Independent Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Independent Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Independent Bank 1600 Redbud Blvd Mckinney, TX 75069 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,607 |
| Total Mortgage Loan Application Amount | $1,163,355,000 |
| Average Mortgage Loan Application Amount | $240,166 |
| Highest Mortgage Loan Application Amount | $28,805,000 |
| Average Applicant Income | $139,666 |
| Highest Applicant Income | $5,587,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Independent Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Independent Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Independent Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Independent Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Independent Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Independent Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 515 | $ 150,535,000 | $ 292,000 | $ 104,000 |
| Dallas County Texas | 340 | $ 105,210,000 | $ 309,000 | $ 151,000 |
| Travis County Texas | 321 | $ 134,925,000 | $ 420,000 | $ 206,000 |
| Denton County Texas | 249 | $ 62,745,000 | $ 251,000 | $ 150,000 |
| Tarrant County Texas | 200 | $ 48,800,000 | $ 244,000 | $ 111,000 |
| Collin County Texas | 187 | $ 62,455,000 | $ 333,000 | $ 172,000 |
| Weld County Colorado | 151 | $ 77,775,000 | $ 515,000 | $ 138,000 |
| Grayson County Texas | 134 | $ 27,600,000 | $ 205,000 | $ 129,000 |
| El Paso County Colorado | 125 | $ 34,805,000 | $ 278,000 | $ 97,000 |
| Webb County Texas | 120 | $ 21,770,000 | $ 181,000 | $ 58,000 |
| Larimer County Colorado | 100 | $ 31,790,000 | $ 317,000 | $ 181,000 |
| Williamson County Texas | 86 | $ 20,310,000 | $ 236,000 | $ 132,000 |
| Fort Bend County Texas | 76 | $ 17,120,000 | $ 225,000 | $ 122,000 |
| Arapahoe County Colorado | 68 | $ 22,270,000 | $ 327,000 | $ 102,000 |
| Adams County Colorado | 64 | $ 18,900,000 | $ 295,000 | $ 97,000 |
| Denver County Colorado | 60 | $ 27,260,000 | $ 454,000 | $ 189,000 |
| McLennan County Texas | 58 | $ 19,210,000 | $ 331,000 | $ 203,000 |
| Hunt County Texas | 46 | $ 11,140,000 | $ 242,000 | $ 100,000 |
| Rockwall County Texas | 44 | $ 13,380,000 | $ 304,000 | $ 124,000 |
| Hays County Texas | 38 | $ 12,690,000 | $ 333,000 | $ 182,000 |
| Montgomery County Texas | 35 | $ 10,475,000 | $ 299,000 | $ 290,000 |
| Jefferson County Colorado | 34 | $ 26,560,000 | $ 781,000 | $ 144,000 |
| Douglas County Colorado | 31 | $ 13,065,000 | $ 421,000 | $ 165,000 |
| Hidalgo County Texas | 30 | $ 6,320,000 | $ 210,000 | $ 116,000 |
| Johnson County Texas | 25 | $ 5,365,000 | $ 214,000 | $ 136,000 |
| Galveston County Texas | 23 | $ 9,685,000 | $ 421,000 | $ 252,000 |
| Kaufman County Texas | 23 | $ 4,815,000 | $ 209,000 | $ 82,000 |
| Boulder County Colorado | 20 | $ 13,300,000 | $ 665,000 | $ 176,000 |
| Cooke County Texas | 20 | $ 5,880,000 | $ 294,000 | $ 146,000 |
| Logan County Colorado | 16 | $ 3,180,000 | $ 198,000 | $ 90,000 |
| Ellis County Texas | 14 | $ 4,160,000 | $ 297,000 | $ 94,000 |
| Fannin County Texas | 13 | $ 3,025,000 | $ 232,000 | $ 135,000 |
| Parker County Texas | 13 | $ 4,715,000 | $ 362,000 | $ 140,000 |
| Hood County Texas | 12 | $ 3,790,000 | $ 315,000 | $ 182,000 |
| Brazos County Texas | 10 | $ 1,960,000 | $ 196,000 | $ 505,000 |
| Comal County Texas | 10 | $ 2,170,000 | $ 217,000 | $ 140,000 |
| Nueces County Texas | 10 | $ 4,180,000 | $ 418,000 | $ 686,000 |
| Wyandotte County Kansas | 9 | $ 655,000 | $ 72,000 | $ 205,000 |
| Bexar County Texas | 8 | $ 26,450,000 | $ 3,306,000 | $ 181,000 |
| Broomfield County Colorado | 7 | $ 1,625,000 | $ 232,000 | $ 68,000 |
| Waller County Texas | 7 | $ 4,455,000 | $ 636,000 | $ 395,000 |
| Wise County Texas | 7 | $ 1,215,000 | $ 173,000 | $ 83,000 |
| Morgan County Colorado | 6 | $ 1,160,000 | $ 193,000 | $ 101,000 |
| Pueblo County Colorado | 6 | $ 890,000 | $ 148,000 | $ 78,000 |
| Summit County Colorado | 6 | $ 3,410,000 | $ 568,000 | $ 884,000 |
| Aransas County Texas | 6 | $ 1,610,000 | $ 268,000 | $ 358,000 |
