Inova
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Inova 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inova 358 S Elkhart Avenue Elkhart, IN 46516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 937 |
| Total Mortgage Loan Application Amount | $104,065,000 |
| Average Mortgage Loan Application Amount | $107,400 |
| Highest Mortgage Loan Application Amount | $685,000 |
| Average Applicant Income | $87,800 |
| Highest Applicant Income | $540,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Inova. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inova's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Inova's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inova serves its applicants.
Each category highlights the total number of mortgage applications processed by Inova, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inova's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Elkhart County Indiana | 235 | $ 20,555,000 | $ 87,000 | $ 82,000 |
| St. Joseph County Indiana | 208 | $ 19,730,000 | $ 94,000 | $ 90,000 |
| LaPorte County Indiana | 42 | $ 3,140,000 | $ 74,000 | $ 71,000 |
| Cass County Michigan | 40 | $ 4,530,000 | $ 113,000 | $ 92,000 |
| Berrien County Michigan | 11 | $ 1,255,000 | $ 114,000 | $ 103,000 |
| Marion County Indiana | 9 | $ 615,000 | $ 68,000 | $ 122,000 |
| Marshall County Indiana | 7 | $ 625,000 | $ 89,000 | $ 99,000 |
| Johnston County North Carolina | 7 | $ 1,045,000 | $ 149,000 | $ 126,000 |
| San Joaquin County California | 6 | $ 630,000 | $ 105,000 | $ 189,000 |
| New Haven County Connecticut | 6 | $ 940,000 | $ 156,000 | $ 122,000 |
| Cook County Illinois | 6 | $ 600,000 | $ 100,000 | $ 121,000 |
| Alameda County California | 5 | $ 685,000 | $ 137,000 | $ 142,000 |
| Rowan County North Carolina | 5 | $ 205,000 | $ 41,000 | $ 66,000 |
| Wake County North Carolina | 5 | $ 305,000 | $ 61,000 | $ 76,000 |
| Hartford County Connecticut | 4 | $ 560,000 | $ 140,000 | $ 122,000 |
| Lee County Florida | 4 | $ 300,000 | $ 75,000 | $ 94,000 |
| Orange County Florida | 4 | $ 210,000 | $ 52,000 | $ 95,000 |
| Porter County Indiana | 4 | $ 190,000 | $ 47,000 | $ 105,000 |
| St. Joseph County Michigan | 4 | $ 320,000 | $ 80,000 | $ 82,000 |
| San Bernardino County California | 3 | $ 265,000 | $ 88,000 | $ 122,000 |
| Broward County Florida | 3 | $ 455,000 | $ 151,000 | $ 163,000 |
| Polk County Florida | 3 | $ 155,000 | $ 51,000 | $ 164,000 |
| Sarasota County Florida | 3 | $ 145,000 | $ 48,000 | $ 73,000 |
| St. Lucie County Florida | 3 | $ 265,000 | $ 88,000 | $ 103,000 |
| Hamilton County Indiana | 3 | $ 775,000 | $ 258,000 | $ 146,000 |
| Starke County Indiana | 3 | $ 445,000 | $ 148,000 | $ 60,000 |
| Clark County Nevada | 3 | $ 315,000 | $ 105,000 | $ 146,000 |
| Maricopa County Arizona | 2 | $ 370,000 | $ 185,000 | $ 79,000 |
| Contra Costa County California | 2 | $ 120,000 | $ 60,000 | $ 236,000 |
| Los Angeles County California | 2 | $ 420,000 | $ 210,000 | $ 144,000 |
| San Diego County California | 2 | $ 280,000 | $ 140,000 | $ 279,000 |
| Hillsborough County Florida | 2 | $ 110,000 | $ 55,000 | $ 117,000 |
| Lake County Florida | 2 | $ 90,000 | $ 45,000 | $ 146,000 |
| Miami-Dade County Florida | 2 | $ 120,000 | $ 60,000 | $ 113,000 |
| Wakulla County Florida | 2 | $ 530,000 | $ 265,000 | $ 88,000 |
| Walton County Florida | 2 | $ 400,000 | $ 200,000 | $ 145,000 |
| Lake County Illinois | 2 | $ 220,000 | $ 110,000 | $ 189,000 |
| Hendricks County Indiana | 2 | $ 140,000 | $ 70,000 | $ 121,000 |
| Jackson County Indiana | 2 | $ 180,000 | $ 90,000 | $ 141,000 |
| Johnson County Indiana | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Kosciusko County Indiana | 2 | $ 90,000 | $ 45,000 | $ 86,000 |
| Lake County Indiana | 2 | $ 150,000 | $ 75,000 | $ 102,000 |
| Van Buren County Michigan | 2 | $ 60,000 | $ 30,000 | $ 71,000 |
| Ocean County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 50,000 |
| Brunswick County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 113,000 |
| Abbeville County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 42,000 |
| Dorchester County South Carolina | 2 | $ 190,000 | $ 95,000 | $ 91,000 |
| Horry County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 59,000 |
| Richland County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 50,000 |
| Tarrant County Texas | 2 | $ 150,000 | $ 75,000 | $ 48,000 |
