Imperial Capital Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Imperial Capital Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Imperial Capital Bank 500 N. Brand Blvd., Suite 2300 Glendale, CA 91203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,007 |
| Total Mortgage Loan Application Amount | $700,400,000 |
| Average Mortgage Loan Application Amount | $690,250 |
| Highest Mortgage Loan Application Amount | $6,960,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Imperial Capital Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Imperial Capital Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Imperial Capital Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Imperial Capital Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Imperial Capital Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Imperial Capital Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 190 | $ 126,465,000 | $ 665,000 | $ 0 |
| Maricopa County Arizona | 55 | $ 53,701,000 | $ 976,000 | $ 0 |
| Fresno County California | 36 | $ 16,403,000 | $ 455,000 | $ 0 |
| Alameda County California | 34 | $ 32,507,000 | $ 956,000 | $ 0 |
| Clark County Nevada | 33 | $ 33,962,000 | $ 1,029,000 | $ 0 |
| Kern County California | 30 | $ 16,870,000 | $ 562,000 | $ 0 |
| San Diego County California | 24 | $ 21,517,000 | $ 896,000 | $ 0 |
| San Bernardino County California | 19 | $ 9,478,000 | $ 498,000 | $ 0 |
| Fulton County Georgia | 17 | $ 16,448,000 | $ 967,000 | $ 0 |
| San Joaquin County California | 16 | $ 6,694,000 | $ 418,000 | $ 0 |
| New Haven County Connecticut | 16 | $ 4,824,000 | $ 301,000 | $ 0 |
| San Francisco County California | 15 | $ 14,707,000 | $ 980,000 | $ 0 |
| Dallas County Texas | 15 | $ 14,037,000 | $ 935,000 | $ 0 |
| Pima County Arizona | 14 | $ 5,419,000 | $ 387,000 | $ 0 |
| Harris County Texas | 14 | $ 7,374,000 | $ 526,000 | $ 0 |
| Kings County New York | 13 | $ 5,974,000 | $ 459,000 | $ 0 |
| Riverside County California | 11 | $ 6,178,000 | $ 561,000 | $ 0 |
| Monterey County California | 10 | $ 5,041,000 | $ 504,000 | $ 0 |
| Hartford County Connecticut | 10 | $ 3,351,000 | $ 335,000 | $ 0 |
| Tulare County California | 9 | $ 2,242,000 | $ 249,000 | $ 0 |
| Essex County New Jersey | 9 | $ 5,165,000 | $ 573,000 | $ 0 |
| Contra Costa County California | 8 | $ 8,691,000 | $ 1,086,000 | $ 0 |
| Sacramento County California | 8 | $ 11,201,000 | $ 1,400,000 | $ 0 |
| Washoe County Nevada | 8 | $ 6,854,000 | $ 856,000 | $ 0 |
| Klamath County Oregon | 8 | $ 3,919,000 | $ 489,000 | $ 0 |
| Travis County Texas | 8 | $ 4,599,000 | $ 574,000 | $ 0 |
| Orange County California | 7 | $ 5,070,000 | $ 724,000 | $ 0 |
| Santa Clara County California | 7 | $ 4,314,000 | $ 616,000 | $ 0 |
| Hudson County New Jersey | 7 | $ 2,228,000 | $ 318,000 | $ 0 |
| Shelby County Tennessee | 7 | $ 8,944,000 | $ 1,277,000 | $ 0 |
| Adams County Colorado | 6 | $ 3,112,000 | $ 518,000 | $ 0 |
| Passaic County New Jersey | 6 | $ 1,903,000 | $ 317,000 | $ 0 |
| Bernalillo County New Mexico | 6 | $ 3,997,000 | $ 666,000 | $ 0 |
| Philadelphia County Pennsylvania | 6 | $ 3,155,000 | $ 525,000 | $ 0 |
| Providence County Rhode Island | 6 | $ 3,132,000 | $ 522,000 | $ 0 |
| Jefferson County Alabama | 5 | $ 3,120,000 | $ 624,000 | $ 0 |
| Mohave County Arizona | 5 | $ 2,509,000 | $ 501,000 | $ 0 |
| Kings County California | 5 | $ 2,907,000 | $ 581,000 | $ 0 |
| Merced County California | 5 | $ 4,640,000 | $ 928,000 | $ 0 |
| Stanislaus County California | 5 | $ 3,176,000 | $ 635,000 | $ 0 |
| Denver County Colorado | 5 | $ 2,583,000 | $ 516,000 | $ 0 |
| Tarrant County Texas | 5 | $ 4,367,000 | $ 873,000 | $ 0 |
| Spokane County Washington | 5 | $ 2,134,000 | $ 426,000 | $ 0 |
| Arapahoe County Colorado | 4 | $ 2,296,000 | $ 574,000 | $ 0 |
| Broward County Florida | 4 | $ 2,998,000 | $ 749,000 | $ 0 |
| Orange County Florida | 4 | $ 4,538,000 | $ 1,134,000 | $ 0 |
