Independence Bank Of Kentucky
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Independence Bank Of Kentucky.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Independence Bank Of Kentucky 2425 Frederica Street Owensboro, KY 42301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,870 |
| Total Mortgage Loan Application Amount | $232,170,000 |
| Average Mortgage Loan Application Amount | $114,200 |
| Highest Mortgage Loan Application Amount | $4,565,000 |
| Average Applicant Income | $98,600 |
| Highest Applicant Income | $1,912,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Daviess County Kentucky | 407 | $ 53,805,000 | $ 132,000 | $ 90,000 |
| Henderson County Kentucky | 285 | $ 27,855,000 | $ 97,000 | $ 92,000 |
| Hopkins County Kentucky | 202 | $ 21,240,000 | $ 105,000 | $ 97,000 |
| Warren County Kentucky | 169 | $ 26,985,000 | $ 159,000 | $ 143,000 |
| McCracken County Kentucky | 137 | $ 21,025,000 | $ 153,000 | $ 105,000 |
| Webster County Kentucky | 112 | $ 8,860,000 | $ 79,000 | $ 89,000 |
| Graves County Kentucky | 70 | $ 8,060,000 | $ 115,000 | $ 96,000 |
| Franklin County Kentucky | 69 | $ 10,535,000 | $ 152,000 | $ 109,000 |
| Hancock County Kentucky | 63 | $ 6,485,000 | $ 102,000 | $ 75,000 |
| Calloway County Kentucky | 55 | $ 7,175,000 | $ 130,000 | $ 135,000 |
| Jefferson County Kentucky | 47 | $ 7,545,000 | $ 160,000 | $ 116,000 |
| McLean County Kentucky | 36 | $ 3,420,000 | $ 95,000 | $ 80,000 |
| Ohio County Kentucky | 23 | $ 1,785,000 | $ 77,000 | $ 82,000 |
| Marshall County Kentucky | 20 | $ 3,560,000 | $ 178,000 | $ 156,000 |
| Perry County Indiana | 16 | $ 1,350,000 | $ 84,000 | $ 60,000 |
| Union County Kentucky | 15 | $ 1,345,000 | $ 89,000 | $ 72,000 |
| Breckinridge County Kentucky | 12 | $ 1,570,000 | $ 130,000 | $ 125,000 |
| Fayette County Kentucky | 7 | $ 1,265,000 | $ 180,000 | $ 112,000 |
| Massac County Illinois | 6 | $ 310,000 | $ 51,000 | $ 73,000 |
| Vanderburgh County Indiana | 6 | $ 750,000 | $ 125,000 | $ 111,000 |
| Caldwell County Kentucky | 6 | $ 690,000 | $ 115,000 | $ 62,000 |
| Hardin County Kentucky | 6 | $ 430,000 | $ 71,000 | $ 153,000 |
| Livingston County Kentucky | 6 | $ 560,000 | $ 93,000 | $ 66,000 |
| Scott County Kentucky | 6 | $ 850,000 | $ 141,000 | $ 94,000 |
| Spencer County Indiana | 5 | $ 565,000 | $ 113,000 | $ 94,000 |
| Muhlenberg County Kentucky | 5 | $ 535,000 | $ 107,000 | $ 96,000 |
| Trigg County Kentucky | 5 | $ 445,000 | $ 89,000 | $ 60,000 |
| Henry County Tennessee | 5 | $ 665,000 | $ 133,000 | $ 113,000 |
| Ballard County Kentucky | 4 | $ 300,000 | $ 75,000 | $ 97,000 |
| Okaloosa County Florida | 3 | $ 1,345,000 | $ 448,000 | $ 304,000 |
| Allen County Kentucky | 3 | $ 365,000 | $ 121,000 | $ 97,000 |
| Christian County Kentucky | 3 | $ 405,000 | $ 135,000 | $ 108,000 |
| Grayson County Kentucky | 3 | $ 395,000 | $ 131,000 | $ 78,000 |
| Oldham County Kentucky | 3 | $ 1,605,000 | $ 535,000 | $ 302,000 |
| Simpson County Kentucky | 3 | $ 355,000 | $ 118,000 | $ 66,000 |
| Davidson County Tennessee | 3 | $ 985,000 | $ 328,000 | $ 168,000 |
| Lee County Florida | 2 | $ 320,000 | $ 160,000 | $ 105,000 |
| Pope County Illinois | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| Warrick County Indiana | 2 | $ 180,000 | $ 90,000 | $ 47,000 |
| Anderson County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 298,000 |
| Crittenden County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 165,000 |
| Lyon County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 203,000 |
| Montgomery County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 79,000 |
| Sumner County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
| Baldwin County Alabama | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Washington County Arkansas | 1 | $ 485,000 | $ 485,000 | $ 322,000 |
| Alachua County Florida | 1 | $ 95,000 | $ 95,000 | $ 140,000 |