| Pulaski County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| El Dorado County California | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Merced County California | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Orange County California | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Sacramento County California | 1 | $ 95,000 | $ 95,000 | $ 142,000 |
| San Mateo County California | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Shasta County California | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Solano County California | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Tulare County California | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Adams County Colorado | 1 | $ 95,000 | $ 95,000 | $ 23,000 |
| Douglas County Colorado | 1 | $ 35,000 | $ 35,000 | $ 130,000 |
| Fairfield County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 230,000 |
| Middlesex County Connecticut | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Tolland County Connecticut | 1 | $ 455,000 | $ 455,000 | $ 229,000 |
| Hernando County Florida | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Palm Beach County Florida | 1 | $ 15,000 | $ 15,000 | $ 121,000 |
| Santa Rosa County Florida | 1 | $ 145,000 | $ 145,000 | $ 138,000 |
| Volusia County Florida | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Gwinnett County Georgia | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Lumpkin County Georgia | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Walton County Georgia | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Boone County Illinois | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Douglas County Illinois | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Kankakee County Illinois | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| Kendall County Illinois | 1 | $ 475,000 | $ 475,000 | $ 137,000 |
| Lawrence County Illinois | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Will County Illinois | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| Fulton County Indiana | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Madison County Indiana | 1 | $ 15,000 | $ 15,000 | $ 106,000 |
| Newton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Noble County Indiana | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Vigo County Indiana | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Jackson County Iowa | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Montgomery County Kansas | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Leslie County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Washington County Maine | 1 | $ 25,000 | $ 25,000 | $ 12,000 |
| Prince George's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| St. Mary's County Maryland | 1 | $ 15,000 | $ 15,000 | $ 132,000 |
| Norfolk County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Benzie County Michigan | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Branch County Michigan | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Calhoun County Michigan | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Hennepin County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Wright County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| Shelby County Missouri | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Douglas County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 245,000 |
| Sarpy County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 99,000 |
| Lyon County Nevada | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Bergen County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Essex County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Mercer County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 213,000 |
| Monmouth County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 175,000 |
| Passaic County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 148,000 |
| Somerset County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 312,000 |
| Warren County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 358,000 |
| Orange County New York | 1 | $ 455,000 | $ 455,000 | $ 158,000 |
| Putnam County New York | 1 | $ 35,000 | $ 35,000 | $ 267,000 |
| Carteret County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Craven County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Forsyth County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 174,000 |