| Baltimore City County Maryland | 4 | $ 4,543,000 | $ 1,135,000 | $ 0 |
| Hampden County Massachusetts | 4 | $ 1,758,000 | $ 439,000 | $ 0 |
| Monmouth County New Jersey | 4 | $ 1,542,000 | $ 385,000 | $ 0 |
| Queens County New York | 4 | $ 4,661,000 | $ 1,165,000 | $ 0 |
| Rogers County Oklahoma | 4 | $ 4,206,000 | $ 1,051,000 | $ 0 |
| Marion County Oregon | 4 | $ 1,578,000 | $ 394,000 | $ 0 |
| Multnomah County Oregon | 4 | $ 1,534,000 | $ 383,000 | $ 0 |
| Rutland County Vermont | 4 | $ 2,124,000 | $ 531,000 | $ 0 |
| Glenn County California | 3 | $ 1,115,000 | $ 371,000 | $ 0 |
| Marin County California | 3 | $ 4,697,000 | $ 1,565,000 | $ 0 |
| Santa Barbara County California | 3 | $ 6,105,000 | $ 2,035,000 | $ 0 |
| Tehama County California | 3 | $ 2,051,000 | $ 683,000 | $ 0 |
| Jefferson County Colorado | 3 | $ 1,580,000 | $ 526,000 | $ 0 |
| Fairfield County Connecticut | 3 | $ 985,000 | $ 328,000 | $ 0 |
| Litchfield County Connecticut | 3 | $ 803,000 | $ 267,000 | $ 0 |
| Polk County Florida | 3 | $ 2,726,000 | $ 908,000 | $ 0 |
| Volusia County Florida | 3 | $ 2,733,000 | $ 911,000 | $ 0 |
| Fayette County Kentucky | 3 | $ 4,851,000 | $ 1,617,000 | $ 0 |
| Suffolk County Massachusetts | 3 | $ 2,180,000 | $ 726,000 | $ 0 |
| Camden County New Jersey | 3 | $ 884,000 | $ 294,000 | $ 0 |
| Somerset County New Jersey | 3 | $ 1,940,000 | $ 646,000 | $ 0 |
| Erie County New York | 3 | $ 894,000 | $ 298,000 | $ 0 |
| Oklahoma County Oklahoma | 3 | $ 4,610,000 | $ 1,536,000 | $ 0 |
| Horry County South Carolina | 3 | $ 650,000 | $ 216,000 | $ 0 |
| El Paso County Texas | 3 | $ 1,196,000 | $ 398,000 | $ 0 |
| Davis County Utah | 3 | $ 6,920,000 | $ 2,306,000 | $ 0 |
| Kitsap County Washington | 3 | $ 756,000 | $ 252,000 | $ 0 |
| Yakima County Washington | 3 | $ 2,378,000 | $ 792,000 | $ 0 |
| Mobile County Alabama | 2 | $ 3,575,000 | $ 1,787,000 | $ 0 |
| Pinal County Arizona | 2 | $ 627,000 | $ 313,000 | $ 0 |
| Humboldt County California | 2 | $ 817,000 | $ 408,000 | $ 0 |
| San Mateo County California | 2 | $ 2,993,000 | $ 1,496,000 | $ 0 |
| Shasta County California | 2 | $ 1,754,000 | $ 877,000 | $ 0 |
| Sonoma County California | 2 | $ 2,000,000 | $ 1,000,000 | $ 0 |
| Yuba County California | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 515,000 | $ 257,000 | $ 0 |
| Duval County Florida | 2 | $ 3,075,000 | $ 1,537,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 693,000 | $ 346,000 | $ 0 |
| Lake County Florida | 2 | $ 2,700,000 | $ 1,350,000 | $ 0 |
| Lee County Florida | 2 | $ 844,000 | $ 422,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 831,000 | $ 415,000 | $ 0 |
| Pinellas County Florida | 2 | $ 1,143,000 | $ 571,000 | $ 0 |
| York County Maine | 2 | $ 1,895,000 | $ 947,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 1,440,000 | $ 720,000 | $ 0 |
| Norfolk County Massachusetts | 2 | $ 5,490,000 | $ 2,745,000 | $ 0 |
| Wayne County Michigan | 2 | $ 1,371,000 | $ 685,000 | $ 0 |
| Hinds County Mississippi | 2 | $ 2,404,000 | $ 1,202,000 | $ 0 |
| Atlantic County New Jersey | 2 | $ 384,000 | $ 192,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Union County New Jersey | 2 | $ 741,000 | $ 370,000 | $ 0 |
| Albany County New York | 2 | $ 1,244,000 | $ 622,000 | $ 0 |
| Dutchess County New York | 2 | $ 513,000 | $ 256,000 | $ 0 |
| Monroe County New York | 2 | $ 528,000 | $ 264,000 | $ 0 |
| Oneida County New York | 2 | $ 3,250,000 | $ 1,625,000 | $ 0 |
| Orange County New York | 2 | $ 386,000 | $ 193,000 | $ 0 |
| Lane County Oregon | 2 | $ 1,058,000 | $ 529,000 | $ 0 |
| Lehigh County Pennsylvania | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Luzerne County Pennsylvania | 2 | $ 329,000 | $ 164,000 | $ 0 |
| Hamilton County Tennessee | 2 | $ 1,820,000 | $ 910,000 | $ 0 |
| Brazoria County Texas | 2 | $ 1,170,000 | $ 585,000 | $ 0 |
| Hidalgo County Texas | 2 | $ 3,863,000 | $ 1,931,000 | $ 0 |