| Henderson County Texas | 6 | $ 2,340,000 | $ 390,000 | $ 382,000 |
| King County Washington | 6 | $ 2,120,000 | $ 353,000 | $ 107,000 |
| Pierce County Washington | 6 | $ 2,050,000 | $ 341,000 | $ 106,000 |
| Liberty County Texas | 5 | $ 945,000 | $ 189,000 | $ 59,000 |
| Midland County Texas | 5 | $ 1,245,000 | $ 249,000 | $ 113,000 |
| Somervell County Texas | 5 | $ 1,785,000 | $ 357,000 | $ 69,000 |
| Park County Colorado | 4 | $ 1,530,000 | $ 382,000 | $ 148,000 |
| Bryan County Oklahoma | 4 | $ 370,000 | $ 92,000 | $ 60,000 |
| Bastrop County Texas | 4 | $ 850,000 | $ 212,000 | $ 56,000 |
| Brazoria County Texas | 4 | $ 970,000 | $ 242,000 | $ 243,000 |
| Burnet County Texas | 4 | $ 3,580,000 | $ 895,000 | $ 157,000 |
| Gillespie County Texas | 4 | $ 1,440,000 | $ 360,000 | $ 217,000 |
| Lubbock County Texas | 4 | $ 620,000 | $ 155,000 | $ 305,000 |
| San Patricio County Texas | 4 | $ 610,000 | $ 152,000 | $ 63,000 |
| Walker County Texas | 4 | $ 1,040,000 | $ 260,000 | $ 108,000 |
| Maricopa County Arizona | 3 | $ 895,000 | $ 298,000 | $ 121,000 |
| Douglas County Nebraska | 3 | $ 465,000 | $ 155,000 | $ 97,000 |
| Santa Fe County New Mexico | 3 | $ 705,000 | $ 235,000 | $ 607,000 |
| Suffolk County New York | 3 | $ 1,445,000 | $ 481,000 | $ 265,000 |
| Bell County Texas | 3 | $ 335,000 | $ 111,000 | $ 71,000 |
| Guadalupe County Texas | 3 | $ 695,000 | $ 231,000 | $ 52,000 |
| Llano County Texas | 3 | $ 1,455,000 | $ 485,000 | $ 881,000 |
| Stone County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 73,000 |
| San Diego County California | 2 | $ 600,000 | $ 300,000 | $ 859,000 |
| Clear Creek County Colorado | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| Fremont County Colorado | 2 | $ 570,000 | $ 285,000 | $ 149,000 |
| Grand County Colorado | 2 | $ 590,000 | $ 295,000 | $ 208,000 |
| Phillips County Colorado | 2 | $ 290,000 | $ 145,000 | $ 34,000 |
| Broward County Florida | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| Hillsborough County Florida | 2 | $ 430,000 | $ 215,000 | $ 130,000 |
| Lee County Florida | 2 | $ 530,000 | $ 265,000 | $ 46,000 |
| Miami-Dade County Florida | 2 | $ 1,660,000 | $ 830,000 | $ 118,000 |
| Pasco County Florida | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
| St. Louis County Missouri | 2 | $ 580,000 | $ 290,000 | $ 155,000 |
| Box Butte County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Taos County New Mexico | 2 | $ 370,000 | $ 185,000 | $ 138,000 |
| Buncombe County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 43,000 |
| Atascosa County Texas | 2 | $ 630,000 | $ 315,000 | $ 90,000 |
| Blanco County Texas | 2 | $ 680,000 | $ 340,000 | $ 193,000 |
| Brewster County Texas | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Caldwell County Texas | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| Childress County Texas | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Hopkins County Texas | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Leon County Texas | 2 | $ 530,000 | $ 265,000 | $ 311,000 |
| Martin County Texas | 2 | $ 420,000 | $ 210,000 | $ 110,000 |
| Montague County Texas | 2 | $ 470,000 | $ 235,000 | $ 336,000 |
| Wharton County Texas | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Snohomish County Washington | 2 | $ 1,210,000 | $ 605,000 | $ 161,000 |
| Gila County Arizona | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Miller County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Union County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Los Angeles County California | 1 | $ 335,000 | $ 335,000 | $ 103,000 |
| Orange County California | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Sacramento County California | 1 | $ 415,000 | $ 415,000 | $ 269,000 |
| San Bernardino County California | 1 | $ 485,000 | $ 485,000 | $ 477,000 |
| Sonoma County California | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 525,000 | $ 525,000 | $ 220,000 |
| Chaffee County Colorado | 1 | $ 235,000 | $ 235,000 | $ 222,000 |
| Eagle County Colorado | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Garfield County Colorado | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 2,365,000 | $ 2,365,000 | $ 692,000 |
