 | $ 0 |
| Maricopa County Arizona | 64 | $ 42,241,000 | $ 660,000 | $ 0 |
| San Bernardino County California | 49 | $ 18,406,000 | $ 375,000 | $ 0 |
| Fresno County California | 33 | $ 20,112,000 | $ 609,000 | $ 0 |
| Clark County Nevada | 33 | $ 28,975,000 | $ 878,000 | $ 0 |
| San Diego County California | 24 | $ 17,217,000 | $ 717,000 | $ 0 |
| Pima County Arizona | 21 | $ 14,591,000 | $ 694,000 | $ 0 |
| Riverside County California | 18 | $ 9,860,000 | $ 547,000 | $ 0 |
| Alameda County California | 17 | $ 11,472,000 | $ 674,000 | $ 0 |
| Washoe County Nevada | 16 | $ 13,216,000 | $ 826,000 | $ 0 |
| San Joaquin County California | 15 | $ 11,084,000 | $ 738,000 | $ 0 |
| Kern County California | 14 | $ 5,088,000 | $ 363,000 | $ 0 |
| Contra Costa County California | 12 | $ 7,698,000 | $ 641,000 | $ 0 |
| San Francisco County California | 12 | $ 9,775,000 | $ 814,000 | $ 0 |
| Denver County Colorado | 11 | $ 7,461,000 | $ 678,000 | $ 0 |
| Orange County California | 10 | $ 6,801,000 | $ 680,000 | $ 0 |
| Arapahoe County Colorado | 10 | $ 10,437,000 | $ 1,043,000 | $ 0 |
| Santa Clara County California | 9 | $ 5,052,000 | $ 561,000 | $ 0 |
| Jefferson County Colorado | 8 | $ 6,344,000 | $ 793,000 | $ 0 |
| Multnomah County Oregon | 8 | $ 4,441,000 | $ 555,000 | $ 0 |
| King County Washington | 7 | $ 4,886,000 | $ 698,000 | $ 0 |
| Sacramento County California | 6 | $ 3,061,000 | $ 510,000 | $ 0 |
| Stanislaus County California | 6 | $ 3,140,000 | $ 523,000 | $ 0 |
| El Paso County Colorado | 6 | $ 5,227,000 | $ 871,000 | $ 0 |
| Lubbock County Texas | 5 | $ 4,534,000 | $ 906,000 | $ 0 |
| Merced County California | 4 | $ 1,252,000 | $ 313,000 | $ 0 |
| Tulare County California | 4 | $ 2,314,000 | $ 578,000 | $ 0 |
| Adams County Colorado | 4 | $ 2,784,000 | $ 696,000 | $ 0 |
| Travis County Texas | 4 | $ 1,724,000 | $ 431,000 | $ 0 |
| Placer County California | 3 | $ 608,000 | $ 202,000 | $ 0 |
| Solano County California | 3 | $ 1,520,000 | $ 506,000 | $ 0 |
| Bexar County Texas | 3 | $ 1,796,000 | $ 598,000 | $ 0 |
| Dallas County Texas | 3 | $ 2,027,000 | $ 675,000 | $ 0 |
| Salt Lake County Utah | 3 | $ 1,874,000 | $ 624,000 | $ 0 |
| Cowlitz County Washington | 3 | $ 2,240,000 | $ 746,000 | $ 0 |
| Mohave County Arizona | 2 | $ 1,223,000 | $ 611,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Butte County California | 2 | $ 2,295,000 | $ 1,147,000 | $ 0 |
| Madera County California | 2 | $ 1,990,000 | $ 995,000 | $ 0 |
| Marin County California | 2 | $ 1,265,000 | $ 632,000 | $ 0 |
| San Luis Obispo County California | 2 | $ 1,592,000 | $ 796,000 | $ 0 |
| San Mateo County California | 2 | $ 1,775,000 | $ 887,000 | $ 0 |
| Shasta County California | 2 | $ 764,000 | $ 382,000 | $ 0 |
| Ventura County California | 2 | $ 963,000 | $ 481,000 | $ 0 |
| Pueblo County Colorado | 2 | $ 741,000 | $ 370,000 | $ 0 |
| Weld County Colorado | 2 | $ 2,595,000 | $ 1,297,000 | $ 0 |
| Marion County Oregon | 2 | $ 738,000 | $ 369,000 | $ 0 |
| Harris County Texas | 2 | $ 1,196,000 | $ 598,000 | $ 0 |
| Tarrant County Texas | 2 | $ 611,000 | $ 305,000 | $ 0 |
| Pierce County Washington | 2 | $ 1,732,000 | $ 866,000 | $ 0 |
| Coconino County Arizona | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Navajo County Arizona | 1 | $ 1,650,000 | $ 1,650,000 | $ 0 |
| Pinal County Arizona | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Santa Cruz County Arizona | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Yuma County Arizona | 1 | $ 188,000 | $ 188,000 | $ 0 |