| Lubbock County Texas | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Norfolk County Virginia | 2 | $ 677,000 | $ 338,000 | $ 0 |
| King County Washington | 2 | $ 1,754,000 | $ 877,000 | $ 0 |
| Pierce County Washington | 2 | $ 1,265,000 | $ 632,000 | $ 0 |
| Elmore County Alabama | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Coconino County Arizona | 1 | $ 1,050,000 | $ 1,050,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 1,160,000 | $ 1,160,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Butte County California | 1 | $ 193,000 | $ 193,000 | $ 0 |
| El Dorado County California | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Imperial County California | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Inyo County California | 1 | $ 588,000 | $ 588,000 | $ 0 |
| San Benito County California | 1 | $ 718,000 | $ 718,000 | $ 0 |
| Santa Cruz County California | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Siskiyou County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Solano County California | 1 | $ 1,435,000 | $ 1,435,000 | $ 0 |
| Tuolumne County California | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Yolo County California | 1 | $ 290,000 | $ 290,000 | $ 0 |
| El Paso County Colorado | 1 | $ 2,016,000 | $ 2,016,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Leon County Florida | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 1,820,000 | $ 1,820,000 | $ 0 |
| Clarke County Georgia | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Clayton County Georgia | 1 | $ 1,294,000 | $ 1,294,000 | $ 0 |
| Cobb County Georgia | 1 | $ 1,343,000 | $ 1,343,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 732,000 | $ 732,000 | $ 0 |
| Gordon County Georgia | 1 | $ 1,288,000 | $ 1,288,000 | $ 0 |
| Houston County Georgia | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Canyon County Idaho | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Jefferson County Idaho | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Madison County Idaho | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 1,520,000 | $ 1,520,000 | $ 0 |
| Polk County Iowa | 1 | $ 880,000 | $ 880,000 | $ 0 |
| McCracken County Kentucky | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Cumberland County Maine | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Waldo County Maine | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Warren County Mississippi | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Washington County Mississippi | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| Carson City County Nevada | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Churchill County Nevada | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Coos County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Warren County New Jersey | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Nassau County New York | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Onondaga County New York | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Otsego County New York | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Richmond County New York | 1 | $ 1,283,000 | $ 1,283,000 | $ 0 |
| Schenectady County New York | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Ulster County New York | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Warren County New York | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Westchester County New York | 1 | $ 1,040,000 | $ 1,040,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Wake County North Carolina | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 634,000 | $ 634,000 | $ 0 |
| Washington County Oregon | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jefferson County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Schuylkill County Pennsylvania | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 1,024,000 | $ 1,024,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 656,000 | $ 656,000 | $ 0 |