| La Plata County Colorado | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Las Animas County Colorado | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Mineral County Colorado | 1 | $ 645,000 | $ 645,000 | $ 613,000 |
| Montrose County Colorado | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Pitkin County Colorado | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Routt County Colorado | 1 | $ 1,115,000 | $ 1,115,000 | $ 200,000 |
| Teller County Colorado | 1 | $ 365,000 | $ 365,000 | $ 155,000 |
| Hernando County Florida | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Orange County Florida | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Palm Beach County Florida | 1 | $ 485,000 | $ 485,000 | $ 465,000 |
| St. Lucie County Florida | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Walton County Florida | 1 | $ 245,000 | $ 245,000 | $ 2,579,000 |
| Dawson County Georgia | 1 | $ 455,000 | $ 455,000 | $ 290,000 |
| Ada County Idaho | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Canyon County Idaho | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Hendricks County Indiana | 1 | $ 105,000 | $ 105,000 | $ 173,000 |
| Monroe County Indiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Ottawa County Michigan | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| DeSoto County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Hancock County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Jackson County Missouri | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| St. Louis City County Missouri | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Boone County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Clark County Nevada | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Lincoln County New Mexico | 1 | $ 635,000 | $ 635,000 | $ 0 |
| San Juan County New Mexico | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
| Nassau County New York | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Ulster County New York | 1 | $ 455,000 | $ 455,000 | $ 300,000 |
| New Hanover County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Clermont County Ohio | 1 | $ 315,000 | $ 315,000 | $ 165,000 |
| Montgomery County Ohio | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Creek County Oklahoma | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Love County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| McClain County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 233,000 |
| Tulsa County Oklahoma | 1 | $ 1,285,000 | $ 1,285,000 | $ 1,366,000 |
| Lexington County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Sumter County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| Davidson County Tennessee | 1 | $ 2,025,000 | $ 2,025,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 139,000 |
| Angelina County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Bandera County Texas | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Bosque County Texas | 1 | $ 75,000 | $ 75,000 | $ 161,000 |
| Calhoun County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Chambers County Texas | 1 | $ 505,000 | $ 505,000 | $ 149,000 |
| Falls County Texas | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Fayette County Texas | 1 | $ 1,095,000 | $ 1,095,000 | $ 0 |
| Hamilton County Texas | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Hill County Texas | 1 | $ 55,000 | $ 55,000 | $ 229,000 |
| Jackson County Texas | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Kendall County Texas | 1 | $ 2,475,000 | $ 2,475,000 | $ 600,000 |
| Kerr County Texas | 1 | $ 265,000 | $ 265,000 | $ 193,000 |
| Limestone County Texas | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Mason County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Matagorda County Texas | 1 | $ 1,905,000 | $ 1,905,000 | $ 0 |
| Milam County Texas | 1 | $ 245,000 | $ 245,000 | $ 184,000 |
| Newton County Texas | 1 | $ 595,000 | $ 595,000 | $ 633,000 |