| El Dorado County California | 1 | $ 950,000 | $ 950,000 | $ 0 |
| Glenn County California | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Humboldt County California | 1 | $ 1,040,000 | $ 1,040,000 | $ 0 |
| Lassen County California | 1 | $ 2,138,000 | $ 2,138,000 | $ 0 |
| Monterey County California | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Yolo County California | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Boulder County Colorado | 1 | $ 1,226,000 | $ 1,226,000 | $ 0 |
| Elbert County Colorado | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Mesa County Colorado | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Ada County Idaho | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Lea County New Mexico | 1 | $ 788,000 | $ 788,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Collin County Texas | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Hale County Texas | 1 | $ 970,000 | $ 970,000 | $ 0 |
| Montgomery County Texas | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Box Elder County Utah | 1 | $ 964,000 | $ 964,000 | $ 0 |
| Davis County Utah | 1 | $ 683,000 | $ 683,000 | $ 0 |
| Iron County Utah | 1 | $ 1,440,000 | $ 1,440,000 | $ 0 |
| Tooele County Utah | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Utah County Utah | 1 | $ 1,073,000 | $ 1,073,000 | $ 0 |
| Clallam County Washington | 1 | $ 1,350,000 | $ 1,350,000 | $ 0 |
| Clark County Washington | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Mason County Washington | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Snohomish County Washington | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Yakima County Washington | 1 | $ 975,000 | $ 975,000 | $ 0 |
Mortgage Loan Application Detail Totals for Imperial Capital Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 823 | $514,626,000 | $661,636 | $6,515,000 | $0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Purchase (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 273 | $140,943,000 | $531,900 | $2,564,000 | $0 | $0 |
| Not applicable | 214 | $218,093,000 | $996,750 | $6,515,000 | $0 | $0 |
| Hispanic | 144 | $59,196,000 | $504,333 | $2,625,000 | $0 | $0 |
| Information not provided by applicant in mail or telephone application | 74 | $35,553,000 | $581,428 | $1,650,000 | $0 | $0 |
| Asian or Pacific Islander | 54 | $29,312,000 | $505,400 | $2,138,000 | $0 | $0 |
| Black | 44 | $19,281,000 | $788,750 | $1,204,000 | $0 | $0 |
| Other | 20 | $12,248,000 | $1,133,666 | $2,240,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 823 | $514,626,000 | $661,636 | $6,515,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 385 | $249,433,000 | $728,777 | $6,515,000 | $0 | $0 |
| Application Denied By Financial Institution | 295 | $163,982,000 | $617,500 | $2,625,000 | $0 | $0 |
| Application Withdrawn By Applicant | 70 | $44,931,000 | $691,000 | $5,000,000 | $0 | $0 |
| Loan Purchased By The Institution | 52 | $46,808,000 | $724,500 | $3,157,000 | $0 | $0 |
| Application Approved But Not Accepted | 14 | $5,295,000 | $423,000 | $865,000 | $0 | $0 |
| File Closed For Incompleteness | 7 | $4,177,000 | $596,000 | $1,084,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Imperial Capital Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Imperial Capital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.