| Bexar County Texas | 1 | $ 732,000 | $ 732,000 | $ 0 |
| Brazos County Texas | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Brown County Texas | 1 | $ 760,000 | $ 760,000 | $ 0 |
| Denton County Texas | 1 | $ 1,080,000 | $ 1,080,000 | $ 0 |
| Galveston County Texas | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 462,000 | $ 462,000 | $ 0 |
| Hays County Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Taylor County Texas | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Uvalde County Texas | 1 | $ 1,076,000 | $ 1,076,000 | $ 0 |
| Walker County Texas | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Williamson County Texas | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Box Elder County Utah | 1 | $ 1,313,000 | $ 1,313,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Utah County Utah | 1 | $ 1,140,000 | $ 1,140,000 | $ 0 |
| Weber County Utah | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Accomack County Virginia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Hampton County Virginia | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Prince William County Virginia | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Adams County Washington | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Clark County Washington | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Grant County Washington | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Skagit County Washington | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Snohomish County Washington | 1 | $ 1,352,000 | $ 1,352,000 | $ 0 |
| Thurston County Washington | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Sweetwater County Wyoming | 1 | $ 636,000 | $ 636,000 | $ 0 |
Mortgage Loan Application Detail Totals for Imperial Capital Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 534 | $367,285,000 | $664,027 | $6,960,000 | $0 | $0 |
| Refinancing | 473 | $333,115,000 | $719,750 | $5,000,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 351 | $214,315,000 | $618,275 | $3,675,000 | $0 | $0 |
| Not applicable | 254 | $266,809,000 | $890,766 | $6,960,000 | $0 | $0 |
| Not Provided | 146 | $81,444,000 | $663,200 | $3,000,000 | $0 | $0 |
| Hispanic | 129 | $59,808,000 | $485,000 | $2,200,000 | $0 | $0 |
| Asian | 65 | $46,358,000 | $557,416 | $5,000,000 | $0 | $0 |
| Black or African American | 54 | $25,307,000 | $482,166 | $1,680,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $5,946,000 | $1,139,333 | $2,438,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $413,000 | $413,000 | $413,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,007 | $700,400,000 | $697,947 | $6,960,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 397 | $238,763,000 | $662,117 | $5,325,000 | $0 | $0 |
| Loan Originated | 388 | $285,907,000 | $798,214 | $6,960,000 | $0 | $0 |
| Application Withdrawn By Applicant | 70 | $54,096,000 | $595,857 | $3,400,000 | $0 | $0 |
| Loan Purchased By The Institution | 64 | $68,903,000 | $1,017,687 | $3,765,000 | $0 | $0 |
| File Closed For Incompleteness | 47 | $24,969,000 | $490,357 | $2,200,000 | $0 | $0 |
| Application Approved But Not Accepted | 41 | $27,762,000 | $853,214 | $2,400,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 353 | $205,638,000 | $645,516 | $3,000,000 | $0 | $0 |
| Other | 20 | $9,298,000 | $448,923 | $1,680,000 | $0 | $0 |
| Credit History | 11 | $4,660,000 | $463,000 | $1,148,000 | $0 | $0 |
| Debt-To-Income Ratio | 3 | $683,000 | $227,666 | $300,000 | $0 | $0 |
| Unverifiable Information | 2 | $898,000 | $449,000 | $560,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $228,000 | $228,000 | $228,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $770,000 | $770,000 | $770,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Imperial Capital Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Imperial Capital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.