| Pasco County Florida | 1 | $ 185,000 | $ 185,000 | $ 259,000 |
| Walton County Florida | 1 | $ 345,000 | $ 345,000 | $ 253,000 |
| White County Illinois | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Allen County Indiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Clark County Indiana | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Floyd County Indiana | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Knox County Indiana | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Marion County Indiana | 1 | $ 425,000 | $ 425,000 | $ 174,000 |
| Adair County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Bullitt County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Butler County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Carlisle County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Edmonson County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Fulton County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Hart County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 421,000 |
| Lawrence County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Logan County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Mercer County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Pulaski County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Shelby County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Woodford County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Cumberland County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Madison County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Shelby County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Independence Bank Of Kentucky in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 692 | $106,800,000 | $154,000 | $4,505,000 | $106,000 | $1,912,000 |
| Other Purpose | 460 | $30,420,000 | $66,000 | $545,000 | $99,000 | $1,050,000 |
| Refinancing | 400 | $56,940,000 | $142,000 | $4,565,000 | $99,000 | $1,706,000 |
| Cash-out Refinancing | 256 | $33,050,000 | $129,000 | $1,175,000 | $92,000 | $1,706,000 |
| Home Improvement | 62 | $4,960,000 | $80,000 | $405,000 | $97,000 | $599,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,616 | $187,980,000 | $116,000 | $1,175,000 | $101,000 | $1,912,000 |
| Not applicable | 173 | $35,385,000 | $204,000 | $4,565,000 | $0 | $0 |
| Black or African American | 24 | $2,070,000 | $86,000 | $295,000 | $63,000 | $244,000 |
| Hispanic | 21 | $1,885,000 | $89,000 | $245,000 | $103,000 | $531,000 |
| Not Provided | 21 | $2,035,000 | $96,000 | $335,000 | $72,000 | $161,000 |
| Asian | 13 | $2,585,000 | $198,000 | $455,000 | $126,000 | $585,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,870 | $232,170,000 | $124,000 | $4,565,000 | $100,000 | $1,912,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,614 | $202,120,000 | $125,000 | $4,565,000 | $102,000 | $1,912,000 |
| Application Denied By Financial Institution | 152 | $16,050,000 | $105,000 | $545,000 | $68,000 | $616,000 |
| Application Withdrawn By Applicant | 89 | $12,015,000 | $135,000 | $485,000 | $117,000 | $1,689,000 |
| Application Approved But Not Accepted | 15 | $1,985,000 | $132,000 | $375,000 | $115,000 | $585,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,718 | $216,120,000 | $125,000 | $4,565,000 | $103,000 | $1,912,000 |
| Credit History | 88 | $7,450,000 | $84,000 | $445,000 | $71,000 | $616,000 |
| Debt-To-Income Ratio | 54 | $7,220,000 | $133,000 | $545,000 | $58,000 | $248,000 |
| Collateral | 6 | $1,030,000 | $171,000 | $355,000 | $123,000 | $236,000 |
| Credit Application Incomplete | 2 | $180,000 | $90,000 | $105,000 | $0 | $0 |
| Employment History | 1 | $115,000 | $115,000 | $115,000 | $47,000 | $47,000 |
| Unverifiable Information | 1 | $55,000 | $55,000 | $55,000 | $67,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.