Inspire Home Loans Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Inspire Home Loans Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inspire Home Loans Inc. 19600 Fairchild Road, Suite 200 Wilmington, DE 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,461 |
| Total Mortgage Loan Application Amount | $1,093,755,000 |
| Average Mortgage Loan Application Amount | $271,000 |
| Highest Mortgage Loan Application Amount | $1,265,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $1,832,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Inspire Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inspire Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Inspire Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inspire Home Loans Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Inspire Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inspire Home Loans Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 554 | $ 180,050,000 | $ 325,000 | $ 123,000 |
| Gwinnett County Georgia | 251 | $ 76,675,000 | $ 305,000 | $ 103,000 |
| Jefferson County Colorado | 209 | $ 70,775,000 | $ 338,000 | $ 129,000 |
| Forsyth County Georgia | 191 | $ 59,985,000 | $ 314,000 | $ 112,000 |
| Douglas County Colorado | 159 | $ 64,845,000 | $ 407,000 | $ 134,000 |
| Fulton County Georgia | 140 | $ 39,010,000 | $ 278,000 | $ 86,000 |
| Salt Lake County Utah | 121 | $ 41,055,000 | $ 339,000 | $ 108,000 |
| Arapahoe County Colorado | 117 | $ 49,865,000 | $ 426,000 | $ 153,000 |
| Harris County Texas | 112 | $ 20,610,000 | $ 184,000 | $ 69,000 |
| Weld County Colorado | 101 | $ 33,165,000 | $ 328,000 | $ 102,000 |
| Williamson County Texas | 96 | $ 28,930,000 | $ 301,000 | $ 127,000 |
| Newton County Georgia | 93 | $ 23,815,000 | $ 256,000 | $ 79,000 |
| Paulding County Georgia | 88 | $ 24,620,000 | $ 279,000 | $ 97,000 |
| DeKalb County Georgia | 78 | $ 24,250,000 | $ 310,000 | $ 108,000 |
| El Paso County Colorado | 76 | $ 24,140,000 | $ 317,000 | $ 110,000 |
| Utah County Utah | 72 | $ 23,980,000 | $ 333,000 | $ 87,000 |
| Henry County Georgia | 65 | $ 19,065,000 | $ 293,000 | $ 92,000 |
| Mecklenburg County North Carolina | 64 | $ 16,040,000 | $ 250,000 | $ 103,000 |
| Cherokee County Georgia | 61 | $ 17,995,000 | $ 295,000 | $ 131,000 |
| Fresno County California | 57 | $ 17,555,000 | $ 307,000 | $ 110,000 |
| Jackson County Georgia | 55 | $ 12,955,000 | $ 235,000 | $ 98,000 |
| Larimer County Colorado | 46 | $ 13,720,000 | $ 298,000 | $ 102,000 |
| Cabarrus County North Carolina | 44 | $ 12,750,000 | $ 289,000 | $ 105,000 |
| Bexar County Texas | 39 | $ 10,495,000 | $ 269,000 | $ 101,000 |
| Adams County Colorado | 37 | $ 14,805,000 | $ 400,000 | $ 145,000 |
| Travis County Texas | 37 | $ 12,595,000 | $ 340,000 | $ 144,000 |
| Cobb County Georgia | 33 | $ 10,035,000 | $ 304,000 | $ 117,000 |
| Denver County Colorado | 32 | $ 11,620,000 | $ 363,000 | $ 138,000 |
| Thurston County Washington | 31 | $ 10,145,000 | $ 327,000 | $ 96,000 |
| Fort Bend County Texas | 29 | $ 5,415,000 | $ 186,000 | $ 82,000 |
| Monterey County California | 27 | $ 12,305,000 | $ 455,000 | $ 144,000 |
| San Joaquin County California | 26 | $ 9,560,000 | $ 367,000 | $ 130,000 |
| Clayton County Georgia | 24 | $ 4,870,000 | $ 202,000 | $ 65,000 |
| Iredell County North Carolina | 23 | $ 4,715,000 | $ 205,000 | $ 163,000 |
| Montgomery County Texas | 22 | $ 5,420,000 | $ 246,000 | $ 120,000 |
| San Bernardino County California | 16 | $ 9,570,000 | $ 598,000 | $ 256,000 |
| Snohomish County Washington | 16 | $ 8,760,000 | $ 547,000 | $ 171,000 |
| Stanislaus County California | 13 | $ 4,475,000 | $ 344,000 | $ 118,000 |
| San Benito County California | 12 | $ 5,580,000 | $ 465,000 | $ 133,000 |
| Union County North Carolina | 12 | $ 4,390,000 | $ 365,000 | $ 150,000 |
| King County Washington | 10 | $ 9,630,000 | $ 963,000 | $ 268,000 |
| Comal County Texas | 9 | $ 1,965,000 | $ 218,000 | $ 75,000 |
| Hays County Texas | 9 | $ 3,815,000 | $ 423,000 | $ 157,000 |
| Ventura County California | 8 | $ 4,340,000 | $ 542,000 | $ 183,000 |
| Hall County Georgia | 8 | $ 3,240,000 | $ 405,000 | $ 132,000 |
| Rutherford County Tennessee | 8 | $ 2,280,000 | $ 285,000 | $ 91,000 |
| Kitsap County Washington | 8 | $ 2,670,000 | $ 333,000 | $ 108,000 |
| Pierce County Washington | 8 | $ 3,470,000 | $ 433,000 | $ 129,000 |
| Brunswick County North Carolina | 7 | $ 1,085,000 | $ 155,000 | $ 72,000 |
| Harnett County North Carolina | 7 | $ 1,095,000 | $ 156,000 | $ 46,000 |
| Davidson County Tennessee | 7 | $ 1,865,000 | $ 266,000 | $ 63,000 |
| Hernando County Florida | 6 | $ 890,000 | $ 148,000 | $ 41,000 |
| Randolph County North Carolina | 5 | $ 575,000 | $ 115,000 | $ 41,000 |
| Los Angeles County California | 4 | $ 1,780,000 | $ 445,000 | $ 141,000 |
| Bartow County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 400,000 |
| Gordon County Georgia | 4 | $ 530,000 | $ 132,000 | $ 181,000 |
| Rockdale County Georgia | 4 | $ 720,000 | $ 180,000 | $ 76,000 |
| Alamance County North Carolina | 4 | $ 610,000 | $ 152,000 | $ 44,000 |
| Forsyth County North Carolina | 4 | $ 580,000 | $ 145,000 | $ 91,000 |
| Johnston County North Carolina | 4 | $ 860,000 | $ 215,000 | $ 86,000 |