| Orange County Texas | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Panola County Texas | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| San Jacinto County Texas | 1 | $ 305,000 | $ 305,000 | $ 420,000 |
| Smith County Texas | 1 | $ 105,000 | $ 105,000 | $ 199,000 |
| Taylor County Texas | 1 | $ 65,000 | $ 65,000 | $ 443,000 |
| Upshur County Texas | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Washington County Texas | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Stafford County Virginia | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Albany County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 145,000 |
| Carbon County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Laramie County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 400,000 |
Mortgage Loan Application Detail Totals for Independent Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,544 | $823,000,000 | $323,000 | $28,805,000 | $138,000 | $5,587,000 |
| Refinancing | 518 | $191,730,000 | $370,000 | $4,065,000 | $172,000 | $2,907,000 |
| Cash-out Refinancing | 439 | $131,625,000 | $299,000 | $2,305,000 | $155,000 | $1,544,000 |
| Other Purpose | 51 | $8,845,000 | $173,000 | $1,005,000 | $159,000 | $969,000 |
| Home Improvement | 44 | $6,820,000 | $155,000 | $695,000 | $214,000 | $929,000 |
| Not Applicable | 11 | $1,335,000 | $121,000 | $305,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,514 | $508,000,000 | $335,000 | $4,065,000 | $197,000 | $5,587,000 |
| Hispanic | 1,069 | $211,595,000 | $197,000 | $1,315,000 | $72,000 | $1,327,000 |
| Not Provided | 464 | $127,570,000 | $274,000 | $2,715,000 | $146,000 | $2,374,000 |
| Not applicable | 444 | $271,690,000 | $611,000 | $28,805,000 | $319,000 | $319,000 |
| Asian | 60 | $25,580,000 | $426,000 | $7,415,000 | $190,000 | $1,260,000 |
| Black or African American | 46 | $15,380,000 | $334,000 | $2,035,000 | $138,000 | $714,000 |
| American Indian or Alaskan Native | 5 | $1,495,000 | $299,000 | $725,000 | $212,000 | $431,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $550,000 | $275,000 | $345,000 | $228,000 | $332,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,053 | $1,029,755,000 | $337,000 | $28,805,000 | $160,000 | $5,587,000 |
| FHA-insured (Federal Housing Administration) | 430 | $93,560,000 | $217,000 | $715,000 | $73,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 109 | $36,935,000 | $338,000 | $1,315,000 | $99,000 | $344,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $3,105,000 | $207,000 | $485,000 | $107,000 | $509,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,758 | $901,310,000 | $326,000 | $28,805,000 | $142,000 | $5,587,000 |
| Application Withdrawn By Applicant | 570 | $181,140,000 | $317,000 | $2,415,000 | $161,000 | $2,374,000 |
| Loan Purchased By The Institution | 91 | $19,125,000 | $210,000 | $2,475,000 | $0 | $0 |
| File Closed For Incompleteness | 73 | $25,205,000 | $345,000 | $1,355,000 | $172,000 | $1,544,000 |
| Application Denied By Financial Institution | 66 | $22,010,000 | $333,000 | $2,555,000 | $124,000 | $1,026,000 |
| Application Approved But Not Accepted | 49 | $14,565,000 | $297,000 | $795,000 | $162,000 | $875,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,541 | $1,141,345,000 | $322,000 | $28,805,000 | $147,000 | $5,587,000 |
| Debt-To-Income Ratio | 20 | $7,150,000 | $357,000 | $2,555,000 | $93,000 | $435,000 |
| Credit History | 16 | $5,020,000 | $313,000 | $1,025,000 | $146,000 | $1,026,000 |
| Unverifiable Information | 15 | $4,185,000 | $279,000 | $375,000 | $96,000 | $201,000 |
| Collateral | 5 | $1,395,000 | $279,000 | $705,000 | $187,000 | $614,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,875,000 | $375,000 | $875,000 | $144,000 | $283,000 |
| Other | 4 | $2,210,000 | $552,000 | $1,585,000 | $241,000 | $535,000 |
| Mortgage Insurance Denied | 1 | $175,000 | $175,000 | $175,000 | $108,000 | $108,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Independent Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Independent Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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