| Nash County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Onslow County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| Butler County Ohio | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Cuyahoga County Ohio | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Fairfield County Ohio | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Hamilton County Ohio | 1 | $ 55,000 | $ 55,000 | $ 165,000 |
| Jefferson County Ohio | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Lorain County Ohio | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Montgomery County Ohio | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Trumbull County Ohio | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Oklahoma County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Chester County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 131,000 |
| Montgomery County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Westmoreland County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Lexington County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Pickens County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| York County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Sevier County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Collin County Texas | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Harris County Texas | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Fauquier County Virginia | 1 | $ 25,000 | $ 25,000 | $ 155,000 |
| Martinsville County Virginia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Prince William County Virginia | 1 | $ 45,000 | $ 45,000 | $ 148,000 |
| Snohomish County Washington | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Preston County West Virginia | 1 | $ 305,000 | $ 305,000 | $ 162,000 |
Mortgage Loan Application Detail Totals for Inova in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 261 | $49,945,000 | $191,000 | $685,000 | $77,000 | $267,000 |
| Other Purpose | 220 | $13,370,000 | $60,000 | $255,000 | $88,000 | $399,000 |
| Home Improvement | 214 | $12,980,000 | $60,000 | $255,000 | $107,000 | $540,000 |
| Cash-out Refinancing | 129 | $16,815,000 | $130,000 | $605,000 | $81,000 | $385,000 |
| Refinancing | 113 | $10,955,000 | $96,000 | $325,000 | $86,000 | $358,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 757 | $81,825,000 | $108,000 | $685,000 | $89,000 | $540,000 |
| Black or African American | 64 | $6,440,000 | $100,000 | $315,000 | $76,000 | $320,000 |
| Hispanic | 51 | $5,895,000 | $115,000 | $315,000 | $78,000 | $293,000 |
| Not Provided | 40 | $5,840,000 | $146,000 | $645,000 | $97,000 | $267,000 |
| Asian | 15 | $2,335,000 | $155,000 | $455,000 | $131,000 | $312,000 |
| American Indian or Alaskan Native | 4 | $740,000 | $185,000 | $325,000 | $81,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $155,000 | $155,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 887 | $95,555,000 | $107,000 | $685,000 | $90,000 | $540,000 |
| FHA-insured (Federal Housing Administration) | 48 | $7,800,000 | $162,000 | $485,000 | $61,000 | $179,000 |
| VA-guaranteed (Veterans Administration) | 2 | $710,000 | $355,000 | $475,000 | $107,000 | $137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 548 | $52,180,000 | $95,000 | $455,000 | $95,000 | $474,000 |
| Preapproval Approved but not Accepted | 110 | $22,460,000 | $204,000 | $685,000 | $78,000 | $225,000 |
| Application Denied By Financial Institution | 90 | $6,190,000 | $68,000 | $305,000 | $79,000 | $399,000 |
| Application Withdrawn By Applicant | 85 | $8,315,000 | $97,000 | $475,000 | $101,000 | $540,000 |
| Preapproval Denied by Financial Institution | 59 | $8,665,000 | $146,000 | $365,000 | $47,000 | $131,000 |
| Application Approved But Not Accepted | 28 | $3,990,000 | $142,000 | $605,000 | $93,000 | $208,000 |
| File Closed For Incompleteness | 17 | $2,265,000 | $133,000 | $335,000 | $71,000 | $171,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 788 | $89,210,000 | $113,000 | $685,000 | $93,000 | $540,000 |
| Debt-To-Income Ratio | 63 | $6,975,000 | $110,000 | $365,000 | $61,000 | $399,000 |
| Credit History | 60 | $5,330,000 | $88,000 | $325,000 | $59,000 | $228,000 |
| Other | 16 | $1,150,000 | $71,000 | $155,000 | $113,000 | $320,000 |
| Employment History | 8 | $1,210,000 | $151,000 | $245,000 | $63,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $175,000 | $175,000 | $175,000 | $85,000 | $85,000 |
| Unverifiable Information | 1 | $15,000 | $15,000 | $15,000 | $86,000 | $86,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inova's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inova's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.