| Stanly County North Carolina | 4 | $ 720,000 | $ 180,000 | $ 80,000 |
| Wake County North Carolina | 4 | $ 1,020,000 | $ 255,000 | $ 101,000 |
| Cumberland County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 66,000 |
| Franklin County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 74,000 |
| Flagler County Florida | 2 | $ 280,000 | $ 140,000 | $ 72,000 |
| Osceola County Florida | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Fannin County Georgia | 2 | $ 710,000 | $ 355,000 | $ 105,000 |
| Spalding County Georgia | 2 | $ 260,000 | $ 130,000 | $ 48,000 |
| Cleveland County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Davidson County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 77,000 |
| Guilford County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Pitt County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 91,000 |
| Wilson County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 31,000 |
| Horry County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 99,000 |
| Wilson County Tennessee | 2 | $ 640,000 | $ 320,000 | $ 92,000 |
| Mariposa County California | 1 | $ 405,000 | $ 405,000 | $ 64,000 |
| Lee County Florida | 1 | $ 165,000 | $ 165,000 | $ 26,000 |
| Sarasota County Florida | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| St. Lucie County Florida | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Butts County Georgia | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Clarke County Georgia | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Douglas County Georgia | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Peach County Georgia | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
| Walton County Georgia | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Durham County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Gaston County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Lee County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Rowan County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Vance County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| York County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Smith County Texas | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Inspire Home Loans Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,452 | $1,091,430,000 | $316,000 | $1,265,000 | $113,000 | $1,832,000 |
| Cash-out Refinancing | 6 | $1,660,000 | $276,000 | $405,000 | $79,000 | $120,000 |
| Refinancing | 3 | $665,000 | $221,000 | $375,000 | $98,000 | $145,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,508 | $487,540,000 | $323,000 | $1,205,000 | $120,000 | $1,350,000 |
| Black or African American | 564 | $162,040,000 | $287,000 | $805,000 | $94,000 | $480,000 |
| Not Provided | 502 | $160,580,000 | $319,000 | $915,000 | $120,000 | $1,832,000 |
| Asian | 401 | $131,185,000 | $327,000 | $1,035,000 | $117,000 | $647,000 |
| Hispanic | 336 | $101,180,000 | $301,000 | $1,265,000 | $97,000 | $467,000 |
| American Indian or Alaskan Native | 23 | $6,755,000 | $293,000 | $435,000 | $112,000 | $279,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,640,000 | $330,000 | $415,000 | $114,000 | $233,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,338 | $748,280,000 | $320,000 | $1,265,000 | $123,000 | $1,832,000 |
| FHA-insured (Federal Housing Administration) | 697 | $199,755,000 | $286,000 | $685,000 | $89,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 394 | $137,300,000 | $348,000 | $595,000 | $104,000 | $359,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $8,420,000 | $263,000 | $455,000 | $68,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,176 | $683,450,000 | $314,000 | $1,265,000 | $115,000 | $1,832,000 |
| Application Withdrawn By Applicant | 424 | $133,020,000 | $313,000 | $1,045,000 | $122,000 | $1,350,000 |
| Application Approved But Not Accepted | 357 | $117,815,000 | $330,000 | $1,035,000 | $119,000 | $647,000 |
| Application Denied By Financial Institution | 305 | $96,715,000 | $317,000 | $1,155,000 | $89,000 | $732,000 |
| File Closed For Incompleteness | 199 | $62,755,000 | $315,000 | $1,205,000 | $107,000 | $629,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,156 | $997,040,000 | $315,000 | $1,265,000 | $116,000 | $1,832,000 |
| Debt-To-Income Ratio | 175 | $52,485,000 | $299,000 | $985,000 | $66,000 | $246,000 |
| Credit History | 55 | $19,135,000 | $347,000 | $1,155,000 | $114,000 | $286,000 |
| Other | 19 | $5,935,000 | $312,000 | $525,000 | $100,000 | $197,000 |
| Employment History | 17 | $5,225,000 | $307,000 | $455,000 | $53,000 | $188,000 |
| Unverifiable Information | 14 | $6,010,000 | $429,000 | $785,000 | $258,000 | $732,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,965,000 | $305,000 | $455,000 | $102,000 | $317,000 |
| Credit Application Incomplete | 7 | $2,225,000 | $317,000 | $545,000 | $116,000 | $150,000 |
| Collateral | 5 | $1,735,000 | $347,000 | $415,000 | $144,000 | $243,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inspire Home Loans Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inspire Home Loans Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.